Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 1 of 6) - ஆர்பிஐ - Reserve Bank of India
Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 1 of 6)
State Bank of India and its Associates |
(Amount in Rs. lakh) |
||||||||||
|
||||||||||
For the year ended March 31 |
||||||||||
|
||||||||||
Items |
State Bank of India |
State Bank of |
State Bank of |
State Bank of |
||||||
Bikaner and |
Hyderabad |
Indore |
||||||||
Jaipur |
||||||||||
|
||||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
|||
|
||||||||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
|||
|
||||||||||
Income |
||||||||||
I |
Interest Earned |
2220093 |
2600337 |
111597 |
126683 |
148239 |
169379 |
56004 |
70973 |
|
a) Interest/discount on advances/bills |
955395 |
1114325 |
48166 |
54937 |
67922 |
77113 |
28636 |
35093 |
||
b) Income on Investments |
950616 |
1122972 |
52210 |
58028 |
74777 |
85763 |
24202 |
32273 |
||
c) Interest on balances with |
157335 |
170325 |
3702 |
4805 |
4507 |
3375 |
2197 |
1829 |
||
RBI and other inter-bank funds |
||||||||||
d) Others |
156746 |
192715 |
7519 |
8913 |
1034 |
3128 |
970 |
1778 |
||
II. |
Other income |
356932 |
401782 |
22007 |
23914 |
26653 |
28807 |
13436 |
16226 |
|
a) Commission, exchange and brokerage |
256744 |
263244 |
16792 |
19085 |
17516 |
17977 |
7014 |
7253 |
||
b) Net Profit (loss) on sale of investments |
26887 |
47664 |
2155 |
1837 |
3164 |
4035 |
3664 |
6276 |
||
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
||
d) Net Profit (loss) on sale of land, building & other assets |
82 |
3 |
0 |
1 |
0 |
16 |
2 |
-3 |
||
e) Net Profit (loss) on exchange transaction |
32897 |
30355 |
2264 |
2264 |
3504 |
3518 |
675 |
761 |
||
f) Miscellaneous income |
40322 |
60516 |
797 |
727 |
2460 |
3261 |
2082 |
1977 |
||
|
||||||||||
Total (I+II) |
2577025 |
3002119 |
133605 |
150597 |
174893 |
198186 |
69440 |
87239 |
||
|
||||||||||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
1527258 |
1775558 |
74235 |
81088 |
96235 |
108254 |
37233 |
47618 |
|
a) Interest on deposits |
1439664 |
1664322 |
69166 |
76418 |
91707 |
103034 |
34986 |
44711 |
||
b) Interest on RBI/inter-bank borrowings |
55704 |
52136 |
1164 |
1016 |
2315 |
2939 |
358 |
448 |
||
c) Others |
31890 |
59100 |
3905 |
3653 |
2213 |
2281 |
1889 |
2459 |
||
IV. |
Operating expenses |
629517 |
829882 |
35582 |
42680 |
37513 |
45093 |
19274 |
22376 |
|
a) Payments to and provisions for employees |
447787 |
601165 |
26548 |
32815 |
25083 |
32141 |
13345 |
15537 |
||
b) Rent, taxes and lighting |
42555 |
47131 |
2217 |
2510 |
2839 |
3118 |
1286 |
1428 |
||
c) Printing and stationery |
9696 |
10332 |
551 |
587 |
677 |
739 |
232 |
289 |
||
d) Advertisement and publicity |
1756 |
3039 |
73 |
99 |
104 |
128 |
36 |
39 |
||
e) Depreciation on Bank's property |
36565 |
40192 |
1726 |
1753 |
1654 |
1650 |
1191 |
1464 |
||
f) Directors' fees, allowances and expenses |
66 |
69 |
7 |
8 |
9 |
13 |
8 |
8 |
||
g) Auditors' fees and expenses |
2198 |
3245 |
195 |
200 |
218 |
254 |
115 |
165 |
||
h) Law charges |
4314 |
3374 |
74 |
26 |
83 |
95 |
50 |
46 |
||
i) Postage, telegrams, telephones, etc. |
6043 |
5676 |
578 |
576 |
489 |
484 |
360 |
378 |
||
j) Repairs and maintenance |
5054 |
5477 |
227 |
230 |
300 |
342 |
136 |
171 |
||
k) Insurance |
9830 |
10794 |
383 |
503 |
632 |
706 |
265 |
291 |
||
l) Other expenditure |
63654 |
99389 |
3004 |
3372 |
5425 |
5423 |
2251 |
2560 |
||
V. |
Provisions and contingencies |
215095 |
236253 |
11746 |
16293 |
28364 |
29817 |
8409 |
10847 |
|
Total expenses@ |
2156775 |
2605441 |
109817 |
123768 |
133748 |
153347 |
56507 |
69994 |
||
VI. |
Profit (loss) |
205155 |
160425 |
12042 |
10537 |
12780 |
15022 |
4525 |
6400 |
|
|
||||||||||
Total (III+IV+V+VI) |
2577025 |
3002119 |
133605 |
150597 |
174893 |
198186 |
69440 |
87239 |
||
|
(Amount in Rs. lakh) |
||||||||||
|
||||||||||
For the year ended March 31 |
||||||||||
|
||||||||||
Items |
State Bank of |
State Bank of |
State Bank of |
State Bank of |
||||||
Mysore |
Patiala |
Saurashtra |
Travancore |
|||||||
|
||||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
|||
|
||||||||||
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
|||
|
||||||||||
Income |
||||||||||
I. |
Interest Earned |
80009 |
91535 |
117054 |
134426 |
69717 |
76816 |
115952 |
131536 |
|
a) Interest/discount on advances/bills |
44314 |
47853 |
61046 |
71801 |
36171 |
38713 |
51484 |
62068 |
||
b) Income on Investments |
31839 |
40053 |
47031 |
52434 |
29146 |
33718 |
56000 |
61135 |
||
c) Interest on balances with |
1847 |
1688 |
7381 |
7870 |
4071 |
3991 |
2331 |
1947 |
||
RBI and other inter-bank funds |
||||||||||
d) Others |
2009 |
1941 |
1596 |
2321 |
329 |
394 |
6137 |
6385 |
||
II. |
Other income |
16419 |
17107 |
16473 |
17024 |
11407 |
11228 |
19466 |
19426 |
|
a) Commission, exchange and brokerage |
10319 |
10436 |
11928 |
12312 |
8204 |
8604 |
12917 |
12281 |
||
b) Net Profit (loss) on sale of investments |
2570 |
2806 |
2103 |
2220 |
1841 |
1592 |
2514 |
3032 |
||
c) Net Profit (loss) on revaluation of nvestmentsi |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
||
d) Net Profit (loss) on sale of land, building & other assets |
43 |
14 |
5 |
-9 |
0 |
-5 |
6 |
31 |
||
e) Net Profit (loss) on exchange transaction |
1682 |
1252 |
2436 |
2078 |
1250 |
1034 |
2765 |
2599 |
||
f) Miscellaneous income |
1804 |
2598 |
2 |
423 |
111 |
3 |
1264 |
1483 |
||
|
||||||||||
Total (I+II) |
96427 |
108642 |
133528 |
151450 |
81123 |
88045 |
135418 |
150962 |
||
|
||||||||||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
51897 |
60174 |
69509 |
73940 |
45580 |
51655 |
87759 |
92024 |
|
a) Interest on deposits |
48845 |
56603 |
68134 |
72538 |
44305 |
49946 |
82266 |
85942 |
||
b) Interest on RBI/inter-bank borrowings |
1112 |
992 |
624 |
559 |
169 |
250 |
2492 |
3576 |
||
c) Others |
1941 |
2579 |
750 |
842 |
1106 |
1458 |
3001 |
2506 |
||
IV. |
Operating expenses |
28264 |
34675 |
28942 |
37598 |
19309 |
24752 |
29439 |
35914 |
|
a) Payments to and provisions for employees |
22316 |
28077 |
21123 |
28796 |
14289 |
17001 |
22148 |
27697 |
||
b) Rent, taxes and lighting |
1831 |
1995 |
1840 |
1938 |
1311 |
1703 |
1950 |
2103 |
||
c) Printing and stationery |
323 |
330 |
381 |
345 |
269 |
300 |
404 |
449 |
||
d) Advertisement and publicity |
17 |
25 |
48 |
33 |
37 |
53 |
87 |
126 |
||
e) Depreciation on Bank's property |
747 |
1004 |
1047 |
1320 |
667 |
573 |
1111 |
1363 |
||
f) Directors' fees, allowances and expenses |
10 |
7 |
9 |
9 |
9 |
12 |
11 |
9 |
||
g) Auditors' fees and expenses |
141 |
178 |
173 |
187 |
123 |
150 |
201 |
229 |
||
h) Law charges |
24 |
23 |
47 |
56 |
181 |
211 |
21 |
30 |
||
i) Postage, telegrams, telephones, etc. |
99 |
121 |
545 |
561 |
298 |
329 |
292 |
262 |
||
j) Repairs and maintenance |
267 |
210 |
289 |
274 |
293 |
279 |
255 |
283 |
||
k) Insurance |
46 |
95 |
445 |
518 |
307 |
288 |
556 |
674 |
||
l) Other expenditure |
2441 |
2610 |
2993 |
3560 |
1525 |
3853 |
2403 |
2689 |
||
V. |
Provisions and contingencies |
11442 |
11222 |
22009 |
23802 |
7587 |
10268 |
11576 |
13275 |
|
Total expenses@ |
80161 |
94848 |
98450 |
111538 |
64889 |
76406 |
117198 |
127938 |
||
VI. |
Profit (loss) |
4824 |
2572 |
13069 |
16110 |
8648 |
1371 |
6644 |
9749 |
|
|
||||||||||
Total (III+IV+V+VI) |
96427 |
108642 |
133528 |
151450 |
81123 |
88045 |
135418 |
150962 |
||
|
Notes |
1. @: Excluding 'Provisions and Contingencies'. |
2. Figures in brackets indicate loss. |
Source : Annual accounts of banks of respective years. |