Table No. 4.1 - Size of Credit Limit and Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1998 - ஆர்பிஐ - Reserve Bank of India
Table No. 4.1 - Size of Credit Limit and Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1998
| | | | | (Amount in Rupees Lakh) | ||||||
LESS THAN 6% | 6% AND ABOVE | 10% AND ABOVE BUT | |||||||||
| | LESS THAN 10% | | LESS THAN 12% | |||||||
CREDIT LIMIT RANGE | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | standing | | | standing | | | standing | |||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | ||
Above Rs.25,000 and upto Rs.50,000 | 50,395 | 185,28 | 160,87 | 22,144 | 74,56 | 60,84 | 51,743 | 186,98 | 167,56 | ||
Above Rs.50,000 and upto Rs.1 Lakh | 92,560 | 737,12 | 623,60 | 24,685 | 188,96 | 156,23 | 28,576 | 223,14 | 204,30 | ||
Above Rs.1 Lakh and upto Rs.2 Lakh | 1,10,255 | 1477,46 | 1321,84 | 10,633 | 151,29 | 136,04 | 79,985 | 1237,93 | 1168,91 | ||
Above Rs.2 Lakh and upto Rs.5 Lakh | 12,617 | 359,36 | 317,85 | 1,650 | 46,92 | 40,32 | 34,837 | 1041,39 | 951,09 | ||
Above Rs.5 Lakh and upto Rs.10 Lakh | 1,813 | 120,49 | 110,07 | 322 | 23,70 | 18,59 | 1,773 | 131,07 | 108,28 | ||
Above Rs.10 Lakh and upto Rs.25 Lakh | 480 | 73,31 | 46,85 | 322 | 53,85 | 39,69 | 1,550 | 261,73 | 192,42 | ||
Above Rs.25 Lakh and upto Rs.50 Lakh | 55 | 21,05 | 12,35 | 170 | 59,30 | 43,27 | 755 | 284,14 | 215,80 | ||
Above Rs.50 Lakh and upto Rs.1 Crore | 46 | 36,45 | 25,35 | 111 | 77,73 | 63,86 | 516 | 382,18 | 300,71 | ||
Above Rs.1 Crore and upto Rs.4 Crore | 47 | 87,40 | 67,63 | 107 | 226,33 | 181,90 | 434 | 905,59 | 712,92 | ||
Above Rs.4 Crore and upto Rs.6 Crore | 1 | 5,75 | 5,75 | 15 | 73,28 | 58,70 | 97 | 483,23 | 401,61 | ||
Above Rs.6 Crore and upto Rs.10 Crore | - | - | - | 14 | 109,19 | 80,56 | 72 | 568,15 | 457,70 | ||
Above Rs. 10 Crore | - | - | - | 14 | 263,99 | 209,40 | 58 | 1239,29 | 1058,81 | ||
| | | | | | | | | | ||
TOTAL | 2,68,269 | 3103,67 | 2692,16 | 60,187 | 1349,09 | 1089,38 | 2,00,396 | 6944,82 | 5940,12 |
| | | | | | ||||||
12% AND ABOVE BUT | 14% AND ABOVE | 15% AND ABOVE BUT | |||||||||
LESS THAN 14% | | LESS THAN 15% | | LESS THAN 16% | |||||||
CREDIT LIMIT RANGE | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | standing | | | standing | | | standing | |||
| 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | ||
Above Rs.25,000 and upto Rs.50,000 | 8,09,245 | 2989,02 | 2716,12 | 7,52,810 | 2858,61 | 2644,55 | 3,29,224 | 1220,89 | 1136,67 | ||
Above Rs.50,000 and upto Rs.1 Lakh | 4,42,074 | 3458,79 | 2986,84 | 4,79,143 | 3791,34 | 3324,40 | 1,73,547 | 1357,17 | 1161,53 | ||
Above Rs.1 Lakh and upto Rs.2 Lakh | 3,36,344 | 5486,13 | 4583,05 | 3,86,018 | 6214,17 | 5096,55 | 2,84,687 | 4160,51 | 3696,67 | ||
Above Rs.2 Lakh and upto Rs.5 Lakh | 36,792 | 1130,19 | 929,80 | 52,711 | 1597,57 | 1304,39 | 69,681 | 2197,43 | 1847,67 | ||
Above Rs.5 Lakh and upto Rs.10 Lakh | 8,953 | 676,46 | 535,15 | 10,868 | 825,28 | 502,71 | 16,039 | 1195,45 | 962,25 | ||
Above Rs.10 Lakh and upto Rs.25 Lakh | 7,208 | 1207,36 | 895,56 | 6,891 | 1079,31 | 639,47 | 9,360 | 1533,10 | 1222,50 | ||
Above Rs.25 Lakh and upto Rs.50 Lakh | 4,105 | 1539,40 | 1115,54 | 2,191 | 804,83 | 596,27 | 3,047 | 1108,74 | 855,85 | ||
Above Rs.50 Lakh and upto Rs.1 Crore | 2,620 | 1961,94 | 1491,68 | 1,341 | 948,02 | 697,69 | 1,712 | 1273,30 | 968,88 | ||
Above Rs.1 Crore and upto Rs.4 Crore | 2,913 | 6165,70 | 4884,08 | 1,071 | 2294,74 | 1733,53 | 1,948 | 3978,59 | 3215,03 | ||
Above Rs.4 Crore and upto Rs.6 Crore | 562 | 2801,41 | 2279,63 | 255 | 1275,44 | 972,45 | 375 | 1868,14 | 1542,80 | ||
Above Rs.6 Crore and upto Rs.10 Crore | 465 | 3711,47 | 2824,65 | 196 | 1621,55 | 1298,78 | 296 | 2390,92 | 1897,67 | ||
Above Rs. 10 Crore | 405 | 10386,79 | 8869,49 | 355 | 22740,85 | 19785,14 | 389 | 13434,50 | 11848,96 | ||
| | | | | | | | | | ||
TOTAL | 16,51,686 | 41514,66 | 34111,57 | 16,93,850 | 46051,71 | 38595,93 | 8,90,305 | 35718,73 | 30356,48 |
| | | | | | ||||||
16% AND ABOVE BUT | 17% AND ABOVE | 18% AND ABOVE BUT | |||||||||
LESS THAN 17% | | LESS THAN 18% | | LESS THAN 20% | |||||||
CREDIT LIMIT RANGE | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | standing | | | standing | | | standing | |||
| 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | ||
Above Rs.25,000 and upto Rs.50,000 | 3,60,611 | 1410,01 | 1125,37 | 1,27,378 | 464,37 | 418,83 | 1,01,856 | 359,50 | 377,89 | ||
Above Rs.50,000 and upto Rs.1 Lakh | 1,09,257 | 828,67 | 704,31 | 78,317 | 592,01 | 505,37 | 69,403 | 487,42 | 384,40 | ||
Above Rs.1 Lakh and upto Rs.2 Lakh | 84,178 | 1320,49 | 1153,89 | 63,687 | 1018,46 | 884,92 | 65,501 | 1068,61 | 938,83 | ||
Above Rs.2 Lakh and upto Rs.5 Lakh | 95,828 | 3173,09 | 2674,09 | 1,07,023 | 3585,42 | 3016,03 | 1,41,774 | 4755,46 | 3991,67 | ||
Above Rs.5 Lakh and upto Rs.10 Lakh | 23,951 | 1817,48 | 1498,85 | 29,656 | 2262,24 | 1919,27 | 40,730 | 3126,95 | 2704,92 | ||
Above Rs.10 Lakh and upto Rs.25 Lakh | 16,003 | 2734,26 | 2259,52 | 18,985 | 3208,18 | 2717,32 | 25,696 | 4340,28 | 3797,87 | ||
Above Rs.25 Lakh and upto Rs.50 Lakh | 6,223 | 2324,06 | 1827,30 | 8,721 | 3225,87 | 2586,41 | 11,564 | 4318,36 | 3682,28 | ||
Above Rs.50 Lakh and upto Rs.1 Crore | 4,722 | 3601,07 | 3051,59 | 4,915 | 3642,55 | 3014,51 | 6,881 | 5135,83 | 4386,18 | ||
Above Rs.1 Crore and upto Rs.4 Crore | 3,733 | 7484,07 | 5958,67 | 4,702 | 9559,68 | 7963,30 | 7,136 | 14368,07 | 12366,82 | ||
Above Rs.4 Crore and upto Rs.6 Crore | 623 | 3101,24 | 2394,50 | 679 | 3345,68 | 2727,85 | 1,050 | 5220,16 | 4380,10 | ||
Above Rs.6 Crore and upto Rs.10 Crore | 443 | 3556,31 | 2751,54 | 531 | 4171,99 | 3320,23 | 727 | 5727,70 | 4684,95 | ||
Above Rs. 10 Crore | 395 | 11631,65 | 10016,78 | 400 | 10167,45 | 7947,93 | 598 | 13430,29 | 10717,71 | ||
| | | | | | | | | | ||
TOTAL | 7,05,967 | 42982,38 | 35416,40 | 4,44,994 | 45243,90 | 37021,98 | 4,72,916 | 62338,62 | 52413,62 |
| | | | ||||
20% AND ABOVE | | TOTAL | |||||
CREDIT LIMIT RANGE | No. of | Credit | Amount | No. of | Credit | Amount | |
Accounts | Limit | Out- | Accounts | Limit | Out- | ||
| | standing | | | standing | ||
| 28 | 29 | 30 | 31 | 32 | 33 | |
Above Rs.25,000 and upto Rs.50,000 | 49,087 | 186,02 | 175,75 | 26,54,493 | 9935,22 | 8984,46 | |
Above Rs.50,000 and upto Rs.1 Lakh | 77,041 | 609,74 | 502,04 | 15,74,603 | 12274,35 | 10553,01 | |
Above Rs.1 Lakh and upto Rs.2 Lakh | 47,981 | 734,59 | 637,23 | 14,69,269 | 22869,64 | 19617,92 | |
Above Rs.2 Lakh and upto Rs.5 Lakh | 72,418 | 2421,13 | 2043,60 | 6,25,331 | 20307,95 | 17116,50 | |
Above Rs.5 Lakh and upto Rs.10 Lakh | 17,499 | 1328,14 | 1187,11 | 1,51,604 | 11507,27 | 9547,19 | |
Above Rs.10 Lakh and upto Rs.25 Lakh | 10,075 | 1675,81 | 1541,38 | 96,570 | 16167,18 | 13352,59 | |
Above Rs.25 Lakh and upto Rs.50 Lakh | 4,425 | 1651,01 | 1521,86 | 41,256 | 15336,77 | 12456,92 | |
Above Rs.50 Lakh and upto Rs.1 Crore | 2,775 | 2089,83 | 1787,83 | 25,639 | 19148,89 | 15788,29 | |
Above Rs.1 Crore and upto Rs.4 Crore | 2,954 | 6001,91 | 5177,03 | 25,045 | 51072,06 | 42260,90 | |
Above Rs.4 Crore and upto Rs.6 Crore | 395 | 1969,71 | 1661,31 | 4,052 | 20144,03 | 16424,69 | |
Above Rs.6 Crore and upto Rs.10 Crore | 255 | 2029,62 | 1698,24 | 2,999 | 23886,91 | 19014,32 | |
Above Rs. 10 Crore | 207 | 4489,23 | 3598,56 | 2,821 | 87784,03 | 74052,78 | |
| | | | | | | |
TOTAL | 2,85,112 | 25186,73 | 21531,94 | 66,73,682 | 310434,30 | 259169,57 | |
See Notes on Tables. |