Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 2 of 2) - ஆர்பிஐ - Reserve Bank of India
Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 2 of 2)
(Amount in Rupees Lakh) |
|||||||
|
|||||||
17% AND ABOVE BUT |
18% AND ABOVE BUT |
||||||
LESS THAN 18% |
LESS THAN 20% |
||||||
|
|||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
Accounts |
Limit |
Out |
Accounts |
Limit |
Out |
||
|
|||||||
25 |
26 |
27 |
28 |
29 |
30 |
||
|
|||||||
I. |
AGRICULTURE |
14,086 |
1080,57 |
835,06 |
7,222 |
870,72 |
664,20 |
1. Direct Finance |
11,921 |
600,50 |
491,74 |
6,026 |
348,51 |
302,43 |
|
2. Indirect Finance |
2,165 |
480,07 |
343,32 |
1,196 |
522,21 |
361,77 |
|
II. |
INDUSTRY |
18,459 |
8950,70 |
7882,48 |
15,176 |
18049,30 |
8705,77 |
1. Mining & Quarrying |
361 |
75,13 |
63,22 |
236 |
85,30 |
71,26 |
|
2. Food Manufacturing & Processing |
1,821 |
817,56 |
629,29 |
1,291 |
696,15 |
606,25 |
|
(a)Rice Mills, Flour & Dal Mills |
662 |
124,52 |
99,79 |
402 |
84,31 |
75,05 |
|
(b)Sugar |
48 |
195,48 |
127,53 |
36 |
160,19 |
115,65 |
|
(c)Edible Oils & Vanaspati |
309 |
156,31 |
145,03 |
245 |
154,95 |
132,35 |
|
(d)Tea Processing |
52 |
104,90 |
54,36 |
42 |
56,59 |
50,91 |
|
(e)Processing of Fruits & Vegetables |
71 |
38,77 |
27,57 |
56 |
25,32 |
28,44 |
|
(f)Others |
679 |
197,58 |
175,01 |
510 |
214,80 |
203,85 |
|
3. Beverage & Tobacco |
203 |
130,28 |
150,96 |
178 |
149,13 |
128,32 |
|
4. Textiles |
2,796 |
1256,54 |
1136,98 |
3,099 |
4286,03 |
1397,75 |
|
(a) Cotton Textiles |
1,174 |
622,74 |
562,93 |
1,052 |
864,95 |
750,72 |
|
(b) Jute & Other Natural Fibre Textiles |
61 |
24,53 |
22,77 |
64 |
14,98 |
14,56 |
|
(c) Handloom Textiles & Khadi |
92 |
10,38 |
10,69 |
62 |
8,01 |
6,55 |
|
(d) Other Textiles & Textile Products |
1,469 |
598,89 |
540,58 |
1,921 |
3398,09 |
625,92 |
|
5. Paper, Paper Products & Printing |
893 |
225,92 |
206,25 |
678 |
298,84 |
263,58 |
|
6. Leather & Leather Products |
226 |
67,07 |
61,05 |
255 |
87,06 |
86,90 |
|
7. Rubber & Plastic Products |
949 |
260,53 |
222,99 |
673 |
309,62 |
259,01 |
|
8. Chemicals & Chemical Products |
1,298 |
1091,50 |
876,20 |
1,100 |
1484,39 |
1109,90 |
|
(a) Heavy Industrial Chemicals |
251 |
269,85 |
203,65 |
248 |
447,19 |
385,97 |
|
(b) Fertilisers |
52 |
162,85 |
148,99 |
47 |
255,93 |
83,03 |
|
(c) Drugs & Pharmaceuticals |
315 |
231,29 |
210,96 |
239 |
193,08 |
148,83 |
|
(d) Non-Edible Oils |
23 |
4,86 |
5,57 |
31 |
12,98 |
12,88 |
|
(e) Other Chemicals & Chemical Products |
657 |
422,64 |
307,04 |
535 |
575,21 |
479,19 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
119 |
543,54 |
551,80 |
88 |
382,96 |
420,07 |
|
10. Manufacture of Cement & Cement Products |
199 |
208,67 |
180,62 |
176 |
275,82 |
223,68 |
|
11. Basic Metals & Metal Products |
1,538 |
1280,97 |
1190,99 |
1,413 |
1296,28 |
1165,43 |
|
(a) Iron & Steel |
576 |
772,53 |
744,54 |
597 |
760,78 |
672,10 |
|
(b) Non-Ferrous Metals |
160 |
198,64 |
190,78 |
114 |
134,08 |
142,66 |
|
(c) Metal Products |
802 |
309,80 |
255,67 |
702 |
401,42 |
350,66 |
|
12. Engineering |
1,879 |
1158,86 |
996,42 |
1,734 |
6043,66 |
1044,46 |
|
(a) Heavy Engineering |
470 |
244,15 |
196,45 |
326 |
378,30 |
293,54 |
|
(b) Light Engineering |
613 |
250,74 |
213,18 |
537 |
228,20 |
221,18 |
|
(c) Electrical Machinery & Goods |
474 |
332,29 |
310,59 |
562 |
5108,92 |
321,58 |
|
(d) Electronic Machinery & Goods |
322 |
331,68 |
276,20 |
309 |
328,24 |
208,15 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
433 |
230,95 |
156,33 |
370 |
445,54 |
284,25 |
|
14. Other Industries |
2,948 |
561,39 |
507,17 |
2,020 |
609,29 |
503,35 |
|
15. Electricity, Gas & Water |
165 |
381,40 |
330,21 |
121 |
923,29 |
556,43 |
|
(a) Electricity Generation & Transmission |
71 |
358,41 |
311,08 |
65 |
869,41 |
527,99 |
|
(b) Non-Conventional Energy |
12 |
7,95 |
5,25 |
9 |
27,02 |
20,31 |
|
(c) Gas, Steam & Water Supply |
82 |
15,03 |
13,88 |
47 |
26,85 |
8,13 |
|
16. Construction |
2,631 |
660,37 |
621,99 |
1,744 |
675,94 |
585,14 |
|
III. |
TRANSPORT OPERATORS |
4,582 |
381,04 |
269,05 |
3,430 |
414,10 |
300,77 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
4,957 |
1476,53 |
1230,01 |
3,651 |
2289,70 |
2149,80 |
V. |
PERSONAL LOANS |
24,390 |
1212,62 |
843,56 |
27,062 |
1176,45 |
845,51 |
1. Loans for Purchase of Consumer Durables |
609 |
21,14 |
12,78 |
214 |
7,78 |
4,91 |
|
2. Loans for Housing |
3,379 |
405,50 |
294,26 |
2,431 |
214,13 |
163,35 |
|
3. Rest of the Personal Loans |
20,402 |
785,99 |
536,53 |
24,417 |
954,55 |
677,25 |
|
VI. |
TRADE |
14,876 |
1622,32 |
1385,37 |
10,006 |
2263,46 |
1135,56 |
1. Whole sale Trade |
5,852 |
768,81 |
596,92 |
3,855 |
1611,65 |
581,81 |
|
2. Retail Trade |
9,024 |
853,51 |
788,45 |
6,151 |
651,80 |
553,75 |
|
VII. |
FINANCE |
683 |
1010,22 |
853,85 |
512 |
612,55 |
554,17 |
VIII. |
ALL OTHERS |
5,205 |
1313,09 |
944,56 |
3,596 |
1129,56 |
929,47 |
|
|||||||
TOTAL LOANS AND ADVANCES |
87,238 |
17047,10 |
14243,95 |
70,655 |
26805,82 |
15285,26 |
|
OF WHICH: 1.Artisans and Village &Tiny Industries |
819 |
67,44 |
55,23 |
585 |
57,19 |
39,33 |
|
2.Other Small Scale Industries |
6,183 |
1111,47 |
966,54 |
4,771 |
1094,29 |
1024,10 |
|
|
(Amount in Rupees Lakh) |
||||||||
|
||||||||
20% AND ABOVE |
TOTAL |
|||||||
|
||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Out |
Accounts |
Limit |
Out |
|||
|
||||||||
31 |
32 |
33 |
34 |
35 |
36 |
|||
|
||||||||
I. |
AGRICULTURE |
1,708 |
253,37 |
214,00 |
3,34,303 |
34109,01 |
26169,33 |
|
1. Direct Finance |
1,339 |
131,12 |
116,94 |
2,81,684 |
13018,79 |
10908,37 |
||
2. Indirect Finance |
369 |
122,25 |
97,06 |
52,619 |
21090,22 |
15260,96 |
||
II. |
INDUSTRY |
6,248 |
5574,03 |
4293,34 |
3,61,543 |
312782,04 |
232718,92 |
|
1. Mining & Quarrying |
76 |
43,44 |
45,55 |
8,205 |
19373,64 |
10846,14 |
||
2. Food Manufacturing & Processing |
465 |
387,47 |
312,25 |
38,664 |
24273,98 |
18668,84 |
||
(a) |
RiceMills ,Flour & Dal Mills |
120 |
29,95 |
25,71 |
17,037 |
5538,44 |
4294,84 |
|
(b) |
Sugar |
29 |
54,70 |
41,62 |
1,058 |
5942,83 |
4469,29 |
|
(c) |
Edible Oils & Vanaspati |
95 |
126,17 |
116,94 |
4,507 |
3052,40 |
2359,07 |
|
(d) |
Tea Processing |
8 |
7,39 |
5,37 |
1,500 |
2098,93 |
1560,67 |
|
(e) |
Processing of Fruits & Vegetables |
29 |
30,89 |
16,37 |
1,140 |
706,49 |
560,60 |
|
(f) |
Others |
184 |
138,37 |
106,24 |
13,422 |
6934,90 |
5424,36 |
|
3. Beverage & Tobacco |
55 |
37,98 |
38,66 |
3,449 |
3498,39 |
2854,12 |
||
4. Textiles |
1,052 |
559,03 |
410,22 |
58,615 |
37691,49 |
28168,35 |
||
(a) |
Cotton Textiles |
516 |
368,79 |
239,87 |
20,106 |
16717,90 |
13491,91 |
|
(b) |
Jute & Other Natural Fibre Textiles |
23 |
4,59 |
4,01 |
1,067 |
706,49 |
524,77 |
|
(c) |
Handloom Textiles & Khadi |
31 |
5,24 |
4,15 |
3,109 |
1322,08 |
734,83 |
|
(d) |
Other Textiles & Textile Products |
482 |
180,41 |
162,20 |
34,333 |
18945,02 |
13416,85 |
|
5. Paper, Paper Products & Printing |
273 |
160,25 |
137,17 |
17,547 |
8567,77 |
7009,93 |
||
6. Leather &Leather Products |
110 |
59,99 |
39,37 |
5,407 |
2482,06 |
2079,95 |
||
7. Rubber & Plastic Products |
274 |
112,58 |
118,14 |
17,992 |
7754,22 |
6492,63 |
||
8. Chemicals & Chemical Products |
721 |
882,96 |
709,12 |
26,298 |
36946,39 |
26132,68 |
||
(a) |
Heavy Industrial Chemicals |
218 |
158,10 |
187,08 |
4,299 |
7185,44 |
5479,10 |
|
(b) |
Fertilisers |
26 |
89,49 |
69,17 |
1,121 |
8171,11 |
5309,93 |
|
(c) |
Drugs & Pharmaceuticals |
152 |
232,20 |
209,87 |
6,375 |
8610,24 |
6383,94 |
|
(d) |
Non-Edible Oils |
8 |
98 |
1,67 |
618 |
571,50 |
457,16 |
|
(e) |
Other Chemicals & Chemical Products |
317 |
402,19 |
241,33 |
13,885 |
12408,09 |
8502,53 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
60 |
297,04 |
266,26 |
2,180 |
14028,03 |
11955,57 |
||
10. Manufacture of Cement & Cement Products |
95 |
167,59 |
105,46 |
4,564 |
6499,60 |
5461,85 |
||
11. Basic Metals & Metal Products |
649 |
830,20 |
671,89 |
33,947 |
35868,19 |
29487,39 |
||
(a) |
Iron & Steel |
270 |
582,12 |
461,35 |
13,398 |
25952,48 |
21495,37 |
|
(b) |
Non-Ferrous Metals |
101 |
68,33 |
59,04 |
3,200 |
3419,69 |
2592,18 |
|
(c) |
Metal Products |
278 |
179,75 |
151,50 |
17,349 |
6496,03 |
5399,84 |
|
12. Engineering |
699 |
628,61 |
410,24 |
37,129 |
40853,75 |
26629,40 |
||
(a) |
Heavy Engineering |
151 |
162,12 |
88,50 |
7,972 |
6999,20 |
5237,99 |
|
(b) |
Light Engineering |
178 |
120,41 |
96,16 |
12,757 |
10513,01 |
8042,12 |
|
(c) |
Electrical Machinery & Goods |
210 |
178,64 |
130,38 |
10,402 |
13970,31 |
6865,93 |
|
(d) |
Electronic Machinery & Goods |
160 |
167,44 |
95,20 |
5,998 |
9371,24 |
6483,37 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
138 |
206,62 |
118,15 |
9,934 |
11720,69 |
9148,54 |
||
14. Other Industries |
1,019 |
694,51 |
476,36 |
51,819 |
21341,44 |
15847,79 |
||
15. Electricity,Gas & Water |
70 |
234,10 |
200,33 |
3,140 |
24303,90 |
17593,20 |
||
(a) |
Electricity Generation & Transmission |
43 |
225,86 |
192,64 |
1,741 |
22415,67 |
16274,64 |
|
(b) |
Non-Conventional Energy |
9 |
4,43 |
4,13 |
321 |
452,07 |
389,46 |
|
(c) |
Gas, Steam &Water Supply |
18 |
3,80 |
3,56 |
1,078 |
1436,16 |
929,09 |
|
16. Construction |
492 |
271,67 |
234,19 |
42,653 |
17578,51 |
14342,55 |
||
III. |
TRANSPORT OPERATORS |
750 |
108,44 |
53,16 |
76,184 |
9630,04 |
7277,79 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,052 |
464,30 |
405,55 |
1,03,979 |
30373,69 |
23503,84 |
|
V. |
PERSONAL LOANS |
38,744 |
1364,34 |
583,47 |
9,14,553 |
44378,79 |
36531,04 |
|
1. Loans for Purchase of Consumer Durables |
40 |
1,53 |
1,26 |
12,343 |
425,36 |
333,91 |
||
2. Loansfor Housing |
1,794 |
195,43 |
178,45 |
4,38,195 |
24932,85 |
21705,06 |
||
3. Rest of the Personal Loans |
36,910 |
1167,38 |
403,76 |
4,64,015 |
19020,58 |
14492,07 |
||
VI. |
TRADE |
2,898 |
340,53 |
318,61 |
2,67,188 |
94316,28 |
81967,30 |
|
1. Wholesale Trade |
1,243 |
201,64 |
178,40 |
1,01,116 |
76614,65 |
67604,09 |
||
2. RetailTrade |
1,655 |
138,89 |
140,20 |
1,66,072 |
17701,63 |
14363,20 |
||
VII. |
FINANCE |
360 |
344,94 |
265,51 |
18,547 |
46434,09 |
35852,44 |
|
VIII. |
ALL OTHERS |
1,843 |
483,11 |
440,52 |
1,19,434 |
50830,84 |
39076,17 |
|
|
||||||||
TOTAL LOANS AND ADVANCES |
54,603 |
8933,07 |
6574,17 |
21,95,731 |
622854,79 |
483096,84 |
||
OF WHICH:1.Artisans and Village & Tiny Industries |
328 |
15,62 |
14,78 |
50,702 |
4857,14 |
3929,70 |
||
2.Other Small Scale Industries |
1,810 |
322,71 |
321,71 |
1,11,026 |
28088,52 |
23166,63 |
||
|