Table 48: Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 1 of 30) - ஆர்பிஐ - Reserve Bank of India
Table 48: Liabilities and Assets of Scheduled Commercial
Banks -1996 -97 (Part 1 of 30)
STATE BANK OF INDIA AND ITS ASSOCIATES |
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(Amount in Rs. lakh) |
|||
As on 31st March |
|||||||||||||||||
State Bank of India |
State Bank of Bikaner |
State Bank of |
State Bank of Indore |
State Bank of |
|||||||||||||
|
and Jaipur |
Hyderabad |
|
Mysore
|
|||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|||
|
|
|
|
(1) |
(2) |
|
(3) |
(4) |
|
(5) |
(6) |
|
(7) |
(8) |
|
(9) |
(10) |
1. |
Capital |
47401 |
52630 |
3640 |
3640 |
1725 |
1725 |
1750 |
1750 |
3600 |
3600 |
||||||
(0.3) |
(0.3) |
(0.5) |
(0.4) |
(0.2) |
(0.2) |
(0.6) |
(0.5) |
(0.8) |
(0.7) |
||||||||
2. |
Reserves and Surplus |
498891 |
745087 |
12141 |
15708 |
23068 |
27968 |
10756 |
12487 |
10756 |
13988 |
||||||
(3.5) |
(4.8) |
(1.8) |
(1.9) |
(2.8) |
(3.0) |
(3.4) |
(3.6) |
(2.3) |
(2.6) |
||||||||
2.1. |
Statutory Reserves |
168110 |
281091 |
2822 |
4022 |
5723 |
7323 |
2915 |
4271 |
2001 |
2951 |
||||||
2.2. |
Capital Reserves |
4822 |
5171 |
76 |
76 |
- |
- |
- |
- |
- |
- |
||||||
2.3. |
Share Premium |
224917 |
351057 |
4680 |
4680 |
- |
- |
4375 |
4375 |
6000 |
6000 |
||||||
2.4. |
Revenue and other Reserves |
101013 |
107735 |
4562 |
6929 |
17345 |
20645 |
3465 |
3841 |
2755 |
5037 |
||||||
2.5. |
Balance of Profit |
29 |
33 |
1 |
- |
- |
- |
1 |
1 |
- |
- |
||||||
3. |
Deposits |
9639545 |
11070117 |
465985 |
539766 |
609160 |
723751 |
246531 |
279715 |
379808 |
436622 |
||||||
(66.7) |
(70.7) |
(70.2) |
(66.3) |
(74.8) |
(76.8) |
(79.0) |
(80.4) |
(80.1) |
(80.2) |
||||||||
3.1. |
Demand Deposits |
2247679 |
2564646 |
81353 |
88952 |
124050 |
144986 |
47685 |
60602 |
55246 |
73650 |
||||||
(i) |
From Banks |
325131 |
397331 |
11521 |
9263 |
23917 |
24730 |
8347 |
12665 |
9236 |
12949 |
||||||
(ii) |
From Others |
1922548 |
2167315 |
69831 |
79688 |
100133 |
120256 |
39339 |
47938 |
46010 |
60701 |
||||||
3.2. |
Savings Deposits |
2131416 |
2402813 |
123451 |
138280 |
125237 |
143401 |
60307 |
68759 |
86472 |
94782 |
||||||
3.3. |
Term Deposits |
5260450 |
6102658 |
261181 |
312534 |
359873 |
435364 |
138539 |
150353 |
238090 |
268190 |
||||||
(i) |
From Banks |
254638 |
257803 |
6276 |
8088 |
7827 |
11709 |
1352 |
1275 |
4797 |
5616 |
||||||
(ii) |
From Others |
5005812 |
5844855 |
254905 |
304446 |
352046 |
423656 |
137187 |
149077 |
233293 |
262574 |
||||||
3.A. |
Deposits of branches in India |
9014544 |
10376734 |
465985 |
539766 |
609160 |
723751 |
246531 |
279715 |
379808 |
436622 |
||||||
3.B. |
Deposits of branches outside India |
625001 |
693383 |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
4. |
Borrowings |
1265975 |
696053 |
34143 |
9370 |
43361 |
12152 |
6405 |
5266 |
31726 |
29558 |
||||||
(8.8) |
(4.4) |
(5.1) |
(1.2) |
(5.3) |
(1.3) |
(2.1) |
(1.5) |
(6.7) |
(5.4) |
||||||||
4.1. |
Borrowings in India |
444708 |
88345 |
24291 |
1624 |
36052 |
10697 |
5013 |
3177 |
20707 |
18488 |
||||||
(i) |
From Reserve Bank of India |
346035 |
6 |
21340 |
- |
27580 |
- |
2038 |
- |
14434 |
- |
||||||
(ii) |
From other Banks |
- |
1 |
465 |
336 |
- |
- |
- |
- |
2379 |
15226 |
||||||
(iii) |
From other Institutions and Agencies |
98674 |
88337 |
2486 |
1289 |
8472 |
10697 |
2975 |
3177 |
3894 |
3262 |
||||||
4.2. |
Borrowings outside India |
821266 |
607708 |
9852 |
7745 |
7309 |
1455 |
1393 |
2089 |
11019 |
11070 |
||||||
5. |
Other liabilities |
2995172 |
3083431 |
148291 |
245805 |
137166 |
177295 |
46451 |
48823 |
48346 |
60983 |
||||||
(20.7) |
(19.7) |
(22.3) |
(30.2) |
(16.8) |
(18.8) |
(14.9) |
(14.0) |
(10.2) |
(11.2) |
||||||||
5.1. |
Bills Payable |
717302 |
840353 |
44728 |
56945 |
37174 |
43370 |
12381 |
16804 |
6262 |
14755 |
||||||
5.2. |
Inter-office Adjustments |
- |
- |
2227 |
38803 |
15773 |
35932 |
10589 |
4886 |
10761 |
- |
||||||
5.3. |
Interest Accrued |
695442 |
733768 |
31202 |
49374 |
44605 |
58692 |
14876 |
21084 |
23009 |
29325 |
||||||
5.4. |
Others (including provisions) |
1582428 |
1509310 |
|
70134 |
100683 |
|
39614 |
39301 |
|
8606 |
6050 |
|
8314 |
16903 |
||
Total Liabilities |
14446983 |
15647318 |
664201 |
814289 |
814480 |
942891 |
311894 |
348041 |
474236 |
544751 |
|||||||
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|
|
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|||
As on 31st March |
|||||||||||||||||
State Bank of India |
State Bank of Bikaner |
State Bank of |
State Bank of Indore |
State Bank of |
|||||||||||||
|
and Jaipur |
Hyderabad |
|
Mysore
|
|||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|||
|
|
|
|
(1) |
(2) |
|
(3) |
(4) |
|
(5) |
(6) |
|
(7) |
(8) |
|
(9) |
(10) |
1. |
Cash in hand |
43875 |
49325 |
2007 |
2349 |
2312 |
3165 |
1247 |
1659 |
2214 |
2791 |
||||||
(0.3) |
(0.3) |
(0.3) |
(0.3) |
(0.3) |
(0.3) |
(0.4) |
(0.5) |
(0.5) |
(0.5) |
||||||||
2. |
Balances with RBI |
1522526 |
1035393 |
74516 |
172546 |
90302 |
162896 |
48759 |
51676 |
98617 |
60783 |
||||||
(10.5) |
(6.6) |
(11.2) |
(21.2) |
(11.1) |
(17.3) |
(15.6) |
(14.8) |
(20.8) |
(11.2) |
||||||||
3. |
Balances with banks in India |
16181 |
61278 |
2884 |
9190 |
1198 |
924 |
2107 |
2170 |
2923 |
3308 |
||||||
(0.1) |
(0.4) |
(0.4) |
(1.1) |
(0.1) |
(0.1) |
(0.7) |
(0.6) |
(0.6) |
(0.6) |
||||||||
4. |
Money at call and short notice |
681074 |
1479745 |
72000 |
- |
44600 |
- |
- |
- |
- |
10000 |
||||||
(4.7) |
(9.5) |
(10.8) |
- |
(5.5) |
- |
- |
- |
- |
(1.8) |
||||||||
5. |
Balances with banks outside India |
129415 |
149534 |
12803 |
14283 |
15223 |
14459 |
1752 |
2987 |
3009 |
6915 |
||||||
6. |
Investments |
4381898 |
4682756 |
187236 |
228177 |
215525 |
293092 |
91391 |
109255 |
138662 |
177918 |
||||||
(30.3) |
(29.9) |
(28.2) |
(28.0) |
(26.5) |
(31.1) |
(29.3) |
(31.4) |
(29.2) |
(32.7) |
||||||||
6.A. |
Investments in India |
4290925 |
4571243 |
187236 |
228177 |
215525 |
293092 |
91391 |
109255 |
138662 |
177918 |
||||||
(i) |
Government securities |
3050735 |
3397309 |
129179 |
163819 |
163785 |
231971 |
72376 |
90320 |
105996 |
130716 |
||||||
(ii) |
Other approved securities |
787257 |
747161 |
39225 |
37710 |
25988 |
25293 |
14181 |
13984 |
22206 |
22142 |
||||||
(iii) |
Shares |
41330 |
44845 |
902 |
1225 |
2397 |
2439 |
730 |
1017 |
642 |
1176 |
||||||
(iv) |
Debentures and Bonds |
330756 |
292340 |
17845 |
25341 |
19560 |
24030 |
2403 |
2296 |
7159 |
17521 |
||||||
(v) |
Subsidiaries and joint ventures |
78623 |
87380 |
79 |
79 |
203 |
276 |
- |
- |
53 |
975 |
||||||
(vi) |
Others |
2225 |
2208 |
5 |
5 |
3592 |
9084 |
1701 |
1639 |
2606 |
5387 |
||||||
6.B. |
Investments outside India |
90973 |
111513 |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
(i) |
Government securities |
8908 |
8666 |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
(ii) |
Subsidiaries and joint ventures |
23434 |
32504 |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
(iii) |
Others |
58632 |
70343 |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
7. |
Advances |
5982565 |
6223320 |
244748 |
301182 |
387616 |
404100 |
147048 |
160696 |
203885 |
240685 |
||||||
(41.4) |
(39.8) |
(36.8) |
(37.0) |
(47.6) |
(42.9) |
(47.1) |
(46.2) |
(43.0) |
(44.2) |
||||||||
7.1. |
Bills purchased and discounted |
882514 |
665641 |
18388 |
24720 |
33431 |
25226 |
16687 |
17939 |
23692 |
27964 |
||||||
7.2. |
Cash credits, overdrafts & loans |
3662520 |
3847211 |
176945 |
206696 |
271080 |
286874 |
91925 |
96013 |
143186 |
171430 |
||||||
7.3. |
Term loans |
1437530 |
1710468 |
49415 |
69766 |
83104 |
92000 |
38436 |
46745 |
37007 |
41291 |
||||||
8. |
Fixed Assets |
87401 |
117092 |
3316 |
4078 |
5226 |
5963 |
2151 |
2457 |
2288 |
2599 |
||||||
(0.6) |
(0.7) |
(0.5) |
(0.5) |
(0.6) |
(0.6) |
(0.7) |
(0.7) |
(0.5) |
(0.5) |
||||||||
8.1. |
Premises |
56733 |
41138 |
1476 |
1874 |
2196 |
2265 |
1007 |
847 |
1027 |
1077 |
||||||
8.2. |
Other Fixed assets |
30669 |
75954 |
1840 |
2204 |
3031 |
3698 |
1144 |
1611 |
1262 |
1522 |
||||||
9. |
Other Assets |
1602047 |
1848875 |
64692 |
82483 |
52480 |
58290 |
17439 |
17140 |
22638 |
39752 |
||||||
(11.1) |
(11.8) |
(9.7) |
(10.1) |
(6.4) |
(6.2) |
(5.6) |
(4.9) |
(4.8) |
(7.3) |
||||||||
9.1. |
Inter - office adjustments (net) |
254620 |
425882 |
- |
- |
- |
- |
- |
- |
- |
13897 |
||||||
9.2. |
Interest accrued |
258684 |
247414 |
11835 |
12839 |
11559 |
13192 |
5739 |
4907 |
9135 |
11016 |
||||||
9.3. |
Tax paid |
265053 |
241714 |
5347 |
5154 |
1015 |
6079 |
4344 |
4315 |
1819 |
2107 |
||||||
9.4. |
Stationery and Stamps |
6083 |
6620 |
358 |
391 |
592 |
640 |
186 |
217 |
280 |
318 |
||||||
9.5. |
Others |
817608 |
927246 |
|
47152 |
64100 |
|
39314 |
38379 |
|
7170 |
7702 |
|
11404 |
12413 |
||
14446983 |
15647318 |
664201 |
814289 |
814480 |
942891 |
311894 |
348041 |
474236 |
544751 |
||||||||
|
Total Assets |
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
Note |
: |
Figures in brackets indicate percent share in total. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |
Table 48: Liabilities and Assets of Scheduled Commercial |
STATE BANK OF INDIA AND ITS ASSOCIATES |
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on 31st March |
|||||||||||
State Bank of |
State Bank of |
State Bank of |
|||||||||
Patiala |
Saurashtra |
Travancore |
|||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|||
|
|
|
|
(11) |
(12) |
|
(13) |
(14) |
|
(15) |
(16) |
1. |
Capital |
2475 |
2475 |
31400 |
31400 |
3500 |
3500 |
||||
(0.3) |
(0.3) |
(6.7) |
(6.4) |
(0.5) |
(0.4) |
||||||
2. |
Reserves and Surplus |
32891 |
40808 |
7178 |
7178 |
16533 |
17384 |
||||
(3.9) |
(4.7) |
(1.5) |
(1.5) |
(2.5) |
(2.2) |
||||||
2.1. |
Statutory Reserves |
17991 |
23275 |
3739 |
3739 |
6062 |
9166 |
||||
2.2. |
Capital Reserves |
- |
2633 |
- |
- |
- |
- |
||||
2.3. |
Share Premium |
- |
- |
- |
- |
6750 |
6750 |
||||
2.4. |
Revenue and other Reserves |
14900 |
14900 |
3440 |
3440 |
3720 |
1467 |
||||
2.5. |
Balance of Profit |
- |
- |
- |
- |
1 |
- |
||||
3. |
Deposits |
621084 |
722935 |
314327 |
369967 |
542415 |
646369 |
||||
(74.5) |
(83.4) |
(67.4) |
(75.2) |
(81.6) |
(83.0) |
||||||
3.1. |
Demand Deposits |
111110 |
144093 |
57217 |
70495 |
53019 |
73201 |
||||
(i) |
From Banks |
8050 |
8816 |
7124 |
10052 |
7095 |
16193 |
||||
(ii) |
From Others |
103060 |
135278 |
50093 |
60443 |
45924 |
57009 |
||||
3.2. |
Savings Deposits |
139238 |
156973 |
57487 |
66656 |
122784 |
131265 |
||||
3.3. |
Term Deposits |
370736 |
421869 |
199623 |
232815 |
366611 |
441903 |
||||
(i) |
From Banks |
1438 |
395 |
4807 |
5519 |
2080 |
17202 |
||||
(ii) |
From Others |
369297 |
421473 |
194816 |
227296 |
364531 |
424701 |
||||
3.A. |
Deposits of branches in India |
621084 |
722935 |
314327 |
369967 |
542415 |
646369 |
||||
3.B. |
Deposits of branches outside India |
- |
- |
- |
- |
- |
- |
||||
4. |
Borrowings |
38224 |
13895 |
41821 |
21776 |
20027 |
9164 |
||||
(4.6) |
(1.6) |
(9.0) |
(4.4) |
(3.0) |
(1.2) |
||||||
4.1. |
Borrowings in India |
22450 |
1430 |
22427 |
2416 |
17749 |
7461 |
||||
(i) |
From Reserve Bank of India |
20723 |
- |
18912 |
- |
- |
- |
||||
(ii) |
From other Banks |
60 |
- |
138 |
- |
- |
- |
||||
(iii) |
From other Institutions and Agencies |
1666 |
1430 |
3377 |
2416 |
17749 |
7460 |
||||
4.2. |
Borrowings outside India |
15774 |
12465 |
19395 |
19360 |
2278 |
1703 |
||||
5. |
Other liabilities |
139192 |
87125 |
71831 |
61719 |
82106 |
102601 |
||||
(16.7) |
(10.0) |
(15.4) |
(12.5) |
(12.4) |
(13.2) |
||||||
5.1. |
Bills Payable |
44965 |
33613 |
8665 |
9853 |
25728 |
30397 |
||||
5.2. |
Inter-office Adjustments |
35617 |
- |
6997 |
16872 |
- |
- |
||||
5.3. |
Interest Accrued |
34710 |
46641 |
22587 |
28338 |
36204 |
42565 |
||||
5.4. |
Others (including provisions) |
23900 |
6871 |
|
33582 |
6657 |
|
20175 |
29639 |
||
Total Liabilities |
833866 |
867237 |
466558 |
492040 |
664581 |
779017 |
|||||
|
|
|
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on 31st March |
|||||||||||
State Bank of |
State Bank of |
State Bank of |
|||||||||
Patiala |
Saurashtra |
Travancore |
|||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|||
|
|
|
|
(11) |
(12) |
|
(13) |
(14) |
|
(15) |
(16) |
1. |
Cash in hand |
2646 |
3146 |
1405 |
1567 |
2869 |
3153 |
||||
(0.3) |
(0.4) |
(0.3) |
(0.3) |
(0.4) |
(0.4) |
||||||
2. |
Balances with RBI |
119246 |
139634 |
44541 |
40089 |
82743 |
74594 |
||||
(14.3) |
(16.1) |
(9.5) |
(8.1) |
(12.5) |
(9.6) |
||||||
3. |
Balances with banks in India |
3008 |
3124 |
874 |
4579 |
579 |
2844 |
||||
(0.4) |
(0.4) |
(0.2) |
(0.9) |
(0.1) |
(0.4) |
||||||
4. |
Money at call and short notice |
59000 |
- |
23500 |
25812 |
- |
- |
||||
(7.1) |
(0.0) |
(5.0) |
(5.2) |
(0.0) |
(0.0) |
||||||
5. |
Balances with banks outside India |
11257 |
16983 |
29219 |
18096 |
20277 |
32179 |
||||
6. |
Investments |
217060 |
266224 |
143127 |
154540 |
187963 |
262621 |
||||
(26.0) |
(30.7) |
(30.7) |
(31.4) |
(28.3) |
(33.7) |
||||||
6.A. |
Investments in India |
217060 |
266224 |
143127 |
154540 |
187963 |
262621 |
||||
(i) |
Government securities |
153315 |
194068 |
120743 |
119039 |
142412 |
213307 |
||||
(ii) |
Other approved securities |
45198 |
44611 |
9245 |
9357 |
30118 |
29116 |
||||
(iii) |
Shares |
1042 |
1255 |
1177 |
1489 |
793 |
1020 |
||||
(iv) |
Debentures and Bonds |
14547 |
23756 |
11296 |
19447 |
8752 |
13269 |
||||
(v) |
Subsidiaries and joint ventures |
26 |
35 |
- |
665 |
- |
- |
||||
(vi) |
Others |
2932 |
2500 |
666 |
4543 |
5889 |
5909 |
||||
6.B. |
Investments outside India |
- |
- |
- |
- |
- |
- |
||||
(i) |
Government securities |
- |
- |
- |
- |
- |
- |
||||
(ii) |
Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
||||
(iii) |
Others |
- |
- |
- |
- |
- |
- |
||||
7. |
Advances |
330486 |
378713 |
181308 |
215531 |
334916 |
365930 |
||||
(39.6) |
(43.7) |
(38.9) |
(43.8) |
(50.4) |
(47.0) |
||||||
7.1. |
Bills purchased and discounted |
27614 |
27165 |
18879 |
18954 |
19090 |
24200 |
||||
7.2. |
Cash credits, overdrafts & loans |
244727 |
268491 |
140966 |
166689 |
237620 |
262852 |
||||
7.3. |
Term loans |
58145 |
83058 |
21462 |
29888 |
78206 |
78878 |
||||
8. |
Fixed Assets |
3292 |
4658 |
2322 |
2523 |
4000 |
4397 |
||||
(0.4) |
(0.5) |
(0.5) |
(0.5) |
(0.6) |
(0.6) |
||||||
8.1. |
Premises |
1432 |
2207 |
993 |
904 |
1462 |
1343 |
||||
8.2. |
Other Fixed assets |
1861 |
2451 |
1329 |
1619 |
2538 |
3054 |
||||
9. |
Other Assets |
87871 |
54755 |
40262 |
29303 |
31234 |
33299 |
||||
(10.5) |
(6.3) |
(8.6) |
(6.0) |
(4.7) |
(4.3) |
||||||
9.1. |
Inter - office adjustments (net) |
- |
4500 |
- |
- |
10793 |
6767 |
||||
9.2. |
Interest accrued |
15654 |
14905 |
8525 |
8272 |
13234 |
16831 |
||||
9.3. |
Tax paid |
7137 |
6797 |
5197 |
5040 |
5915 |
6535 |
||||
9.4. |
Stationery and Stamps |
263 |
269 |
186 |
196 |
319 |
382 |
||||
9.5. |
Others |
64817 |
28284 |
|
26354 |
15795 |
|
974 |
2783 |
||
Total Assets |
833866 |
867237 |
466558 |
492040 |
664581 |
779017 |
|||||
|
|
|
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
Note |
: |
Figures in brackets indicate percent share in total. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |