(Amount in Rs. lakh)

As on 31st March

Shivalik Kshetriya

Shivpuri-Guna Kshetriya

Shri Sathavahana Gramin Bank

Items

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(325)

(326)

(327)

(328)

(329)

(330)

1.

Capital

100

100

100

100

100

100

(1.0)

(0.8)

(0.9)

(0.7)

(0.9)

(0.7)

2.

Reserves and Surplus

479

884

757

679

689

786

(4.7)

(7.0)

(6.7)

(4.5)

(6.1)

(5.5)

3.

Deposits

8396

10307

9362

11352

7596

9709

(81.7)

(81.8)

(83.4)

(75.7)

(67.1)

(68.5)

3.1.

Demand deposits

211

253

948

1190

559

428

3.2.

Savings bank deposits

3386

4129

3293

4097

1922

2170

3.3.

Term deposits

4799

5926

5121

6065

5115

7111

4.

Borrowings

821

979

586

516

1716

1776

(8.0)

(7.8)

(5.2)

(3.4)

(15.2)

(12.5)

4.1.

From banks*

27

36

21

-

303

341

4.2.

From others

794

943

565

516

1413

1435

5.

Other liabilities

486

329

1179

2339

1211

1800

(4.7)

(2.6)

(10.5)

(15.6)

(10.7)

(12.7)

5.1.

Bills Payable

116

4

-

-

-

-

5.2.

Inter-office adjustments

37

21

-

-

-

-

5.3.

Interest accrued

21

24

846

981

846

1378

5.4.

Others (including provisions)

312

280

365

1358

365

422

Total Liabilities

10282

12599

11226

14986

11312

14171

1. Cash in hand

42

82

97

169

265

255

(0.4)

(0.6)

(0.9)

(1.1)

(2.3)

(1.8)

2.

Balances with RBI

265

317

305

363

234

359

(2.6)

(2.5)

(2.7)

(2.4)

(2.1)

(2.5)

3.

Balances with banks in India

3216

3682

5231

868

4401

5522

(31.3)

(29.2)

(46.6)

(5.8)

(38.9)

(39.0)

4.

Money at call and short notice

-

-

-

6042

-

-

(-)

(-)

(-)

(40.3)

(-)

(-)

5.

Investments

4052

5109

444

414

984

1309

(39.4)

(40.5)

(4.0)

(2.8)

(8.7)

(9.2)

6.

Advances

2242

2763

2561

3252

4382

5703

(21.8)

(21.9)

(22.8)

(21.7)

(38.7)

(40.2)

6.1.

Bills purchased and discounted

2

-

-

-

-

-

6.2.

Cash credits, overdrafts & loans

47

450

1309

1291

2573

3971

6.3.

Term loans

2192

2313

1252

1961

1808

1731

7.

Fixed Assets

22

61

12

11

20

20

(0.2)

(0.5)

(0.1)

(0.1)

(0.2)

(0.1)

8.

Other Assets

443

586

3333

3868

1027

1003

(4.3)

(4.6)

(29.7)

(25.8)

(9.1)

(7.1)

8.1.

Inter - office adjustments (net)

-

-

66

62

90

206

8.2.

Interest accrued

285

479

643

1207

184

262

8.3.

Others

158

107

2624

2599

753

536

Total Assets

10282

12599

11226

14986

11312

14171

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Shri Venkateshwara

Singhbhum Kshetriya

Siwan Kshetriya Gramin Bank

Items

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(331)

(332)

(333)

(334)

(335)

(336)

1.

Capital

100

100

100

100

100

100

(0.6)

(0.5)

(0.7)

(0.6)

(0.6)

(0.4)

2.

Reserves and Surplus

1400

1461

-

-

750

885

(8.9)

(7.6)

(-)

(-)

(4.7)

(3.9)

3.

Deposits

10647

13810

11847

15428

14028

17201

(68.0)

(71.8)

(87.4)

(88.8)

(87.3)

(76.6)

3.1.

