Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 5 of 30) - ஆர்பிஐ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial
Banks -1996 -97 (Part 5 of 30)
OTHER SCHEDULED COMMERCIAL BANKS |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Dhanalakshmi Bank | Federal Bank | Ganesh Bank of | Global Trust Bank | HDFC Bank | |||||||||||||
| | | | Kurundwad | | | | | |||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (21) | (22) | | (23) | (24) | | (25) | (26) | | (27) | (28) | | (29) | (30) |
1. | Capital | 2251 | 1374 | 1687 | 2165 | 3 | 3 | 10400 | 10400 | 20000 | 20000 | ||||||
(2.7) | (1.1) | (0.4) | (0.4) | (0.1) | - | (4.7) | (3.9) | (20.2) | (11.0) | ||||||||
2. | Reserves and Surplus | 2301 | 4008 | 20456 | 30910 | 324 | 369 | 3794 | 7974 | 2108 | 4398 | ||||||
(2.8) | (3.3) | (4.7) | (5.7) | (5.6) | (4.5) | (1.7) | (3.0) | (2.1) | (2.4) | ||||||||
2.1. | Statutory Reserves | 395 | 633 | 5939 | 8439 | 124 | 144 | 1107 | 2255 | 422 | 1435 | ||||||
2.2. | Capital Reserves | 621 | 590 | 1099 | 1051 | - | 25 | - | - | - | - | ||||||
2.3. | Share Premium | 918 | 2272 | 8117 | 14801 | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | 365 | 511 | 5057 | 6557 | 200 | 200 | 2680 | 5710 | - | - | ||||||
2.5. | Balance of Profit | 1 | 2 | 244 | 63 | - | - | 6 | 8 | 1687 | 2963 | ||||||
3. | Deposits | 70673 | 107633 | 369716 | 460340 | 4834 | 7130 | 132430 | 227934 | 68570 | 127907 | ||||||
(84.7) | (88.3) | (84.8) | (84.3) | (83.9) | (86.8) | (59.8) | (86.0) | (69.1) | (70.5) | ||||||||
3.1. | Demand Deposits | 5581 | 7699 | 28705 | 26543 | 332 | 527 | 14948 | 17445 | 22688 | 40886 | ||||||
(i) | From Banks | 10 | - | 2336 | 2238 | 13 | 36 | 91 | 10 | 1 | 15 | ||||||
(ii) | From Others | 5571 | 7699 | 26369 | 24304 | 319 | 491 | 14856 | 17435 | 22688 | 40871 | ||||||
3.2. | Savings Deposits | 8232 | 8640 | 51849 | 58374 | 1000 | 1304 | 1171 | 2278 | 1731 | 6867 | ||||||
3.3. | Term Deposits | 56860 | 91294 | 289162 | 375423 | 3502 | 5300 | 116312 | 208210 | 44150 | 80154 | ||||||
(i) | From Banks | 6174 | 23575 | 23170 | 61527 | 82 | 176 | 19633 | 61781 | - | - | ||||||
(ii) | From Others | 50686 | 67719 | 265992 | 313896 | 3420 | 5124 | 96679 | 146430 | 44150 | 80154 | ||||||
3.A. | Deposits of branches in India | 70673 | 107633 | 369716 | 460340 | 4834 | 7130 | 132430 | 227934 | 68570 | 127907 | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 3918 | 3806 | 26768 | 28666 | 340 | 323 | 66880 | 7079 | 4522 | 19928 | ||||||
(4.7) | (3.1) | (6.1) | (5.2) | (5.9) | (3.9) | (30.2) | (2.7) | (4.6) | (11.0) | ||||||||
4.1. | Borrowings in India | 3918 | 3806 | 25205 | 28666 | 340 | 323 | 65386 | 6649 | 3960 | 19928 | ||||||
(i) | From Reserve Bank of India | - | - | 15449 | 6700 | - | - | 64902 | 4958 | 3888 | - | ||||||
(ii) | From other Banks | 1500 | 1500 | 15 | 7500 | - | - | - | - | - | 11521 | ||||||
(iii) | From other Institutions and Agencies | 2418 | 2306 | 9740 | 14466 | 340 | 323 | 483 | 1690 | 72 | 8164 | ||||||
4.2. | Borrowings outside India | - | - | 1564 | - | - | - | 1494 | 430 | 562 | 243 | ||||||
5. | Other liabilities | 4313 | 5065 | 17416 | 24112 | 263 | 392 | 7850 | 9767 | 4029 | 9293 | ||||||
(5.2) | (4.2) | (4.0) | (4.4) | (4.6) | (4.8) | (3.5) | (4.4) | (4.1) | (5.1) | ||||||||
5.1. | Bills Payable | 99 | 63 | 7139 | 11350 | 40 | 44 | 1830 | 1901 | 1455 | 3008 | ||||||
5.2. | Inter-office Adjustments | 1161 | 391 | 2707 | - | 10 | 32 | - | - | - | - | ||||||
5.3. | Interest Accrued | 843 | 968 | - | 2679 | 36 | 53 | 410 | 3875 | 1417 | 1078 | ||||||
5.4. | Others (including provisions) | 2209 | 3642 | | 7571 | 10083 | | 177 | 263 | | 5611 | 3990 | | 1157 | 5207 | ||
Total Liabilities | 83457 | 121886 | 436044 | 546192 | 5764 | 8217 | 221353 | 265153 | 99229 | 181526 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Dhanalakshmi Bank | Federal Bank | Ganesh Bank of | Global Trust Bank | HDFC Bank | |||||||||||||
| | | | Kurundwad | | | | | |||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (21) | (22) | | (23) | (24) | | (25) | (26) | | (27) | (28) | | (29) | (30) |
1. | Cash in hand | 1110 | 1329 | 4689 | 5148 | 138 | 182 | 98 | 427 | 240 | 458 | ||||||
(1.3) | (1.1) | (1.1) | (0.9) | (2.4) | (2.2) | - | (0.2) | (0.2) | (0.3) | ||||||||
2. | Balances with RBI | 10711 | 10987 | 42814 | 29383 | 576 | 685 | 19831 | 24869 | 10475 | 17367 | ||||||
(12.8) | (9.0) | (9.8) | (5.4) | (10.0) | (8.3) | (9.0) | (9.4) | (10.6) | (9.6) | ||||||||
3. | Balances with banks in India | 2825 | 14949 | 12044 | 25192 | 295 | 353 | 2524 | 908 | 142 | 1961 | ||||||
(3.4) | (12.3) | (2.8) | (4.6) | (5.1) | (4.3) | (1.1) | (0.3) | (0.1) | (1.1) | ||||||||
4. | Money at call and short notice | - | 500 | - | - | 38 | 137 | 7630 | 1488 | 5920 | 6092 | ||||||
- | (0.4) | - | - | (0.7) | (1.7) | (3.4) | (0.6) | (6.0) | (3.4) | ||||||||
5. | Balances with banks outside India | - | - | 8154 | 3351 | - | - | 137 | 204 | 232 | 446 | ||||||
6. | Investments | 19910 | 30070 | 114631 | 145617 | 1163 | 1719 | 34888 | 66207 | 31428 | 72972 | ||||||
(23.9) | (24.7) | (26.3) | (26.7) | (20.2) | (20.9) | (15.8) | (25.0) | (31.7) | (40.2) | ||||||||
6.A. | Investments in India | 19910 | 30070 | 114631 | 145617 | 1163 | 1719 | 34888 | 66207 | 31428 | 730 | ||||||
(i) | Government securities | 16357 | 21871 | 88708 | 98620 | 792 | 1336 | 30358 | 60779 | 14124 | 36513 | ||||||
(ii) | Other approved securities | 1106 | 1119 | 7695 | 7542 | 370 | 372 | 385 | 585 | - | - | ||||||
(iii) | Shares | 110 | 124 | 3194 | 3311 | - | - | 1712 | 2122 | 128 | 858 | ||||||
(iv) | Debentures and Bonds | 1834 | 5950 | 13554 | 32875 | - | 10 | 2145 | 2338 | 14220 | 30967 | ||||||
(v) | Subsidiaries and joint ventures | - | - | 500 | 1500 | - | - | - | - | - | - | ||||||
(vi) | Others | 504 | 1006 | 980 | 1769 | 1 | 1 | 287 | 384 | 2956 | 4634 | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 44859 | 56241 | 222845 | 299941 | 3069 | 4534 | 137732 | 146246 | 36862 | 57526 | ||||||
(53.8) | (46.1) | (51.1) | (54.9) | (53.2) | (55.2) | (62.2) | (55.2) | (37.1) | (31.7) | ||||||||
7.1. | Bills purchased and discounted | 9681 | 5361 | 55978 | 95386 | 91 | 57 | 58722 | 46356 | 1525 | 4426 | ||||||
7.2. | Cash credits, overdrafts & loans | 22322 | 33071 | 120246 | 145556 | 1304 | 1592 | 64224 | 81896 | 11196 | 22582 | ||||||
7.3. | Term loans | 12856 | 17809 | 46621 | 58998 | 1674 | 2885 | 14786 | 17994 | 24141 | 30518 | ||||||
8. | Fixed Assets | 1074 | 1303 | 13345 | 13430 | 358 | 428 | 8885 | 16154 | 7603 | 9867 | ||||||
(1.3) | (1.1) | (3.1) | (2.5) | (6.2) | (5.2) | (4.0) | (6.1) | (7.7) | (5.4) | ||||||||
8.1. | Premises | 646 | 652 | 2631 | 3251 | 311 | 344 | 1448 | 5853 | 5952 | 3807 | ||||||
8.2. | Other Fixed assets | 428 | 651 | 10715 | 10179 | 47 | 84 | 7437 | 10301 | 1652 | 6060 | ||||||
9. | Other Assets | 2968 | 6507 | 17522 | 24130 | 128 | 179 | 9628 | 8650 | 6328 | 14837 | ||||||
(3.6) | (5.3) | (4.0) | (4.4) | (2.2) | (2.2) | (4.3) | (3.3) | (6.4) | (8.2) | ||||||||
9.1. | Inter - office adjustments (net) | - | - | 4586 | 7433 | - | - | - | - | - | - | ||||||
9.2. | Interest accrued | 1300 | 1847 | 5522 | 7170 | 38 | 63 | 1468 | 2208 | 1666 | 2968 | ||||||
9.3. | Tax paid | 306 | 296 | 2810 | 3816 | 50 | 64 | 94 | 50 | - | 33 | ||||||
9.4. | Stationery and Stamps | 32 | 43 | 151 | 182 | 15 | 18 | 1 | 3 | 22 | 9 | ||||||
9.5. | Others | 1330 | 4321 | | 4452 | 5529 | | 25 | 34 | | 8065 | 6388 | | 4640 | 11827 | ||
Total Assets | 83457 | 121886 | 436044 | 546192 | 5764 | 8217 | 221353 | 265153 | 99229 | 181526 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial |
OTHER SCHEDULED COMMERCIAL BANKS |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
ICICI Bank | IDBI Bank | IndusInd Bank | Jammu & Kashmir | Karnataka Bank | |||||||||||||
| | | | | | Bank | | | |||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (31) | (32) | | (33) | (34) | | (35) | (36) | | (37) | (38) | | (39) | (40) |
1. | Capital | 15000 | 15000 | 10000 | 12000 | 12000 | 700 | 700 | 1346 | 1349 | |||||||
(13.0) | (8.4) | (12.7) | (6.4) | (3.4) | (0.2) | (0.2) | (0.6) | (0.5) | |||||||||
2. | Reserves and Surplus | 675 | 3188 | 462 | 11134 | 15947 | 13379 | 17025 | 12924 | 16398 | |||||||
(0.6) | (1.8) | (0.6) | (5.9) | (4.5) | (3.9) | (4.0) | (5.7) | (5.7) | |||||||||
2.1. | Statutory Reserves | 636 | 3186 | 92 | 1686 | 3490 | 2230 | 2730 | 4409 | 6409 | |||||||
2.2. | Capital Reserves | - | - | - | - | - | 33 | 33 | - | - | |||||||
2.3. | Share Premium | - | - | - | 8000 | 8000 | - | - | 7164 | 7189 | |||||||
2.4. | Revenue and other Reserves | - | - | - | 1430 | 4430 | 11116 | 14262 | 1350 | 2800 | |||||||
2.5. | Balance of Profit | 39 | 2 | 370 | 18 | 26 | - | - | 1 | 1 | |||||||
3. | Deposits | 72795 | 134760 | N | 50525 | 141223 | 309310 | 289518 | 365814 | 185531 | 251059 | ||||||
(62.9) | (75.6) | O | (63.9) | (74.9) | (86.8) | (83.4) | (86.4) | (81.4) | (86.8) | ||||||||
3.1. | Demand Deposits | 18670 | 31633 | T | 6191 | 12633 | 21172 | 54580 | 64867 | 19916 | 24508 | ||||||
(i) | From Banks | 110 | 335 | 4 | 52 | 350 | 2995 | 3662 | 298 | 351 | |||||||
(ii) | From Others | 18560 | 31298 | A | 6186 | 12581 | 20822 | 51585 | 61205 | 19618 | 24157 | ||||||
3.2. | Savings Deposits | 1851 | 4967 | V | 455 | 1045 | 2677 | 78517 | 90597 | 35330 | 40994 | ||||||
3.3. | Term Deposits | 52274 | 98160 | A | 43879 | 127545 | 285462 | 156422 | 210350 | 130285 | 185558 | ||||||
(i) | From Banks | 8221 | 9447 | I | 5179 | 6450 | 35957 | 10830 | 20007 | 4255 | 8171 | ||||||
(ii) | From Others | 44053 | 88713 | L | 38700 | 121095 | 249505 | 145592 | 190343 | 126030 | 177387 | ||||||
3.A. | Deposits of branches in India | 72795 | 134760 | A | 50525 | 141223 | 309310 | 289518 | 365814 | 185531 | 251059 | ||||||
3.B. | Deposits of branches outside India | - | - | B | - | - | - | - | - | - | - | ||||||
L | |||||||||||||||||
4. | Borrowings | 21095 | 9299 | E | 15546 | 15327 | 6843 | 3799 | 1793 | 19545 | 8761 | ||||||
(18.2) | (5.2) | (19.7) | (8.1) | (1.9) | (1.1) | (0.4) | (8.6) | (3.0) | |||||||||
4.1. | Borrowings in India | 20751 | 9299 | 15465 | 15327 | 6843 | 3796 | 1258 | 19545 | 8761 | |||||||
(i) | From Reserve Bank of India | 7063 | - | 2540 | 6619 | - | - | - | 12255 | - | |||||||
(ii) | From other Banks | 10509 | 8003 | 6325 | 7324 | 5259 | 3534 | 1037 | 25 | 2 | |||||||
(iii) | From other Institutions and Agencies | 3179 | 1295 | 6600 | 1384 | 1584 | 262 | 222 | 7266 | 8758 | |||||||
4.2. | Borrowings outside India | 344 | - | 81 | - | - | 3 | 534 | - | - | |||||||
5. | Other liabilities | 6162 | 15940 | 2498 | 8854 | 12050 | 39802 | 38066 | 8593 | 11834 | |||||||
(5.3) | (8.9) | (3.2) | (4.7) | (3.4) | (11.5) | (9.0) | (3.8) | (4.1) | |||||||||
5.1. | Bills Payable | 2685 | 6879 | 942 | 1532 | 3734 | 16422 | 20123 | 1817 | 2243 | |||||||
5.2. | Inter-office Adjustments | - | - | - | - | - | 15122 | 7743 | 415 | 1762 | |||||||
5.3. | Interest Accrued | 397 | 567 | 366 | 3311 | 4617 | 1772 | 2729 | 1006 | 1167 | |||||||
5.4. | Others (including provisions) | 3080 | 8495 | | | 1190 | | 4011 | 3700 | | 6487 | 7472 | | 5355 | 6661 | ||
Total Liabilities | 115726 | 178187 | 79032 | 188538 | 356150 | 347199 | 423398 | 227939 | 289401 | ||||||||
| | | | (100.0) | (100.0) | | | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
ICICI Bank | IDBI Bank | IndusInd Bank | Jammu & Kashmir | Karnataka Bank | |||||||||||||
| | | | | | Bank | | | |||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (31) | (32) | | (33) | (34) | | (35) | (36) | | (37) | (38) | | (39) | (40) |
1. | Cash in hand | 113 | 262 | 49 | 184 | 225 | 3499 | 4549 | 2326 | 3112 | |||||||
(0.1) | (0.1) | (0.1) | (0.1) | (0.1) | (1.0) | (1.1) | (1.0) | (1.1) | |||||||||
2. | Balances with RBI | 10314 | 14771 | 3489 | 11869 | 24219 | 46273 | 40499 | 24811 | 26208 | |||||||
(8.9) | (8.3) | (4.4) | (6.3) | (6.8) | (13.3) | (9.6) | (10.9) | (9.1) | |||||||||
3. | Balances with banks in India | 803 | 12643 | 425 | 1851 | 4149 | 9143 | 14579 | 5156 | 11317 | |||||||
(0.7) | (7.1) | (0.5) | (1.0) | (1.2) | (2.6) | (3.4) | (2.3) | (3.9) | |||||||||
4. | Money at call and short notice | 4225 | 8260 | - | - | 2500 | 13000 | 7500 | 5525 | - | |||||||
(3.7) | (4.6) | - | - | (0.7) | (3.7) | (1.8) | (2.4) | - | |||||||||
5. | Balances with banks outside India | 841 | 1355 | 1968 | 16799 | 6562 | 1784 | 2736 | 2296 | 6812 | |||||||
6. | Investments | 26277 | 43535 | 19581 | 35750 | 105454 | 106789 | 159273 | 59121 | 83364 | |||||||
(22.7) | (24.4) | (24.8) | (19.0) | (29.6) | (30.8) | (37.6) | (25.9) | (28.8) | |||||||||
6.A. | Investments in India | 26277 | 43535 | 19581 | 35750 | 105454 | 106789 | 159273 | 59121 | 83364 | |||||||
(i) | Government securities | 17449 | 31336 | N | 8924 | 30159 | 72466 | 78953 | 121170 | 39405 | 57349 | ||||||
(ii) | Other approved securities | - | - | O | - | 1300 | 1712 | 14973 | 16568 | 6356 | 6232 | ||||||
(iii) | Shares | 938 | 1047 | T | - | 738 | 488 | 12 | 12 | 458 | 209 | ||||||
(iv) | Debentures and Bonds | 7697 | 6934 | 9325 | 3510 | 26701 | 8889 | 15029 | 8813 | 15542 | |||||||
(v) | Subsidiaries and joint ventures | - | - | A | - | - | - | 355 | - | - | - | ||||||
(vi) | Others | 193 | 4218 | V | 1332 | 43 | 4088 | 3607 | 6494 | 4089 | 4032 | ||||||
6.B. | Investments outside India | - | - | A | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | I | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | L | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | A | - | - | - | - | - | - | - | ||||||
7. | Advances | 65075 | 79800 | B | 49542 | 112119 | 192766 | 136413 | 169398 | 118542 | 144969 | ||||||
(56.2) | (44.8) | L | (62.7) | (59.5) | (54.1) | (39.3) | (40.0) | (52.0) | (50.1) | ||||||||
7.1. | Bills purchased and discounted | 6618 | 7640 | E | 21575 | 12327 | 10227 | 10227 | 7391 | 15358 | 17347 | ||||||
7.2. | Cash credits, overdrafts & loans | 49932 | 63210 | 10863 | 92587 | 166107 | 98499 | 122618 | 79596 | 96684 | |||||||
7.3. | Term loans | 8524 | 8950 | 17104 | 7206 | 16432 | 27687 | 39389 | 23588 | 30938 | |||||||
8. | Fixed Assets | 4662 | 9637 | 1971 | 5223 | 9973 | 1556 | 1992 | 3613 | 5381 | |||||||
(4.0) | (5.4) | (2.5) | (2.8) | (2.8) | (0.4) | (0.5) | (1.6) | (1.9) | |||||||||
8.1. | Premises | 334 | 2831 | 13 | 949 | 1335 | 338 | 541 | 728 | 1343 | |||||||
8.2. | Other Fixed assets | 4328 | 6806 | 1958 | 4275 | 8638 | 1218 | 1451 | 2885 | 4038 | |||||||
9. | Other Assets | 3416 | 7923 | 2006 | 4744 | 10302 | 28742 | 22872 | 6549 | 8237 | |||||||
(3.0) | (4.4) | (2.5) | (2.5) | (2.9) | (8.3) | (5.4) | (2.9) | (2.8) | |||||||||
9.1. | Inter - office adjustments (net) | - | - | 1 | 206 | 30 | - | - | - | - | |||||||
9.2. | Interest accrued | 992 | 1371 | 500 | 1388 | 2971 | 5728 | 5815 | 2017 | 3044 | |||||||
9.3. | Tax paid | 18 | 12 | 843 | 162 | 129 | - | 3508 | 3134 | 3223 | |||||||
9.4. | Stationery and Stamps | 1 | 1 | - | - | - | 5257 | - | 68 | 92 | |||||||
9.5. | Others | 2405 | 6539 | | | 663 | | 2989 | 7173 | | 17757 | 13549 | | 1331 | 1878 | ||
Total Assets | 115726 | 178187 | 79032 | 188538 | 356150 | 347199 | 423398 | 227939 | 289401 | ||||||||
| | | | (100.0) | (100.0) | | | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |