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சொத்து வெளியீட்டாளர்

83550019

Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 2 of 2)

 

(Amount in Rupees Lakh)

       

15% AND ABOVE BUT

16% AND ABOVE BUT

       

LESS THAN 16%

LESS THAN 17%

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

       

19

20

21

22

23

24

I.

AGRICULTURE

37,613

4235,22

3608,22

21,986

3836,95

2995,78

 

1.

Direct Finance

31,334

1993,77

1703,71

17,045

1771,12

1450,14

 

2.

Indirect Finance

6,279

2241,45

1904,51

4,941

2065,83

1545,63

II.

INDUSTRY

67,287

44467,23

36968,69

52,426

32817,43

25858,46

 

1.

Mining & Quarrying

4,088

2155,62

1709,66

1,151

558,56

465,27

 

2.

Food Manufacturing & Processing

6,874

4338,39

3397,54

5,211

2974,23

2422,38

   

(a)

Rice Mills, Flour & Dal Mills

2,614

592,82

513,29

1,992

552,08

495,33

   

(b)

Sugar

223

1245,35

1081,61

95

442,05

351,08

   

(c)

Edible Oils & Vanaspati

835

535,53

464,08

499

403,80

338,78

   

(d)

Tea Processing

395

483,96

392,84

267

325,37

243,01

   

(e)

Processing of Fruits & Vegetables

201

89,23

76,04

219

255,29

237,64

   

(f)

Others

2,606

1391,50

869,68

2,139

995,63

756,54

 

3.

Beverage & Tobacco

737

464,21

399,69

678

497,26

475,36

 

4.

Textiles

9,646

5122,57

4464,59

7,741

4058,64

3434,07

   

(a)

Cotton Textiles

4,071

2901,92

2504,29

2,509

1696,43

1465,86

   

(b)

Jute & OtherNatural Fibre Textiles

212

126,61

103,48

147

97,77

67,80

   

(c)

Handloom Textiles & Khadi

456

77,46

63,37

365

116,93

52,90

   

(d)

Other Textiles & Textile Products

4,907

2016,57

1793,45

4,720

2147,51

1847,51

 

5.

Paper, PaperProducts & Printing

3,513

1406,40

1132,37

2,909

1221,25

1044,75

 

6.

Leather & Leather Products

845

401,32

363,73

1,029

366,96

336,91

 

7.

Rubber & Plastic Products

3,283

929,04

777,46

2,807

950,26

793,66

 

8.

Chemicals & Chemical Products

4,540

3975,49

3224,37

4,184

3493,85

2976,33

   

(a)

Heavy Industrial Chemicals

892

1139,85

863,74

683

544,77

518,69

   

(b)

Fertilisers

180

624,20

493,22

171

350,44

310,13

   

(c)

Drugs & Pharmaceuticals

1,034

970,48

874,01

1,308

1142,38

925,88

   

(d)

Non-Edible Oils

89

41,82

31,52

102

64,58

91,32

   

(e)

OtherChemicals & ChemicalProducts

2,345

1199,13

961,88

1,920

1391,69

1130,31

 

9.

Petroleum, CoalProducts & NuclearFuels

376

2056,84

2107,15

433

694,79

377,86

 

10.

ManufactureofCement & CementProducts

736

1185,00

1073,40

573

743,00

642,12

 

11.

BasicMetals & MetalProducts

6,153

4766,31

4000,27

4,934

3469,96

3031,77

   

(a)

Iron & Steel

2,256

3261,77

2677,36

1,776

1816,39

1797,36

   

(b)

Non-Ferrous Metals

505

430,25

387,92

583

747,05

487,26

   

(c)

Metal Products

3,392

1074,30

934,99

2,575

906,53

747,15

 

12.

Engineering

7,265

7074,22

5148,99

5,958

6421,25

3717,89

   

(a)

Heavy Engineering

1,708

1253,01

827,31

1,796

1088,41

849,50

   

(b)

Light Engineering

2,553

1337,21

1096,42

1,601

1225,99

997,25

   

(c)

Electrical Machinery & Goods

2,007

1839,86

1093,15

1,512

2899,32

952,71

   

(d)

Electronic Machinery & Goods

997

2644,14

2132,11

1,049

1207,54

918,43

 

13.

Vehicles, VehicleParts & TransportEquipments

1,511

1900,00

1630,40

1,321

1211,58

988,82

 

14.

Other Industries

10,323

3174,36

2885,01

8,745

2654,35

2189,02

 

15.

Electricity, Gas & Water

509

2109,88

1840,33

440

1307,99

1133,29

   

(a)

Electricity Generation & Transmission

235

1983,38

1737,14

167

1171,27

1035,57

   

(b)

Non-Conventional Energy

49

37,56

30,08

49

73,79

40,91

   

(c)

Gas, Steam & WaterSupply

225

88,95

73,10

224

62,93

56,82

 

16.Construction

6,888

3407,58

2813,72

4,312

2193,48

1828,95

III.

TRANSPORTOPERATORS

11,506

1197,72

899,00

6,404

1106,77

803,22

IV.

PROFESSIONALANDOTHERSERVICES

14,949

5608,59

4317,87

12,093

3863,46

2834,20

V.

PERSONALLOANS

2,71,008

13503,22

10731,81

32,714

2729,51

2036,25

 

1.

Loans for Purchase of Consumer Durables

3,703

133,99

103,33

746

26,85

19,47

 

2.

Loans for Housing

9,608

1659,80

1342,99

6,242

1322,99

1092,63

 

3.

Rest of the Personal Loans

2,57,697

11709,43

9285,49

25,726

1379,67

924,15

VI.

TRADE

 

58,796

7889,21

6707,23

32,815

7589,73

6516,15

 

1.

WholesaleTrade

17,313

2994,85

2479,29

11,403

5262,44

4511,73

 

2.

RetailTrade

41,483

4894,36

4227,94

21,412

2327,29

2004,41

VII.

FINANCE

1,324

2179,68

2011,66

1,386

4645,86

3334,98

VIII.

ALLOTHERS

23,656

6013,73

4527,97

16,593

5183,91

3888,28

TOTALLOANSANDADVANCES

4,86,139

85094,59

69772,45

1,76,417

61773,62

48267,32

OFWHICH:

1. Artisans and Village & Tiny Industries

3,173

307,75

256,16

3,835

320,77

299,06

     

2. Other Small Scale Industries

28,505

5574,63

4757,03

23,288

4901,64

4168,40

 

(Amount in Rupees Lakh)

       

17% AND ABOVE BUT

18% AND ABOVE BUT

       

LESS THAN 18%

LESS THAN 20%

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

       

25

26

27

28

29

30

I.

AGRICULTURE

7,960

531,81

422,76

6,165

818,54

685,27

 

1.

Direct Finance

7,124

386,30

331,61

4,887

538,53

453,10

 

2.

Indirect Finance

836

145,51

91,15

1,278

280,01

232,17

II.

INDUSTRY

10,086

7875,44

6507,20

12,506

10999,12

9028,62

 

1.

Mining & Quarrying

223

62,09

55,94

176

128,84

126,92

 

2.

Food Manufacturing & Processing

1,005

650,45

540,62

835

536,09

459,49

   

(a)

Rice Mills, Flour & Dal Mills

386

73,55

65,53

202

41,15

35,26

   

(b)

Sugar

39

197,42

168,99

24

65,77

36,93

   

(c)

Edible Oils & Vanaspati

148

128,01

101,68

142

144,75

112,89

   

(d)

Tea Processing

45

56,15

48,30

32

35,13

34,75

   

(e)

Processing of Fruits & Vegetables

51

40,00

30,46

39

20,67

18,14

   

(f)

Others

336

155,32

125,66

396

228,61

221,52

 

3.

Beverage & Tobacco

119

60,92

45,72

103

78,24

61,35

 

4.

Textiles

1,615

884,90

730,06

1,800

1383,87

1142,52

   

(a)

Cotton Textiles

637

428,75

344,14

754

756,12

588,39

   

(b)

Jute & Other Natural Fibre Textiles

54

34,86

17,11

32

13,83

14,91

   

(c)

Handloom Textiles & Khadi

62

5,02

4,11

42

4,67

5,47

   

(d)

Other Textiles & Textile Products

862

416,27

364,70

972

609,24

533,75

 

5.

Paper, PaperProducts & Printing

504

173,42

144,55

416

264,91

189,12

 

6.

Leather & Leather Products

146

24,69

19,13

197

91,52

78,32

 

7.

Rubber & Plastic Products

496

194,69

172,89

452

388,05

334,68

 

8.

Chemicals & Chemical Products

838

1173,14

799,74

819

1514,72

1248,02

   

(a)

Heavy Industrial Chemicals

164

279,78

188,99

196

515,40

522,55

   

(b)

Fertilisers

34

161,11

115,06

36

242,49

63,43

   

(c)

Drugs & Pharmaceuticals

204

262,97

161,98

195

220,17

178,33

   

(d)

Non-EdibleOils

8

1,58

1,57

21

8,44

7,69

   

(e)

OtherChemicals & ChemicalProducts

428

467,69

332,15

371

528,23

476,02

 

9.

Petroleum, CoalProducts & NuclearFuels

84

614,90

611,62

88

501,91

534,18

 

10.

Manufacture of Cement & CementProducts

131

243,93

209,02

119

298,45

250,94

 

11.

Basic Metals & Metal Products

979

1161,85

964,54

1,052

1284,44

1065,22

   

(a)

Iron & Steel

363

781,86

676,39

468

780,44

642,14

   

(b)

Non-Ferrous Metals

112

91,92

97,41

95

158,34

163,14

   

(c)

Metal Products

504

288,07

190,74

489

345,66

259,95

 

12.

Engineering

1,109

1180,17

916,26

1,296

1519,88

1295,93

   

(a)

Heavy Engineering

232

349,07

262,73

292

482,10

366,85

   

(b)

Light Engineering

361

169,02

129,43

355

286,78

256,01

   

(c)

Electrical Machinery & Goods

298

402,74

340,16

403

389,91

361,39

   

(d)

Electronic Machinery & Goods

218

259,35

183,95

246

361,09

311,67

 

13.

Vehicles, VehicleParts & Transport Equipments

217

209,97

144,40

192

349,77

157,02

 

14.

Other Industries

1,335

493,12

452,78

1,636

780,64

718,03

 

15.

Electricity, Gas & Water

107

423,47

392,39

229

1072,37

672,54

   

(a)

Electricity Generation & Transmission

48

416,06

386,95

195

1065,48

664,92

   

(b)

Non-Conventional Energy

3

53

30

5

2,38

2,42

   

(c)

Gas, Steam & WaterSupply

56

6,88

5,14

29

4,50

5,20

 

16.Construction

1,178

323,73

307,54

3,096

805,42

694,33

III.

TRANSPORTOPERATORS

2,176

302,54

211,47

2,264

214,94

135,38

IV.

PROFESSIONALANDOTHERSERVICES

2,729

1124,94

1068,88

2,939

1378,91

1388,07

V.

PERSONALLOANS

11,433

528,20

367,54

61,497

3336,19

2691,64

 

1.

Loans for Purchase of Consumer Durables

127

4,26

2,26

263

11,28

9,52

 

2.

Loans for Housing

1,771

128,46

100,07

29,390

2027,82

1730,20

 

3.

Rest of the Personal Loans

9,535

395,49

265,20

31,844

1297,09

951,92

VI.

TRADE

 

6,442

1042,80

704,74

5,583

1027,38

894,53

 

1.

WholesaleTrade

2,251

630,92

333,13

1,888

447,94

413,17

 

2.

RetailTrade

4,191

411,89

371,61

3,695

579,43

481,36

VII.

FINANCE

358

649,16

533,63

427

729,07

666,56

VIII.

ALLOTHERS

3,214

653,74

476,67

9,163

1572,66

1324,12

TOTALLOANSANDADVANCES

44,398

12708,63

10292,89

1,00,544

20076,81

16814,19

OFWHICH:

1. Artisans and Village & Tiny Industries

403

33,98

26,60

486

47,46

39,84

     

2. Other Small Scale Industries

3,665

717,06

621,05

3,559

903,42

839,00

 

 

           

(Amount in Rupees Lakh)

     

20% AND ABOVE

TOTAL

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

     

31

32

33

34

35

36

I.

AGRICULTURE

1,383

255,26

217,64

4,00,135

55150,16

31177,83

 

1. Direct Finance

1,078

152,25

134,92

3,44,320

35185,67

16184,68

 

2. Indirect Finance

305

103,01

82,72

55,815

19964,49

14993,15

II.

INDUSTRY

5,519

5398,41

4594,37

3,91,129

345740,98

266933,87

 

1. Mining & Quarrying

86

124,91

134,78

11,748

18140,11

12542,62

 

2. FoodManufacturing & Processing

426

360,40

265,40

42,257

28423,00

20932,74

 

(a)

Rice Mills, Flour & Dal Mills

94

26,85

19,61

18,066

5836,61

4464,43

 

(b)

Sugar

23

63,89

46,31

1,071

6712,46

5041,09

 

(c)

Edible Oils & Vanaspati

93

111,54

90,79

4,516

2935,89

2305,47

 

(d)

Tea Processing

7

1,77

1,81

1,898

2883,18

2261,89

 

(e)

Processing of Fruits & Vegetables

28

16,89

7,05

1,275

717,78

600,48

 

(f)

Others

181

139,46

99,83

15,431

9337,07

6259,39

 

3. Beverage & Tobacco

49

31,81

36,13

3,518

3920,83

3387,58

 

4. Textiles

842

527,67

371,69

58,504

39067,43

30886,28

 

(a)

Cotton Textiles

489

326,25

193,11

20,183

18269,12

14846,29

 

(b)

Jute & Other NaturalFibre Textiles

10

3,86

3,39

1,120

827,52

631,49

 

(c)

HandloomTextiles & Khadi

14

2,78

1,64

3,265

912,66

693,83

 

(d)

Other Textiles & Textile Products

329

194,79

173,55

33,936

19058,13

14714,67

 

5. Paper, PaperProducts & Printing

213

139,12

109,22

17,907

9456,30

7570,15

 

6. Leather & Leather Products

65

55,40

45,36

5,806

2834,14

2401,04

 

7. Rubber & Plastic Products

216

117,23

123,63

18,371

8205,31

6650,90

 

8. Chemicals & Chemical Products

688

974,84

788,71

26,604

40265,67

30909,89

 

(a)

Heavy Industrial Chemicals

207

179,03

244,25

4,586

8528,25

6571,14

 

(b)

Fertilisers

20

46,57

39,00

1,117

7557,97

5908,33

 

(c)

Drugs & Pharmaceuticals

145

295,09

282,78

6,753

9331,87

7460,43

 

(d)

Non-Edible Oils

5

68,61

1,09

622

450,19

332,13

 

(e)

OtherChemicals & ChemicalProducts

311

385,53

221,60

13,526

14397,39

10637,86

 

9. Petroleum, CoalProducts & NuclearFuels

51

170,19

168,32

2,124

12747,80

10573,46

 

10. Manufacture of Cement & Cement Products

92

159,44

134,48

4,907

7743,83

6451,52

 

11. Basic Metals & Metal Products

549

940,65

697,36

34,596

40226,51

32560,89

 

(a)

Iron & Steel

219

648,59

473,72

12,699

27579,38

23506,02

 

(b)

Non-Ferrous Metals

99

85,62

72,94

3,360

3352,31

2778,22

 

(c)

Metal Products

231

206,44

150,70

18,537

9294,81

6276,65

 

12.Engineering

589

670,99

551,70

40,143

41529,85

29681,38

 

(a)

Heavy Engineering

135

133,76

86,53

9,218

7788,30

5500,62

 

(b)

Light Engineering

156

169,59

182,63

14,281

10875,34

8297,83

 

(c)

Electrical Machinery & Goods

149

187,37

163,22

10,904

12699,01

8253,95

 

(d)

Electronic Machinery & Goods

149

180,28

119,32

5,740

10167,21

7628,98

 

13. Vehicles, VehicleParts &Transport Equipments

164

187,21

318,83

10,187

13529,56

9300,23

 

14. Other Industries

994

514,86

432,62

57,386

24894,81

20000,15

 

15. Electricity, Gas & Water

107

257,55

206,40

4,138

30193,62

23221,32

 

(a)

Electricity Generation & Transmission

76

244,24

204,03

2,549

27995,69

21652,02

 

(b)

Non-Conventional Energy

13

11,99

1,17

347

587,53

446,21

 

(c)

Gas, Steam&WaterSupply

18

1,32

1,19

1,242

1610,40

1123,08

 

16.Construction

388

166,15

209,73

52,933

24562,21

19863,75

III.

TRANSPORTOPERATORS

813

117,11

60,50

71,376

10345,83

7455,62

IV.

PROFESSIONALANDOTHERSERVICES

1,771

276,11

237,28

1,05,191

42327,87

29544,91

V.

PERSONALLOANS

61,426

2116,02

705,04

13,91,891

74568,63

57288,37

 

1. LoansforPurchaseofConsumerDurables

41

1,32

1,10

10,226

354,54

270,91

 

2. Loans for Housing

645

63,67

60,10

6,86,529

44946,69

35637,24

 

3. Rest of the Personal Loans

60,740

2051,03

643,84

6,95,136

29267,41

21380,22

VI.

TRADE

2,103

255,69

252,52

3,22,800

97385,24

83942,63

 

1. WholesaleTrade

935

147,00

134,51

1,03,708

73826,14

64512,49

 

2. RetailTrade

1,168

108,69

118,02

2,19,092

23559,10

19430,14

VII.

FINANCE

319

330,65

355,26

18,299

58596,31

48816,36

VIII.

ALLOTHERS

4,400

442,40

491,56

1,94,248

49431,36

34580,04

TOTALLOANSANDADVANCES

77,734

9191,66

6914,17

28,95,069

733546,39

559739,62

OFWHICH:

1. Artisans and Village & Tiny Industries

484

21,87

22,44

38,917

3961,40

3161,51

   

2. Other Small Scale Industries

1,495

324,55

306,09

1,52,127

35050,51

28472,33


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