Demand deposits

259

431

646

1051

504

402

3.2.

Savings bank deposits

2789

3815

4830

5892

5987

6792

3.3.

Term deposits

7599

9564

6370

8485

7537

10007

4.

Borrowings

2485

2934

713

895

322

360

(15.9)

(15.3)

(5.3)

(5.2)

(2.0)

(1.6)

4.1.

From banks*

571

927

-

-

-

-

4.2.

From others

1914

2007

713

895

322

360

5.

Other liabilities

1028

917

899

945

874

868

(6.6)

(4.8)

(6.6)

(5.4)

(5.4)

(0.7)

5.1.

Bills Payable

106

112

8

23

-

-

5.2.

Inter-office adjustments

361

84

-

-

74

57

5.3.

Interest accrued

84

100

-

-

-

-

5.4.

Others (including provisions)

476

622

891

922

800

811

Total Liabilities

15660

19222

13559

17368

16074

19414

1.

Cash in hand

111

166

138

89

99

118

(0.7)

(0.9)

(1.0)

(0.5)

(0.6)

(0.5)

2.

Balances with RBI

331

419

360

465

420

519

(2.1)

(2.2)

(2.7)

(2.7)

(2.6)

(2.3)

3.

Balances with banks in India

4950

6491

3651

4413

9545

10972

(31.6)

(33.8)

(26.9)

(25.4)

(59.4)

(48.9)

4.

Money at call and short notice

-

-

-

-

-

-

(-)

(-)

(-)

(-)

(-)

(-)

5.

Investments

266

913

3655

6026

1083

1595

(1.7)

(4.8)

(27.0)

(34.7)

(6.7)

(7.1)

6.

Advances

8377

9702

2869

3287

2836

3127

(53.5)

(50.5)

(21.2)

(18.9)

(17.6)

(13.9)

6.1.

Bills purchased and discounted

43

74

1

1

165

301

6.2.

Cash credits, overdrafts & loans

6832

7660

885

1213

518

715

6.3.

Term loans

1503

1968

1983

2073

2153

2111

7.

Fixed Assets

34

39

12

12

20

27

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

1591

1492

2873

3074

2071

3056

(10.2)

(7.8)

(21.2)

(17.7)

(12.9)

(27.1)

8.1.

Inter - office adjustments (net)

-

-

135

137

-

-

8.2.

Interest accrued

267

495

496

576

1732

3032

8.3.

Others

1324

997

2242

2361

339

24

Total Assets

15660

19222

13559

17368

16074

19414

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Solapur

South Malabar

Sravasthi

Items

Gramin Bank

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(337)

(338)

(339)

(340)

(341)

(342)

1.

Capital

100

100

100

100

100

100

(2.0)

(1.6)

(0.2)

(0.2)

(0.5)

(0.5)

2.

Reserves and Surplus

-

716

1554

2463

1991

2145

(-)

(11.3)

(3.8)

(4.9)

(10.3)

(10.0)

3.

Deposits

3233

3801

22924

28007

14759

16481

(65.1)

(60.0)

(56.1)

(55.4)

(76.3)

(76.6)

3.1.

Demand deposits

419

399

1064

2348

1457

1643

3.2.

Savings bank deposits

1257

1375

8801

10499

7918

8405

3.3.

Term deposits

1557

2027

13058

15161

5385

6432

4.

Borrowings

1268

1327

14466

17000

1637

1831

(25.5)

(21.0)

(35.4)

(33.6)

(8.5)

(8.5)

4.1.

From banks*

219

263

3361

3980

85

120

4.2.

From others

1050

1064

11105

13020

1553

1711

5.

Other liabilities

367

390

1852

2996

848

958

(7.4)

(6.2)

(4.5)

(5.9)

(4.4)

(4.5)

5.1.

Bills Payable

-

-

450

1328

18

32

5.2.

Inter-office adjustments

-

-

31

-

51

109

5.3.

Interest accrued

2

4

241

106

23

25

5.4.

Others (including provisions)

364

386

1130

1562

756

792

Total Liabilities

4967

6333

40895

50567

19336

21515

1.

Cash in hand

160

213

814

1399

466

324

(3.2)

(3.4)

(2.0)

(2.8)

(2.4)

(1.5)

2.

Balances with RBI

91

96

773

830

426

476

(1.8)

(1.5)

(1.9)

(1.6)

(2.2)

(2.2)

3.

Balances with banks in India

974

1530

6744

10284

7040

8301

(19.6)

(24.2)

(16.5)

(20.3)

(36.4)

(38.6)

4.

Money at call and short notice

-

-

-

-

-

-

(-)

(-)

(-)

(-)

(-)

(-)

5.

Investments

456

550

4564

4705

3745

3795

(9.2)

(8.7)

(11.2)

(9.3)

(19.4)

(17.6)

6.

Advances

2407

2979

27344

32756

4920

5926

(48.5)

(47.0)

(66.9)

(64.8)

(25.4)

(27.5)

6.1.

Bills purchased and discounted

-

-

69

88

62

38

6.2.

Cash credits, overdrafts & loans

1254

1001

21545

25899

1074

1287

6.3.

Term loans

1153

1978

5729

6768

3784

4602

7.

Fixed Assets

20

19

73

87

34

40

(0.4)

(0.3)

(0.2)

(0.2)

(0.2)

(0.2)

8.

Other Assets

860

946

584

505

2704

2654

(17.3)

(14.9)

(1.4)

(1.0)

(14.0)

(12.3)

8.1.

Inter - office adjustments (net)

10

82

-

53

-

-

8.2.

Interest accrued

17

28

187

206

945

1461

8.3.

Others

832

836

397

246

1760

1192

Total Assets

4967

6333

40895

50567

19336

21515

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Notes

:

1. Figures in bracket indicate percent share in total.

2. *Including Reserve Bank of India.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

(Amount in Rs. lakh)

As on 31st March

Sree Anantha

Sri Saraswathi

Sri Visakha

Items

Gramin Bank

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(343)

(344)

(345)

(346)

(347)

(348)

1.

Capital

100

100

100

100

100

100

(0.5)

(0.4)

(0.5)

(0.4)

(0.3)

(0.2)

2.

Reserves and Surplus

1643

2573

328

871

1110

1756

(7.5)

(9.7)

(1.7)

(3.5)

(2.9)

(3.7)

3.

Deposits

13989

17272

13669

17288

28904

34748

(64.2)

(64.9)

(71.1)

(68.9)

(75.7)

(74.0)

3.1.

Demand deposits

310

337

336

497

1850

2647

3.2.

Savings bank deposits

4344

5304

4774

6274

10507

12430

3.3.

Term deposits

9335

11631

8559

10518

16547

19671

4.

Borrowings

4834

5324

2611

3293

5335

6198

(22.2)

(20.0)

(13.6)

(13.1)

(14.0)

(13.2)

4.1.

From banks*

993

1114

572

771

1183

1443

4.2.

From others

3841

4210

2039

2522

4151

4754

5.

Other liabilities

1215

1329

2514

3538

2742

4173

(5.6)

(5.0)

(13.1)

(14.1)

(7.2)

(8.9)

5.1.

Bills Payable

378

411

381

464

-

-

5.2.

Inter-office adjustments

169

49

3 -

211

32

696

5.3.

Interest accrued

42

59

1468

2230

2302

3168

5.4.

Others (including provisions)

626

810

668

633

408

309

Total Liabilities

21781

26597

19222

25091

38191

46975

1.

Cash in hand

550

1085

169

261

502

696

(2.5)

(4.1)

(0.9)

(1.0)

(1.3)

(1.5)

2.

Balances with RBI

417

567

423

575

895

1138

(1.9)

(2.1)

(2.2)

(2.3)

(2.3)

(2.4)

3.

Balances with banks in India

7634

7242

10250

1024

11573

12603

(35.0)

(27.2)

(53.3)

(4.1)

(30.3)

(26.8)

4.

Money at call and short notice

-

-

-

13070

-

-

(-)

(-)

(-)

(52.1)

(-)

(-)

5.

Investments

1011

4966

1261

1670

6507

10797

(4.6)

(18.7)

(6.6)

(6.7)

(17.0)

(23.0)

6.

Advances

11456

11646

6478

7673

14190

16636

(52.6)

(43.8)

(33.7)

(30.6)

(37.2)

(35.4)

6.1.

Bills purchased and discounted

113

48

118

454

242

916

6.2.

Cash credits, overdrafts & loans

7480

4919

4950

4829

10533

11871

6.3.

Term loans

3862

6679

1411

2390

3415

3849

7.

Fixed Assets

100

111

39

46

23

32

(0.5)

(0.4)

(0.2)

(0.2)

(0.1)

(0.1)

8.

Other Assets

613

980

602

771

4501

5074

(2.8)

(3.7)

(3.1)

(3.1)

(11.8)

(10.8)

8.1.

Inter - office adjustments (net)

-

-

211

270

-

598

8.2.

Interest accrued

216

425

371

483

722

-

8.3.

Others

397

555

20

18

3779

4477

Total Assets

21781

26597

19222

25091

38191

46975

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Sriganganagar Kshetriya

Srirama Gramin Bank

Subansiri Gaonlia

Items

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(349)

(350)

(351)

(352)

(353)

(354)

1.

Capital

100

100

100

100

96

96

(1.7)

(1.4)

(1.5)

(1.1)

(1.5)

(1.2)

2.

Reserves and Surplus

-

-

444

673

1124

1124

(-)

(-)

(6.7)

(7.7)

(17.1)

(14.1)

3.

Deposits

4565

5329

3746

4989

4468

6006

(75.9)

(74.6)

(56.4)

(57.4)

(68.0)

(75.4)

3.1.

Demand deposits

288

450

138

266

338

524

3.2.

Savings bank deposits

944

1121

1099

1268

2291

3138

3.3.

Term deposits

3333

3759

2510

3455

1838

2344

4.

Borrowings

766

1039

1438

1594

120

130

(12.7)

(14.5)

(21.6)

(18.3)

(1.8)

(1.6)

4.1.

From banks*

60

120

318

342

-

-

4.2.

From others

706

919

1120

1252

120

130

5.

Other liabilities

582

677

917

1341

762

613

(9.7)

(9.5)

(13.8)

(15.4)

(11.6)

(7.7)

5.1.

Bills Payable

-

-

58

196

-

-

5.2.

Inter-office adjustments

12

6

-

-

-

-

5.3.

Interest accrued

384

513

407

605

40

61

5.4.

Others (including provisions)

187

158

452

540

722

552

Total Liabilities

6013

7145

6645

8697

6570

7970

1.

Cash in hand

35

57

44

51

31

47

(0.6)

(0.8)

(0.7)

(0.6)

(0.5)

(0.6)

2.

Balances with RBI

151

192

124

179

129

174

(2.5)

(2.7)

(1.9)

(2.1)

(2.0)

(2.2)

3.

Balances with banks in India

1625

1894

2319

3466

2752

3197

(27.0)

(26.5)

(34.9)

(39.9)

(41.9)

(40.1)

4.

Money at call and short notice

-

-

-

-

-

-

(-)

(-)

(-)

(-)

(-)

(-)

5.

Investments

793

993

1041

1506

961

1511

(13.2)

(13.9)

(15.7)

(17.3)

(14.6)

(19.0)

6.

Advances

2222

2769

3025

3351

1106

1244

(36.9)

(38.7)

(45.5)

(38.5)

(16.8)

(15.6)

6.1.

