Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 30 of 30) - ஆர்பிஐ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 30 of 30)
|
|
|
REGIONAL RURAL BANKS |
(Amount in Rs. lakh) |
|||||||||||||||
As on 31 March |
|||||||||||||||||||
Varada |
Vidisha Bhopal |
Vidur |
Vindhyavasini |
Visweshwaraya |
Yavatmal |
||||||||||||||
Gramin Bank |
Kshetriya Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||
|
|
|
(381) |
(382) |
|
(383) |
(384) |
|
(385) |
(386) |
|
(387) |
(388) |
|
(389) |
(390) |
|
(391) |
(392) |
1. |
Capital |
75 |
466 |
75 |
100 |
75 |
96 |
369 |
369 |
75 |
100 |
75 |
430 |
||||||
(2.1) |
(8.3) |
(3.4) |
(2.9) |
(1.7) |
(1.6) |
(5.5) |
(4.1) |
(3.6) |
(3.8) |
(2.2) |
(10.5) |
||||||||
2. |
Reserves and Surplus |
-221 |
-72 |
- |
- |
- |
697 |
- |
- |
- |
- |
- |
- |
||||||
(-6.2) |
(-1.3) |
- |
- |
- |
(11.5) |
- |
- |
- |
- |
- |
- |
||||||||
2.1. |
Statutory Reserves |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
2.2. |
Capital Reserves |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
2.3. |
Share Premium |
- |
- |
- |
- |
- |
697 |
- |
- |
- |
- |
- |
- |
||||||
2.4. |
Revenue and other Reserves |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
2.5. |
Balance of Profit |
-221 |
-72 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
3. |
Deposits |
2135 |
3133 |
1804 |
2914 |
3359 |
4311 |
5319 |
6663 |
1496 |
2002 |
2609 |
2820 |
||||||
(60.4) |
(55.5) |
(82.1) |
(85.4) |
(77.1) |
(71.2) |
(78.9) |
(74.8) |
(72.6) |
(75.1) |
(77.0) |
(69.0) |
||||||||
3.1. |
Demand Deposits |
76 |
77 |
98 |
162 |
215 |
172 |
572 |
553 |
49 |
84 |
92 |
95 |
||||||
(i) From Banks |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(ii) From Others |
76 |
77 |
98 |
162 |
215 |
172 |
572 |
553 |
49 |
84 |
92 |
95 |
|||||||
3.2. |
Savings Deposits |
430 |
612 |
667 |
953 |
1934 |
2531 |
2154 |
2578 |
550 |
836 |
1620 |
1607 |
||||||
3.3. |
Term Deposits |
1629 |
2444 |
1038 |
1799 |
1210 |
1608 |
2593 |
3532 |
898 |
1082 |
897 |
1117 |
||||||
(i) From Banks |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(ii) From Others |
1629 |
2444 |
1038 |
1799 |
1210 |
1608 |
2593 |
3532 |
898 |
1082 |
897 |
1117 |
|||||||
3.A. |
Deposits of branches in India |
2135 |
3133 |
1804 |
2914 |
3359 |
4311 |
5319 |
6663 |
1496 |
2002 |
2609 |
2820 |
||||||
3.B. |
Deposits of branches outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
4. |
Borrowings |
1415 |
1854 |
105 |
197 |
686 |
676 |
780 |
845 |
305 |
380 |
445 |
542 |
||||||
(40.0) |
(32.8) |
(4.8) |
(5.8) |
(15.7) |
(11.2) |
(11.6) |
(9.5) |
(14.8) |
(14.3) |
(13.1) |
(13.3) |
||||||||
4.1. |
Borrowings in India |
1415 |
1854 |
105 |
197 |
686 |
676 |
780 |
845 |
305 |
380 |
445 |
542 |
||||||
(i) From Reserve Bank of India |
- |
- |
- |
- |
91 |
- |
- |
- |
- |
- |
- |
- |
|||||||
(ii) From other Banks |
157 |
181 |
- |
- |
595 |
81 |
26 |
53 |
34 |
74 |
62 |
101 |
|||||||
(iii) From other Institutions and Agencies |
1258 |
1673 |
105 |
197 |
- |
595 |
755 |
792 |
271 |
306 |
383 |
441 |
|||||||
4.2. |
Borrowings outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
5. |
Other liabilities |
131 |
264 |
212 |
199 |
236 |
274 |
276 |
1028 |
185 |
182 |
261 |
293 |
||||||
(3.7) |
(4.7) |
(9.6) |
(5.8) |
(5.4) |
(4.5) |
(4.1) |
(11.5) |
(9.0) |
(6.8) |
(7.7) |
(7.2) |
||||||||
5.1. |
Bills Payable |
40 |
111 |
3 |
23 |
9 |
7 |
20 |
21 |
1 |
- |
38 |
13 |
||||||
5.2. |
Inter-office Adjustments |
- |
- |
- |
- |
1 |
19 |
- |
22 |
4 |
- |
- |
- |
||||||
5.3. |
Interest Accrued |
4 |
4 |
71 |
136 |
6 |
17 |
- |
- |
181 |
5 |
16 |
15 |
||||||
5.4. |
Others (including provisions) |
87 |
150 |
|
137 |
40 |
|
221 |
230 |
|
255 |
985 |
|
- |
177 |
|
207 |
265 |
|
Total Liabilities |
3535 |
5646 |
2196 |
3410 |
4357 |
6054 |
6743 |
8904 |
2061 |
2664 |
3390 |
4085 |
|||||||
|
|
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
|
|
REGIONAL RURAL BANKS |
(Amount in Rs. lakh) |
|||||||||||||||
As on 31st March |
|||||||||||||||||||
Varada |
Vidisha Bhopal |
Vidur |
Vindhyavasini |
Visweshwaraya |
Yavatmal |
||||||||||||||
Gramin Bank |
Kshetriya Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||
|
|
|
(381) |
(382) |
|
(383) |
(384) |
|
(385) |
(386) |
|
(387) |
(388) |
|
(389) |
(390) |
|
(391) |
(392) |
1. |
Cash in hand |
48 |
73 |
44 |
79 |
124 |
180 |
37 |
62 |
38 |
65 |
105 |
110 |
||||||
(1.4) |
(1.3) |
(2.0) |
(2.3) |
(2.8) |
(3.0) |
(0.6) |
(0.7) |
(1.8) |
(2.4) |
(3.1) |
(2.7) |
||||||||
2. |
Balances with RBI |
67 |
94 |
50 |
89 |
117 |
138 |
154 |
195 |
46 |
61 |
72 |
74 |
||||||
(1.9) |
(1.7) |
(2.3) |
(2.6) |
(2.7) |
(2.3) |
(2.3) |
(2.2) |
(2.2) |
(2.3) |
(2.1) |
(1.8) |
||||||||
3. |
Balances with banks in India |
874 |
1831 |
233 |
223 |
245 |
171 |
1914 |
2588 |
653 |
936 |
971 |
1625 |
||||||
(24.7) |
(32.4) |
(10.6) |
(6.5) |
(5.6) |
(2.8) |
(28.4) |
(29.1) |
(31.7) |
(35.1) |
(28.6) |
(39.8) |
||||||||
4. |
Money at call and short notice |
- |
- |
404 |
962 |
936 |
2450 |
- |
- |
- |
- |
- |
- |
||||||
- |
- |
(18.4) |
(28.2) |
(21.5) |
(40.5) |
- |
- |
- |
- |
- |
- |
||||||||
5. |
Balances with banks outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
6. |
Investments |
148 |
293 |
150 |
225 |
701 |
736 |
1220 |
1520 |
100 |
114 |
180 |
230 |
||||||
(4.2) |
(5.2) |
(6.8) |
(6.6) |
(16.1) |
(12.2) |
(18.1) |
(17.1) |
(4.9) |
(4.3) |
(5.3) |
(5.6) |
||||||||
6.A. |
Investments in India |
148 |
293 |
150 |
225 |
701 |
736 |
1220 |
1520 |
100 |
114 |
180 |
230 |
||||||
(i) Government securities |
148 |
293 |
- |
- |
- |
- |
420 |
420 |
- |
114 |
30 |
30 |
|||||||
(ii) Other approved securities |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
150 |
200 |
|||||||
(iii) Shares |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(iv) Debentures and Bonds |
- |
- |
50 |
125 |
- |
635 |
800 |
1100 |
- |
- |
- |
- |
|||||||
(v) Subsidiaries and joint ventures |
- |
- |
100 |
- |
600 |
- |
- |
- |
- |
- |
- |
- |
|||||||
(vi) Others |
- |
- |
- |
100 |
101 |
101 |
- |
- |
100 |
- |
- |
- |
|||||||
6.B. |
Investments outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
(i) Government securities |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(ii) Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(iii) Others |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
7. |
Advances |
2299 |
3129 |
871 |
1225 |
1376 |
1441 |
3076 |
3508 |
902 |
1118 |
1593 |
1422 |
||||||
(65.0) |
(55.4) |
(39.7) |
(35.9) |
(31.6) |
(23.8) |
(45.6) |
(39.4) |
(43.8) |
(42.0) |
(47.0) |
(34.8) |
||||||||
7.1. |
Bills purchased and discounted |
3 |
2 |
- |
- |
- |
- |
- |
75 |
19 |
38 |
409 |
96 |
||||||
7.2. |
Cash credits, overdrafts & loans |
545 |
804 |
212 |
406 |
119 |
138 |
92 |
- |
20 |
40 |
349 |
489 |
||||||
7.3. |
Term loans |
1751 |
2323 |
659 |
819 |
1256 |
1303 |
2984 |
3433 |
864 |
1040 |
835 |
838 |
||||||
8. |
Fixed Assets |
10 |
31 |
17 |
17 |
8 |
8 |
16 |
16 |
6 |
11 |
7 |
9 |
||||||
(0.3) |
(0.6) |
(0.8) |
(0.5) |
(0.2) |
(0.1) |
(0.2) |
(0.2) |
(0.3) |
(0.4) |
(0.2) |
(0.2) |
||||||||
8.1. |
Premises |
1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
8.2. |
Other Fixed assets |
9 |
31 |
17 |
17 |
8 |
8 |
16 |
16 |
6 |
11 |
7 |
9 |
||||||
9. |
Other Assets |
89 |
194 |
426 |
591 |
850 |
931 |
326 |
1017 |
316 |
360 |
462 |
615 |
||||||
(2.5) |
(3.4) |
(19.4) |
(17.3) |
(19.5) |
(15.4) |
(4.8) |
(11.4) |
(15.3) |
(13.5) |
(13.6) |
(15.1) |
||||||||
9.1. |
Inter - office adjustments (net) |
27 |
101 |
21 |
13 |
- |
- |
12 |
- |
11 |
15 |
121 |
233 |
||||||
9.2. |
Interest accrued |
36 |
71 |
30 |
51 |
60 |
123 |
101 |
162 |
18 |
40 |
- |
- |
||||||
9.3. |
Tax paid |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||
9.4. |
Stationery and Stamps |
5 |
6 |
9 |
8 |
2 |
2 |
9 |
9 |
2 |
3 |
4 |
4 |
||||||
9.5. |
Others |
22 |
16 |
|
365 |
518 |
|
789 |
806 |
|
204 |
846 |
|
285 |
302 |
|
337 |
379 |
|
Total Assets |
3535 |
5646 |
2196 |
3410 |
4357 |
6054 |
6743 |
8904 |
2061 |
2664 |
3390 |
4085 |
|||||||
|
|
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
Note |
: |
Figures in brackets indicate percent share in total. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |