Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 2 of 2) - ஆர்பிஐ - Reserve Bank of India
Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 2 of 2)
(Amount in Rupees Lakh) | |||||||
17% AND ABOVE BUT | 18% AND ABOVE BUT | ||||||
LESS THAN 18% | LESS THAN 20% | ||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |
Accounts | Limit | Out | Accounts | Limit | Out | ||
25 | 26 | 27 | 28 | 29 | 30 | ||
I. | AGRICULTURE | 14,086 | 1080,57 | 835,06 | 7,222 | 870,72 | 664,20 |
1. Direct Finance | 11,921 | 600,50 | 491,74 | 6,026 | 348,51 | 302,43 | |
2. Indirect Finance | 2,165 | 480,07 | 343,32 | 1,196 | 522,21 | 361,77 | |
II. | INDUSTRY | 18,459 | 8950,70 | 7882,48 | 15,176 | 18049,30 | 8705,77 |
1. Mining & Quarrying | 361 | 75,13 | 63,22 | 236 | 85,30 | 71,26 | |
2. Food Manufacturing & Processing | 1,821 | 817,56 | 629,29 | 1,291 | 696,15 | 606,25 | |
(a)Rice Mills, Flour & Dal Mills | 662 | 124,52 | 99,79 | 402 | 84,31 | 75,05 | |
(b)Sugar | 48 | 195,48 | 127,53 | 36 | 160,19 | 115,65 | |
(c)Edible Oils & Vanaspati | 309 | 156,31 | 145,03 | 245 | 154,95 | 132,35 | |
(d)Tea Processing | 52 | 104,90 | 54,36 | 42 | 56,59 | 50,91 | |
(e)Processing of Fruits & Vegetables | 71 | 38,77 | 27,57 | 56 | 25,32 | 28,44 | |
(f)Others | 679 | 197,58 | 175,01 | 510 | 214,80 | 203,85 | |
3. Beverage & Tobacco | 203 | 130,28 | 150,96 | 178 | 149,13 | 128,32 | |
4. Textiles | 2,796 | 1256,54 | 1136,98 | 3,099 | 4286,03 | 1397,75 | |
(a) Cotton Textiles | 1,174 | 622,74 | 562,93 | 1,052 | 864,95 | 750,72 | |
(b) Jute & Other Natural Fibre Textiles | 61 | 24,53 | 22,77 | 64 | 14,98 | 14,56 | |
(c) Handloom Textiles & Khadi | 92 | 10,38 | 10,69 | 62 | 8,01 | 6,55 | |
(d) Other Textiles & Textile Products | 1,469 | 598,89 | 540,58 | 1,921 | 3398,09 | 625,92 | |
5. Paper, Paper Products & Printing | 893 | 225,92 | 206,25 | 678 | 298,84 | 263,58 | |
6. Leather & Leather Products | 226 | 67,07 | 61,05 | 255 | 87,06 | 86,90 | |
7. Rubber & Plastic Products | 949 | 260,53 | 222,99 | 673 | 309,62 | 259,01 | |
8. Chemicals & Chemical Products | 1,298 | 1091,50 | 876,20 | 1,100 | 1484,39 | 1109,90 | |
(a) Heavy Industrial Chemicals | 251 | 269,85 | 203,65 | 248 | 447,19 | 385,97 | |
(b) Fertilisers | 52 | 162,85 | 148,99 | 47 | 255,93 | 83,03 | |
(c) Drugs & Pharmaceuticals | 315 | 231,29 | 210,96 | 239 | 193,08 | 148,83 | |
(d) Non-Edible Oils | 23 | 4,86 | 5,57 | 31 | 12,98 | 12,88 | |
(e) Other Chemicals & Chemical Products | 657 | 422,64 | 307,04 | 535 | 575,21 | 479,19 | |
9. Petroleum, Coal Products & Nuclear Fuels | 119 | 543,54 | 551,80 | 88 | 382,96 | 420,07 | |
10. Manufacture of Cement & Cement Products | 199 | 208,67 | 180,62 | 176 | 275,82 | 223,68 | |
11. Basic Metals & Metal Products | 1,538 | 1280,97 | 1190,99 | 1,413 | 1296,28 | 1165,43 | |
(a) Iron & Steel | 576 | 772,53 | 744,54 | 597 | 760,78 | 672,10 | |
(b) Non-Ferrous Metals | 160 | 198,64 | 190,78 | 114 | 134,08 | 142,66 | |
(c) Metal Products | 802 | 309,80 | 255,67 | 702 | 401,42 | 350,66 | |
12. Engineering | 1,879 | 1158,86 | 996,42 | 1,734 | 6043,66 | 1044,46 | |
(a) Heavy Engineering | 470 | 244,15 | 196,45 | 326 | 378,30 | 293,54 | |
(b) Light Engineering | 613 | 250,74 | 213,18 | 537 | 228,20 | 221,18 | |
(c) Electrical Machinery & Goods | 474 | 332,29 | 310,59 | 562 | 5108,92 | 321,58 | |
(d) Electronic Machinery & Goods | 322 | 331,68 | 276,20 | 309 | 328,24 | 208,15 | |
13. Vehicles, Vehicle Parts & Transport Equipments | 433 | 230,95 | 156,33 | 370 | 445,54 | 284,25 | |
14. Other Industries | 2,948 | 561,39 | 507,17 | 2,020 | 609,29 | 503,35 | |
15. Electricity, Gas & Water | 165 | 381,40 | 330,21 | 121 | 923,29 | 556,43 | |
(a) Electricity Generation & Transmission | 71 | 358,41 | 311,08 | 65 | 869,41 | 527,99 | |
(b) Non-Conventional Energy | 12 | 7,95 | 5,25 | 9 | 27,02 | 20,31 | |
(c) Gas, Steam & Water Supply | 82 | 15,03 | 13,88 | 47 | 26,85 | 8,13 | |
16. Construction | 2,631 | 660,37 | 621,99 | 1,744 | 675,94 | 585,14 | |
III. | TRANSPORT OPERATORS | 4,582 | 381,04 | 269,05 | 3,430 | 414,10 | 300,77 |
IV. | PROFESSIONAL AND OTHER SERVICES | 4,957 | 1476,53 | 1230,01 | 3,651 | 2289,70 | 2149,80 |
V. | PERSONAL LOANS | 24,390 | 1212,62 | 843,56 | 27,062 | 1176,45 | 845,51 |
1. Loans for Purchase of Consumer Durables | 609 | 21,14 | 12,78 | 214 | 7,78 | 4,91 | |
2. Loans for Housing | 3,379 | 405,50 | 294,26 | 2,431 | 214,13 | 163,35 | |
3. Rest of the Personal Loans | 20,402 | 785,99 | 536,53 | 24,417 | 954,55 | 677,25 | |
VI. | TRADE | 14,876 | 1622,32 | 1385,37 | 10,006 | 2263,46 | 1135,56 |
1. Whole sale Trade | 5,852 | 768,81 | 596,92 | 3,855 | 1611,65 | 581,81 | |
2. Retail Trade | 9,024 | 853,51 | 788,45 | 6,151 | 651,80 | 553,75 | |
VII. | FINANCE | 683 | 1010,22 | 853,85 | 512 | 612,55 | 554,17 |
VIII. | ALL OTHERS | 5,205 | 1313,09 | 944,56 | 3,596 | 1129,56 | 929,47 |
TOTAL LOANS AND ADVANCES | 87,238 | 17047,10 | 14243,95 | 70,655 | 26805,82 | 15285,26 | |
OF WHICH: 1.Artisans and Village &Tiny Industries | 819 | 67,44 | 55,23 | 585 | 57,19 | 39,33 | |
2.Other Small Scale Industries | 6,183 | 1111,47 | 966,54 | 4,771 | 1094,29 | 1024,10 | |
(Amount in Rupees Lakh) | ||||||||
20% AND ABOVE | TOTAL | |||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out | Accounts | Limit | Out | |||
31 | 32 | 33 | 34 | 35 | 36 | |||
I. | AGRICULTURE | 1,708 | 253,37 | 214,00 | 3,34,303 | 34109,01 | 26169,33 | |
1. Direct Finance | 1,339 | 131,12 | 116,94 | 2,81,684 | 13018,79 | 10908,37 | ||
2. Indirect Finance | 369 | 122,25 | 97,06 | 52,619 | 21090,22 | 15260,96 | ||
II. | INDUSTRY | 6,248 | 5574,03 | 4293,34 | 3,61,543 | 312782,04 | 232718,92 | |
1. Mining & Quarrying | 76 | 43,44 | 45,55 | 8,205 | 19373,64 | 10846,14 | ||
2. Food Manufacturing & Processing | 465 | 387,47 | 312,25 | 38,664 | 24273,98 | 18668,84 | ||
(a) | RiceMills ,Flour & Dal Mills | 120 | 29,95 | 25,71 | 17,037 | 5538,44 | 4294,84 | |
(b) | Sugar | 29 | 54,70 | 41,62 | 1,058 | 5942,83 | 4469,29 | |
(c) | Edible Oils & Vanaspati | 95 | 126,17 | 116,94 | 4,507 | 3052,40 | 2359,07 | |
(d) | Tea Processing | 8 | 7,39 | 5,37 | 1,500 | 2098,93 | 1560,67 | |
(e) | Processing of Fruits & Vegetables | 29 | 30,89 | 16,37 | 1,140 | 706,49 | 560,60 | |
(f) | Others | 184 | 138,37 | 106,24 | 13,422 | 6934,90 | 5424,36 | |
3. Beverage & Tobacco | 55 | 37,98 | 38,66 | 3,449 | 3498,39 | 2854,12 | ||
4. Textiles | 1,052 | 559,03 | 410,22 | 58,615 | 37691,49 | 28168,35 | ||
(a) | Cotton Textiles | 516 | 368,79 | 239,87 | 20,106 | 16717,90 | 13491,91 | |
(b) | Jute & Other Natural Fibre Textiles | 23 | 4,59 | 4,01 | 1,067 | 706,49 | 524,77 | |
(c) | Handloom Textiles & Khadi | 31 | 5,24 | 4,15 | 3,109 | 1322,08 | 734,83 | |
(d) | Other Textiles & Textile Products | 482 | 180,41 | 162,20 | 34,333 | 18945,02 | 13416,85 | |
5. Paper, Paper Products & Printing | 273 | 160,25 | 137,17 | 17,547 | 8567,77 | 7009,93 | ||
6. Leather &Leather Products | 110 | 59,99 | 39,37 | 5,407 | 2482,06 | 2079,95 | ||
7. Rubber & Plastic Products | 274 | 112,58 | 118,14 | 17,992 | 7754,22 | 6492,63 | ||
8. Chemicals & Chemical Products | 721 | 882,96 | 709,12 | 26,298 | 36946,39 | 26132,68 | ||
(a) | Heavy Industrial Chemicals | 218 | 158,10 | 187,08 | 4,299 | 7185,44 | 5479,10 | |
(b) | Fertilisers | 26 | 89,49 | 69,17 | 1,121 | 8171,11 | 5309,93 | |
(c) | Drugs & Pharmaceuticals | 152 | 232,20 | 209,87 | 6,375 | 8610,24 | 6383,94 | |
(d) | Non-Edible Oils | 8 | 98 | 1,67 | 618 | 571,50 | 457,16 | |
(e) | Other Chemicals & Chemical Products | 317 | 402,19 | 241,33 | 13,885 | 12408,09 | 8502,53 | |
9. Petroleum, Coal Products & Nuclear Fuels | 60 | 297,04 | 266,26 | 2,180 | 14028,03 | 11955,57 | ||
10. Manufacture of Cement & Cement Products | 95 | 167,59 | 105,46 | 4,564 | 6499,60 | 5461,85 | ||
11. Basic Metals & Metal Products | 649 | 830,20 | 671,89 | 33,947 | 35868,19 | 29487,39 | ||
(a) | Iron & Steel | 270 | 582,12 | 461,35 | 13,398 | 25952,48 | 21495,37 | |
(b) | Non-Ferrous Metals | 101 | 68,33 | 59,04 | 3,200 | 3419,69 | 2592,18 | |
(c) | Metal Products | 278 | 179,75 | 151,50 | 17,349 | 6496,03 | 5399,84 | |
12. Engineering | 699 | 628,61 | 410,24 | 37,129 | 40853,75 | 26629,40 | ||
(a) | Heavy Engineering | 151 | 162,12 | 88,50 | 7,972 | 6999,20 | 5237,99 | |
(b) | Light Engineering | 178 | 120,41 | 96,16 | 12,757 | 10513,01 | 8042,12 | |
(c) | Electrical Machinery & Goods | 210 | 178,64 | 130,38 | 10,402 | 13970,31 | 6865,93 | |
(d) | Electronic Machinery & Goods | 160 | 167,44 | 95,20 | 5,998 | 9371,24 | 6483,37 | |
13. Vehicles, Vehicle Parts & Transport Equipments | 138 | 206,62 | 118,15 | 9,934 | 11720,69 | 9148,54 | ||
14. Other Industries | 1,019 | 694,51 | 476,36 | 51,819 | 21341,44 | 15847,79 | ||
15. Electricity,Gas & Water | 70 | 234,10 | 200,33 | 3,140 | 24303,90 | 17593,20 | ||
(a) | Electricity Generation & Transmission | 43 | 225,86 | 192,64 | 1,741 | 22415,67 | 16274,64 | |
(b) | Non-Conventional Energy | 9 | 4,43 | 4,13 | 321 | 452,07 | 389,46 | |
(c) | Gas, Steam &Water Supply | 18 | 3,80 | 3,56 | 1,078 | 1436,16 | 929,09 | |
16. Construction | 492 | 271,67 | 234,19 | 42,653 | 17578,51 | 14342,55 | ||
III. | TRANSPORT OPERATORS | 750 | 108,44 | 53,16 | 76,184 | 9630,04 | 7277,79 | |
IV. | PROFESSIONAL AND OTHER SERVICES | 2,052 | 464,30 | 405,55 | 1,03,979 | 30373,69 | 23503,84 | |
V. | PERSONAL LOANS | 38,744 | 1364,34 | 583,47 | 9,14,553 | 44378,79 | 36531,04 | |
1. Loans for Purchase of Consumer Durables | 40 | 1,53 | 1,26 | 12,343 | 425,36 | 333,91 | ||
2. Loansfor Housing | 1,794 | 195,43 | 178,45 | 4,38,195 | 24932,85 | 21705,06 | ||
3. Rest of the Personal Loans | 36,910 | 1167,38 | 403,76 | 4,64,015 | 19020,58 | 14492,07 | ||
VI. | TRADE | 2,898 | 340,53 | 318,61 | 2,67,188 | 94316,28 | 81967,30 | |
1. Wholesale Trade | 1,243 | 201,64 | 178,40 | 1,01,116 | 76614,65 | 67604,09 | ||
2. RetailTrade | 1,655 | 138,89 | 140,20 | 1,66,072 | 17701,63 | 14363,20 | ||
VII. | FINANCE | 360 | 344,94 | 265,51 | 18,547 | 46434,09 | 35852,44 | |
VIII. | ALL OTHERS | 1,843 | 483,11 | 440,52 | 1,19,434 | 50830,84 | 39076,17 | |
TOTAL LOANS AND ADVANCES | 54,603 | 8933,07 | 6574,17 | 21,95,731 | 622854,79 | 483096,84 | ||
OF WHICH:1.Artisans and Village & Tiny Industries | 328 | 15,62 | 14,78 | 50,702 | 4857,14 | 3929,70 | ||
2.Other Small Scale Industries | 1,810 | 322,71 | 321,71 | 1,11,026 | 28088,52 | 23166,63 | ||