(Amount in ` Million)

I. AGRICULTURE

15,083,579

271793.0

261640.0

31,347,251

2278026.7

2108159.8

1. Direct Finance

14,254,136

256599.3

246927.1

29,997,399

2175540.8

2015226.9

2. Indirect Finance

829,443

15193.7

14712.8

1,349,852

102485.9

92932.8

II. INDUSTRY

1,640,941

34399.0

120373.0

867,609

61916.1

53311.3

1. Mining & Quarrying

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

2. Food Manufacturing & Processing

195,591

3097.3

14710.2

77,767

7068.5

5793.1

(a) Rice Mills, Flour & Dal Mills

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Sugar

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c) Edible Oils & Vanaspati

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(d) Tea Processing

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(e) Processing of Fruits & Vegetables

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(f) Others

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

3. Beverage & Tobacco

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

4. Textiles

440,066

9939.7

31602.7

394,183

20810.5

19670.2

(a) Cotton Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Jute & Other Natural Fibre Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c) Handloom Textiles & Khadi

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(d) Other Textiles & Textile Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

5. Paper, Paper Products & Printing

17,037

337.0

1692.6

16,310

1390.8

1121.3

6. Woods and Wood Products

20,896

367.8

594.5

21,998

2039.7

1624.2

7. Leather & Leather Products

52,050

1091.4

4467.1

9,994

770.0

618.2

8. Gems and Jewellery

78,324

1747.8

17249.0

31,569

1803.3

1841.2

9. Rubber & Plastic Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

10. Chemicals & Chemical Products

23,535

494.9

3527.1

10,439

1079.2

848.3

(a) Heavy Industrial Chemicals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Fertilisers

376

6.0

135.4

1,042

101.9

69.8

(c) Drugs & Pharmaceuticals

10,083

227.1

1650.6

1,538

172.0

133.0

(d) Non-Edible Oils

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(e) Other Chemicals & Chemical Products

13,076

261.8

1741.0

7,859

805.3

645.5

11. Petroleum, Coal Products & Nuclear Fuels

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

12. Manufacture of Cement & Cement Products

3,745

46.0

412.8

6,168

692.8

533.7

13. Basic Metals & Metal Products

227,026

5314.9

17108.1

24,079

2395.8

2038.5

(a) Iron & Steel

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Non-Ferrous Metals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c) Metal Products

227,026

5314.9

17108.1

24,079

2395.8

2038.5

14. Engineering

89,089

1876.2

8595.6

56,604

5385.3

4487.5

(a) Heavy Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Light Engineering

51,050

1059.3

3165.3

36,100

3569.5

3023.5

(c) Electrical Machinery & Goods

32,288

702.9

4304.7

16,490

1415.5

1132.8

(d) Electronic Machinery & Goods

5,751

114.0

1125.6

4,014

400.3

331.3

15. Vehicles,Vehicle Parts & Transport Equipments

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

16. Other Industries

303,117

5593.0

8456.0

167,605

13339.8

10619.4

17. Electricity, Gas & Water

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(a) Electricity Generation & Transmission

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Non-Conventional Energy

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c) Gas, Steam & Water Supply

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

18. Construction

135,447

3360.5

8098.1

20,964

2117.7

1636.4

(a) Other than Infrastructure

135,447

3360.5

8098.1

20,964

2117.7

1636.4

(b) Infrastructure Construction

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

III. TRANSPORT OPERATORS

60,938

750.2

1104.1

332,462

36320.7

27840.5

IV. PROFESSIONAL AND OTHER SERVICES

779,217

17216.9

17401.9

1,015,828

87430.4

68205.3

1. Professional Services

187,672

2669.7

2787.9

183,717

14777.7

11885.8

2. Tourism, Hotel & Restaurants

70,335

1061.2

1039.6

83,585

6778.0

5821.1

3. Recreation services

13,927

298.9

484.0

10,878

871.8

690.7

4. IT and Telecommunications

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

5. Others

507,283

13187.0

13090.4

737,648

65002.8

49807.7

V. PERSONAL LOANS

17,507,229

264823.8

221324.5

25,656,507

2142697.4

1194252.6

1. Housing

597,371

12950.1

13011.6

1,472,953

171711.2

145983.8

2. Consumer Durables

527,826

6820.0

2786.9

653,503

47645.0

34104.9

3. Vehicles

507,181

12939.9

9912.9

2,708,292

156330.7

87339.4

4. Education

93,834

1460.7

1622.8

1,351,942

159220.6

140844.0

5. Personal Credit Cards

7,613,644

74577.0

20775.5

9,866,816

748626.4

150055.7

6. Others

8,167,373

156076.1

173214.8

9,603,001

859163.5

635924.9

VI. TRADE

2,943,333

50870.0

59950.4

3,576,892

271518.1

215380.3

1. Wholesale Trade

340,014

7029.0

16722.4

286,976

11558.8

9287.1

2. Retail Trade

2,603,319

43841.0

43227.9

3,289,916

259959.3

206093.3

VII. FINANCE

326,600

5496.5

4999.9

650,009

58032.8

38491.4

VIII. ALL OTHERS

5,705,253

56089.1

75366.0

1,617,725

121015.8

98412.8

TOTAL BANK CREDIT

44,047,090

701438.6

762159.6

65,064,283

5056958.0

3804054.0

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO - MARCH 2012

(Amount in ` Million)

I. AGRICULTURE

4,679,846

1471844.0

1296893.2

466,894

336261.9

293155.7

1. Direct Finance

4,493,281

1412522.4

1247091.7

434,295

310381.0

271447.3

2. Indirect Finance

186,565

59321.6

49801.5

32,599

25880.9

21708.4

II. INDUSTRY

316,006

114064.2

89447.8

202,306

159188.8

122442.3

1. Mining & Quarrying

5,877

2185.3

1679.1

4,330

3491.0

2724.1

2. Food Manufacturing & Processing

32,557

11453.2

8999.9

18,473

14702.3

11502.7

(a) Rice Mills, Flour & Dal Mills

8,287

2944.2

2399.5

5,754

4646.0

3634.9

(b) Sugar

266

95.9

76.6

186

149.1

111.2

(c) Edible Oils & Vanaspati

2,971

1067.0

858.6

1,866

1487.3

1209.9

(d) Tea Processing

176

64.7

49.8

111

89.3

66.6

(e) Processing of Fruits & Vegetables

2,108

745.0

559.3

1,311

1047.7

821.1

(f) Others

18,749

6536.4

5056.0

9,245

7282.9

5659.1

3. Beverage & Tobacco

2,274

821.4

625.4

1,310

1039.5

793.7

4. Textiles

46,329

16617.7

13244.8

28,902

22908.0

18795.5

(a) Cotton Textiles

11,971

4228.1

3419.0

7,558

5901.6

4926.5

(b) Jute & Other Natural Fibre Textiles

1,012

348.2

267.6

495

388.5

301.5

(c) Handloom Textiles & Khadi

4,403

1467.5

1153.4

1,694

1356.0

1103.3

(d) Other Textiles & Textile Products

28,943

10573.9

8404.8

19,155

15261.8

12464.2

5. Paper, Paper Products & Printing

9,836

3644.4

3035.4

7,884

6229.8

4710.4

6. Woods and Wood Products

4,286

1609.8

1198.8

3,020

2448.8

1880.5

7. Leather & Leather Products

2,893

1038.9

805.5

1,772

1411.5

1118.3

8. Gems and Jewellery

2,981

1110.3

1016.5

1,578

1246.5

1297.6

9. Rubber & Plastic Products

8,698

3288.1

2614.0

8,442

6784.1

5514.3

10. Chemicals & Chemical Products

9,511

3533.9

2813.2

8,289

6613.4

5135.6

(a) Heavy Industrial Chemicals

1,390

519.8

367.7

1,367

1092.1

833.2

(b) Fertilisers

374

136.4

100.6

283

229.9

167.0

(c) Drugs & Pharmaceuticals

1,417

531.3

420.8

1,321

1048.8

859.5

(d) Non-Edible Oils

367

135.0

100.6

302

241.3

181.9

(e) Other Chemicals & Chemical Products

5,963

2211.3

1823.5

5,016

4001.3

3094.0

11. Petroleum, Coal Products & Nuclear Fuels

758

284.1

217.1

782

631.1

493.5

12. Manufacture of Cement & Cement Products

6,128

2288.8

1737.7

4,387

3494.2

2680.2

13. Basic Metals & Metal Products

16,092

5979.5

4718.7

12,267

9827.0

7703.5

(a) Iron & Steel

6,500

2419.9

1915.0

4,910

3924.9

3049.9

(b) Non-Ferrous Metals

2,291

863.2

641.0

1,976

1603.2

1217.9

(c) Metal Products

7,301

2696.4

2162.7

5,381

4298.8

3435.7

14. Engineering

63,633

23265.5

16353.2

33,601

25984.1

19078.8

(a) Heavy Engineering

6,493

2457.9

2136.5

3,923

3033.0

2521.0

(b) Light Engineering

49,665

18081.0

12135.4

24,479

18790.1

13331.9

(c) Electrical Machinery & Goods

5,556

2037.7

1563.4

4,016

3228.6

2524.2

(d) Electronic Machinery & Goods

1,919

688.9

518.0

1,183

932.3

701.7

15. Vehicles,Vehicle Parts & Transport Equipments

13,695

4993.8

3734.4

10,323

7799.4

5801.9

16. Other Industries

45,549

16118.2

12252.1

23,257

18399.2

14851.2

17. Electricity, Gas & Water

1,763

618.1

461.3

907

731.9

566.7

(a) Electricity Generation & Transmission

526

180.3

140.0

220

174.6

133.7

(b) Non-Conventional Energy

591

193.8

130.4

145

112.9

90.0

(c) Gas, Steam & Water Supply

646

244.0

190.8

542

444.3

342.9

18. Construction

43,146

15213.1

13940.5

32,782

25447.3

17793.9

(a) Other than Infrastructure

38,281

13414.6

11267.8

24,894

19097.4

13328.8

(b) Infrastructure Construction

4,865

1798.5

2672.7

7,888

6349.9

4465.1

III. TRANSPORT OPERATORS

359,455

121439.4

84610.6

210,713

154867.2

100329.2

IV. PROFESSIONAL AND OTHER SERVICES

297,531

102826.0

79240.7

118,492

90474.7

68825.8

1. Professional Services

55,146

19027.8

15435.7

19,217

14141.8

11141.2

2. Tourism, Hotel & Restaurants

22,209

8111.5

5961.6

11,690

8956.5

6384.9

3. Recreation services

2,909

1035.2

812.2

1,239

988.7

896.4

4. IT and Telecommunications

5,286

1862.8

1429.1

2,448

1917.0

1479.5

5. Others

211,981

72788.7

55602.1

83,898

64470.7

48923.8

V. PERSONAL LOANS

7,825,161

2568021.3

1684821.5

2,193,300

1593232.3

1191276.2

1. Housing

1,904,140

683897.9

528583.7

1,294,157

962852.6

779805.5

2. Consumer Durables

53,360

16836.0

12696.9

11,100

7917.3

6049.3

3. Vehicles

1,580,361

527001.1

358191.2

330,770

224498.1

155704.1

4. Education

999,832

310402.1

238655.4

139,279

102536.5

72516.2

5. Personal Credit Cards

1,097,900

331899.9

37343.8

92,704

59663.1

5398.5

6. Others

2,189,568

697984.4

509350.5

325,290

235764.8

171802.5

VI. TRADE

688,743

247102.6

186709.1

279,630

222379.3

173756.8

1. Wholesale Trade

35,949

13107.4

10558.4

23,935

19282.9

15466.6

2. Retail Trade

652,794

233995.2

176150.7

255,695

203096.4

158290.2

VII. FINANCE

142,349

45358.0

30924.5

21,592

15005.2

9500.0

VIII. ALL OTHERS

536,435

177434.0

142071.8

166,627

121698.5

98497.2

TOTAL BANK CREDIT

14,845,526

4848089.4

3594719.3

3,659,554

2693108.0

2057783.2

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012

(Amount in ` Million)

I. AGRICULTURE

175,820

280808.8

227598.0

40,182

147968.0

121870.3

1. Direct Finance

153,625

241921.2

196376.3

31,322

114381.6

95039.4

2. Indirect Finance

22,195

38887.7

31221.7

8,860

33586.4

26830.9

II. INDUSTRY

218,614

378369.5

291200.4

106,194

402658.3

307958.9

1. Mining & Quarrying

4,841

8546.1

8731.5

2,641

10113.2

8007.9

2. Food Manufacturing & Processing

20,976

37238.4

29246.5

12,943

50284.8

39107.1

(a) Rice Mills, Flour & Dal Mills

8,362

15272.3

11886.9

5,996

23448.6

17891.9

(b) Sugar

173

294.5

224.7

124

489.9

452.1

(c) Edible Oils & Vanaspati

1,845

3254.9

2583.4

1,092

4293.2

3366.2

(d) Tea Processing

153

272.3

183.0

176

691.1

677.1

(e) Processing of Fruits & Vegetables

1,310

2268.9

1698.2

629

2417.2

1863.5

(f) Others

9,133

15875.6

12670.3

4,926

18944.8

14856.3

3. Beverage & Tobacco

1,587

2852.2

2223.6

777

2982.1

2290.1

4. Textiles

30,101

52994.2

43225.8

17,820

68193.1

52688.5

(a) Cotton Textiles

8,038

14582.7

11949.7

5,977

23092.7

18113.9

(b) Jute & Other Natural Fibre Textiles

456

803.0

655.4

236

896.8

697.0

(c) Handloom Textiles & Khadi

1,368

2399.0

1926.2

734

2776.0

2156.8

(d) Other Textiles & Textile Products

20,239

35209.5

28694.5

10,873

41427.5

31720.8

5. Paper, Paper Products & Printing

8,729

15349.8

11987.7

4,529

17019.8

13174.5

6. Woods and Wood Products

2,958

5346.6

4199.8

1,473

5633.8

4342.5

7. Leather & Leather Products

2,127

3830.0

3019.1

1,333

5159.0

3852.9

8. Gems and Jewellery

1,454

2612.2

3596.6

970

3680.3

5418.2

9. Rubber & Plastic Products

9,823

17199.2

13771.6

5,074

19123.1

15008.7

10. Chemicals & Chemical Products

9,992

17789.9

14041.1

6,482

24680.3

19163.1

(a) Heavy Industrial Chemicals

1,787

3172.8

2377.2

1,194

4579.6

3474.8

(b) Fertilisers

302

543.2

396.5

185

721.7

502.2

(c) Drugs & Pharmaceuticals

1,825

3251.7

2628.8

1,480

5629.1

4446.9

(d) Non-Edible Oils

382

707.8

570.9

255

974.8

728.5

(e) Other Chemicals & Chemical Products

5,696

10114.4

8067.6

3,368

12775.2

10010.8

11. Petroleum, Coal Products & Nuclear Fuels

1,018

1813.8

1421.1

604

2327.0

1772.9

12. Manufacture of Cement & Cement Products

3,739

6408.2

5055.3

1,147

4318.2

3479.7

13. Basic Metals & Metal Products

14,495

25713.6

21846.2

8,607

32790.4

25880.6

(a) Iron & Steel

6,053

10797.6

10026.9

3,895

14895.0

12077.7

(b) Non-Ferrous Metals

2,444

4390.1

3519.7

1,369

5260.0

3999.5

(c) Metal Products

5,998

10525.9

8299.6

3,343

12635.4

9803.4

14. Engineering

27,312

47257.5

36591.7

13,162

49988.8

37425.0

(a) Heavy Engineering

4,213

7420.1

6331.5

2,072

7868.0

5825.8

(b) Light Engineering

16,805

28643.5

21329.5

7,066

26625.3

19883.8

(c) Electrical Machinery & Goods

4,979

8861.9

6964.2

3,131

12072.2

9199.0

(d) Electronic Machinery & Goods

1,315

2332.1

1966.5

893

3423.3

2516.5

15. Vehicles,Vehicle Parts & Transport Equipments

9,425

15584.3

12422.2

4,380

16364.7

12702.7

16. Other Industries

19,787

34242.0

27601.9

8,266

31260.7

24290.1

17. Electricity, Gas & Water

1,133

2036.1

1583.1

593

2245.9

1775.1

(a) Electricity Generation & Transmission

237

418.9

332.3

144

567.3

465.0

(b) Non-Conventional Energy

157

285.7

220.1

118

441.1

344.4

(c) Gas, Steam & Water Supply

739

1331.5

1030.8

331

1237.5

965.8

18. Construction

49,117

81555.4

50635.8

15,393

56493.0

37579.0

(a) Other than Infrastructure

33,566

55521.2

34875.2

10,937

39753.7

26007.5

(b) Infrastructure Construction

15,551

26034.2

15760.6

4,456

16739.3

11571.5

III. TRANSPORT OPERATORS

174,448

262973.1

181472.4

11,614

40165.3

29555.8

IV. PROFESSIONAL AND OTHER SERVICES

92,224

155897.0

117799.0

37,360

139029.2

104744.4

1. Professional Services

9,133

15351.3

11996.2

3,778

14300.5

11175.4

2. Tourism, Hotel & Restaurants

7,633

13104.6

9947.7

3,836

14714.3

10674.5

3. Recreation services

1,027

1786.4

1328.9

532

2016.0

1541.3

4. IT and Telecommunications

1,744

3060.9

2530.5

776

2946.2

2260.9

5. Others

72,687

122593.8

91995.6

28,438

105052.2

79092.3

V. PERSONAL LOANS

1,191,141

1873339.0

1482093.4

255,594

872892.9

675524.2

1. Housing

949,824

1500249.1

1228342.4

215,378

728319.8

574185.6

2. Consumer Durables

3,448

5405.2

4429.0

690

2482.4

1906.1

3. Vehicles

57,291

83822.8

57411.5

7,772

27204.3

17892.1

4. Education

61,670

93119.6

60825.8

680

2278.3

1307.2

5. Personal Credit Cards

3,912

6343.1

1448.7

690

2559.7

1027.0

6. Others

114,996

184399.2

129635.9

30,384

110048.5

79206.3

VI. TRADE

188,205

326180.3

280277.2

70,543

268254.8

213509.0

1. Wholesale Trade

32,421

59715.2

69456.7

23,601

91251.2

71994.5

2. Retail Trade

155,784

266465.1

210820.5

46,942

177003.6

141514.5

VII. FINANCE

8,362

13538.7

10575.7

2,819

10491.7

7250.3

VIII. ALL OTHERS

129,376

207880.6

168984.3

39,051

138306.7

104319.0

TOTAL BANK CREDIT

2,178,190

3498987.1

2760000.3

563,357

2019767.0

1564731.9

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012

(Amount in ` Million)

I. AGRICULTURE

17,958

136472.7

108845.7

14,042

280483.6

211910.4

1. Direct Finance

12,583

95068.4

76666.7

8,406

166856.5

126569.6

2. Indirect Finance

5,375

41404.3

32179.1

5,636

113627.1

85340.8

II. INDUSTRY

68,200

523431.2

394314.6

80,230

1731287.8

1236365.8

1. Mining & Quarrying

1,710

12870.8

9978.3

1,483

31172.4

23485.4

2. Food Manufacturing & Processing

9,313

72196.9

55582.6

10,199

213428.3

162710.8

(a) Rice Mills, Flour & Dal Mills

4,352

33747.3

26033.2

4,348

88545.4

70466.8

(b) Sugar

150

1222.9

1363.0

362

8756.4

5423.9

(c) Edible Oils & Vanaspati

871

6844.8

5092.1

1,080

24105.9

18530.3

(d) Tea Processing

146

1135.7

706.1

304

5928.9

3574.5

(e) Processing of Fruits & Vegetables

453

3466.1

2469.0

489

10057.3

7362.7

(f) Others

3,341

25780.1

19919.1

3,616

76034.3

57352.5

3. Beverage & Tobacco

554

4195.1

3182.2

630

14631.6

10523.3

4. Textiles

12,617

97085.1

70185.8

15,768

342973.9

214715.6

(a) Cotton Textiles

4,745

36723.5

27032.8

6,289

136775.6

96693.6

(b) Jute & Other Natural Fibre Textiles

160

1271.8

921.3

267

5670.2

3474.1

(c) Handloom Textiles & Khadi

345

2616.1

2008.6

389

8190.0

4335.3

(d) Other Textiles & Textile Products

7,367

56473.7

40223.2

8,823

192338.0

110212.7

5. Paper, Paper Products & Printing

2,678

20331.2

16129.4

2,880

61591.9

45811.7

6. Woods and Wood Products

814

6239.1

4789.4

609

13179.5

10210.9

7. Leather & Leather Products

1,070

8298.1

5167.2

1,767

41827.2

16130.6

8. Gems and Jewellery

945

7271.2

6916.1

1,764

38742.3

32276.2

9. Rubber & Plastic Products

3,142

24117.9

18521.2

3,589

75673.6

55610.7

10. Chemicals & Chemical Products

4,589

35449.6

27112.2

6,155

133190.5

96674.4

(a) Heavy Industrial Chemicals

905

7068.8

5586.0

1,244

27448.8

19664.9

(b) Fertilisers

150

1171.0

855.4

173

3621.0

2482.7

(c) Drugs & Pharmaceuticals

1,206

9374.9

7307.0

1,932

41850.9

31028.5

(d) Non-Edible Oils

139

1077.9

837.3

144

3247.0

2630.4

(e) Other Chemicals & Chemical Products

2,189

16757.0

12526.4

2,662

57022.9

40867.9

11. Petroleum, Coal Products & Nuclear Fuels

362

2823.3

2162.5

516

10948.4

9032.6

12. Manufacture of Cement & Cement Products

590

4539.3

3362.5

656

14630.5

10688.3

13. Basic Metals & Metal Products

6,543

50855.6

39501.5

9,607

212690.2

165415.5

(a) Iron & Steel

3,063

24064.1

19395.9

5,257

119234.6

97551.0

(b) Non-Ferrous Metals

1,061

8273.0

5761.8

1,444

32200.1

21253.8

(c) Metal Products

2,419

18518.6

14343.8

2,906

61255.5

46610.7

14. Engineering

8,165

62839.8

46741.0

9,450

202936.5

144042.9

(a) Heavy Engineering

1,192

9143.1

7362.8

1,482

32173.7

23410.4

(b) Light Engineering

4,098

31490.9

22956.2

4,304

90875.7

65843.5

(c) Electrical Machinery & Goods

2,168

16796.0

12678.5

2,788

60248.6

41705.0

(d) Electronic Machinery & Goods

707

5409.7

3743.4

876

19638.6

13084.0

15. Vehicles,Vehicle Parts & Transport Equipments

2,661

20360.1

15264.1

3,271

70986.7

49783.0

16. Other Industries

4,527

34555.4

27599.2

4,112

85841.8

63997.6

17. Electricity, Gas & Water

544

4228.7

3256.1

842

19283.7

14840.5

(a) Electricity Generation & Transmission

229

1820.8

1410.2

438

10208.9

7894.0

(b) Non-Conventional Energy

135

1042.0

797.0

245

5835.6

4648.4

(c) Gas, Steam & Water Supply

180

1365.9

1049.0

159

3239.2

2298.1

18. Construction

7,376

55174.1

38863.4

6,932

147558.8

110415.8

(a) Other than Infrastructure

5,024

37083.3

25365.8

4,181

86183.5

62876.6

(b) Infrastructure Construction

2,352

18090.9

13497.6

2,751

61375.3

47539.2

III. TRANSPORT OPERATORS

4,168

30480.3

21423.7

2,537

53430.9

37568.8

IV. PROFESSIONAL AND OTHER SERVICES

20,251

154180.5

116229.7

19,972

422457.9

307765.1

1. Professional Services

2,293

17696.9

13905.8

2,674

58155.4

33416.5

2. Tourism, Hotel & Restaurants

2,512

19175.1

14090.0

2,651

55548.6

40771.6

3. Recreation services

385

2986.9

2217.5

427

9544.2

6550.9

4. IT and Telecommunications

420

3228.7

2407.1

490

10430.2

8152.8

5. Others

14,641

111092.9

83609.3

13,730

288779.6

218873.3

V. PERSONAL LOANS

56,268

397385.2

300642.7

19,422

349205.9

270854.3

1. Housing

41,209

285824.9

221447.9

12,609

217777.9

170013.7

2. Consumer Durables

187

1337.8

1014.8

88

1668.6

1282.1

3. Vehicles

1,916

12824.0

8112.7

209

3596.0

2416.0

4. Education

143

999.6

635.0

61

1209.0

951.7

5. Personal Credit Cards

312

2283.8

1275.7

186

3481.0

2388.5

6. Others

12,501

94115.0

68156.6

6,269

121473.5

93802.3

VI. TRADE

35,524

271967.0

214418.8

27,960

573298.8

440357.6

1. Wholesale Trade

15,082

116167.0

91266.0

14,007

287188.1

219670.1

2. Retail Trade

20,442

155800.0

123152.8

13,953

286110.7

220687.5

VII. FINANCE

1,990

15325.1

10015.0

2,613

57518.1

39965.6

VIII. ALL OTHERS

14,797

108232.9

76540.1

9,559

187035.7

129743.4

TOTAL BANK CREDIT

219,156

1637475.0

1242430.3

176,335

3654718.6

2674531.0

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012

(Amount in ` Million)

I. AGRICULTURE

1,804

89628.4

64641.9

1,556

130489.4

86695.6

1. Direct Finance

1,138

56685.7

40471.5

958

81205.1

52680.6

2. Indirect Finance

666

32942.7

24170.4

598

49284.3

34015.0

II. INDUSTRY

18,208

918011.3

634803.0

17,707

1458428.9

963061.4

1. Mining & Quarrying

312

15472.8

12388.3

294

24105.3

16481.3

2. Food Manufacturing & Processing

1,855

94032.7

68098.7

1,739

142711.1

97846.4

(a) Rice Mills, Flour & Dal Mills

573

28901.0

22292.9

382

31463.1

23332.8

(b) Sugar

197

10051.7

6580.4

288

24375.5

18090.0

(c) Edible Oils & Vanaspati

242

12323.7

8954.0

228

18459.7

12817.1

(d) Tea Processing

34

1704.6

979.5

45

3598.0

1627.9

(e) Processing of Fruits & Vegetables

123

6112.4

5576.8

90

7348.2

5587.6

(f) Others

686

34939.3

23715.1

706

57466.7

36390.9

3. Beverage & Tobacco

187

9512.2

6839.0

187

15686.9

11034.9

4. Textiles

3,597

180560.8

109564.9

3,463

281521.4

162578.0

(a) Cotton Textiles

1,561

78678.8

55262.2

1,532

125299.8

85546.3

(b) Jute & Other Natural Fibre Textiles

50

2478.1

1828.7

35

2719.4

1875.3

(c) Handloom Textiles & Khadi

35

1757.9

1323.5

35

2797.0

1951.2

(d) Other Textiles & Textile Products

1,951

97646.0

51150.5

1,861

150705.2

73205.2

5. Paper, Paper Products & Printing

619

31301.5

22043.6

559

45791.4

32702.1

6. Woods and Wood Products

95

4826.8

4166.3

92

7549.8

5417.4

7. Leather & Leather Products

447

22503.6

7460.6

413

33928.5

7865.2

8. Gems and Jewellery

598

30163.0

22975.6

652

52388.2

37374.1

9. Rubber & Plastic Products

757

38157.7

25496.0

662

54102.4

37019.6

10. Chemicals & Chemical Products

1,504

75691.3

52109.7

1,371

113065.9

72886.4

(a) Heavy Industrial Chemicals

308

15382.0

9828.5

253

20662.3

12516.7

(b) Fertilisers

43

2126.5

1377.8

45

3716.6

3187.0

(c) Drugs & Pharmaceuticals

527

26783.1

19672.3

460

37731.7

25859.2

(d) Non-Edible Oils

39

1986.4

1495.5

25

1895.4

1281.8

(e) Other Chemicals & Chemical Products

587

29413.2

19735.6

588

49059.9

30041.7

11. Petroleum, Coal Products & Nuclear Fuels

131

6596.5

4964.0

122

10241.2

8109.6

12. Manufacture of Cement & Cement Products

162

8040.7

5232.6

216

18186.7

11915.8

13. Basic Metals & Metal Products

2,525

127744.7

96416.4

2,787

232486.8

164561.3

(a) Iron & Steel

1,588

80151.6

63025.0

1,861

156332.8

112539.6

(b) Non-Ferrous Metals

296

14972.6

10826.8

320

26043.6

18928.8

(c) Metal Products

641

32620.5

22564.6

606

50110.3

33092.9

14. Engineering

1,976

99607.0

69210.5

1,933

159395.0

107091.0

(a) Heavy Engineering

318

16051.1

10865.6

335

27435.9

19252.6

(b) Light Engineering

811

40698.7

27913.7

761

62944.2

41238.8

(c) Electrical Machinery & Goods

658

33266.0

23052.2

614

50509.4

33395.1

(d) Electronic Machinery & Goods

189

9591.2

7379.0

223

18505.5

13204.5

15. Vehicles,Vehicle Parts & Transport Equipments

797

40460.5

27079.2

773

63991.7

40969.3

16. Other Industries

714

36172.5

26630.0

608

49583.6

34216.0

17. Electricity, Gas & Water

320

15904.7

11653.6

360

29465.8

20855.1

(a) Electricity Generation & Transmission

186

9209.9

6856.9

245

20365.1

13949.3

(b) Non-Conventional Energy

103

5132.0

3701.7

90

7047.3

5412.4

(c) Gas, Steam & Water Supply

31

1562.8

1095.0

25

2053.4

1493.3

18. Construction

1,612

81262.4

62473.9

1,476

124227.1

94138.0

(a) Other than Infrastructure

783

39335.3

29572.8

696

57944.7

43187.9

(b) Infrastructure Construction

829

41927.1

32901.2

780

66282.4

50950.1

III. TRANSPORT OPERATORS

448

22264.2

17744.3

397

32961.4

20995.6

IV. PROFESSIONAL AND OTHER SERVICES

3,952

197715.0

145853.3

3,317

271059.2

197416.6

1. Professional Services

393

20280.9

13136.6

310

26146.6

16504.0

2. Tourism, Hotel & Restaurants

461

22978.8

16728.0

431

35025.1

25265.2

3. Recreation services

128

6324.5

4383.3

108

9097.3

6146.8

4. IT and Telecommunications

87

4245.5

3129.0

124

10455.2

7454.6

5. Others

2,883

143885.2

108476.5

2,344

190335.0

142046.0

V. PERSONAL LOANS

1,393

68071.7

51911.8

837

67955.7

50953.7

1. Housing

589

28551.3

22788.6

285

22737.6

18079.4

2. Consumer Durables

9

460.3

293.7

7

610.4

412.0

3. Vehicles

5

260.6

202.7

6

494.5

162.7

4. Education

6

304.3

230.4

2

142.0

74.5

5. Personal Credit Cards

15

710.4

478.7

6

509.9

444.9

6. Others

769

37784.9

27917.7

531

43461.3

31780.3

VI. TRADE

4,475

225042.4

166772.0

3,396

281278.7

202820.3

1. Wholesale Trade

2,341

117997.8

84665.3

1,662

138073.2

94346.9

2. Retail Trade

2,134

107044.6

82106.7

1,734

143205.4

108473.4

VII. FINANCE

843

42039.6

24511.0

774

65013.1

41209.3

VIII. ALL OTHERS

1,328

66495.7

44977.8

1,083

89887.4

59483.1

TOTAL BANK CREDIT

32,451

1629268.4

1151215.1

29,067

2397073.7

1622635.5

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2012

(Amount in ` Million)

I. AGRICULTURE

1,310

220539.9

148528.8

943

1181563.6

689409.3

1. Direct Finance

799

131954.2

90818.0

510

546756.6

227462.4

2. Indirect Finance

511

88585.7

57710.8

433

634807.0

461946.9

II. INDUSTRY

21,474

3560480.8

2332499.2

21,391

23113685.1

12873868.0

1. Mining & Quarrying

401

64674.2

38023.1

412

605769.6

394909.4

2. Food Manufacturing & Processing

2,102

349255.8

217796.1

1,496

1155498.8

648246.2

(a) Rice Mills, Flour & Dal Mills

332

54109.3

39080.5

268

240051.8

97635.5

(b) Sugar

434

72898.6

53961.7

453

325222.6

229354.6

(c) Edible Oils & Vanaspati

284

45846.0

33615.4

182

129192.6

68149.7

(d) Tea Processing

24

3486.2

2237.8

10

4836.3

2647.3

(e) Processing of Fruits & Vegetables

94

16180.0

12090.3

155

203892.4

97712.2

(f) Others

934

156735.7

76810.3

428

252303.1

152746.8

3. Beverage & Tobacco

275

45544.1

34077.3

268

174169.6

116696.9

4. Textiles

3,792

621523.7

355925.4

2,783

2429448.2

771249.3

(a) Cotton Textiles

1,855

299507.6

191011.9

1,290

1110365.1

429418.7

(b) Jute & Other Natural Fibre Textiles

34

5505.8

3872.3

35

62678.3

4725.6

(c) Handloom Textiles & Khadi

27

4370.7

3112.0

24

20025.9

6671.4

(d) Other Textiles & Textile Products

1,876

312139.6

157929.2

1,434

1236378.9

330433.7

5. Paper, Paper Products & Printing

651

105579.7

74019.3

464

420622.2

133022.4

6. Woods and Wood Products

93

14269.7

10292.5

30

14253.3

9748.8

7. Leather & Leather Products

342

55088.1

20416.5

97

92797.2

28786.0

8. Gems and Jewellery

1,037

165620.8

108849.2

581

516068.9

209448.2

9. Rubber & Plastic Products

512

79515.8

51246.0

279

179032.1

109157.5

10. Chemicals & Chemical Products

1,872

309512.1

188235.7

1,661

1368754.4

644624.4

(a) Heavy Industrial Chemicals

362

60158.1

35315.1

289

165603.1

83711.5

(b) Fertilisers

76

12613.9

6976.8

155

249470.0

148654.3

(c) Drugs & Pharmaceuticals

736

121983.6

79675.7

708

615507.1

256919.3

(d) Non-Edible Oils

29

4684.6

2862.7

26

16171.2

11367.5

(e) Other Chemicals & Chemical Products

669

110071.9

63405.5

483

322003.0

143971.9

11. Petroleum, Coal Products & Nuclear Fuels

176

30715.8

21919.6

409

1161307.4

656185.9

12. Manufacture of Cement & Cement Products

298

51289.6

34969.6

354

324174.8

246860.1

13. Basic Metals & Metal Products

3,301

550639.9

392963.4

3,111

3309031.1

1849809.0

(a) Iron & Steel

2,307

387812.7

288904.8

2,308

2358333.2

1401445.3

(b) Non-Ferrous Metals

382

61539.6

43554.6

416

566058.6

301561.5

(c) Metal Products

612

101287.6

60504.0

387

384639.3

146802.3

14. Engineering

2,014

332068.4

231484.2

1,616

1507698.5

708653.1

(a) Heavy Engineering

338

57415.1

38384.1

275

215793.7

144242.7

(b) Light Engineering

800

128826.0

83699.8

423

322801.6

203883.8

(c) Electrical Machinery & Goods

636

105298.8

78275.4

661

692102.1

193052.0

(d) Electronic Machinery & Goods

240

40528.5

31124.8

257

277001.2

167474.6

15. Vehicles,Vehicle Parts & Transport Equipments

964

157443.6

94687.0

879

748149.4

351627.0

16. Other Industries

741

121212.3

74401.9

574

522056.9

244322.6

17. Electricity, Gas & Water

620

109066.1

83737.5

2,179

3743327.3

2427210.2

(a) Electricity Generation & Transmission

470

83244.8

63400.1

1,968

3485794.6

2236018.5

(b) Non-Conventional Energy

103

17684.6

14459.0

135

121174.5

91527.5

(c) Gas, Steam & Water Supply

47

8136.7

5878.4

76

136358.3

99664.2

18. Construction

2,283

397461.1

299454.8

4,198

4841525.4

3323310.8

(a) Other than Infrastructure

880

151016.4

112302.0

964

754127.2

547618.4

(b) Infrastructure Construction

1,403

246444.7

187152.8

3,234

4087398.2

2775692.4

III. TRANSPORT OPERATORS

458

76728.1

55011.5

679

918153.8

601387.6

IV. PROFESSIONAL AND OTHER SERVICES

3,332

554318.8

394758.7

3,124

3685566.2

2048798.9

1. Professional Services

248

41825.5

29536.2

227

177290.7

95331.7

2. Tourism, Hotel & Restaurants

530

88762.5

66834.4

499

408751.0

249675.7

3. Recreation services

141

23587.6

15686.8

155

146520.3

107207.4

4. IT and Telecommunications

188

33385.2

20448.6

323

1020643.6

576653.4

5. Others

2,225

366758.0

262252.8

1,920

1932360.5

1019930.7

V. PERSONAL LOANS

551

90263.4

64641.6

484

572462.0

313208.9

1. Housing

117

20014.9

14309.5

114

149449.7

70883.5

2. Consumer Durables

14

2232.7

1609.8

11

7305.0

6879.7

3. Vehicles

4

632.7

376.8

18

15660.5

5941.9

4. Education

-

-

-

2

2450.0

2390.5

5. Personal Credit Cards

9

1361.5

1155.7

-

-

-

6. Others

407

66021.6

47189.9

339

397596.7

227113.3

VI. TRADE

3,193

527579.5

337505.5

2,453

4592905.3

2195765.8

1. Wholesale Trade

1,739

287573.2

165624.1

1,271

3044603.1

1249671.7

2. Retail Trade

1,454

240006.2

171881.4

1,182

1548302.2

946094.1

VII. FINANCE

979

173948.5

118534.4

3,053

6562350.7

3752247.2

VIII. ALL OTHERS

1,232

216911.5

112530.5

1,632

2681706.5

759712.8

TOTAL BANK CREDIT

32,529

5420770.4

3564010.3

33,759

43308393.2

23234398.5