Bills purchased and discounted

-

-

-

-

-

-

6.2.

Cash credits, overdrafts & loans

1059

1525

2198

2453

320

257

6.3.

Term loans

1163

1243

827

898

786

988

7.

Fixed Assets

10

10

21

24

11

15

(0.2)

(0.1)

(0.3)

(0.3)

(0.2)

(0.2)

8.

Other Assets

1177

1230

72

121

1580

1781

(19.6)

(17.2)

(1.1)

(1.4)

(24.0)

(22.3)

8.1.

Inter - office adjustments (net)

-

-

3

19

38

278

8.2.

Interest accrued

118

171

59

93

135

284

8.3.

Others

1059

1059

9

9

1407

1220

Total Assets

6013

7145

6645

8697

6570

7970

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Sultanpur Kshetriya

Surat-Bharuch Gramin Bank

Surendranagar Bhavnagar

Items

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(355)

(356)

(357)

(358)

(359)

(360)

1.

Capital

100

100

100

100

100

100

(0.4)

(0.3)

(1.1)

(0.9)

(1.4)

(1.2)

2.

Reserves and Surplus

641

641

496

571

690

714

(2.4)

(2.0)

(5.5)

(5.3)

(9.7)

(8.2)

3.

Deposits

21221

25229

6202

7606

4549

5679

(78.0)

(79.2)

(69.1)

(70.6)

(64.0)

(65.6)

3.1.

Demand deposits

385

811

305

570

190

265

3.2.

Savings bank deposits

9507

11143

2611

2973

1378

1520

3.3.

Term deposits

11329

13274

3286

4063

2981

3893

4.

Borrowings

2368

2745

1605

1840

1204

1395

(8.7)

(8.6)

(17.9)

(17.1)

(16.9)

(16.1)

4.1.

From banks*

142

142

182

188

204

267

4.2.

From others

2227

2602

1423

1652

1001

1129

5.

Other liabilities

2867

3130

578

658

570

775

(10.5)

(9.8)

(6.4)

(6.1)

(8.0)

(8.9)

5.1.

Bills Payable

19

28

-

-

-

-

5.2.

Inter-office adjustments

211

132

17

-

-

-

5.3.

Interest accrued

175

207

428

19

332

539

5.4.

Others (including provisions)

2463

2763

132

639

238

236

Total Liabilities

27198

31844

8980

10773

7113

8663

1.

Cash in hand

234

204

53

94

88

140

(0.9)

(0.6)

(0.6)

(0.9)

(1.2)

(1.6)

2.

Balances with RBI

645

780

175

211

142

180

(2.4)

(2.4)

(1.9)

(2.0)

(2.0)

(2.1)

3.

Balances with banks in India

11195

14524

2571

2945

3302

3451

(41.2)

(45.6)

(28.6)

(27.3)

(46.4)

(39.8)

4.

Money at call and short notice

-

-

-

-

-

-

(-)

(-)

(-)

(-)

(-)

(-)

5.

Investments

4408

4393

1169

1231

542

856

(16.2)

(13.8)

(13.0)

(11.4)

(7.6)

(9.9)

6.

Advances

7803

9025

4506

5745

2111

3125

(28.7)

(28.3)

(50.2)

(53.3)

(29.7)

(36.1)

6.1.

Bills purchased and discounted

-

-

23

77

7

1

6.2.

Cash credits, overdrafts & loans

1356

1389

251

349

1369

2148

6.3.

Term loans

6447

7636

4232

5319

736

977

7.

Fixed Assets

31

35

13

27

22

18

(0.1)

(0.1)

(0.1)

(0.3)

(0.3)

(0.2)

8.

Other Assets

2881

2882

492

520

905

892

(10.6)

(9.0)

(5.5)

(4.8)

(12.7)

(10.3)

8.1.

Inter - office adjustments (net)

-

2208

18

4

73

156

8.2.

Interest accrued

1041

-

-

-

114

161