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83481223

Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks according to Occupation - 1997

 
 
 
 
 
 

(Amount in Rs. lakh)


     

As on 31st March


         

Credit Limit


Outstanding


     

No. of

Percent

Amount

Percent

Amount

Percent

Occupation

Accounts


share


 

share


 

share


 
 
 

(1)


(2)


(3)


(4)


(5)


(6)


I.

Agriculture

22524364

40.5

3698055

10.5

3163415

11.1

 

1.

Direct Finance

22224763

40.0

3094621

8.8

2721736

9.6

 

2.

Indirect Finance

299601

0.5

603434

1.7

441680

1.6

II.

Industry

4427994

8.0

17826683

50.8

14031360

49.3

 

1.

Mining and Quarrying

17631

-

548342

1.6

378707

1.3

 

2.

Food Manufacturing and Processing

127220

0.2

1519012

4.3

1152491

4.1

   

a) Rice, flour and dal mills

38284

0.1

270266

0.8

210362

0.7

   

b) Sugar

1579

-

276804

0.8

227647

0.8

   

c) Edible oils & vanaspati

16812

-

301900

0.9

217891

0.8

   

d) Tea processing

1605

-

176432

0.5

117046

0.4

   

e) Processing of fruits & vegetables

2324

-

36261

0.1

27054

0.1

   

f) Others

66616

0.1

457349

1.3

352490

1.2

 

3.

Beverage and Tobacco

6084

-

226224

0.6

170981

0.6

 

4.

Textiles

142787

0.3

2906836

8.3

2233875

7.9

   

a) Cotton textiles

36960

0.1

1183174

3.4

923485

3.2

   

b) Jute textiles

1759

-

55995

0.2

42674

0.2

   

c) Handloom textiles & Khadi

11502

-

51209

0.1

42586

0.1

   

d) Other textiles and textile goods

92566

0.2

1616458

4.6

1225129

4.3

 

5.

Paper, Paper Products and Printing

43648

0.1

465091

1.3

379385

1.3

 

6.

Leather and Leather Products

15882

-

273856

0.8

220270

0.8

 

7.

Rubber and Rubber Products

13063

-

281105

0.8

232519

0.8

 

8.

Chemicals & Chemical Products

76599

0.1

2539133

7.2

1952158

6.9

   

a) Heavy industrial chemicals

8092

-

476446

1.4

341394

1.2

   

b) Fertilisers

2197

-

333886

1.0

245225

0.9

   

c) Drugs and pharmaceuticals

15028

-

731725

2.1

583661

2.1

   

d) Non-edible oils

1749

-

33925

0.1

29499

0.1

   

e) Other Chemicals & Chemical Products

49533

0.1

963151

2.7

752379

2.6

 

9.

Petroleum, Coal Products & Nuclear Fuels

5785

-

362934

1.0

304247

1.1

 

10.

Manufacture of Cement & Cement Products

9541

-

283683

0.8

233107

0.8

 

11.

Basic Metals and Metal Products

86975

0.2

2129490

6.1

1730352

6.1

   

a) Iron and steel

28676

0.1

1507581

4.3

1238883

4.4

   

b) Non-ferrous metals

6159

-

157015

0.4

125082

0.4

   

c) Other metal products

52140

0.1

464894

1.3

366387

1.3

 

12.

Engineering

102645

0.2

2744694

7.8

2155915

7.6

   

a) Heavy engineering

14659

-

761837

2.2

575790

2.0

   

b) Light engineering

42200

0.1

660772

1.9

510894

1.8

   

c) Electrical machinery & goods

26592

-

699866

2.0

544028

1.9

   

d) Electronic machinery & goods

19194

-

622219

1.8

525203

1.8

 

13.

Vehicles, Vehicle Parts & Transport Equipments

33009

0.1

694562

2.0

537262

1.9

 

14.

Other Industries

3711536

6.7

1942830

5.5

1618734

5.7

 

15.

Electricity, Gas & Water

11393

-

465205

1.3

345286

1.2

   

a) Electricity Generation & Transmission

9809

-

433825

1.2

320404

1.1

   

b) Non-Conventional Energy

503

-

15569

-

12527

-

   

c) Gas, Steam & Water Supply

1081

-

15810

-

12355

-

 

16.

Construction

24196

-

443686

1.3

386073

1.4

III.

Transport operators

1122131

2.0

630264

1.8

520206

1.8

IV.

Professional and other services

2177329

3.9

1085451

3.1

894184

3.1

V.

Personal Loans

11432406

20.6

3312163

9.4

2820132

9.9

 

1.

Loans for Purchase of Consumer Durables

768459

1.4

118949

0.3

97361

0.3

 

2.

Loans for Housing

1033802

1.9

893108

2.5

794599

2.8

 

3.

Rest of the Personal Loans

9630145

17.3

2300106

6.6

1928173

6.8

VI.

Trade

8947094

16.1

4570405

13.0

3744043

13.2

 

1.

Wholesale Trade

413569

0.7

2675594

7.6

2128311

7.5

   

of which : Food Procurement

121

-

874998

2.5

795881

2.8

 

2.

Retail Trade

8533525

15.3

1894811

5.4

1615732

5.7

VII.

Finance

21970

-

1404312

4.0

1129334

4.0

VIII.


All others


4964629


8.9


2534334


7.2


2134656


7.5


Total Bank Credit

55617917

100.0

35061667

100.0

28437330

100.0

Of which :

1. Artisan &Village Industries

2066264

3.7

206270

0.6

182465

0.6

 

2. Other Small Scale Industries


1737692


3.1


3363890


9.6


2679332


9.4


-

: Nil or negligible.

Source

: Basic Statistical Return - 1.

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