Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 (Part 3 of 5) - ஆர்பிஐ - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 (Part 3 of 5)
URBAN | | | | | (Amount in Rupees Lakh) | ||||||
STATE BANK OF INDIA | NATIONALISED BANKS | ||||||||||
AND ITS ASSOCIATES | | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | ||||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | ||
I. | AGRICULTURE | 3,28,706 | 1497,89 | 1251,75 | 5,12,013 | 2802,74 | 2388,37 | ||||
1. | Direct Finance | 3,23,358 | 1191,94 | 1045,04 | 4,95,891 | 1869,22 | 1642,03 | ||||
2. | Indirect Finance | 5,348 | 305,96 | 206,71 | 16,122 | 933,52 | 746,34 | ||||
II. | INDUSTRY | 2,66,570 | 13459,88 | 10962,99 | 4,52,246 | 22721,06 | 18553,25 | ||||
1. | Mining & Quarrying | 560 | 394,46 | 187,08 | 1,185 | 326,02 | 275,69 | ||||
2. | Food Manufacturing & Processing | 5,002 | 1815,29 | 1499,24 | 10,542 | 2746,30 | 2173,38 | ||||
(a) | Rice Mills, Flour & Dal Mills | 2,101 | 383,02 | 299,63 | 3,905 | 897,65 | 671,15 | ||||
(b) | Sugar | 92 | 465,59 | 380,81 | 185 | 569,53 | 475,78 | ||||
(c) | Edible Oils & Vanaspati | 849 | 374,27 | 295,08 | 1,391 | 335,67 | 266,42 | ||||
(d) | Tea Processing | 45 | 67,23 | 58,90 | 165 | 118,08 | 98,45 | ||||
(e) | Processing of Fruits & Vegetables | 81 | 20,75 | 16,46 | 175 | 37,48 | 27,83 | ||||
(f) | Others | 1,834 | 504,44 | 448,36 | 4,721 | 787,88 | 633,75 | ||||
3. | Beverage & Tobacco | 163 | 66,66 | 58,22 | 642 | 629,38 | 437,28 | ||||
4. | Textiles | 10,987 | 2004,60 | 1681,19 | 24,997 | 4310,85 | 3557,57 | ||||
(a) | Cotton Textiles | 2,564 | 785,22 | 672,97 | 6,788 | 2386,32 | 1960,25 | ||||
(b) | Jute Textiles | 90 | 92,26 | 59,02 | 84 | 40,19 | 23,59 | ||||
(c) | Handloom Textiles & Khadi | 1,324 | 92,85 | 65,94 | 2,577 | 200,34 | 160,58 | ||||
(d) | Other Textiles | 7,009 | 1034,27 | 883,27 | 15,548 | 1683,99 | 1413,15 | ||||
5. | Paper, Paper Products & Printing | 2,581 | 371,45 | 287,29 | 6,597 | 807,01 | 716,06 | ||||
6. | Leather & Leather Products | 1,022 | 167,47 | 148,07 | 2,108 | 220,94 | 173,49 | ||||
7. | Rubber & Rubber Products | 1,245 | 234,64 | 166,82 | 2,690 | 522,33 | 442,18 | ||||
8. | Chemicals & Chemical Products | 4,774 | 1077,87 | 886,06 | 11,174 | 2163,78 | 1764,39 | ||||
(a) | Heavy Industrial Chemicals | 271 | 90,56 | 64,27 | 669 | 379,83 | 293,86 | ||||
(b) | Fertilisers | 135 | 200,36 | 158,08 | 249 | 323,21 | 245,74 | ||||
(c) | Drugs & Pharmaceuticals | 969 | 194,34 | 163,72 | 2,141 | 319,97 | 284,27 | ||||
(d) | Non-Edible Oils | 111 | 52,04 | 43,17 | 115 | 38,20 | 26,76 | ||||
