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Table No. 4.2 - Interest Rate Range and Type of account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks

(Amount in Rupees Lakh)

INTEREST RATE RANGE

CASH CREDIT

OVERDRAFTS

DEMAND LOANS

No. of Accounts 

Credit Limit 

Amount Out-standing

No. of Accounts 

Credit Limit 

Amount Out-standing

No. of Accounts 

Credit Limit 

Amount Out- standing

 

1

2

3

4

5

6

7

8

9

Less than 6%

148

99,38

52,90

61

45,32

12,86

957

684,69

337,52

6% and above  but less than 10%

59,816

21242,63

15192,53

29,444

7081,27

4217,09

3,91,028

25153,28

18071,12

10% and above  but less than 12%

1,63,394

145841,71

102274,36

76,042

45333,38

26700,11

2,09,618

59371,32

50292,35

12% and above  but less than 13%

2,79,956

111842,25

79150,06

92,544

30337,08

20591,30

1,76,397

20387,17

16908,20

13% and above but less than 14%

2,60,922

103026,71

76336,14

62,547

28035,71

15159,83

1,83,862

50934,50

44843,82

14% and above  but less than 15%

1,15,854

65812,15

49651,99

62,470

42489,66

21351,75

1,68,854

66198,08

55870,18

15% and above  but less than 16%

40,434

22351,01

17083,28

33,492

14762,69

6679,59

1,57,080

16350,88

13060,89

16% and above  but less than 17%

18,573

11541,29

8559,40

10,199

6449,69

3503,01

29,547

4374,96

3944,01

17% and above  but less than 18%

5,472

2515,26

2038,56

14,788

7067,77

3011,35

38,407

2912,05

2385,11

18% and above  but less than 20%

990

170,56

25,93

9,565

590,02

229,96

54,316

2006,56

1563,67

20% and above

567

42,78

13,97

1,835

629,49

39,81

3,12,776

9983,06

2636,12

TOTAL LOANS & ADVANCES

9,46,126

484485,74

350379,12

3,92,987

182822,10

101496,68

17,22,842

258356,54

209912,98


TABLE NO. 4.2 – INTEREST RATE RANGE AND TYPE OF ACCOUNT-WISE CLASSIFICATION OF
OUTSTANDING LOANS AND ADVANCES OF SCHEDULED COMMERCIAL BANKS 'MARCH 2008
(Amount in Rupees Lakh)
INTEREST RATE RANGE

MEDIUM TERM LOANS

LONG TERM LOANS

PACKING CREDIT

No. of Accounts 

Credit Limit

Amount Out- standing

No. of Accounts

Credit Limit

Amount Out-standing

No. of Accounts

Credit Limit

Amount Out-standing

 

10

11

12

13

14

15

16

17

18

Less than 6%

1,238

164,57

134,17

25,259

1301,91

1107,13

-

-

-

6% and above  but less than 10%

2,46,918

25799,51

19809,21

13,97,420

123182,90

102430,39

14,318

38846,21

27034,24

10% and above  but less than 12%

3,42,461

108035,59

85291,05

21,83,014

386567,84

312108,04

16,170

46169,44

27735,68

12% and above  but less than 13%

3,19,402

39513,15

33017,05

12,14,616

149867,21

120410,18

4,672

4403,96

3102,35

13% and above  but less than 14%

3,30,403

78491,03

69582,68

6,78,382

206095,57

161305,64

2,565

2379,25

1767,42

14% and above  but less than 15%

1,93,298

92718,06

77566,27

3,23,720

204146,71

163697,93

3,255

2072,07

1380,22

15% and above  but less than 16%

4,74,195

32395,05

22381,00

8,29,126

51754,91

40783,50

2,070

1845,30

1735,10

16% and above  but less than 17%

76,864

10534,12

8139,88

64,172

19239,35

14439,54

1,427

1600,66

1188,81

17% and above  but less than 18%

1,26,751

10363,81

8688,58

88,485

7115,86

6290,30

310

157,62

137,66

18% and above  but less than 20%

1,18,807

4778,87

3740,07

81,142

3112,88

2701,56

22

11,90

66

20% and above

91,560

2974,71

2332,84

37,434

1259,70

975,20

-

-

-

TOTAL LOANS & ADVANCES

23,21,897

405768,47

330682,80

69,22,770

1153644,83

926249,42

44,809

97486,42

64082,14

See Notes of Tables

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