Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2008 and 2009

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Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2008 and 2009

(Amount in ` crore)
Interest Rate Range	As on March 31
	2008			2009
	No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
	(1)	(2)	(3)	(4)	(5)	(6)
Less than 6%	27663	2296	1645	127855	39746	29594
	(0.2)	(0.1)	(0.1)	(0.9)	(1.2)	(1.2)
6% and above but less than 10%	2138944	241306	186755	3057441	722353	551996
	(17.3)	(9.3)	(9.4)	(21.5)	(21.5)	(22.9)
10% and above but less than 12%	2990699	791319	604402	4079445	1063436	739477
	(24.2)	(30.6)	(30.5)	(28.7)	(31.7)	(30.7)
12% and above but less than 13%	2087587	356351	273179	2371745	693867	482690
	(16.9)	(13.8)	(13.8)	(16.7)	(20.7)	(20.1)
13% and above but less than 14%	1518681	468963	368996	1598665	405384	299419
	(12.3)	(18.2)	(18.6)	(11.3)	(12.1)	(12.4)
14% and above but less than 15%	867451	473437	369518	802850	205681	155505
	(7.0)	(18.3)	(18.6)	(5.7)	(6.1)	(6.5)
15% and above but less than 16%	1536397	139460	101723	397362	85120	63016
	(12.4)	(5.4)	(5.1)	(2.8)	(2.5)	(2.6)
16% and above but less than 17%	200782	53740	39775	240561	44518	31943
	(1.6)	(2.1)	(2.0)	(1.7)	(1.3)	(1.3)
17% and above but less than 18%	274213	30132	22552	302497	25863	17692
	(2.2)	(1.2)	(1.1)	(2.1)	(0.8)	(0.7)
18% and above but less than 20%	264842	10671	8262	352103	30397	20945
	(2.1)	(0.4)	(0.4)	(2.5)	(0.9)	(0.9)
20% and above	444172	14890	5998	865015	39627	15019
	(3.6)	(0.6)	(0.3)	(6.1)	(1.2)	(0.6)
Total Loans & Advances	12351431	2582564	1982803	14195539	3355992	2407294
	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Inland & Foreign Bills Purchased / Discounted	84363	238152	103182	59684	178782	90554
TOTAL	12435794	2820716	2085985	14255223	3534773	2497849
Notes : 1. Data relate to accounts each with credit limit over Rs. 2 lakh. 2. Figures in brackets represent per cent share in total loans and advances. Source : Basic Statistical Returns of Scheduled Commercial Banks in India, 2008 & 2009, Volume 37 & 38.