(e) | Other Chemicals & Chemical Products | 3,288 | 540,57 | 456,81 | 8,000 | 1102,57 | 913,77 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 369 | 99,01 | 76,76 | 482 | 337,76 | 311,47 | ||||
10. | Manufacture of Cement & Cement Products | 720 | 141,07 | 114,35 | 1,138 | 299,85 | 270,06 | ||||
11. | Basic Metals & Metal Products | 7,215 | 1889,45 | 1518,87 | 16,500 | 3994,96 | 3306,12 | ||||
(a) | Iron & Steel | 1,646 | 1180,15 | 960,73 | 3,797 | 2740,09 | 2354,30 | ||||
(b) | Non-Ferrous Metals | 547 | 124,02 | 98,10 | 697 | 274,39 | 190,76 | ||||
(c) | Other Metal Products | 5,022 | 585,28 | 460,05 | 12,006 | 980,48 | 761,06 | ||||
12. | Engineering | 7,302 | 2231,25 | 1923,89 | 15,724 | 2287,70 | 1719,96 | ||||
(a) | Heavy Engineering | 1,154 | 645,42 | 594,16 | 1,260 | 627,28 | 481,41 | ||||
(b) | Light Engineering | 3,194 | 318,29 | 267,29 | 8,403 | 466,44 | 320,19 | ||||
(c) | Electrical Machinery & Goods | 2,346 | 887,96 | 678,79 | 5,080 | 755,46 | 551,69 | ||||
(d) | Electronic Machinery & Goods | 608 | 379,58 | 383,65 | 981 | 438,51 | 366,68 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 2,165 | 579,63 | 498,43 | 4,456 | 663,54 | 530,36 | ||||
14. | Other Industries | 2,20,631 | 1953,13 | 1559,37 | 3,45,818 | 2739,09 | 2282,00 | ||||
15. | Electricity, Gas & Water | 346 | 335,23 | 283,27 | 322 | 315,13 | 278,31 | ||||
(a) | Electricity Generation & Transmission | 265 | 320,02 | 270,10 | 227 | 299,81 | 268,26 | ||||
(b) | Non-Conventional Energy | 13 | 6,48 | 6,37 | 21 | 3,31 | 2,72 | ||||
(c) | Gas, Steam & Water Supply | 68 | 8,72 | 6,79 | 74 | 12,01 | 7,33 | ||||
16. | Construction | 1,488 | 98,67 | 74,08 | 7,871 | 356,42 | 314,93 | ||||
III. | TRANSPORT OPERATORS | 28,598 | 359,04 | 265,35 | 83,543 | 860,81 | 710,59 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 43,842 | 597,06 | 497,43 | 2,13,224 | 1966,43 | 1631,47 | ||||
V. | PERSONAL LOANS | 9,36,312 | 4004,88 | 3467,94 | 14,36,974 | 6175,50 | 5397,17 | ||||
1. | Loans for Purchase of Consumer Durables | 1,29,847 | 296,55 | 246,84 | 1,32,582 | 353,32 | 291,62 | ||||
2. | Loans for Housing | 1,25,487 | 1753,85 | 1560,02 | 2,32,907 | 2318,27 | 2063,17 | ||||
3. | Rest of the Personal Loans | 6,80,978 | 1954,47 | 1661,08 | 10,71,485 | 3503,91 | 3042,39 | ||||
VI. | TRADE | 2,45,132 | 5234,80 | 4081,18 | 5,94,452 | 5734,54 | 4701,08 | ||||
1. | Wholesale Trade | 26,593 | 3829,10 | 2882,20 | 51,011 | 2318,85 | 1849,71 | ||||
2. | Retail Trade | 2,18,539 | 1405,69 | 1198,98 | 5,43,441 | 3415,69 | 2851,38 | ||||
VII. | FINANCE | 3,052 | 178,69 | 141,63 | 3,853 | 637,60 | 503,81 | ||||
VIII. | ALL OTHERS | 2,29,441 | 1714,26 | 1436,96 | 7,52,266 | 3634,95 | 3150,92 | ||||
TOTAL BANK CREDIT | 20,81,653 | 27046,51 | 22105,23 | 40,48,571 | 44533,63 | 37036,67 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 37,777 | 164,46 | 142,63 | 95,106 | 310,92 | 271,82 | |||
| 2. | Other Small Scale Industries | 1,66,073 | 4254,66 | 3449,99 | 2,68,042 | 5850,70 | 4701,00 |
URBAN | | | | | (Amount in Rupees Lakh) | ||||||
FOREIGN BANKS | REGIONAL RURAL BANKS | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | ||||||
| | | | 7 | 8 | 9 | 10 | 11 | 12 | ||
I. | AGRICULTURE | 2 | 23,07 | 23,07 | 68,410 | 94,35 | 80,55 | ||||
1. | Direct Finance | 1 | 17,31 | 17,31 | 61,993 | 80,26 | 70,30 | ||||
2. | Indirect Finance | 1 | 5,77 | 5,77 | 6,417 | 14,09 | 10,24 | ||||
II. | INDUSTRY | 1,558 | 1547,67 | 1105,81 | 24,293 | 63,27 | 54,30 | ||||
1. | Mining & Quarrying | 3 | 22 | 12 | 14 | 1,40 | 1,04 | ||||
2. | Food Manufacturing & Processing | 30 | 112,24 | 49,80 | 174 | 9,76 | 7,90 | ||||
(a) | Rice Mills, Flour & Dal Mills | 1 | 3 | 3 | 75 | 5,62 | 4,35 | ||||
(b) | Sugar | 4 | 41,00 | 30,34 | - | - | - | ||||
(c) | Edible Oils & Vanaspati | 1 | 89 | 89 | 21 | 51 | 34 | ||||
(d) | Tea Processing | 4 | 10,19 | 3,56 | - | - | - | ||||
(e) | Processing of Fruits & Vegetables | 1 | 32 | 28 | - | - | - | ||||
(f) | Others | 19 | 59,81 | 14,71 | 78 | 3,63 | 3,21 | ||||
3. | Beverage & Tobacco | 7 | 13,96 | 12,00 | 1 | 5 | 5 | ||||
4. | Textiles | 78 | 218,39 | 189,76 | 236 | 1,46 | 1,20 | ||||
(a) | Cotton Textiles | 35 | 129,69 | 114,06 | 15 | 12 | 8 | ||||
(b) | Jute Textiles | - | - | - | - | - | - | ||||
(c) | Handloom Textiles & Khadi | - | - | - | 14 | 19 | 18 | ||||
(d) | Other Textiles | 43 | 88,70 | 75,70 | 207 | 1,15 | 94 | ||||
5. | Paper, Paper Products & Printing | 22 | 28,27 | 19,06 | 113 | 1,70 | 1,53 | ||||
6. | Leather & Leather Products | 6 | 4,57 | 2,22 | 39 | 50 | 56 | ||||
7. | Rubber & Rubber Products | 23 | 41,92 | 28,64 | 12 | 18 | 16 | ||||
8. | Chemicals & Chemical Products | 79 | 181,83 | 99,56 | 71 | 1,99 | 2,02 | ||||
(a) | Heavy Industrial Chemicals | 5 | 7,58 | 7,08 | - | - | - | ||||
(b) | Fertilisers | 2 | 1,38 | 85 | 3 | 42 | 42 | ||||
(c) | Drugs & Pharmaceuticals | 23 | 93,59 | 31,11 | 24 | 63 | 61 | ||||
(d) | Non-Edible Oils | - | - | - | - | - | - | ||||
(e) | Other Chemicals & Chemical Products | 49 | 79,28 | 60,52 | 44 | 95 | 99 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 3 | 43 | 27 | 1 | 2 | 1 | ||||
10. | Manufacture of Cement & Cement Products | 6 | 9,94 | 6,18 | 3 | 6 | 6 | ||||
11. | Basic Metals & Metal Products | 50 | 123,80 | 71,67 | 455 | 4,69 | 4,25 | ||||
(a) | Iron & Steel | 18 | 54,54 | 27,14 | 5 | 2,18 | 2,25 | ||||
(b) | Non-Ferrous Metals | 2 | 1,50 | 14 | 3 | 12 | 4 | ||||
(c) | Other Metal Products | 30 | 67,76 | 44,39 | 447 | 2,38 | 1,96 | ||||
12. | Engineering | 187 | 410,59 | 314,12 | 138 | 1,67 | 1,52 | ||||
(a) | Heavy Engineering | 20 | 38,83 | 34,31 | 3 | 19 | 12 | ||||
(b) | Light Engineering | 107 | 217,03 | 166,38 | 60 | 79 | 70 | ||||
(c) | Electrical Machinery & Goods | 29 | 79,98 | 41,78 | 73 | 58 | 62 | ||||
(d) | Electronic Machinery & Goods | 31 | 74,75 | 71,66 | 2 | 11 | 7 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 112 | 210,24 | 159,91 | 199 | 2,02 | 1,45 | ||||
14. | Other Industries | 924 | 119,05 | 99,36 | 22,719 | 35,38 | 30,46 | ||||
15. | Electricity, Gas & Water | 11 | 29,95 | 17,70 | 2 | 4 | 3 | ||||
(a) | Electricity Generation & Transmission | 8 | 28,77 | 17,65 | - | - | - | ||||
(b) | Non-Conventional Energy | - | - | - | - | - | - | ||||
(c) | Gas, Steam & Water Supply | 3 | 1,18 | 5 | 2 | 4 | 3 | ||||
16. | Construction | 17 | 42,26 | 35,44 | 116 | 2,35 | 2,05 | ||||
III. | TRANSPORT OPERATORS | 21 | 4,14 | 3,86 | 11,793 | 56,63 | 40,47 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 24 | 49,66 | 38,79 | 14,590 | 41,39 | 32,60 | ||||
V. | PERSONAL LOANS | 6,876 | 80,75 | 67,33 | 1,24,044 | 320,27 | 281,10 | ||||
1. | Loans for Purchase of Consumer Durables | 327 | 10,72 | 10,55 | 13,593 | 24,03 | 19,51 | ||||
2. | Loans for Housing | 57 | 3,60 | 3,19 | 39,159 | 168,45 | 151,46 | ||||
3. | Rest of the Personal Loans | 6,492 | 66,43 | 53,59 | 71,292 | 127,80 | 110,12 | ||||
VI. | TRADE | 405 | 40,45 | 31,49 | 68,090 | 110,27 | 94,22 | ||||
1. | Wholesale Trade | 296 | 35,07 | 27,00 | 648 | 6,81 | 5,73 | ||||
2. | Retail Trade | 109 | 5,38 | 4,49 | 67,442 | 103,45 | 88,49 | ||||
VII. | FINANCE | 10 | 59,89 | 54,58 | 219 | 1,57 | 1,14 | ||||
VIII. | ALL OTHERS | 876 | 102,29 | 54,38 | 33,482 | 53,67 | 49,68 | ||||
TOTAL BANK CREDIT | 9,772 | 1907,91 | 1379,31 | 3,44,921 | 741,41 | 634,03 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 1 | 2 | - | 17,399 | 17,91 | 15,37 | |||
| 2. | Other Small Scale Industries | 60 | 59,24 | 32,40 | 5,010 | 21,02 | 17,88 |
URBAN | | | | | (Amount in Rupees Lakh) | ||||||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | ||||||
| | | | 13 | 14 | 15 | 16 | 17 | 18 | ||
I. | AGRICULTURE | 31,686 | 374,58 | 320,91 | 9,40,817 | 4792,63 | 4064,65 | ||||
1. | Direct Finance | 29,731 | 244,06 | 223,11 | 9,10,974 | 3402,78 | 2997,78 | ||||
2. | Indirect Finance | 1,955 | 130,52 | 97,80 | 29,843 | 1389,85 | 1066,87 | ||||
II. | INDUSTRY | 45,870 | 5356,64 | 4313,66 | 7,90,537 | 43148,51 | 34990,02 | ||||
1. | Mining & Quarrying | 126 | 102,72 | 90,68 | 1,888 | 824,82 | 554,62 | ||||
2. | Food Manufacturing & Processing | 2,056 | 694,39 | 509,12 | 17,804 | 5377,98 | 4239,45 | ||||
(a) | Rice Mills, Flour & Dal Mills | 683 | 114,22 | 90,31 | 6,765 | 1400,53 | 1065,47 | ||||
(b) | Sugar | 35 | 85,95 | 69,90 | 316 | 1162,08 | 956,84 | ||||
(c) | Edible Oils & Vanaspati | 277 | 85,37 | 49,59 | 2,539 | 796,72 | 612,33 | ||||
(d) | Tea Processing | 8 | 6,40 | 5,58 | 222 | 201,90 | 166,49 | ||||
(e) | Processing of Fruits & Vegetables | 28 | 13,19 | 10,46 | 285 | 71,73 | 55,03 | ||||
(f) | Others | 1,025 | 389,26 | 283,27 | 7,677 | 1745,03 | 1383,29 | ||||
3. | Beverage & Tobacco | 89 | 35,89 | 36,72 | 902 | 745,94 | 544,27 | ||||
4. | Textiles | 7,925 | 2016,19 | 1595,44 | 44,223 | 8551,49 | 7025,16 | ||||
(a) | Cotton Textiles | 4,095 | 1224,47 | 997,17 | 13,497 | 4525,82 | 3744,53 | ||||
(b) | Jute Textiles | 72 | 7,50 | 7,40 | 246 | 139,95 | 90,01 | ||||
(c) | Handloom Textiles & Khadi | 260 | 13,08 | 9,76 | 4,175 | 306,45 | 236,46 | ||||
(d) | Other Textiles | 3,498 | 771,15 | 581,11 | 26,305 | 3579,27 | 2954,17 | ||||
5. | Paper, Paper Products & Printing | 1,160 | 136,92 | 123,65 | 10,473 | 1345,34 | 1147,58 | ||||
6. | Leather & Leather Products | 318 | 36,01 | 27,51 | 3,493 | 429,50 | 351,84 | ||||
7. | Rubber & Rubber Products | 324 | 81,98 | 49,51 | 4,294 | 881,04 | 687,31 | ||||
8. | Chemicals & Chemical Products | 1,504 | 393,11 | 319,50 | 17,602 | 3818,59 | 3071,53 | ||||
(a) | Heavy Industrial Chemicals | 122 | 69,28 | 69,36 | 1,067 | 547,25 | 434,57 | ||||
(b) | Fertilisers | 20 | 34,60 | 26,45 | 409 | 559,97 | 431,54 | ||||
(c) | Drugs & Pharmaceuticals | 311 | 70,98 | 51,84 | 3,468 | 679,50 | 531,54 | ||||
(d) | Non-Edible Oils | 20 | 4,48 | 3,76 | 246 | 94,72 | 73,70 | ||||
(e) | Other Chemicals & Chemical Products | 1,031 | 213,77 | 168,09 | 12,412 | 1937,13 | 1600,18 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 57 | 18,93 | 17,00 | 912 | 456,16 | 405,51 | ||||
10. | Manufacture of Cement & Cement Products | 210 | 96,59 | 95,84 | 2,077 | 547,51 | 486,50 | ||||
11. | Basic Metals & Metal Products | 1,625 | 384,78 | 348,08 | 25,845 | 6397,68 | 5248,99 | ||||
(a) | Iron & Steel | 650 | 300,38 | 287,96 | 6,116 | 4277,35 | 3632,39 | ||||
(b) | Non-Ferrous Metals | 95 | 8,31 | 7,43 | 1,344 | 408,34 | 296,46 | ||||
(c) | Other Metal Products | 880 | 76,10 | 52,69 | 18,385 | 1712,00 | 1320,14 | ||||
12. | Engineering | 2,273 | 298,96 | 252,69 | 25,624 | 5230,17 | 4212,18 | ||||
(a) | Heavy Engineering | 237 | 53,64 | 43,71 | 2,674 | 1365,36 | 1153,71 | ||||
(b) | Light Engineering | 1,184 | 81,31 | 77,36 | 12,948 | 1083,87 | 831,92 | ||||
(c) | Electrical Machinery & Goods | 663 | 105,31 | 80,74 | 8,191 | 1829,29 | 1353,62 | ||||
(d) | Electronic Machinery & Goods | 189 | 58,70 | 50,88 | 1,811 | 951,65 | 872,94 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 910 | 117,66 | 99,57 | 7,842 | 1573,09 | 1289,71 | ||||
14. | Other Industries | 25,093 | 549,29 | 439,73 | 6,15,185 | 5395,94 | 4410,93 | ||||
15. | Electricity, Gas & Water | 70 | 38,36 | 29,58 | 751 | 718,71 | 608,89 | ||||
(a) | Electricity Generation & Transmission | 27 | 17,70 | 13,36 | 527 | 666,30 | 569,37 | ||||
(b) | Non-Conventional Energy | 11 | 15,00 | 10,87 | 45 | 24,80 | 19,96 | ||||
(c) | Gas, Steam & Water Supply | 32 | 5,66 | 5,34 | 179 | 27,62 | 19,56 | ||||
16. | Construction | 2,130 | 354,85 | 279,04 | 11,622 | 854,55 | 705,54 | ||||
III. | TRANSPORT OPERATORS | 12,002 | 215,25 | 167,91 | 1,35,957 | 1495,87 | 1188,18 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 23,347 | 1688,95 | 1651,42 | 2,95,027 | 4343,50 | 3851,72 | ||||
V. | PERSONAL LOANS | 2,28,431 | 1024,33 | 893,28 | 27,32,637 | 11605,73 | 10106,82 | ||||
1. | Loans for Purchase of Consumer Durables | 31,206 | 72,72 | 61,34 | 3,07,555 | 757,33 | 629,85 | ||||
2. | Loans for Housing | 21,577 | 278,99 | 243,13 | 4,19,187 | 4523,16 | 4020,98 | ||||
3. | Rest of the Personal Loans | 1,75,648 | 672,63 | 588,81 | 20,05,895 | 6325,23 | 5455,99 | ||||
VI. | TRADE | 72,976 | 1835,24 | 1457,23 | 9,81,055 | 12955,29 | 10365,19 | ||||
1. | Wholesale Trade | 10,417 | 813,89 | 621,29 | 88,965 | 7003,73 | 5385,92 | ||||
2. | Retail Trade | 62,559 | 1021,35 | 835,93 | 8,92,090 | 5951,56 | 4979,27 | ||||
VII. | FINANCE | 1,517 | 312,65 | 132,63 | 8,651 | 1190,40 | 833,78 | ||||
VIII. | ALL OTHERS | 91,739 | 728,90 | 624,40 | 11,07,804 | 6234,07 | 5316,34 | ||||
TOTAL BANK CREDIT | 5,07,568 | 11536,54 | 9561,45 | 69,92,485 | 85766,00 | 70716,68 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 5,460 | 28,38 | 23,86 | 1,55,743 | 521,68 | 453,69 | |||
| 2. | Other Small Scale Industries | 22,604 | 1601,35 | 1206,69 | 4,61,789 | 11786,97 | 9407,96 |