Table 49: Earnings and Expenses of Scheduled Commercial Banks - 1996-97 (Part 9 of 26) - ஆர்பிஐ - Reserve Bank of India
Table 49: Earnings and Expenses of Scheduled Commercial
Banks - 1996-97 (Part 9 of 26)
FOREIGN BANKS |
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(Amount in Rs. lakh) |
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For the year ended 31st March |
||||||||||||||
Items |
Oman International |
Sakura Bank |
Sanwa |
Societe |
||||||||||
Bank |
|
Bank |
Generale |
|||||||||||
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
|
(47) |
(48) |
|
(49) |
(50) |
|
(51) |
(52) |
|
(53) |
(54) |
Income |
||||||||||||||
I. |
Interest earned |
3792 |
5034 |
6698 |
10214 |
3335 |
4185 |
13319 |
15297 |
|||||
a) |
Interest/discount on advances/bills |
2789 |
3567 |
5007 |
8286 |
2726 |
3511 |
7609 |
10960 |
|||||
b) |
Income on investments |
752 |
1044 |
1373 |
1668 |
606 |
671 |
4345 |
3453 |
|||||
c) |
Interest on balances with RBI and other |
249 |
374 |
310 |
260 |
4 |
2 |
1338 |
818 |
|||||
inter-bank funds |
||||||||||||||
d) |
Others |
2 |
49 |
8 |
1 |
- |
- |
27 |
66 |
|||||
II. |
Other income |
664 |
656 |
15 |
(878) |
(489) |
(686) |
606 |
1265 |
|||||
a) |
Commission, exchange, brokerage, etc. |
260 |
298 |
315 |
349 |
208 |
213 |
385 |
440 |
|||||
b) |
Net profit (loss) on sale of investments |
5 |
(120) |
- |
- |
- |
76 |
(6) |
(108) |
|||||
c) |
Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
|||||
d) |
Net profit (loss) on sale of land, building |
- |
4 |
- |
(3) |
- |
- |
(16) |
(4) |
|||||
& other assets |
||||||||||||||
e) |
Net profit (loss) on exchange transaction |
399 |
439 |
(299) |
(1228) |
(728) |
(1053) |
206 |
911 |
|||||
f) |
Miscellaneous income |
- |
36 |
|
- |
3 |
|
31 |
78 |
|
38 |
26 |
||
|
Total (I+II) |
|
4456 |
5690 |
|
6713 |
9337 |
|
2846 |
3498 |
|
13924 |
16563 |
|
Expenditure & Provisions |
||||||||||||||
III. |
Interest expended |
2393 |
3237 |
2857 |
3695 |
2261 |
1813 |
11028 |
11782 |
|||||
a) |
Interest on deposits |
1788 |
3079 |
1411 |
809 |
627 |
994 |
7243 |
8747 |
|||||
b) |
Interest on RBI/inter-bank borrowings |
570 |
104 |
1446 |
2884 |
1004 |
358 |
3783 |
3035 |
|||||
c) |
Others |
35 |
55 |
- |
1 |
630 |
461 |
2 |
- |
|||||
IV. |
Operating expenses |
684 |
747 |
366 |
728 |
387 |
481 |
1238 |
1431 |
|||||
a) |
Payments to and provisions for employees |
104 |
159 |
143 |
238 |
76 |
96 |
298 |
421 |
|||||
b) |
Rent, taxes and lighting |
232 |
194 |
65 |
166 |
77 |
117 |
278 |
83 |
|||||
c) |
Printing and stationery |
18 |
15 |
10 |
20 |
7 |
15 |
20 |
18 |
|||||
d) |
Advertisement and publicity |
27 |
30 |
- |
2 |
1 |
- |
8 |
8 |
|||||
e) |
Depreciation on Bank's property |
62 |
73 |
66 |
151 |
29 |
60 |
142 |
360 |
|||||
f) |
Directors' fees, allowances and expenses |
3 |
4 |
- |
- |
- |
- |
1 |
1 |
|||||
g) |
Auditors' fees and expenses |
3 |
2 |
2 |
2 |
2 |
3 |
1 |
1 |
|||||
h) |
Law charges |
8 |
6 |
- |
- |
5 |
3 |
3 |
4 |
|||||
i) |
Postage, telegrams, telephones, etc. |
48 |
41 |
6 |
23 |
48 |
45 |
101 |
122 |
|||||
j) |
Repairs and maintenance |
4 |
18 |
9 |
12 |
30 |
23 |
50 |
58 |
|||||
k) |
Insurance |
15 |
17 |
17 |
8 |
5 |
7 |
37 |
36 |
|||||
l) |
Other expenditure |
161 |
187 |
47 |
105 |
108 |
113 |
299 |
319 |
|||||
V. |
Provisions and contingencies |
978 |
900 |
1859 |
2425 |
151 |
725 |
1014 |
1900 |
|||||
Total expenses |
4055 |
4884 |
5078 |
6847 |
2799 |
3018 |
13279 |
15113 |
||||||
VI. |
Profit (loss) |
401 |
806 |
|
1636 |
2490 |
|
47 |
480 |
|
645 |
1449 |
||
Total (III+IV+V+VI) |
|
4456 |
5690 |
|
6713 |
9337 |
|
2846 |
3498 |
|
13924 |
16563 |
|
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|
|
|
|
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|
(Amount in Rs. lakh) |
||||
For the year ended 31st March |
||||||||||||||
Items |
Sonali |
Standard Chartered |
State Bank of |
The Fuji |
||||||||||
Bank |
Bank |
Mauritius |
Bank |
|||||||||||
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
|
(55) |
(56) |
|
(57) |
(58) |
|
(59) |
(60) |
|
(61) |
(62) |
Income |
||||||||||||||
I. |
Interest earned |
282 |
73 |
47578 |
54861 |
914 |
810 |
357 |
||||||
a) |
Interest/discount on advances/bills |
39 |
29 |
23640 |
38716 |
631 |
581 |
214 |
||||||
b) |
Income on investments |
94 |
30 |
21673 |
13462 |
81 |
96 |
12 |
||||||
c) |
Interest on balances with RBI and other |
141 |
13 |
1834 |
1016 |
202 |
133 |
131 |
||||||
inter-bank funds |
||||||||||||||
d) |
Others |
8 |
1 |
431 |
1666 |
- |
- |
- |
||||||
II. |
Other income |
265 |
393 |
8962 |
14421 |
96 |
125 |
20 |
||||||
a) |
Commission, exchange, brokerage, etc. |
264 |
371 |
6591 |
7810 |
53 |
33 |
17 |
||||||
b) |
Net profit (loss) on sale of investments |
- |
- |
(2325) |
1452 |
- |
- |
- |
||||||
c) |
Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
||||||
d) |
Net profit (loss) on sale of land, building |
- |
- |
591 |
(32) |
- |
- |
- |
||||||
& other assets |
||||||||||||||
e) |
Net profit (loss) on exchange transaction |
- |
- |
3989 |
4898 |
42 |
90 |
4 |
||||||
f) |
Miscellaneous income |
1 |
22 |
|
116 |
293 |
|
1 |
2 |
|
|
- |
||
|
Total (I+II) |
|
547 |
467 |
|
56541 |
69282 |
|
1010 |
935 |
|
|
377 |
|
Expenditure & Provisions |
||||||||||||||
III. |
Interest expended |
28 |
34 |
24353 |
35298 |
93 |
110 |
23 |
||||||
a) |
Interest on deposits |
18 |
23 |
21736 |
33516 |
76 |
96 |
11 |
||||||
b) |
Interest on RBI/inter-bank borrowings |
3 |
5 |
2613 |
1781 |
17 |
12 |
11 |
||||||
c) |
Others |
7 |
5 |
4 |
1 |
1 |
3 |
- |
||||||
IV. |
Operating expenses |
124 |
143 |
21581 |
24567 |
214 |
192 |
864 |
||||||
a) |
Payments to and provisions for employees |
61 |
66 |
10833 |
10178 |
59 |
54 |
84 |
||||||
b) |
Rent, taxes and lighting |
32 |
31 |
936 |
817 |
43 |
45 |
408 |
||||||
c) |
Printing and stationery |
2 |
3 |
788 |
1096 |
2 |
2 |
7 |
||||||
d) |
Advertisement and publicity |
- |
1 |
2209 |
1503 |
12 |
3 |
2 |
||||||
e) |
Depreciation on Bank's property |
1 |
1 |
684 |
798 |
46 |
52 |
70 |
||||||
f) |
Directors' fees, allowances and expenses |
- |
- |
2 |
4 |
- |
- |
- |
||||||
g) |
Auditors' fees and expenses |
- |
- |
15 |
16 |
1 |
1 |
2 |
||||||
h) |
Law charges |
- |
1 |
669 |
652 |
- |
1 |
13 |
||||||
i) |
Postage, telegrams, telephones, etc. |
4 |
9 |
1042 |
2072 |
6 |
10 |
24 |
||||||
j) |
Repairs and maintenance |
1 |
1 |
789 |
1538 |
1 |
4 |
12 |
||||||
k) |
Insurance |
1 |
1 |
334 |
366 |
2 |
1 |
2 |
||||||
l) |
Other expenditure |
22 |
30 |
3282 |
5526 |
42 |
19 |
239 |
||||||
V. |
Provisions and contingencies |
218 |
159 |
397 |
5094 |
269 |
300 |
6 |
||||||
Total expenses |
370 |
336 |
46332 |
64960 |
576 |
603 |
893 |
|||||||
VI. |
Profit (loss) |
177 |
130 |
|
10209 |
4322 |
|
434 |
332 |
|
|
(516) |
||
Total (III+IV+V+VI) |
|
547 |
467 |
|
56541 |
69282 |
|
1010 |
935 |
|
|
377 |
|
|
|
|
(Amount in Rs. lakh) |
For the year ended 31st March |
||||
Items |
The Siam Commercial Bank |
|||
1996 |
1997 |
|||
|
|
|
(63) |
(64) |
Income |
||||
I. |
Interest Earned |
148 |
1338 |
|
a) |
Interest/discount on advances/bills |
17 |
1162 |
|
b) |
Income on Investments |
36 |
33 |
|
c) |
Interest on balances with RBI and other |
96 |
143 |
|
inter-bank funds |
||||
d) |
Others |
- |
- |
|
II. |
Other income |
5 |
165 |
|
a) |
Commission, exchange and brokerage |
6 |
138 |
|
b) |
Net Profit (loss) on sale of investments |
- |
14 |
|
c) |
Net Profit (loss) on revaluation of investments |
- |
- |
|
d) |
Net Profit (loss) on sale of land, building |
- |
- |
|
& other assets |
||||
e) |
Net Profit (loss) on exchange transaction |
(1) |
- |
|
|
f) |
Miscellaneous income |
- |
14 |
|
Total (I+II) |
153 |
1503 |
|
Expenditure & Provisions |
||||
III. |
Interest expended |
7 |
396 |
|
a) |
Interest on deposits |
7 |
396 |
|
b) |
Interest on RBI/inter-bank borrowings |
- |
- |
|
c) |
Others |
- |
- |
|
IV. |
Operating expenses |
122 |
280 |
|
a) |
Payments to and provisions for employees |
13 |
46 |
|
b) |
Rent, taxes and lighting |
42 |
96 |
|
c) |
Printing and stationery |
2 |
2 |
|
d) |
Advertisement and publicity |
- |
- |
|
e) |
Depreciation on Bank's property |
10 |
34 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
|
g) |
Auditors' fees and expenses |
5 |
2 |
|
h) |
Law charges |
6 |
3 |
|
i) |
Postage, telegrams, telephones, etc. |
4 |
6 |
|
j) |
Repairs and maintenance |
2 |
6 |
|
k) |
Insurance |
1 |
3 |
|
l) |
Other expenditure |
38 |
82 |
|
V. |
Provisions and contingencies |
15 |
419 |
|
Total expenses |
144 |
1095 |
||
VI. |
Profit (loss) |
9 |
408 |
|
Total (III+IV+V+VI) |
153 |
1503 |
Note |
: |
Figures in bracket indicate loss. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |