Table 6: Components of Bank Credit of Scheduled Commercial Banks - 1996-97 - ஆர்பிஐ - Reserve Bank of India
Table 6: Components of Bank Credit of Scheduled Commercial Banks - 1996-97
| | | | | | | | | | | (Amount in Rs. lakh) | |
As on 31st March | ||||||||||||
Items | State Bank of India | Nationalised Banks | Other Scheduled | |||||||||
and its Associates | | | Commercial Banks | |||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||||
| | | | | (1) | (2) | | (3) | (4) | | (5) | (6) |
Number of reporting banks | 8 | 8 | 19 | 19 | 33 | 34 | ||||||
A. | (i) | Bills Purchased and discounted | 1040294 | 831810 | 1405993 | 1388737 | 462798 | 536646 | ||||
(ii) | Cash credits, overdrafts and loans | 4968970 | 5306256 | 8086614 | 8358596 | 1199266 | 1572107 | |||||
repayable on demand | ||||||||||||
(iii) | Term loans | 1803306 | 2152093 | | 3448751 | 3987606 | | 531170 | 697464 | |||
| | Total | 7812570 | 8290159 | | 12941357 | 13734939 | | 2193234 | 2806217 | ||
B. | (i) | Secured by tangible assets | 6592678 | 7190535 | 10477754 | 11277430 | 1848456 | 2260090 | ||||
(ii) | Covered by Bank/ Government | 954470 | 920982 | 1399829 | 1231861 | 173365 | 344204 | |||||
Guarantees | ||||||||||||
(iii) | Unsecured | 265422 | 178643 | | 1063774 | 1225648 | | 171413 | 201923 | |||
| | Total | 7812570 | 8290160 | | 12941357 | 13734939 | | 2193234 | 2806217 | ||
C. | I. | Advances in India | 6997819 | 7555704 | 11733286 | 12591461 | 2178335 | 2792087 | ||||
(i) | Priority sectors | 2139319 | 2420752 | 4041563 | 4472273 | 589473 | 872989 | |||||
(ii) | Public sectors | 1269904 | 1257350 | 1064016 | 1162548 | 47855 | 176060 | |||||
(iii) | Banks | 88559 | 26540 | 58305 | 52290 | 20353 | 55371 | |||||
(iv) | Others | 3500038 | 3851062 | 6569401 | 6904350 | 1520654 | 1687667 | |||||
C. | II. | Advances outside India | 814751 | 734455 | 1208071 | 1143479 | 14899 | 14131 | ||||
(i) | Due from Banks | 10513 | 4480 | 306462 | 290284 | - | - | |||||
(ii) | Due from others | 804238 | 729975 | 901609 | 853195 | 14899 | 14131 | |||||
a) | Bills purchased and discounted | 227487 | 188510 | 117672 | 120964 | 2325 | - | |||||
b) | Syndicate loans | 108152 | 114381 | 156157 | 118430 | - | 2409 | |||||
c) | Others | 468598 | 427084 | | 627780 | 613801 | | 12574 | 11722 | |||
| | | Total | 7812570 | 8290159 | | 12941357 | 13734940 | | 2193234 | 2806218 |
| | | | | | | | | | | (Amount in Rs. lakh) | |
As on 31st March | ||||||||||||
Items | Foreign Banks | Regional Rural Banks | Total | |||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||||
| | | | | (7) | (8) | | (9) | (10) | | (11) | (12) |
Number of reporting banks | 30 | 33 | 194 | 190 | 284 | 284 | ||||||
A. | (i) | Bills Purchased and discounted | 289055 | 296559 | 5589 | 8379 | 3203729 | 3062131 | ||||
(ii) | Cash credits, overdrafts and loans | 1086725 | 893797 | 225624 | 266374 | 15567199 | 16397130 | |||||
repayable on demand | ||||||||||||
(iii) | Term loans | 873809 | 1462456 | | 463205 | 496221 | | 7120241 | 8795840 | |||
| | Total | 2249589 | 2652812 | | 694419 | 770974 | | 25891170 | 28255101 | ||
B. | (i) | Secured by tangible assets | 1640651 | 1841945 | 497556 | 602013 | 21057095 | 23172013 | ||||
(ii) | Covered by Bank/ Government | 95265 | 147966 | 105018 | 74266 | 2727947 | 2719279 | |||||
Guarantees | ||||||||||||
(iii) | Unsecured | 513674 | 662902 | | 91845 | 94695 | | 2106129 | 2363811 | |||
| | Total | 2249589 | 2652813 | | 694419 | 770974 | | 25891170 | 28255103 | ||
C. | I. | Advances in India | 2246703 | 2652582 | 694419 | 770973 | 23850563 | 26362807 | ||||
(i) | Priority sectors | 444017 | 509494 | 570740 | 614607 | 7785112 | 8890115 | |||||
(ii) | Public sectors | 30252 | 51326 | 2269 | 75 | 2414296 | 2647359 | |||||
(iii) | Banks | 17903 | 59166 | 4930 | - | 190051 | 193367 | |||||
(iv) | Others | 1754531 | 2032596 | 116480 | 156291 | 13461104 | 14631966 | |||||
C. | II. | Advances outside India | 2886 | 231 | - | - | 2040607 | 1892296 | ||||
(i) | Due from Banks | - | - | - | - | 316975 | 294764 | |||||
(ii) | Due from others | 2886 | 231 | - | - | 1723632 | 1597532 | |||||
a) | Bills purchased and discounted | 2711 | - | - | - | 350197 | 309474 | |||||
b) | Syndicate loans | - | 124 | - | - | 264309 | 235344 | |||||
c) | Others | 175 | 107 | | - | - | | 1109127 | 1052714 | |||
| | | Total | 2249589 | 2652813 | | 694419 | 770973 | | 25891170 | 28255103 |
- | : | Nil or negligible |
Source | : | Annual accounts of banks |