Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 11 of 12) - ஆர்பிஐ - Reserve Bank of India
Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 11 of 12)
| | | | | | | | (Amount in Rs. lakh) | ||||
For the year ended March 31 | ||||||||||||
Items | Shri Sathavahana | Shri Venkateshwara | Singhbhum Kshetriya | Siwan Kshetriya | ||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | |||||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||||
| | | (329) | (330) | (331) | (332) | (333) | (334) | (335) | (336) | ||
Income | ||||||||||||
I. | Interest Earned | 1424 | 1774 | 2119 | 2533 | 1415 | 1877 | 2169 | 2490 | |||
a) | Interest/discount on advances/bills | 715 | 861 | 1370 | 1600 | 301 | 384 | 226 | 237 | |||
b) | Income on Investments | 161 | 216 | 79 | 186 | 643 | 906 | 245 | 347 | |||
c) | Interest on balances with | 548 | 697 | 670 | 746 | 471 | 586 | 1698 | 1906 | |||
RBI and other inter-bank funds | ||||||||||||
d) | Others | - | - | - | - | - | - | - | - | |||
II. | Other income | 100 | 276 | 100 | 114 | 157 | 43 | 36 | 37 | |||
a) | Commission, exchange and brokerage | 37 | 44 | 49 | 68 | 10 | 7 | 12 | 14 | |||
b) | Other miscellaneous income | 63 | 232 | 51 | 46 | 147 | 36 | 25 | 23 | |||
Total (I+II) | 1524 | 2050 | 2219 | 2647 | 1572 | 1919 | 2206 | 2527 | ||||
Expenditure & Provisions | ||||||||||||
III. | Interest expended | 1028 | 1374 | 1296 | 1599 | 1094 | 1435 | 1316 | 1641 | |||
a) | Interest on deposits | 905 | 1254 | 1132 | 1410 | 1019 | 1339 | 1290 | 1613 | |||
b) | Interest on RBI/inter-bank borrowings | 123 | 120 | 164 | 189 | 73 | 93 | 25 | 28 | |||
c) | Others | - | - | - | - | 2 | 2 | - | - | |||
IV. | Operating expenses | 290 | 467 | 626 | 640 | 446 | 479 | 363 | 382 | |||
a) | Payments to and provisions for employees | 219 | 242 | 540 | 545 | 402 | 421 | 331 | 345 | |||
b) | Rent, taxes and lighting | 7 | 7 | 14 | 16 | 10 | 12 | 6 | 7 | |||
c) | Printing and stationery | 5 | 6 | 12 | 9 | 4 | 5 | 4 | 3 | |||
d) | Advertisement and publicity | - | - | 1 | 1 | - | - | - | - | |||
e) | Depreciation on Bank's property | 2 | 3 | 4 | 6 | 2 | 2 | 3 | 4 | |||
f) | Directors' fees, allowances and expenses | - | - | - | - | - | - | - | - | |||
g) | Auditors' fees and expenses | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | |||
h) | Law charges | - | - | - | - | - | - | - | - | |||
i) | Postage, telegrams, telephones, etc. | 2 | 2 | 11 | 14 | 1 | 2 | - | 1 | |||
j) | Repairs and maintenance | 1 | 1 | 3 | 3 | 2 | 2 | - | - | |||
k) | Insurance | 2 | 9 | 9 | 11 | 2 | 2 | 9 | 10 | |||
l) | Other expenditure | 51 | 195 | 31 | 33 | 22 | 31 | 7 | 11 | |||
V. | Provisions and contingencies | - | - | 25 | 22 | 10 | - | 108 | -103 | |||
Total expenses* | 1318 | 1841 | 1922 | 2239 | 1540 | 1913 | 1678 | 2023 | ||||
VI. | Profit (loss) | 206 | 209 | 272 | 386 | 22 | 6 | 420 | 607 | |||
| Total (III+IV+V+VI) | 1524 | 2050 | 2219 | 2647 | 1572 | 1919 | 2206 | 2527 | |||
| | | | | | | | (Amount in Rs. lakh) | ||||
For the year ended March 31 | ||||||||||||
Items | Solapur | South Malabar | Sravasthi | Sree Ananta | ||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | |||||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||||
| | | (337) | (338) | (339) | (340) | (341) | (342) | (343) | (344) | ||
Income | ||||||||||||
I. | Interest Earned | 503 | 617 | 5555 | 6678 | 2095 | .. | 2966 | 3321 | |||
a) | Interest/discount on advances/bills | 341 | 422 | 4122 | 4847 | 511 | .. | 1854 | 1927 | |||
b) | Income on Investments | 97 | 111 | 662 | 663 | 609 | .. | 1109 | 1394 | |||
c) | Interest on balances with | 8 | 7 | 768 | 1155 | 975 | .. | 3 | - | |||
RBI and other inter-bank funds | ||||||||||||
d) | Others | 57 | 77 | 3 | 14 | - | .. | - | - | |||
II. | Other income | 33 | 34 | 447 | 536 | 128 | .. | 132 | 157 | |||
a) | Commission, exchange and brokerage | 3 | 4 | 423 | 532 | 87 | .. | 43 | 45 | |||
b) | Other miscellaneous income | 30 | 30 | 24 | 4 | 40 | .. | 89 | 112 | |||
Total (I+II) | 536 | 650 | 6002 | 7214 | 2223 | .. | 3098 | 3478 | ||||
Expenditure & Provisions | ||||||||||||
III. | Interest expended | 333 | 401 | 2694 | 3320 | 1011 | .. | 1567 | 1904 | |||
a) | Interest on deposits | 233 | 292 | 1690 | 2104 | 893 | .. | 1194 | 1493 | |||
b) | Interest on RBI/inter-bank borrowings | 100 | 110 | 1004 | 1215 | 118 | .. | 373 | 411 | |||
c) | Others | - | - | - | - | - | .. | - | - | |||
IV. | Operating expenses | 193 | 215 | 2388 | 2455 | 599 | .. | 579 | 662 | |||
a) | Payments to and provisions for employees | 160 | 174 | 2064 | 2044 | 539 | .. | 473 | 535 | |||
b) | Rent, taxes and lighting | 10 | 9 | 56 | 71 | 12 | .. | 14 | 16 | |||
c) | Printing and stationery | 4 | 3 | 23 | 28 | 6 | .. | 9 | 9 | |||
d) | Advertisement and publicity | - | - | - | 2 | - | .. | - | 2 | |||
e) | Depreciation on Bank's property | 3 | 3 | 9 | 12 | 7 | .. | 10 | 14 | |||
f) | Directors' fees, allowances and expenses | - | - | - | - | - | .. | - | - | |||
g) | Auditors' fees and expenses | - | - | 2 | 5 | 1 | .. | 1 | 2 | |||
h) | Law charges | - | - | 3 | 2 | - | .. | - | - | |||
i) | Postage, telegrams, telephones, etc. | - | -1 | 42 | 57 | 3 | .. | 10 | 8 | |||
j) | Repairs and maintenance | 1 | 1 | 5 | 8 | 1 | .. | - | 1 | |||
k) | Insurance | 1 | 1 | 16 | 19 | 9 | .. | 3 | 3 | |||
l) | Other expenditure | 15 | 24 | 167 | 206 | 18 | .. | 59 | 73 | |||
V. | Provisions and contingencies | 8 | 58 | 10 | 161 | - | .. | 15 | -7 | |||
Total expenses* | 526 | 617 | 5082 | 5775 | 1610 | .. | 2147 | 2567 | ||||
VI. | Profit (loss) | 3 | -25 | 910 | 1278 | 612 | .. | 936 | 918 | |||
| Total (III+IV+V+VI) | 536 | 650 | 6002 | 7214 | 2223 | .. | 3098 | 3478 | |||
| | | | | | | | (Amount in Rs. lakh) | ||||
For the year ended March 31 | ||||||||||||
Items | Sri Saraswathi | Sri Visakha | Sriganganagar Kshetriya | Srirama | ||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | |||||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||||
| | | (345) | (346) | (347) | (348) | (349) | (350) | (351) | (352) | ||
Income | ||||||||||||
I. | Interest Earned | 2315 | .. | 4304 | 5367 | 713 | 896 | 881 | 1029 | |||
a) | Interest/discount on advances/bills | 903 | .. | 1870 | 2289 | 353 | 435 | 408 | 449 | |||
b) | Income on Investments | 1388 | .. | 2404 | 3034 | 134 | 138 | 168 | 238 | |||
c) | Interest on balances with | 24 | .. | 30 | 44 | 212 | 233 | - | 342 | |||
RBI and other inter-bank funds | ||||||||||||
d) | Others | - | .. | - | - | 14 | 90 | 306 | - | |||
II. | Other income | 310 | .. | 120 | 145 | 46 | 42 | 40 | 316 | |||
a) | Commission, exchange and brokerage | 55 | .. | 104 | 107 | 6 | 10 | 26 | 33 | |||
b) | Other miscellaneous income | 256 | .. | 16 | 38 | 40 | 32 | 14 | 283 | |||
Total (I+II) | 2625 | .. | 4424 | 5512 | 759 | 938 | 921 | 1344 | ||||
Expenditure & Provisions | ||||||||||||
III. | Interest expended | 1488 | .. | 3043 | 3575 | 558 | 602 | 515 | 660 | |||
a) | Interest on deposits | 1325 | .. | 2655 | 3177 | 485 | 521 | 418 | 559 | |||
b) | Interest on RBI/inter-bank borrowings | - | .. | 388 | 398 | 73 | 81 | 97 | 101 | |||
c) | Others | 163 | .. | - | - | - | - | - | - | |||
IV. | Operating expenses | 446 | .. | 1158 | 1313 | 198 | 225 | 153 | 196 | |||
a) | Payments to and provisions for employees | 370 | .. | 1040 | 1191 | 171 | 197 | 130 | 171 | |||
b) | Rent, taxes and lighting | 16 | .. | 37 | 47 | 6 | 6 | 7 | 6 | |||
c) | Printing and stationery | 10 | .. | 20 | 19 | 2 | 3 | 4 | 3 | |||
d) | Advertisement and publicity | - | .. | 2 | 2 | - | - | - | - | |||
e) | Depreciation on Bank's property | 7 | .. | 3 | 4 | 1 | 2 | 3 | 4 | |||
f) | Directors' fees, allowances and expenses | - | .. | - | - | - | - | - | - | |||
g) | Auditors' fees and expenses | 1 | .. | 3 | 4 | - | 1 | - | 1 | |||
h) | Law charges | - | .. | - | - | - | - | - | 1 | |||
i) | Postage, telegrams, telephones, etc. | 4 | .. | 13 | 13 | 1 | 1 | 1 | 1 | |||
j) | Repairs and maintenance | 1 | .. | 2 | 1 | - | - | 1 | 1 | |||
k) | Insurance | 10 | .. | 33 | 28 | 4 | 4 | 5 | 4 | |||
l) | Other expenditure | 28 | .. | 5 | 2 | 12 | 11 | 3 | 4 | |||
V. | Provisions and contingencies | 153 | .. | 72 | 258 | - | 18 | 25 | 225 | |||
Total expenses* | 1934 | .. | 4201 | 4888 | 756 | 827 | 668 | 856 | ||||
VI. | Profit (loss) | 538 | .. | 150 | 366 | 3 | 93 | 229 | 263 | |||
| Total (III+IV+V+VI) | 2625 | .. | 4424 | 5512 | 759 | 938 | 921 | 1344 | |||
| | | | | | | | (Amount in Rs. lakh) | ||||
For the year ended March 31 | ||||||||||||
Items | Subansiri Gaonlia | Sultanpur Kshetriya | Surat-Bharuch | Surendranagar Bhavnagar | ||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | |||||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||||
| | | (353) | (354) | (355) | (356) | (357) | (358) | (359) | (360) | ||
Income | ||||||||||||
I. | Interest Earned | 596 | 736 | 2954 | 3611 | 994 | 1100 | 822 | 1060 | |||
a) | Interest/discount on advances/bills | 71 | 103 | 827 | 1062 | 556 | 670 | 403 | 545 | |||
b) | Income on Investments | 181 | 244 | 2030 | 2503 | 166 | 148 | 100 | 150 | |||
c) | Interest on balances with | 344 | 388 | 88 | 38 | 272 | 283 | 318 | 365 | |||
RBI and other inter-bank funds | ||||||||||||
d) | Others | - | - | 9 | 9 | - | - | - | - | |||
II. | Other income | 174 | 29 | 39 | 52 | 38 | 50 | 91 | 82 | |||
a) | Commission, exchange and brokerage | 7 | 11 | 36 | 50 | 10 | 14 | 39 | 53 | |||
b) | Other miscellaneous income | 167 | 18 | 2 | 3 | 28 | 36 | 52 | 29 | |||
Total (I+II) | 770 | 765 | 2993 | 3664 | 1032 | 1149 | 912 | 1142 | ||||
Expenditure & Provisions | ||||||||||||
III. | Interest expended | 332 | 419 | 1924 | 2239 | 625 | 729 | 538 | 653 | |||
a) | Interest on deposits | 320 | 408 | 1761 | 2020 | 494 | 557 | 451 | 530 | |||
b) | Interest on RBI/inter-bank borrowings | 12 | 11 | 163 | 220 | 125 | 168 | 11 | 97 | |||
c) | Others | - | - | - | - | 6 | 5 | 77 | 25 | |||
IV. | Operating expenses | 261 | 272 | 780 | 972 | 220 | 256 | 211 | 258 | |||
a) | Payments to and provisions for employees | 210 | 213 | 697 | 875 | 176 | 198 | 177 | 192 | |||
b) | Rent, taxes and lighting | 7 | 8 | 14 | 16 | 8 | 11 | 10 | 14 | |||
c) | Printing and stationery | 4 | 4 | - | 7 | 4 | 6 | 4 | 5 | |||
d) | Advertisement and publicity | - | - | 6 | - | - | 1 | - | - | |||
e) | Depreciation on Bank's property | 1 | 2 | 4 | 4 | 6 | 12 | 7 | 12 | |||
f) | Directors' fees, allowances and expenses | - | - | - | - | - | - | - | - | |||
g) | Auditors' fees and expenses | - | - | 2 | 2 | - | 1 | - | - | |||
h) | Law charges | - | - | 1 | 1 | - | - | 1 | 1 | |||
i) | Postage, telegrams, telephones, etc. | 1 | 1 | 2 | 3 | 3 | 3 | 2 | 3 | |||
j) | Repairs and maintenance | 1 | 1 | 1 | 1 | - | 1 | 1 | - | |||
k) | Insurance | 1 | 1 | 16 | 14 | 3 | 4 | 2 | 1 | |||
l) | Other expenditure | 34 | 40 | 37 | 49 | 18 | 19 | 8 | 30 | |||
V. | Provisions and contingencies | - | - | 17 | 72 | 17 | 162 | 9 | - | |||
Total expenses* | 593 | 690 | 2704 | 3211 | 845 | 986 | 749 | 910 | ||||
VI. | Profit (loss) | 177 | 74 | 272 | 381 | 171 | 1 | 154 | 231 | |||
| Total (III+IV+V+VI) | 770 | 765 | 2993 | 3664 | 1032 | 1149 | 912 | 1142 |