Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 12 of 30) - ஆர்பிஐ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 12 of 30)
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Avadh | Baitarani | Balasore | Ballia Kshetriya | Banaskantha Mehsana | ||||||||||||||
Gramin Bank | Gramin Bank | Gramya Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (21) | (22) | | (23) | (24) | | (25) | (26) | | (27) | (28) | | (29) | (30) | ||
1. | Capital | 100 | 100 | 75 | 100 | 75 | 88 | 75 | 1321 | 75 | 100 | |||||||
(0.5) | (0.4) | (0.9) | (0.9) | (1.3) | (1.4) | (0.6) | (7.0) | (1.1) | (1.1) | |||||||||
2. | Reserves and Surplus | 345 | 164 | - | - | - | - | 8 | 8 | - | - | |||||||
(1.6) | (0.7) | - | - | - | - | (0.1) | - | - | - | |||||||||
2.1. | Statutory Reserves | 69 | 69 | - | - | - | - | 8 | 8 | - | - | |||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | |||||||
2.4. | Revenue and other Reserves | 276 | 95 | - | - | - | - | - | - | - | - | |||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | |||||||
3. | Deposits | 17531 | 21712 | 6285 | 8046 | 3410 | 3758 | 11500 | 13533 | 4384 | 5916 | |||||||
(83.2) | (86.6) | (73.4) | (72.2) | (61.1) | (58.7) | (85.2) | (71.5) | (65.9) | (67.7) | |||||||||
3.1. | Demand Deposits | 859 | 859 | 65 | 75 | 102 | 49 | 108 | 260 | 77 | 140 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 859 | 859 | 65 | 75 | 102 | 49 | 108 | 260 | 77 | 140 | |||||||
3.2. | Savings Deposits | 9201 | 10522 | 2748 | 3344 | 1283 | 1164 | 5570 | 5746 | 1765 | 2080 | |||||||
3.3. | Term Deposits | 7471 | 10331 | 3472 | 4627 | 2025 | 2544 | 5822 | 7526 | 2542 | 3696 | |||||||
(i) | From Banks | 7471 | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | - | 10331 | 3472 | 4627 | 2025 | 2544 | 5822 | 7526 | 2542 | 3696 | |||||||
3.A. | Deposits of branches in India | 17531 | 21712 | 6285 | 8046 | 3410 | 3758 | 11500 | 13533 | 4384 | 5916 | |||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||||
4. | Borrowings | 1865 | 1768 | 1434 | 1731 | 1302 | 1220 | 1248 | 1158 | 1274 | 1411 | |||||||
(8.8) | (7.0) | (16.8) | (15.5) | (23.3) | (19.1) | (9.2) | (6.1) | (19.1) | (16.1) | |||||||||
4.1. | Borrowings in India | 1865 | 1768 | 1434 | 1731 | 1302 | 1220 | 1248 | 1158 | 1274 | 1411 | |||||||
(i) | From Reserve Bank of India | - | - | 232 | - | - | - | - | - | - | - | |||||||
(ii) | From other Banks | 136 | 173 | 1202 | 240 | 119 | 119 | 1181 | - | 140 | 169 | |||||||
(iii) | From other Institutions and Agencies | 1729 | 1595 | - | 190 | 1183 | 1101 | 66 | 1158 | 1134 | 1242 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 1237 | 1335 | 768 | 1270 | 794 | 1337 | 661 | 2910 | 923 | 1317 | |||||||
(5.9) | (5.3) | (9.0) | (11.4) | (14.2) | (20.9) | (4.9) | (15.4) | (13.9) | (15.1) | |||||||||
5.1. | Bills Payable | 53 | 42 | 193 | 94 | 1 | - | 27 | 17 | 7 | 4 | |||||||
5.2. | Inter-office Adjustments | 10 | 31 | - | - | - | 36 | - | - | 26 | 31 | |||||||
5.3. | Interest Accrued | 28 | 28 | 8 | 9 | 424 | 631 | 58 | - | 375 | 670 | |||||||
5.4. | Others (including provisions) | 1146 | 1234 | | 566 | 1164 | | 369 | 670 | | 575 | 2893 | | 514 | 613 | |||
Total Liabilities | 21078 | 25078 | 8562 | 11148 | 5581 | 6402 | 13492 | 18930 | 6655 | 8745 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Avadh | Baitarani | Balasore | Ballia Kshetriya | Banaskantha Mehsana | ||||||||||||||
Gramin Bank | Gramin Bank | Gramya Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (21) | (22) | | (23) | (24) | | (25) | (26) | | (27) | (28) | | (29) | (30) | ||
1. | Cash in hand | 215 | 272 | 105 | 135 | 43 | 43 | 70 | 118 | 91 | 92 | |||||||
(1.0) | (1.1) | (1.2) | (1.2) | (0.8) | (0.7) | (0.5) | (0.6) | (1.4) | (1.1) | |||||||||
2. | Balances with RBI | 541 | 661 | 201 | 259 | 102 | 116 | 325 | 408 | 140 | 198 | |||||||
(2.6) | (2.6) | (2.4) | (2.3) | (1.8) | (1.8) | (2.4) | (2.2) | (2.1) | (2.3) | |||||||||
3. | Balances with banks in India | 9318 | 12288 | 1436 | 2016 | 289 | 221 | 4963 | 7564 | 848 | 1857 | |||||||
(44.2) | (49.0) | (16.8) | (18.1) | (5.2) | (3.4) | (36.8) | (40.0) | (12.7) | (21.2) | |||||||||
4. | Money at call and short notice | - | - | - | - | - | - | - | - | - | - | |||||||
- | - | - | - | - | - | - | - | - | - | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 5302 | 5964 | 1350 | 1575 | - | - | 2000 | 2878 | 1097 | 1298 | |||||||
(25.2) | (23.8) | (15.8) | (14.1) | - | - | (14.8) | (15.2) | (16.5) | (14.8) | |||||||||
6.A. | Investments in India | 5302 | 5964 | 1350 | 1575 | - | - | 2000 | 2878 | 1097 | 1298 | |||||||
(i) | Government securities | 1598 | 1099 | 200 | 1275 | - | - | - | - | 551 | 550 | |||||||
(ii) | Other approved securities | 2104 | 1990 | - | 300 | - | - | - | - | - | - | |||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | |||||||
(iv) | Debentures and Bonds | 1600 | 2875 | 850 | - | - | - | - | - | 546 | 748 | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(vi) | Others | - | - | 300 | - | - | - | 2000 | 2878 | - | - | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 4552 | 4610 | 2742 | 3713 | 2996 | 3020 | 5258 | 5435 | 2534 | 2827 | |||||||
(21.6) | (18.4) | (32.0) | (33.3) | (53.7) | (47.2) | (39.0) | (28.7) | (38.1) | (32.3) | |||||||||
7.1. | Bills purchased and discounted | - | - | - | - | 3 | 7 | - | - | - | - | |||||||
7.2. | Cash credits, overdrafts & loans | 720 | 197 | 2742 | 3713 | 647 | 652 | 417 | 487 | 482 | 503 | |||||||
7.3. | Term loans | 3832 | 4414 | - | - | 2346 | 2360 | 4841 | 4947 | 2052 | 2324 | |||||||
8. | Fixed Assets | 38 | 36 | 6 | 8 | 17 | 15 | 14 | 14 | 9 | 14 | |||||||
(0.2) | (0.1) | (0.1) | - | (0.3) | (0.2) | (0.1) | (0.1) | (0.1) | (0.2) | |||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | |||||||
8.2. | Other Fixed assets | 38 | 36 | 6 | 8 | 17 | 15 | 14 | 14 | 9 | 14 | |||||||
9. | Other Assets | 1112 | 1246 | 2721 | 3441 | 2134 | 2987 | 861 | 2513 | 1937 | 2459 | |||||||
(5.3) | (5.0) | (31.8) | (30.9) | (38.2) | (46.7) | (6.4) | (13.3) | (29.1) | (28.1) | |||||||||
9.1. | Inter - office adjustments (net) | - | - | 171 | 176 | 78 | - | 13 | - | - | - | |||||||
9.2. | Interest accrued | 1022 | 1119 | - | - | 10 | 9 | 632 | - | 91 | 138 | |||||||
9.3. | Tax paid | 1 | 10 | 7 | - | - | - | - | - | 3 | 1 | |||||||
9.4. | Stationery and Stamps | 6 | 5 | 4 | 4 | 5 | 5 | 6 | 10 | 3 | 3 | |||||||
9.5. | Others | 84 | 111 | | 2539 | 326 | | 2041 | 2974 | | 210 | 2503 | | 1840 | 2317 | |||
Total Assets | 21078 | 25078 | 8562 | 11148 | 5581 | 6402 | 13492 | 18930 | 6655 | 8745 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 |
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | ||||
As on 31st March | |||||||||||||||||
Bara Banki | Bardhaman | Bareilly Kshetriya | Bastar Kshetriya | Basti | |||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (31) | (32) | | (33) | (34) | | (35) | (36) | | (37) | (38) | | (39) | (40) | |
1. | Capital | 75 | 100 | 921 | 921 | 59 | 100 | 100 | 100 | 100 | 100 | ||||||
(0.5) | (0.5) | (6.6) | (5.2) | (0.8) | (1.0) | (2.1) | (2.0) | (0.7) | (0.5) | ||||||||
2. | Reserves and Surplus | 52 | 453 | - | - | - | - | - | - | 217 | 73 | ||||||
(0.4) | (2.5) | - | - | - | - | - | - | (1.4) | (0.4) | ||||||||
2.1. | Statutory Reserves | 52 | 70 | - | - | - | - | - | - | 73 | 73 | ||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.3. | Share Premium | - | 383 | - | - | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | 144 | - | ||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | ||||||
3. | Deposits | 12541 | 15536 | 10055 | 13490 | 6436 | 8812 | 3997 | 4127 | 11156 | 13452 | ||||||
(85.9) | (85.2) | (72.3) | (75.9) | (82.3) | (83.9) | (83.4) | (81.4) | (73.7) | (72.2) | ||||||||
3.1. | Demand Deposits | 523 | 747 | 76 | 94 | 193 | 348 | 219 | 343 | 266 | 334 |
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 523 | 747 | 76 | 94 | 193 | 348 | 219 | 343 | 266 | 334 | ||||||
3.2. | Savings Deposits | 6934 | 8256 | 4888 | 5569 | 3315 | 4490 | 2271 | 1795 | 6913 | 7658 | ||||||
3.3. | Term Deposits | 5084 | 6533 | 5091 | 7827 | 2927 | 3975 | 1506 | 1988 | 3977 | 5459 | ||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 5084 | 6533 | 5091 | 7827 | 2927 | 3975 | 1506 | 1988 | 3977 | 5459 | ||||||
3.A. | Deposits of branches in India | 12541 | 15536 | 10055 | 13490 | 6436 | 8812 | 3997 | 4127 | 11156 | 13452 | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 1261 | 1333 | 943 | 1004 | 827 | 918 | 134 | 198 | 1562 | 1656 | ||||||
(8.6) | (7.3) | (6.8) | (5.7) | (10.6) | (8.7) | (2.8) | (3.9) | (10.3) | (8.9) | ||||||||
4.1. | Borrowings in India | 1261 | 1333 | 943 | 1004 | 827 | 918 | - | - | 1562 | 1656 | ||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From other Banks | 139 | 1333 | 28 | 8 | 108 | 140 | - | - | 112 | 120 | ||||||
(iii) | From other Institutions and Agencies | 1122 | - | 915 | 997 | 719 | 778 | - | - | 1451 | 1536 |
4.2. | Borrowings outside India | - | - | - | - | - | - | 134 | 198 | - | - | ||||||
5. | Other liabilities | 667 | 814 | 1991 | 2361 | 502 | 667 | 562 | 643 | 2096 | 3351 | ||||||
(4.6) | (4.5) | (14.3) | (13.3) | (6.4) | (6.4) | (11.7) | (12.7) | (13.9) | (18.0) | ||||||||
5.1. | Bills Payable | 37 | 37 | - | - | 2 | 24 | 31 | 49 | 20 | 30 | ||||||
5.2. | Inter-office Adjustments | 62 | 41 | 49 | 77 | 60 | - | - | - | - | - | ||||||
5.3. | Interest Accrued | 19 | 31 | 747 | 1220 | - | 64 | 276 | 389 | 1097 | 1513 | ||||||
5.4. | Others (including provisions) | 549 | 705 | | 1195 | 1064 | | 440 | 579 | | 255 | 205 | | 980 | 1809 | ||
Total Liabilities | 14596 | 18236 | 13910 | 17776 | 7824 | 10497 | 4793 | 5068 | 15132 | 18633 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | |
| | | | | | | | | | | | | (Amount in Rs. lakh) | ||||
As on 31st March | |||||||||||||||||
Bara Banki | Bardhaman | Bareilly Kshetriya | Bastar Kshetriya | Basti | |||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (31) | (32) | | (33) | (34) | | (35) | (36) | | (37) | (38) | | (39) | (40) | |
1. | Cash in hand | 154 | 179 | 125 | 154 | 64 | 150 | 30 | 32 | 111 | 172 | ||||||
(1.1) | (1.0) | (0.9) | (0.9) | (0.8) | (1.4) | (0.6) | (0.6) | (0.7) | (0.9) | ||||||||
2. | Balances with RBI | 379 | 469 | 347 | 456 | 195 | 275 | 128 | 138 | 360 | 440 | ||||||
(2.6) | (2.6) | (2.5) | (2.6) | (2.5) | (2.6) | (2.7) | (2.7) | (2.4) | (2.4) | ||||||||
3. | Balances with banks in India | 3125 | 4858 | 555 | 740 | 2093 | 2992 | 2026 | 1729 | 327 | 5845 | ||||||
(21.4) | (26.6) | (4.0) | (4.2) | (26.8) | (28.5) | (42.3) | (34.1) | (2.2) | (31.4) | ||||||||
4. | Money at call and short notice | - | - | 3549 | 3718 | 328 | 96 | - | - | 3567 | - | ||||||
- | - | (25.5) | (20.9) | (4.2) | (0.9) | - | - | (23.6) | - | ||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | ||||||
6. | Investments | 6711 | 7751 | 3471 | 5976 | 345 | 1380 | 24 | 75 | 5806 | 5750 | ||||||
(46.0) | (42.5) | (25.0) | (33.6) | (4.4) | (13.1) | (0.5) | (1.5) | (38.4) | (30.9) | ||||||||
6.A. | Investments in India | 6711 | 7751 | 3471 | 5976 | 345 | 1380 | 24 | 75 | 5806 | 5750 |
(i) | Government securities | 310 | 200 | - | - | - | - | - | - | - | - | ||||||
(ii) | Other approved securities | 1865 | 1865 | 2108 | 3297 | - | - | - | - | - | - | ||||||
(iii) | Shares | 1616 | - | - | - | - | - | - | - | - | - | ||||||
(iv) | Debentures and Bonds | 670 | 670 | 1363 | 2679 | 125 | 1150 | - | - | 2000 | 4250 | ||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(vi) | Others | 2250 | 5016 | - | - | 220 | 230 | 24 | 75 | 3806 | 1500 | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - |
7. | Advances | 2795 | 2813 | 4358 | 4821 | 2617 | 2749 | 688 | 770 | 4192 | 4797 |
(19.1) | (15.4) | (31.3) | (27.1) | (33.4) | (26.2) | (14.3) | (15.2) | (27.7) | (25.7) | ||||||||
7.1. | Bills purchased and discounted | - | - | - | - | - | - | - | - | - | - | ||||||
7.2. | Cash credits, overdrafts & loans | 2795 | 2813 | 213 | 265 | 1020 | 1256 | 251 | 253 | 1004 | 1135 | ||||||
7.3. | Term loans | - | - | 4146 | 4556 | 1596 | 1493 | 437 | 516 | 3188 | 3662 | ||||||
8. | Fixed Assets | 20 | 22 | 25 | 24 | 10 | 12 | 7 | 6 | 12 | 15 | ||||||
(0.1) | (0.1) | (0.2) | (0.1) | (0.1) | (0.1) | (0.1) | (0.1) | (0.1) | (0.1) | ||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | ||||||
8.2. | Other Fixed assets | 20 | 22 | 25 | 24 | 10 | 12 | 7 | 6 | 12 | 15 | ||||||
9. | Other Assets | 1412 | 2144 | 1480 | 1887 | 2173 | 2842 | 1890 | 2318 | 757 | 1613 | ||||||
(9.7) | (11.8) | (10.6) | (10.6) | (27.8) | (27.1) | (39.4) | (45.7) | (5.0) | (8.7) | ||||||||
9.1. | Inter - office adjustments (net) | - | - | - | - | - | 7 | 68 | 44 | 11 | 42 | ||||||
9.2. | Interest accrued | 1351 | 2108 | 558 | 1072 | 138 | 412 | 13 | 27 | 713 | 1061 | ||||||
9.3. | Tax paid | - | - | - | - | - | - | 2 | 2 | 1 | 1 | ||||||
9.4. | Stationery and Stamps | 5 | 6 | 5 | 6 | 7 | 8 | 2 | 3 | 8 | 8 | ||||||
9.5. | Others | 56 | 30 | | 917 | 809 | | 2028 | 2414 | | 1806 | 2242 | | 25 | 502 | ||
Total Assets | 14596 | 18236 | 13910 | 17776 | 7824 | 10497 | 4793 | 5068 | 15132 | 18633 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | ( 100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |