Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 14 of 30) - ஆர்பிஐ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 14 of 30)
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | ||||
As on 31st March | |||||||||||||||||
Buldhana | Bundelkhand | Bundi-Chittor | Cachar | Cauvery | |||||||||||||
Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (61) | (62) | | (63) | (64) | | (65) | (66) | | (67) | (68) | | (69) | (70) | |
1. | Capital | 75 | 100 | 1215 | 1259 | 75 | 96 | 71 | 96 | 75 | 1429 | ||||||
(3.4) | (2.9) | (12.1) | (10.3) | (1.3) | (1.3) | (2.3) | (2.0) | (0.6) | (8.3) | ||||||||
2. | Reserves and Surplus | - | 234 | - | - | - | - | - | 505 | - | 1 | ||||||
- | (6.8) | - | - | - | - | - | (10.5) | - | - | ||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | 505 | - | - | ||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | - | 234 | - | - | - | - | - | - | - | 1 | ||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | ||||||
3. | Deposits | 1459 | 2107 | 7077 | 9018 | 4100 | 5254 | 2361 | 3267 | 8552 | 9474 | ||||||
(65.8) | (61.2) | (70.7) | (74.0) | (68.5) | (71.8) | (75.6) | (68.0) | (64.3) | (55.1) | ||||||||
3.1. | Demand Deposits | 20 | 39 | 597 | 809 | 152 | 210 | 96 | 93 | 1401 | 716 |
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 20 | 39 | 597 | 809 | 152 | 210 | 96 | 93 | 1401 | 716 | ||||||
3.2. | Savings Deposits | 800 | 1152 | 2503 | 3018 | 1162 | 1471 | 1132 | 1474 | 2203 | 2580 | ||||||
3.3. | Term Deposits | 639 | 916 | 3978 | 5192 | 2786 | 3573 | 1132 | 1700 | 4948 | 6178 | ||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 639 | 916 | 3978 | 5192 | 2786 | 3573 | 1132 | 1700 | 4948 | 6178 | ||||||
3.A. | Deposits of branches in India | 1459 | 2107 | 7077 | 9018 | 4100 | 5254 | 2361 | 3267 | 8552 | 9474 | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 552 | 751 | 586 | 634 | 1409 | 1488 | 115 | 243 | 2963 | 2886 | ||||||
(24.9) | (21.8) | (5.8) | (5.2) | (23.5) | (20.3) | (3.7) | (5.1) | (22.3) | (16.8) | ||||||||
4.1. | Borrowings in India | 552 | 751 | 586 | 634 | 1409 | 1488 | 115 | 243 | 2963 | 2886 |
(i) | From Reserve Bank of India | - | - | - | - | - | - | 115 | - | - | - | |||||||
(ii) | From other Banks | 105 | 125 | 45 | 32 | 122 | 119 | - | - | 745 | 704 | |||||||
(iii) | From other Institutions and Agencies | 447 | 626 | 540 | 601 | 1288 | 1369 | - | 243 | 2218 | 2183 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 131 | 253 | 1139 | 1270 | 400 | 475 | 574 | 691 | 1720 | 3392 | |||||||
(5.9) | (7.3) | (11.4) | (10.4) | (6.7) | (6.5) | (18.4) | (14.4) | (12.9) | (19.7) | |||||||||
5.1. | Bills Payable | - | 15 | - | - | 4 | 37 | 14 | - | - | - | |||||||
5.2. | Inter-office Adjustments | - | - | 36 | 19 | - | - | - | 1 | 150 | 241 | |||||||
5.3. | Interest Accrued | 15 | 19 | 656 | 1040 | 26 | 28 | 18 | 12 | 1117 | 1384 | |||||||
5.4. | Others (including provisions) | 117 | 219 | | 447 | 212 | | 369 | 411 | | 543 | 678 | | 452 | 1767 | |||
Total Liabilities | 2218 | 3446 | 10017 | 12181 | 5984 | 7313 | 3121 | 4802 | 13309 | 17182 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | ||
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Buldhana | Bundelkhand | Bundi-Chittor | Cachar | Cauvery | ||||||||||||||
Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (61) | (62) | | (63) | (64) | | (65) | (66) | | (67) | (68) | | (69) | (70) | ||
1. | Cash in hand | 32 | 54 | 65 | 87 | 74 | 98 | 44 | 51 | 69 | 138 | |||||||
(1.4) | (1.6) | (0.7) | (0.7) | (1.2) | (1.3) | (1.4) | (1.1) | (0.5) | (0.8) | |||||||||
2. | Balances with RBI | 48 | 69 | 218 | 283 | 125 | 163 | 70 | 100 | 263 | 320 | |||||||
(2.2) | (2.0) | (2.2) | (2.3) | (2.1) | (2.2) | (2.2) | (2.1) | (2.0) | (1.9) | |||||||||
3. | Balances with banks in India | 572 | 1098 | 1432 | 5771 | 360 | 1829 | 565 | 629 | 199 | 1715 | |||||||
(25.8) | (31.9) | (14.3) | (47.4) | (6.0) | (25.0) | (18.1) | (13.1) | (1.5) | (10.0) | |||||||||
4. | Money at call and short notice | - | - | 2231 | - | 853 | - | - | 467 | 2749 | 2869 | |||||||
- | - | (22.3) | - | (14.3) | - | - | (9.7) | (20.7) | (16.7) | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 40 | 135 | 1542 | 741 | - | 58 | 300 | 912 | 1495 | 1700 | |||||||
(1.8) | (3.9) | (15.4) | (6.1) | - | (0.8) | (9.6) | (19.0) | (11.2) | (9.9) | |||||||||
6.A. | Investments in India | 40 | 135 | 1542 | 741 | - | 58 | 300 | 912 | 1495 | 1700 |
(i) | Government securities | 40 | - | 101 | 101 | - | - | - | 300 | 250 | 250 | ||||||
(ii) | Other approved securities | - | - | - | - | - | - | 150 | - | - | - | ||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | ||||||
(iv) | Debentures and Bonds | - | - | 575 | 640 | - | 58 | 150 | 612 | 1150 | 1450 | ||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(vi) | Others | - | 135 | 866 | - | - | - | - | - | 95 | - | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - |
7. | Advances | 1207 | 1705 | 2573 | 2186 | 3088 | 3242 | 954 | 1151 | 7185 | 8307 |
(54.4) | (49.5) | (25.7) | (17.9) | (51.6) | (44.3) | (30.6) | (24.0) | (54.0) | (48.3) | ||||||||
7.1. | Bills purchased and discounted | - | - | - | - | 3 | 2 | - | - | 1 | 138 | ||||||
7.2. | Cash credits, overdrafts & loans | 330 | 471 | 800 | 834 | 3085 | 3240 | 98 | 159 | 4196 | 4722 | ||||||
7.3. | Term loans | 877 | 1235 | 1773 | 1352 | - | - | 856 | 991 | 2988 | 3447 | ||||||
8. | Fixed Assets | 12 | 14 | 9 | 10 | 11 | 15 | 8 | 7 | 17 | 16 | ||||||
(0.5) | (0.4) | (0.1) | (0.1) | (0.2) | (0.2) | (0.2) | (0.1) | (0.1) | (0.1) | ||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | ||||||
8.2. | Other Fixed assets | 12 | 14 | 9 | 10 | 11 | 15 | 8 | 7 | 17 | 16 | ||||||
9. | Other Assets | 307 | 371 | 1946 | 3102 | 1473 | 1908 | 1181 | 1486 | 1331 | 2118 | ||||||
(13.9) | (10.8) | (19.4) | (25.5) | (24.6) | (26.1) | (37.8) | (30.9) | (10.0) | (12.3) | ||||||||
9.1. | Inter - office adjustments (net) | 2 | 38 | - | - | 22 | 36 | 33 | 5 | 295 | - | ||||||
9.2. | Interest accrued | - | - | 224 | 442 | 5 | 10 | 20 | 45 | - | 331 | ||||||
9.3. | Tax paid | - | - | - | - | - | - | - | - | - | 3 | ||||||
9.4. | Stationery and Stamps | 4 | 4 | 6 | 7 | 7 | 8 | 3 | 5 | 9 | 9 | ||||||
9.5. | Others | 301 | 329 | | 1716 | 2653 | | 1439 | 1854 | | 1124 | 1431 | | 1027 | 1775 | ||
Total Assets | 2218 | 3446 | 10017 | 12181 | 5984 | 7313 | 3121 | 4802 | 13309 | 17182 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 |
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | ||||
As on 31st March | |||||||||||||||||
Chaitanya | Chambal | Champaran | Chandrapur | Chhatrasal | |||||||||||||
Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gadchiroli Gramin Bank | Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (71) | (72) | | (73) | (74) | | (75) | (76) | | (77) | (78) | | (79) | (80) | |
1. | Capital | 100 | 489 | 100 | 100 | 50 | 75 | 75 | 75 | 59 | 1255 | ||||||
(1.4) | (5.7) | (2.8) | (2.2) | (0.5) | (0.5) | (1.5) | (1.5) | (0.7) | (10.5) | ||||||||
2. | Reserves and Surplus | - | - | - | - | - | - | - | - | - | - | ||||||
- | - | - | - | - | - | - | - | - | - | ||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | ||||||
3. | Deposits | 4434 | 5399 | 2234 | 3194 | 9182 | 11693 | 4268 | 4268 | 6861 | 8335 | ||||||
(61.9) | (63.1) | (62.6) | (69.8) | (88.1) | (85.3) | (87.6) | (87.6) | (81.7) | (69.4) | ||||||||
3.1. | Demand Deposits | 213 | 260 | 103 | 122 | 207 | 259 | 99 | 99 | 638 | 491 |
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 213 | 260 | 103 | 122 | 207 | 259 | 99 | 99 | 638 | 491 | ||||||
3.2. | Savings Deposits | 1125 | 1132 | 772 | 951 | 4156 | 5206 | 2287 | 2287 | 3656 | 4621 | ||||||
3.3. | Term Deposits | 3096 | 4006 | 1359 | 2122 | 4819 | 6228 | 1883 | 1883 | 2567 | 3223 | ||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 3096 | 4006 | 1359 | 2122 | 4819 | 6228 | 1883 | 1883 | 2567 | 3223 | ||||||
3.A. | Deposits of branches in India | 4434 | 5399 | 2234 | 3194 | 9182 | 11693 | 4268 | 4268 | 6861 | 8335 | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 2084 | 2110 | 56 | 91 | 381 | 450 | 316 | 316 | 906 | 947 | ||||||
(29.1) | (24.7) | (1.6) | (2.0) | (3.7) | (3.3) | (6.5) | (6.5) | (10.8) | (7.9) | ||||||||
4.1. | Borrowings in India | 2084 | 2110 | 56 | 91 | 381 | 450 | 316 | 316 | 906 | 947 |
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From other Banks | 542 | 509 | - | - | - | - | 19 | 19 | 80 | 80 | |||||||
(iii) | From other Institutions and Agencies | 1542 | 1601 | 56 | 91 | 381 | 450 | 298 | 298 | 826 | 867 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 545 | 556 | 1181 | 1189 | 804 | 1487 | 215 | 215 | 573 | 1466 | |||||||
(7.6) | (6.5) | (33.1) | (26.0) | (7.7) | (10.9) | (4.4) | (4.4) | (6.8) | (12.2) | |||||||||
5.1. | Bills Payable | 31 | 14 | - | - | - | - | 3 | 3 | 10 | 17 | |||||||
5.2. | Inter-office Adjustments | - | - | - | - | 15 | - | - | - | 67 | 79 | |||||||
5.3. | Interest Accrued | 24 | 33 | 12 | 15 | 6 | 6 | 4 | 4 | 10 | 16 | |||||||
5.4. | Others (including provisions) | 490 | 509 | | 1168 | 1174 | | 784 | 1481 | | 208 | 208 | | 485 | 1354 | |||
Total Liabilities | 7163 | 8553 | 3570 | 4575 | 10417 | 13706 | 4875 | 4875 | 8399 | 12004 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | ||
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Chaitanya | Chambal | Champaran | Chandrapur | Chhatrasal | ||||||||||||||
Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gadchiroli Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (71) | (72) | | (73) | (74) | | (75) | (76) | | (77) | (78) | | (79) | (80) | ||
