Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2011 and 2012

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Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2011 and 2012

(Amount in ` Billion)
Interest Rate Bucket	As on March 31
	2011			2012
	No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
	(1)	(2)	(3)	(4)	(5)	(6)
Less than 6%	124420	2037.58	627.39	124964	1608.90	614.43
	(0.7)	(3.0)	(1.8)	(0.6)	(2.5)	(1.5)
6% and above but less than 10%	4110045	16891.72	9244.32	3883809	5765.91	3713.18
	(22.2)	(25.3)	(26.1)	(17.9)	(8.9)	(9.0)
10% and above but less than 12%	4720731	21991.44	10040.81	4281258	18899.01	12543.83
	(25.5)	(32.9)	(28.3)	(19.7)	(29.3)	(30.3)
12% and above but less than 13%	2599998	8073.18	4951.03	2722253	8670.08	5920.01
	(14.1)	(12.1)	(14.0)	(12.6)	(13.4)	(14.3)
13% and above but less than 14%	2997335	7755.04	5220.18	2671177	9862.77	6105.82
	(16.2)	(11.6)	(14.7)	(12.3)	(15.3)	(14.7)
14% and above but less than 15%	1268975	5027.69	2831.50	2868354	7906.84	5574.50
	(6.9)	(7.5)	(8.0)	(13.2)	(12.2)	(13.4)
15% and above but less than 16%	638204	2781.81	1549.72	2374913	7137.90	4271.41
	(3.5)	(4.2)	(4.4)	(11.0)	(11.1)	(10.3)
16% and above but less than 17%	294185	955.86	460.67	673490	2082.73	1479.59
	(1.6)	(1.4)	(1.3)	(3.1)	(3.2)	(3.6)
17% and above but less than 18%	198321	420.27	253.96	408706	891.05	573.83
	(1.1)	(0.6)	(0.7)	(1.9)	(1.4)	(1.4)
18% and above but less than 20%	298435	439.91	154.43	373901	985.01	414.31
	(1.6)	(0.7)	(0.4)	(1.7)	(1.5)	(1.0)
20% and above	1233899	466.30	105.53	1303614	784.99	236.76
	(6.7)	(0.7)	(0.3)	(6.0)	(1.2)	(0.6)
Total Loans & Advances	18484548	66840.79	35439.53	21686439	64595.17	41447.67
	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Inland & Foreign Bills Purchased / Discounted	84733	5172.74	1478.06	83485	6512.48	2018.78
TOTAL	18569281	72013.53	36917.59	21769924	71107.65	43466.46
Notes : 1. Data relate to accounts each with credit limit over ` 0.2 Million. 2. Figures in brackets represent per cent share in total loans and advances. Source : Basic Statistical Returns of Scheduled Commercial Banks in India, 2011 & 2012, Volumes 40 & 41, RBI.