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சொத்து வெளியீட்டாளர்

83480197

Table No. 5.3 - Interest Rate Range-Wise Classification of Loans and Advances of Scheduled Commercial Banks According to Occupation March 1997 (Part 1 of 2)


 
 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


   

LESS THAN 6%

6% AND ABOVE BUT

10% AND ABOVE BUT

    

LESS THAN 10%


LESS THAN 12%


   

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

 

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

    
 

standing


 
 

standing


 
 

standing


 
 
 

1


2


3


4


5


6


7


8


9


I.

AGRICULTURE

11

4,27

3,82

1,615

65,10

57,51

13,182

371,18

284,07

 

1.

Direct Finance

-

-

-

857

31,23

30,66

10,780

134,02

127,13

 

2.

Indirect Finance

11

4,27

3,82

758

33,87

26,85

2,402

237,16

156,94

II.

INDUSTRY

83

12,84

10,49

1,532

374,64

340,69

8,157

804,62

733,48

 

1.

Mining & Quarrying

-

-

-

13

7,93

2,63

171

6,00

3,74

 

2.

Food Manufacturing and Processing

-

-

-

84

16,94

10,23

898

67,86

53,02

  

(a)

Rice Mills, Flour and Dal Mills

-

-

-

31

1,16

1,12

342

11,42

9,54

  

(b)

Sugar

-

-

-

2

2,74

2,17

15

20,84

17,33

  

(c)

Edible Oils and Vanaspati

-

-

-

8

41

32

178

4,10

3,47

  

(d)

Tea Processing

-

-

-

2

5,21

1,56

13

5,53

5,19

  

(e)

Processing of Fruits & Vegetables

-

-

-

16

2,16

2,19

13

44

35

  

(f)

Others

-

-

-

25

5,26

2,87

337

25,53

17,13

 

3.

Beverage and Tobacco

-

-

-

4

36

12

33

18,52

13,24

 

4.

Textiles

-

-

-

162

102,07

94,77

886

56,67

45,64

  

(a)

Cotton Textiles

-

-

-

39

42,87

45,35

224

21,51

15,42

  

(b)

Jute Textiles

-

-

-

1

3

3

36

73

41

  

(c)

Handloom Textiles & Khadi

-

-

-

7

6

5

55

82

66

  

(d)

Other Textiles

-

-

-

115

59,11

49,34

571

33,60

29,16

 

5.

Paper, Paper Products and Printing

-

-

-

27

12,68

12,62

364

13,35

12,23

 

6.

Leather and Leather Products

-

-

-

48

7,89

7,28

114

11,51

11,93

 

7.

Rubber and Rubber Products

-

-

-

8

1,38

1,92

102

14,92

9,71

 

8.

Chemicals and Chemical Products

-

-

-

66

87,77

82,66

499

67,94

57,28

  

(a)

Heavy Industrial Chemicals

-

-

-

6

9,50

7,19

56

29,74

24,39

  

(b)

Fertilizers

-

-

-

3

26,52

25,06

11

13,34

11,67

  

(c)

Drugs and Pharmaceuticals

-

-

-

24

9,61

9,84

99

5,91

4,39

  

(d)

Non-Edible Oils

-

-

-

3

2,01

2,03

9

52

48

  

(e)

Other Chemicals & Chemical Products

-

-

-

30

40,13

38,54

324

18,42

16,34

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

9

5,23

4,57

41

1,61

95

 

10.

Manufacture of Cement & Cement Products

-

-

-

6

18

8

103

3,80

2,78

 

11.

Basic Metals & Metal Products

-

-

-

87

10,01

7,73

674

124,71

118,69

  

(a)

Iron and Steel

-

-

-

21

7,82

6,63

205

107,78

102,57

  

(b)

Non-Ferrous Metals

-

-

-

22

48

45

30

1,33

1,17

  

(c)

Other Metal Products

-

-

-

44

1,71

65

439

15,60

14,95

 

12.

Engineering

-

-

-

71

59,70

55,08

610

89,66

83,86

  

(a)

Heavy Engineering

-

-

-

22

56,48

53,15

83

46,58

40,34

  

(b)

Light Engineering

-

-

-

24

1,03

85

259

13,89

11,59

  

(c)

Electrical Machinery & Goods

-

-

-

9

56

52

186

12,77

13,77

  

(d)

Electronic Machinery & Goods

-

-

-

16

1,63

57

82

16,41

18,17

 

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

71

96

1,09

222

206,98

222,31

 

14.

Other Industries

67

1,05

70

265

31,63

26,76

2,953

57,15

50,05

 

15.

Electricity, Gas & Water

-

-

-

600

7,16

6,49

285

49,92

38,97

  

(a)

Electricity Generation & Transmission

-

-

-

599

7,15

6,49

215

47,79

37,55

  

(b)

Non-Conventional Energy

-

-

-

-

-

-

48

1,88

1,33

  

(c)

Gas, Steam & Water Supply

-

-

-

1

1

-

22

25

9

 

16.

Construction

16

11,79

9,79

11

22,75

26,64

202

14,05

9,09

III.

TRANSPORT OPERATORS

17

14

10

826

6,78

5,69

1,969

22,86

20,14

IV.

PROFESSIONAL AND OTHER SERVICES

6

47

46

215

36,64

28,62

2,608

91,32

77,90

V.

PERSONAL LOANS

2,47,445

2650,34

2352,43

48,414

447,09

383,55

1,26,738

1754,88

1636,37

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

-

-

-

 

2.

Loans for Housing

2,39,511

2577,84

2292,30

24,774

292,17

253,32

1,09,208

1648,06

1547,03

 

3.

Rest of the Personal Loans

7,934

72,50

60,13

23,640

154,92

130,22

17,530

106,83

89,35

VI.

TRADE

-

-

-

661

121,49

96,04

3,766

91,13

72,22

 

1.

Wholesale Trade

-

-

-

217

90,02

73,45

732

33,59

26,74

 

2.

Retail Trade

-

-

-

444

31,48

22,59

3,034

57,54

45,49

VII.

FINANCE

64

10,94

8,50

486

226,05

198,26

396

74,62

67,85

VIII.


ALL OTHERS


145


147,37


105,84


751


74,90


48,74


2,817


150,27


125,31


TOTAL LOANS AND ADVANCES

2,47,771

2826,38

2481,63

54,500

1352,71

1159,10

1,59,633

3360,89

3017,35

OF WHICH :

1. Artisans & Village Industries

66

60

55

79

70

59

878

9,23

8,17

 

2. Other Small Scale Industries


-


-


-


382


60,03


54,03


3,113


105,03


86,12



 
 
 
 
 
 

(Amount in Rupees Lakh)


 

12% AND ABOVE BUT

14% AND ABOVE BUT

 

LESS THAN 14%


LESS THAN 15%


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts

Limit

Out-

Accounts

Limit

Out-

    
 

standing


 
 

standing


 
 
 

10


11


12


13


14


15


I.

AGRICULTURE

1,02,687

1484,84

1246,32

6,98,392

7854,52

6280,07

 

1.

Direct Finance

99,471

965,94

802,80

6,80,208

6607,53

5608,19

 

2.

Indirect Finance

3,216

518,90

443,51

18,184

1247,00

671,88

II.

INDUSTRY

79,975

17567,90

13321,10

3,27,879

7550,99

6341,34

 

1.

Mining & Quarrying

1,350

704,23

391,27

6,741

584,22

535,76

 

2.

Food Manufacturing and Processing

8,299

2455,54

1838,78

37,612

530,24

423,96

  

(a)

Rice Mills, Flour and Dal Mills

3,039

409,41

326,92

15,676

211,70

154,29

  

(b)

Sugar

82

20,87

16,34

230

39,35

33,47

  

(c)

Edible Oils and Vanaspati

1,533

716,62

540,54

7,634

86,84

74,85

  

(d)

Tea Processing

96

165,84

135,93

146

5,92

5,24

  

(e)

Processing of Fruits & Vegetables

180

62,13

43,07

856

23,22

21,14

  

(f)

Others

3,369

1080,68

775,97

13,070

163,19

134,96

 

3.

Beverage and Tobacco

428

213,82

132,53

1,843

26,61

23,62

 

4.

Textiles

13,834

4345,53

3409,89

44,757

1254,10

955,07

  

(a)

Cotton Textiles

3,008

1637,17

1190,13

10,083

547,15

501,87

  

(b)

Jute Textiles

176

89,97

59,64

617

27,93

22,94

  

(c)

Handloom Textiles & Khadi

978

97,59

79,00

4,382

54,14

46,63

  

(d)

Other Textiles

9,672

2520,80

2081,12

29,675

624,88

383,62

 

5.

Paper, Paper Products and Printing

3,391

223,03

189,91

15,099

224,56

170,91

 

6.

Leather and Leather Products

2,175

836,20

710,78

5,315

59,40

48,60

 

7.

Rubber and Rubber Products

826

212,36

158,33

3,417

52,81

44,16

 

8.

Chemicals and Chemical Products

5,272

1677,50

1162,37

18,103

617,23

523,93

  

(a)

Heavy Industrial Chemicals

495

322,16

225,32

1,276

63,67

54,21

  

(b)

Fertilizers

130

46,73

34,44

376

117,00

105,87

  

(c)

Drugs and Pharmaceuticals

1,051

636,28

446,27

3,247

152,84

124,50

  

(d)

Non-Edible Oils

139

35,98

29,76

514

18,04

15,40

  

(e)

Other Chemicals & Chemical Products

3,457

636,35

426,59

12,690

265,67

223,95

 

9.

Petroleum, Coal Products & Nuclear Fuels

377

145,77

120,28

1,588

535,24

548,27

 

10.

Manufacture of Cement & Cement Products

721

123,65

101,62

3,585

245,10

222,68

 

11.

Basic Metals & Metal Products

6,645

1709,95

1312,40

26,933

570,18

486,31

  

(a)

Iron and Steel

1,744

1260,87

963,03

6,548

268,18

231,09

  

(b)

Non-Ferrous Metals

483

74,98

64,09

1,565

51,25

43,37

  

(c)

Other Metal Products

4,418

374,11

285,27

18,820

250,75

211,85

 

12.

Engineering

7,112

1411,70

1010,07

31,202

673,56

553,05

  

(a)

Heavy Engineering

936

530,80

363,20

3,208

159,82

130,37

  

(b)

Light Engineering

3,449

306,16

198,47

13,636

206,28

178,79

  

(c)

Electrical Machinery & Goods

1,687

405,40

321,62

7,879

200,00

154,11

  

(d)

Electronic Machinery & Goods

1,040

169,34

126,78

6,479

107,46

89,79

 

13.

Vehicles, Vehicle Parts & Transport Equipments

2,297

495,64

396,46

11,048

561,48

455,41

 

14.

Other Industries

24,459

2121,74

1748,16

1,11,332

1240,86

1039,05

 

15.

Electricity, Gas & Water

1,174

644,28

448,71

3,488

174,25

126,18

  

(a)

Electricity Generation & Transmission

1,054

635,88

441,98

3,010

167,44

120,38

  

(b)

Non-Conventional Energy

31

4,37

4,33

128

1,79

1,70

  

(c)

Gas, Steam & Water Supply

89

4,04

2,40

350

5,02

4,10

 

16.

Construction

1,615

246,95

189,54

5,816

201,15

184,39

III.

TRANSPORT OPERATORS

23,174

289,80

262,52

1,31,917

1357,20

1112,00

IV.

PROFESSIONAL AND OTHER SERVICES

16,778

452,66

335,19

1,19,078

1357,24

1125,41

V.

PERSONAL LOANS

2,42,232

2096,03

1796,57

4,18,733

3638,66

3119,46

 

1.

Loans for Purchase of Consumer Durables

2,074

14,24

12,66

6,177

51,08

43,50

 

2.

Loans for Housing

24,051

480,11

420,59

92,762

1067,32

928,71

 

3.

Rest of the Personal Loans

2,16,107

1601,68

1363,32

3,19,794

2520,26

2147,26

VI.

TRADE

58,758

4533,36

3425,59

3,85,417

5126,19

4287,61

 

1.

Wholesale Trade

12,712

3291,36

2424,50

46,808

2099,24

1797,78

 

2.

Retail Trade

46,046

1242,00

1001,09

3,38,609

3026,95

2489,83

VII.

FINANCE

1,776

1161,63

970,40

4,031

807,17

632,86

VIII.


ALL OTHERS


17,025


2853,99


2189,36


38,225


1393,61


990,93


TOTAL BANK CREDIT

5,42,405

30440,20

23547,05

21,23,672

29085,58

23889,69

OF WHICH :

1. Artisans & Village Industries

8,453

81,69

72,99

45,102

312,93

273,31

 

2. Other Small Scale Industries


38,195


3524,90


2822,33


1,57,227


1960,64


1665,60



See Notes on Tables.

See errata in respect of Volume 25, March 1996 at the end.

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