1. | Cash in hand | 269 | 266 | 67 | 65 | 257 | 352 | 149 | 149 | 125 | 146 | |||||||
(3.8) | (3.1) | (1.9) | (1.4) | (2.5) | (2.6) | (3.1) | (3.1) | (1.5) | (1.2) | |||||||||
2. | Balances with RBI | 126 | 178 | 63 | 90 | 270 | 345 | 121 | 121 | 205 | 220 | |||||||
(1.8) | (2.1) | (1.8) | (2.0) | (2.6) | (2.5) | (2.5) | (2.5) | (2.4) | (1.8) | |||||||||
3. | Balances with banks in India | 2557 | 3014 | 199 | 520 | 3366 | 4597 | 829 | 829 | 375 | 5152 | |||||||
(35.7) | (35.2) | (5.6) | (11.4) | (32.3) | (33.5) | (17.0) | (17.0) | (4.5) | (42.9) | |||||||||
4. | Money at call and short notice | - | - | 444 | 792 | - | - | - | - | 1930 | - | |||||||
- | - | (12.4) | (17.3) | - | - | - | - | (23.0) | - | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 200 | 682 | 21 | 28 | - | - | 985 | 985 | 1445 | 1715 | |||||||
(2.8) | (8.0) | (0.6) | (0.6) | - | - | (20.2) | (20.2) | (17.2) | (14.3) | |||||||||
6.A. | Investments in India | 200 | 682 | 21 | 28 | - | - | 985 | 985 | 1445 | 1715 |
(i) | Government securities | - | - | - | - | - | - | 350 | 350 | - | 360 | ||||||
(ii) | Other approved securities | - | - | - | - | - | - | 100 | 100 | - | - | ||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | ||||||
(iv) | Debentures and Bonds | 200 | 632 | - | - | - | - | 535 | 535 | 1085 | 1355 | ||||||
(v) | Subsidiaries and joint ventures | - | - | 21 | 28 | - | - | - | - | - | - | ||||||
(vi) | Others | - | 50 | - | - | - | - | - | - | 360 | - | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - |
7. | Advances | 3462 | 3906 | 1550 | 1810 | 2919 | 3804 | 1364 | 1364 | 2863 | 3068 |
(48.3) | (45.7) | (43.4) | (39.6) | (28.0) | (27.8) | (28.0) | (28.0) | (34.1) | (25.6) | ||||||||
7.1. | Bills purchased and discounted | 104 | 25 | - | - | - | - | 3 | 3 | - | - | ||||||
7.2. | Cash credits, overdrafts & loans | 2031 | 2873 | 134 | 187 | 416 | 515 | 51 | 51 | 509 | 522 | ||||||
7.3. | Term loans | 1327 | 1008 | 1416 | 1624 | 2503 | 3289 | 1309 | 1309 | 2354 | 2546 | ||||||
8. | Fixed Assets | 19 | 18 | 16 | 16 | 14 | 15 | 10 | 10 | 12 | 10 | ||||||
(0.3) | (0.2) | (0.5) | (0.4) | (0.1) | (0.1) | (0.2) | (0.2) | (0.1) | (0.1) | ||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | ||||||
8.2. | Other Fixed assets | 19 | 18 | 16 | 16 | 14 | 15 | 10 | 10 | 12 | 10 | ||||||
9. | Other Assets | 530 | 490 | 1209 | 1253 | 3591 | 4592 | 1417 | 1417 | 1444 | 1693 | ||||||
(7.4) | (5.7) | (33.9) | (27.4) | (34.5) | (33.5) | (29.1) | (29.1) | (17.2) | (14.1) | ||||||||
9.1. | Inter - office adjustments (net) | 88 | 11 | 7 | 8 | - | 28 | 65 | 65 | - | - | ||||||
9.2. | Interest accrued | 42 | 65 | 3 | 33 | 278 | 378 | 54 | 54 | 149 | 227 | ||||||
9.3. | Tax paid | - | 8 | - | - | - | - | 54 | 5 | - | - | ||||||
9.4. | Stationery and Stamps | 11 | 12 | 3 | 4 | 2 | 2 | 4 | 4 | 5 | 6 | ||||||
9.5. | Others | 389 | 395 | | 1196 | 1208 | | 3311 | 4184 | | 1239 | 1288 | | 1290 | 1460 | ||
Total Assets | 7163 | 8553 | 3570 | 4575 | 10417 | 13706 | 4875 | 4875 | 8399 | 12004 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |