Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation - 1998 - ஆர்பிஐ - Reserve Bank of India
Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation - 1998
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(Amount in Rs. lakh) |
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As on 31st March |
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Credit Limit |
Outstanding |
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No. of |
Percent |
Amount |
Percent |
Amount |
Percent |
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Occupation |
Accounts |
share |
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share |
|
share |
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(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
I. |
Agriculture |
21720055 |
40.5 |
4031825 |
10.1 |
3526252 |
10.7 |
|
1. |
Direct Finance |
21407723 |
40.0 |
3423431 |
8.6 |
3050890 |
9.2 |
|
2. |
Indirect Finance |
312332 |
0.6 |
608394 |
1.5 |
475362 |
1.4 |
|
II. |
Industry |
4368415 |
8.2 |
20072843 |
50.5 |
16109594 |
48.8 |
|
1. |
Mining and Quarrying |
15583 |
- |
374213 |
0.9 |
310931 |
0.9 |
|
2. |
Food Manufacturing and Processing |
132687 |
0.2 |
1602406 |
4.0 |
1247773 |
3.8 |
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a) Rice, flour and dal mills |
38735 |
0.1 |
316254 |
0.8 |
252723 |
0.8 |
||
b) Sugar |
1688 |
- |
352510 |
0.9 |
286139 |
0.9 |
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c) Edible oils & vanaspati |
16640 |
- |
282558 |
0.7 |
217318 |
0.7 |
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d) Tea processing |
1660 |
- |
165332 |
0.4 |
111634 |
0.3 |
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e) Processing of fruits & vegetables |
2403 |
- |
35624 |
0.1 |
27856 |
0.1 |
||
f) Others |
71561 |
0.1 |
450128 |
1.1 |
352102 |
1.1 |
||
3. |
Beverage and Tobacco |
6049 |
- |
240015 |
0.6 |
194883 |
0.6 |
|
4. |
Textiles |
139345 |
0.3 |
3201019 |
8.1 |
2474316 |
7.5 |
|
a) Cotton textiles |
37543 |
0.1 |
1342952 |
3.4 |
1040315 |
3.2 |
||
b) Jute textiles |
1631 |
- |
59852 |
0.2 |
41542 |
0.1 |
||
c) Handloom textiles & Khadi |
10270 |
- |
48321 |
0.1 |
40937 |
0.1 |
||
d) Other textiles and textile goods |
89901 |
0.2 |
1749894 |
4.4 |
1351522 |
4.1 |
||
5. |
Paper, Paper Products and Printing |
42752 |
0.1 |
530253 |
1.3 |
458554 |
1.4 |
|
6. |
Leather and Leather Products |
15296 |
- |
298567 |
0.8 |
230731 |
0.7 |
|
7. |
Rubber and Rubber Products |
12574 |
- |
288573 |
0.7 |
236388 |
0.7 |
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8. |
Chemicals & Chemical Products |
72452 |
0.1 |
2796450 |
7.0 |
2199423 |
6.7 |
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a) Heavy industrial chemicals |
7028 |
- |
476761 |
1.2 |
381890 |
1.2 |
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b)Fertilisers |
1748 |
- |
400609 |
1.0 |
291052 |
0.9 |
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c) Drugs and pharmaceuticals |
13832 |
- |
762142 |
1.9 |
611161 |
1.9 |
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d) Non-edible oils |
1626 |
- |
43566 |
0.1 |
38136 |
0.1 |
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e) Other Chemicals & Chemical Products |
48218 |
0.1 |
1113373 |
2.8 |
877185 |
2.7 |
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9 . |
Petroleum, Coal Products & Nuclear Fuels |
5570 |
- |
801108 |
2.0 |
603666 |
1.8 |
|
10. |
Manufacture of Cement & Cement Products |
9602 |
- |
312585 |
0.8 |
270677 |
0.8 |
|
11. |
Basic Metals and Metal Products |
86890 |
0.2 |
2406030 |
6.1 |
2017005 |
6.1 |
|
a) Iron and steel |
25161 |
- |
1689530 |
4.3 |
1445157 |
4.4 |
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b) Non-ferrous metals |
4834 |
- |
189794 |
0.5 |
141706 |
0.4 |
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c) Other metal products |
56895 |
0.1 |
526706 |
1.3 |
430142 |
1.3 |
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12. |
Engineering |
100722 |
0.2 |
2963255 |
7.5 |
2351411 |
7.1 |
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a) Heavy engineering |
15230 |
- |
848842 |
2.1 |
648516 |
2.0 |
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b) Light engineering |
41164 |
0.1 |
728582 |
1.8 |
582743 |
1.8 |
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c) Electrical machinery & goods |
25141 |
- |
712824 |
1.8 |
551754 |
1.7 |
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d) Electronic machinery & goods |
19187 |
- |
673007 |
1.7 |
568398 |
1.7 |
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13. |
Vehicles, Vehicle Parts & Transport Equipments |
31798 |
0.1 |
806422 |
2.0 |
607705 |
1.8 |
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14. |
Other Industries |
3662325 |
6.8 |
2404044 |
6.1 |
2043032 |
6.2 |
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15. |
Electricity, Gas & Water |
9566 |
- |
522133 |
1.3 |
408926 |
1.2 |
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a) Electricity Generation & Transmission |
7681 |
- |
472930 |
1.2 |
367987 |
1.1 |
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b) Non-Conventional Energy |
459 |
- |
13643 |
- |
10834 |
- |
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c) Gas, Steam & Water Supply |
1426 |
- |
35560 |
0.1 |
30106 |
0.1 |
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16. |
Construction |
25204 |
- |
525771 |
1.3 |
454173 |
1.4 |
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III. |
Transport operators |
1142619 |
2.1 |
802574 |
2.0 |
646849 |
2.0 |
|
IV. |
Professional and other services |
2026955 |
3.8 |
1331313 |
3.4 |
1144548 |
3.5 |
|
V. |
Personal Loans |
11260151 |
21.0 |
4039977 |
10.2 |
3475264 |
10.5 |
|
1. |
Loans for Purchase of Consumer Durables |
826982 |
1.5 |
155389 |
0.4 |
132242 |
0.4 |
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2. |
Loans for Housing |
1080164 |
2.0 |
1085268 |
2.7 |
963151 |
2.9 |
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3. |
Rest of the Personal Loans |
9353005 |
17.5 |
2799319 |
7.0 |
2379871 |
7.2 |
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VI. |
Trade |
8401494 |
15.7 |
5367913 |
13.5 |
4580443 |
13.9 |
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1. |
Wholesale Trade |
448016 |
0.8 |
3242339 |
8.2 |
2748126 |
8.3 |
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of which : Food Procurement |
121 |
- |
1384358 |
3.5 |
1310634 |
4.0 |
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2. |
Retail Trade |
7953478 |
14.8 |
2125574 |
5.3 |
1832317 |
5.6 |
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VII. |
Finance |
19850 |
- |
1513535 |
3.8 |
1223680 |
3.7 |
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VIII. |
All others |
4644417 |
8.7 |
2573028 |
6.5 |
2287814 |
6.9 |
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Total Bank Credit |
53583956 |
100.0 |
39733009 |
100.0 |
32994444 |
100.0 |
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Of which : |
1. Artisan &Village Industries |
2028074 |
3.8 |
214042 |
0.5 |
194214 |
0.6 |
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2. Other Small Scale Industries |
1605370 |
3.0 |
3502653 |
8.8 |
2862829 |
8.7 |
- |
: |
Nil or negligible. |
Source |
: |
Basic Statistical Return - 1. |