Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation March 2000 (Part 2 of 2) - ஆர்பிஐ - Reserve Bank of India
Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation March 2000 (Part 2 of 2)
(Amount in Rupees Lakh) | ||||||||||
17% AND ABOVE BUT | 18% AND ABOVE BUT | |||||||||
LESS THAN 18% | LESS THAN 20% | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||||
25 | 26 | 27 | 28 | 29 | 30 | |||||
I. | AGRICULTURE | 20,288 | 1334,46 | 1145,93 | 14,315 | 1014,45 | 887,47 | |||
1. Direct Finance | 18,681 | 942,57 | 831,77 | 13,355 | 722,07 | 642,43 | ||||
2. Indirect Finance | 1,607 | 391,89 | 314,16 | 960 | 292,38 | 245,04 | ||||
II. | INDUSTRY | 43,351 | 17825,15 | 15660,72 | 34,149 | 11911,75 | 10651,01 | |||
1. Mining & Quarrying | 674 | 234,52 | 210,24 | 497 | 103,07 | 80,52 | ||||
2. Food Manufacturing & Processing | 4,468 | 1843,85 | 1456,66 | 2,975 | 956,94 | 796,46 | ||||
(a) | Rice Mills, Flour & Dal Mills | 1,927 | 353,47 | 283,42 | 1,064 | 182,96 | 138,11 | |||
(b) | Sugar | 189 | 437,27 | 353,62 | 126 | 145,31 | 121,86 | |||
(c) | Edible Oils & Vanaspati | 583 | 432,15 | 312,20 | 495 | 195,85 | 162,45 | |||
(d) | Tea Processing | 230 | 150,14 | 106,30 | 135 | 93,66 | 82,44 | |||
(e) | Processing of Fruits & Vegetables | 138 | 64,22 | 62,61 | 131 | 53,00 | 55,17 | |||
(f) | Others | 1,401 | 406,61 | 338,49 | 1,024 | 286,17 | 236,43 | |||
3. Beverage & Tobacco | 386 | 284,50 | 270,28 | 282 | 157,67 | 137,82 | ||||
4. Textiles | 7,391 | 3459,80 | 3068,80 | 6,149 | 1897,70 | 1753,41 | ||||
(a) | Cotton Textiles | 2,829 | 1415,14 | 1246,31 | 2,395 | 877,35 | 783,80 | |||
(b) | Jute Textiles | 98 | 33,11 | 25,37 | 55 | 20,19 | 18,80 | |||
(c) | Handloom Textiles & Khadi | 238 | 26,77 | 23,63 | 225 | 16,57 | 20,39 | |||
(d) | Other Textiles | 4,226 | 1984,78 | 1773,49 | 3,474 | 983,60 | 930,43 | |||
5. Paper, Paper Products & Printing | 2,408 | 627,37 | 586,03 | 1,875 | 459,39 | 401,36 | ||||
6. Leather & Leather Products | 658 | 131,15 | 104,08 | 479 | 191,17 | 201,26 | ||||
7. Rubber & Rubber Products | 684 | 201,17 | 170,39 | 578 | 139,84 | 130,94 | ||||
8. Chemicals & Chemical Products | 4,981 | 2213,87 | 1931,20 | 3,502 | 1500,72 | 1307,29 | ||||
(a) | Heavy Industrial Chemicals | 535 | 347,53 | 274,05 | 331 | 225,70 | 218,57 | |||
(b) | Fertilisers | 142 | 163,83 | 140,84 | 71 | 143,70 | 132,73 | |||
(c) | Drugs & Pharmaceuticals | 917 | 475,19 | 416,45 | 709 | 416,10 | 380,92 | |||
(d) | Non-Edible Oils | 92 | 24,75 | 20,99 | 68 | 22,91 | 24,62 | |||
(e) | Other Chemicals & Chemical Products | 3,295 | 1202,58 | 1078,87 | 2,323 | 692,31 | 550,44 | |||
9. Petroleum, Coal Products & Nuclear Fuels | 366 | 466,63 | 433,82 | 199 | 115,50 | 97,00 | ||||
10. Manufacture of Cement & Cement Products | 434 | 241,93 | 168,75 | 353 | 191,58 | 178,16 | ||||
11. Basic Metals & Metal Products | 4,222 | 2227,43 | 2229,17 | 3,026 | 1496,26 | 1472,24 | ||||
(a) | Iron & Steel | 1,893 | 1460,42 | 1518,46 | 1,316 | 1037,87 | 1055,24 | |||
(b) | Non-Ferrous Metals | 311 | 245,57 | 256,48 | 197 | 100,35 | 96,87 | |||
(c) | Other Metal Products | 2,018 | 521,44 | 454,23 | 1,513 | 358,04 | 320,14 | |||
12. Engineering | 4,838 | 2483,78 | 2224,01 | 3,707 | 1521,99 | 1364,16 | ||||
(a) | Heavy Engineering | 901 | 588,58 | 535,17 | 722 | 356,11 | 288,34 | |||
(b) | Light Engineering | 1,641 | 589,31 | 497,43 | 1,175 | 330,30 | 286,78 | |||
(c) | Electrical Machinery & Goods | 1,285 | 650,92 | 569,01 | 1,016 | 505,45 | 441,01 | |||
(d) | Electronic Machinery & Goods | 1,011 | 654,97 | 622,40 | 794 | 330,13 | 348,02 | |||
13. Vehicles, Vehicle Parts & Transport Equipments | 1,440 | 514,06 | 356,85 | 982 | 236,29 | 148,55 | ||||
14. Other Industries | 7,707 | 1762,52 | 1489,95 | 6,595 | 1561,58 | 1403,25 | ||||
15. Electricity, Gas & Water | 311 | 374,96 | 325,92 | 215 | 518,41 | 414,33 | ||||
(a) | Electricity Generation & Transmission | 197 | 340,78 | 297,08 | 127 | 495,82 | 397,63 | |||
(b) | Non-Conventional Energy | 26 | 19,37 | 17,81 | 21 | 10,44 | 7,64 | |||
(c) | Gas, Steam & Water Supply | 88 | 14,81 | 11,03 | 67 | 12,15 | 9,06 | |||
16. Construction | 2,383 | 757,62 | 634,57 | 2,735 | 863,66 | 764,26 | ||||
III. | TRANSPORT OPERATORS | 11,129 | 626,51 | 460,03 | 12,141 | 737,85 | 564,20 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 8,244 | 1553,47 | 1273,41 | 6,454 | 2021,84 | 1930,19 | |||
V. | PERSONAL LOANS | 25,707 | 1363,41 | 1152,48 | 18,455 | 976,53 | 846,32 | |||
1. Loans for Purchase of Consumer Durables | 2,412 | 76,89 | 64,37 | 1,171 | 37,41 | 29,86 | ||||
2. Loans for Housing | 3,645 | 241,50 | 199,10 | 2,935 | 208,56 | 174,16 | ||||
3. Rest of the Personal Loans | 19,650 | 1045,02 | 889,01 | 14,349 | 730,57 | 642,30 | ||||
VI. | TRADE | 29,703 | 4684,41 | 4118,11 | 23,852 | 2774,05 | 2434,06 | |||
1. Wholesale Trade | 11,423 | 2698,98 | 2386,80 | 8,736 | 1190,02 | 1048,02 | ||||
2. Retail Trade | 18,280 | 1985,43 | 1731,31 | 15,116 | 1584,03 | 1386,05 | ||||
VII. | FINANCE | 1,582 | 2137,19 | 1483,85 | 1,531 | 2086,47 | 1349,80 | |||
VIII. | ALL OTHERS | 9,311 | 2552,48 | 2203,74 | 6,039 | 1344,25 | 1214,16 | |||
TOTAL LOANS AND ADVANCES | 1,49,315 | 32077,07 | 27498,27 | 1,16,936 | 22867,20 | 19877,21 | ||||
OF WHICH: | 1. Artisans & Village Industries | 719 | 57,63 | 46,66 | 378 | 30,37 | 27,95 | |||
2. Other Small Scale Industries | 20,247 | 3503,34 | 2886,75 | 14,913 | 2456,46 | 2114,45 | ||||
(Amount in Rupees Lakh) | ||||||||||
20% AND ABOVE | TOTAL | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||||
31 | 32 | 33 | 34 | 35 | 36 | |||||
I. | AGRICULTURE | 1,957 | 205,22 | 214,18 | 2,12,962 | 17792,05 | 14769,13 | |||
1. Direct Finance | 1,686 | 131,41 | 142,67 | 1,94,287 | 9447,71 | 8268,04 | ||||
2. Indirect Finance | 271 | 73,81 | 71,51 | 18,675 | 8344,34 | 6501,09 | ||||
II. | INDUSTRY | 11,715 | 6300,15 | 5310,18 | 3,58,304 | 220566,71 | 177545,32 | |||
1. Mining & Quarrying | 150 | 173,47 | 166,37 | 5,991 | 5460,31 | 4278,20 | ||||
2. Food Manufacturing & Processing | 910 | 638,58 | 625,78 | 40,357 | 20024,49 | 15831,33 | ||||
(a) | Rice Mills, Flour & Dal Mills | 305 | 62,90 | 64,68 | 19,980 | 5498,65 | 4351,75 | |||
(b) | Sugar | 32 | 136,16 | 136,94 | 1,817 | 4413,05 | 3679,01 | |||
(c) | Edible Oils & Vanaspati | 175 | 105,47 | 107,48 | 4,697 | 2638,20 | 2080,13 | |||
(d) | Tea Processing | 28 | 22,04 | 14,02 | 1,388 | 1575,11 | 1155,04 | |||
(e) | Processing of Fruits & Vegetables | 44 | 184,27 | 182,52 | 1,026 | 549,41 | 518,09 | |||
(f) | Others | 326 | 127,73 | 120,14 | 11,449 | 5350,07 | 4047,32 | |||
3. Beverage & Tobacco | 120 | 80,55 | 81,37 | 2,693 | 2650,66 | 2193,64 | ||||
4. Textiles | 1,971 | 735,59 | 690,59 | 59,087 | 29518,39 | 24246,39 | ||||
(a) | Cotton Textiles | 716 | 331,24 | 296,22 | 19,435 | 12591,28 | 10296,50 | |||
(b) | Jute Textiles | 22 | 13,05 | 12,99 | 655 | 329,50 | 236,31 | |||
(c) | Handloom Textiles & Khadi | 77 | 6,99 | 7,09 | 3,333 | 623,26 | 458,31 | |||
(d) | Other Textiles | 1,156 | 384,30 | 374,28 | 35,664 | 15974,34 | 13255,26 | |||
5. Paper, Paper Products & Printing | 576 | 192,22 | 157,99 | 16,905 | 5432,10 | 4478,53 | ||||
6. Leather & Leather Products | 211 | 109,47 | 95,17 | 5,519 | 2280,08 | 1941,68 | ||||
7. Rubber & Rubber Products | 204 | 68,71 | 54,25 | 6,175 | 3039,68 | 2311,00 | ||||
8. Chemicals & Chemical Products | 1,284 | 657,64 | 599,22 | 42,213 | 29520,88 | 23022,78 | ||||
(a) | Heavy Industrial Chemicals | 155 | 93,73 | 92,25 | 3,927 | 4358,12 | 3474,59 | |||
(b) | Fertilisers | 27 | 15,04 | 17,00 | 1,267 | 5473,28 | 4712,09 | |||
(c) | Drugs & Pharmaceuticals | 315 | 226,66 | 204,16 | 7,815 | 7467,07 | 5274,49 | |||
(d) | Non-Edible Oils | 31 | 26,70 | 27,99 | 662 | 421,62 | 364,73 | |||
(e) | Other Chemicals & Chemical Products | 756 | 295,51 | 257,82 | 28,542 | 11800,77 | 9196,88 | |||
9. Petroleum, Coal Products & Nuclear Fuels | 107 | 145,97 | 48,50 | 3,450 | 16243,19 | 13914,30 | ||||
10. Manufacture of Cement & Cement Products | 122 | 95,78 | 119,51 | 3,640 | 4500,76 | 3774,92 | ||||
11. Basic Metals & Metal Products | 1,125 | 632,31 | 571,81 | 37,519 | 25170,49 | 21402,49 | ||||
(a) | Iron & Steel | 455 | 419,50 | 361,14 | 13,987 | 17839,74 | 15429,65 | |||
(b) | Non-Ferrous Metals | 119 | 87,25 | 71,42 | 2,778 | 1679,68 | 1363,97 | |||
(c) | Other Metal Products | 551 | 125,56 | 139,25 | 20,754 | 5651,06 | 4608,87 | |||
12. Engineering | 1,413 | 973,69 | 882,64 | 39,739 | 28296,97 | 21848,71 | ||||
(a) | Heavy Engineering | 220 | 266,67 | 243,36 | 7,416 | 7881,16 | 5779,68 | |||
(b) | Light Engineering | 469 | 186,29 | 164,68 | 13,010 | 6436,29 | 5009,20 | |||
(c) | Electrical Machinery & Goods | 370 | 317,33 | 270,67 | 11,643 | 7706,96 | 5943,95 | |||
(d) | Electronic Machinery & Goods | 354 | 203,39 | 203,92 | 7,670 | 6272,56 | 5115,88 | |||
13. Vehicles, Vehicle Parts & Transport Equipments | 247 | 69,02 | 56,69 | 12,150 | 9475,61 | 6868,23 | ||||
14. Other Industries | 2,161 | 455,28 | 367,80 | 66,518 | 21746,65 | 17755,42 | ||||
15. Electricity, Gas & Water | 39 | 787,03 | 279,28 | 2,553 | 10911,57 | 8341,33 | ||||
(a) | Electricity Generation & Transmission | 20 | 753,37 | 262,76 | 1,657 | 10383,96 | 7947,47 | |||
(b) | Non-Conventional Energy | 7 | 32,52 | 15,76 | 235 | 155,50 | 91,14 | |||
(c) | Gas, Steam & Water Supply | 12 | 1,14 | 76 | 661 | 372,11 | 302,73 | |||
16. Construction | 1,075 | 484,85 | 513,21 | 13,795 | 6294,92 | 5336,37 | ||||
III. | TRANSPORT OPERATORS | 2,190 | 207,39 | 152,79 | 87,824 | 7330,55 | 5676,35 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 2,437 | 659,69 | 484,12 | 57,957 | 14146,12 | 11215,57 | |||
V. | PERSONAL LOANS | 11,502 | 571,56 | 510,13 | 4,22,914 | 20423,64 | 17387,29 | |||
1. Loans for Purchase of Consumer Durables | 661 | 26,02 | 23,08 | 16,317 | 537,12 | 444,40 | ||||
2. Loans for Housing | 977 | 103,22 | 94,82 | 2,08,398 | 10286,39 | 9151,45 | ||||
3. Rest of the Personal Loans | 9,864 | 442,32 | 392,23 | 1,98,199 | 9600,13 | 7791,44 | ||||
VI. | TRADE | 6,994 | 1005,59 | 925,26 | 2,27,041 | 61252,36 | 53400,46 | |||
1. Wholesale Trade | 2,828 | 535,83 | 474,40 | 86,354 | 44931,53 | 39879,77 | ||||
2. Retail Trade | 4,166 | 469,76 | 450,86 | 1,40,687 | 16320,83 | 13520,69 | ||||
VII. | FINANCE | 898 | 969,91 | 600,12 | 12,559 | 29262,12 | 21192,46 | |||
VIII. | ALL OTHERS | 2,482 | 752,04 | 638,12 | 68,650 | 22203,67 | 18664,79 | |||
TOTAL LOANS AND ADVANCES | 40,175 | 10671,55 | 8834,90 | 14,48,211 | 392977,22 | 319851,37 | ||||
OF WHICH: | 1. Artisans & Village Industries | 95 | 7,06 | 8,99 | 8,601 | 638,34 | 537,30 | |||
2. Other Small Scale Industries | 4,470 | 696,43 | 671,41 | 1,71,711 | 32122,85 | 26243,89 | ||||
See Notes on Tables |