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சொத்து வெளியீட்டாளர்

83617266

Table No.5.4 - Size of Credit limit-Wise Classification of Outstanding Credit of Scheduled commercial Banks According to Occupation

(Amount in Rupees Lakh)

OCCUPATION

Rs.25,000 AND LESS

ABOVE Rs.25,000 AND UPTO
Rs. 2 LAKH

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No.of Accounts

Credit
Limit

Amount
Outsta-nding

 

1

2

3

4

5

6

I.

AGRICULTURE

196,20,432

30860,96

27987,26

165,88,328

106612,13

95351,06

 

1.

Direct Finance

193,61,491

30441,87

27640,14

163,00,824

104457,24

93497,61

 

2.

Indirect Finance

2,58,941

419,10

347,12

2,87,504

2154,89

1853,45

II.

INDUSTRY

13,96,775

1887,73

1075,59

18,16,046

11003,87

10477,25

 

1.

Mining & Quarrying

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

2.

Food Manufacturing & Processing

1,63,151

192,02

144,65

1,33,751

1120,23

1013,81

 

  (a)

Rice Mills, Flour & Dal Mills

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (b)

Sugar

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (c)

Edible Oils & Vanaspati

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (d)

Tea Processing

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (e)

Processing of Fruits & Vegetables

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (f)

Others

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

3.

Beverage & Tobacco

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

4.

Textiles

1,23,329

178,21

131,95

2,28,185

2070,61

1954,79

 

  (a)

Cotton Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (b)

Jute & Other Natural Fibre Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (c)

Handloom Textiles & Khadi

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (d)

Other Textiles & Textile Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

5.

Paper, Paper Products & Printing

10,555

12,45

9,80

32,294

189,00

182,96

 

6.

Leather & Leather Products

30,906

42,35

26,78

20,517

118,03

142,83

 

7.

Rubber & Plastic Products

11,169

20,24

18,15

17,215

117,82

120,68

 

8.

Chemicals & Chemical Products

18,474

27,27

23,03

1,62,669

864,83

987,32

 

  (a)

Heavy Industrial Chemicals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (b)

Fertilisers

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (c)

Drugs & Pharmaceuticals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (d)

Non.. ..Edible Oils

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (e)

Other Chemicals & Chemical Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

9.

Petroleum, Coal Products & Nuclear Fuels

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

10.

Manufacture of Cement & Cement Products

4,528

6,03

4,58

17,997

100,03

98,96

 

11.

Basic Metals & Metal Products

51,717

94,14

50,92

2,68,232

1136,83

1073,08

 

  (a)

Iron & Steel

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (b)

Non.. ..Ferrous Metals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (c)

Metal Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

12.

Engineering

4,58,494

567,62

78,74

1,38,788

789,93

634,17

 

  (a)

Heavy Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (b)

Light Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (c)

Electrical Machinery & Goods

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (d)

Electronic Machinery & Goods

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

13.

Vehicles, Vehicle Parts & Transport Equipments

13,780

19,31

14,24

22,249

194,31

205,74

 

14.

Other Industries

4,62,183

652,50

503,83

6,95,694

3736,35

3504,38

 

15.

Electricity, Gas & Water

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (a)

Electricity Generation & Transmission

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (b)

Non.. ..Conventional Energy

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

  (c)

Gas, Steam & Water Supply

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

16.

Construction

48,489

75,60

68,91

78,455

565,90

558,53

III.

TRANSPORT OPERATORS

1,07,556

146,36

111,77

2,76,716

2564,75

1990,34

IV.

PROFESSIONAL AND OTHER SERVICES

12,69,853

2159,06

1423,99

39,40,414

26144,07

17935,98

V.

PERSONAL LOANS

99,92,023

14424,60

8312,97

266,56,649

207362,51

111730,57

 

1.

Loans for Purchase of Consumer Durables

2,29,617

357,24

274,22

6,99,917

5726,81

4538,32

 

2.

Loans for Housing

2,09,532

340,66

303,31

19,09,027

22480,87

18532,41

 

3.

Rest of the Personal Loans

95,52,874

13726,70

7735,44

240,47,705

179154,84

88659,84

VI.

TRADE

28,37,533

4449,11

3556,87

27,61,768

20906,46

18420,28

 

1.

Wholesale Trade

92,950

157,27

122,25

2,08,756

1887,83

2778,25

 

2.

Retail Trade

27,44,583

4291,83

3434,62

25,53,012

19018,63

15642,03

VII.

FINANCE

58,649

106,27

76,06

1,12,619

846,86

714,02

VIII.

ALL OTHERS

30,15,254

4502,41

3875,80

41,03,771

29398,46

27982,03

TOTAL BANK CREDIT

382,98,075

58536,49

46420,32

562,56,311

404839,10

284601,53

.. ..Indicates break - up not available separately.


TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008
(Amount in Rupees Lakh)

OCCUPATION 

ABOVE Rs.2 LAKH AND UPTO
Rs. 5 LAKH

ABOVE Rs.5 LAKH AND UPTO
Rs. 10 LAKH

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

 

7

8

9

10

11

12

I.

AGRICULTURE

17,11,965

55017,34

49053,13

1,84,260

13085,30

11507,15

 

1.

Direct Finance

16,27,701

52191,51

46678,44

1,61,110

11286,20

10058,78

 

2.

Indirect Finance

84,264

2825,83

2374,69

23,150

1799,10

1448,36

II.

INDUSTRY

2,87,219

10194,69

8888,74

1,68,188

13222,80

10992,29

 

1.

Mining & Quarrying

8,772

321,41

274,93

5,168

398,02

321,20

 

2.

Food Manufacturing & Processing

25,094

892,22

718,66

15,203

1211,70

952,58

 

  (a)

Rice Mills, Flour & Dal Mills

7,891

289,08

235,90

6,041

492,37

381,03

 

  (b)

Sugar

333

11,83

8,73

171

13,63

11,86

 

  (c)

Edible Oils & Vanaspati

1,838

66,50

54,97

1,114

90,54

72,61

 

  (d)

Tea Processing

180

6,40

8,63

128

10,37

8,42

 

  (e)

Processing of Fruits & Vegetables

1,361

47,65

37,14

725

55,55

42,65

 

  (f)

Others

13,491

470,76

373,29

7,024

549,24

436,03

 

3.

Beverage & Tobacco

2,188

78,93

63,52

1,289

102,14

80,39

 

4.

Textiles

32,300

1164,87

1021,76

21,327

1690,20

1428,44

 

  (a)

Cotton Textiles

9,222

326,41

319,12

5,137

416,24

379,28

 

  (b)

Jute & Other Natural Fibre Textiles

714

25,54

18,99

434

33,87

26,24

 

  (c)

Handloom Textiles & Khadi

3,493

124,63

92,94

1,778

141,76

108,58

 

  (d)

Other Textiles & Textile Products

18,871

688,29

590,71

13,978

1098,33

914,35

 

5.

Paper, Paper Products & Printing

8,117

294,73

245,39

5,606

439,01

353,36

 

6.

Leather & Leather Products

2,918

106,86

92,77

1,825

144,82

124,13

 

7.

Rubber & Plastic Products

9,214

343,03

280,59

7,547

597,51

474,10

 

8.

Chemicals & Chemical Products

10,118

373,85

307,14

7,441

594,67

474,39

 

  (a)

Heavy Industrial Chemicals

1,542

58,20

45,30

1,288

103,80

80,42

 

  (b)

Fertilisers

219

8,04

5,81

145

11,94

8,72

 

  (c)

Drugs & Pharmaceuticals

1,412

51,93

50,78

1,266

102,93

91,80

 

  (d)

Non.. ..Edible Oils

291

10,93

8,79

220

17,59

14,01

 

  (e)

Other Chemicals & Chemical Products

6,654

244,75

196,46

4,522

358,41

279,44

 

9.

Petroleum, Coal Products & Nuclear Fuels

773

27,81

23,31

563

44,97

41,91

 

10.

Manufacture of Cement & Cement Products

3,648

135,02

133,13

3,277

282,18

254,46

 

11.

Basic Metals & Metal Products

14,551

537,22

443,11

10,341

817,14

690,11

 

  (a)

Iron & Steel

4,595

170,39

145,24

3,602

284,32

255,81

 

  (b)

Non.. ..Ferrous Metals

1,564

59,66

47,57

1,296

104,01

83,91

 

  (c)

Metal Products

8,392

307,17

250,30

5,443

428,81

350,38

 

12.

Engineering

21,347

785,80

803,33

17,715

1423,41

1185,51

 

  (a)

Heavy Engineering

5,157

188,91

192,85

5,957

487,84

432,75

 

  (b)

Light Engineering

10,523

388,43

439,20

7,645

607,92

490,45

 

  (c)

Electrical Machinery & Goods

3,992

147,36

119,49

3,019

241,04

193,86

 

  (d)

Electronic Machinery & Goods

1,675

61,11

51,79

1,094

86,61

68,45

 

13.

Vehicles, Vehicle Parts & Transport Equipments

5,090

183,46

175,60

3,166

245,70

199,12

 

14.

Other Industries

61,494

2167,50

1841,86

29,825

2302,05

1933,39

 

15.

Electricity, Gas & Water

1,153

40,63

39,45

739

58,24

106,96

 

  (a)

Electricity Generation & Transmission

226

7,81

13,98

177

13,79

69,94

 

  (b)

Non.. ..Conventional Energy

303

9,76

7,15

102

8,01

6,28

 

  (c)

Gas, Steam & Water Supply

624

23,06

18,32

460

36,44

30,74

 

16.

Construction

80,442

2741,35

2424,19

37,156

2871,03

2372,23

III.

TRANSPORT OPERATORS

1,61,213

5387,66

4206,92

1,19,404

8793,79

6653,81

IV.

PROFESSIONAL AND OTHER SERVICES

3,24,430

11018,86

8800,20

1,11,052

8389,22

6583,01

V.

PERSONAL LOANS

50,76,076

166315,66

125636,20

14,97,998

107824,93

84229,62

 

1.

Loans for Purchase of Consumer Durables

49,118

1556,39

1387,87

13,570

1014,97

910,30

 

2.

Loans for Housing

16,86,550

58785,92

50275,09

8,32,807

60360,76

52263,21

 

3.

Rest of the Personal Loans

33,40,408

105973,35

73973,25

6,51,621

46449,20

31056,11

VI.

TRADE

4,53,503

16252,92

13257,40

1,95,623

15443,43

12519,08

 

1.

Wholesale Trade

43,960

1563,79

1342,21

24,134

1943,79

1633,35

 

2.

Retail Trade

4,09,543

14689,14

11915,19

1,71,489

13499,63

10885,74

VII.

FINANCE

13,961

460,96

379,74

3,337

257,21

222,69

VIII.

ALL OTHERS

1,47,589

4892,11

3491,66

1,53,948

11402,14

8618,58

 

TOTAL BANK CREDIT

81,75,956

269540,21

213713,98

24,33,810

178418,81

141326,23


TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008
(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs.10 LAKH AND UPTO Rs. 25 LAKH

ABOVE Rs. 25 LAKH AND UPTO Rs. 50 LAKH

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

 

13

14

15

16

17

18

I.

AGRICULTURE

60,960

9647,30

8061,13

18,481

6873,01

5355,74

 

1.

Direct Finance

42,278

6557,80

5596,36

11,623

4277,91

3301,03

 

2.

Indirect Finance

18,682

3089,50

2464,77

6,858

2595,10

2054,72

II.

INDUSTRY

1,77,151

29997,64

25349,67

76,874

29041,55

23416,82

 

1.

Mining & Quarrying

4,150

719,72

577,41

2,049

775,97

620,68

 

2.

Food Manufacturing & Processing

14,904

2634,08

2059,47

8,870

3421,12

2670,77

 

  (a)

Rice Mills, Flour & Dal Mills

7,175

1290,16

990,22

4,690

1828,08

1398,98

 

  (b)

Sugar

136

24,06

16,89

105

42,75

63,93

 

  (c)

Edible Oils & Vanaspati

1,194

212,36

171,22

738

286,39

229,84

 

  (d)

Tea Processing

167

31,41

23,88

149

58,20

38,37

 

  (e)

Processing of Fruits & Vegetables

572

98,13

79,30

265

98,87

73,55

 

  (f)

Others

5,660

977,95

777,95

2,923

1106,83

866,10

 

3.

Beverage & Tobacco

1,194

209,90

169,34

609

236,70

177,50

 

4.

Textiles

20,661

3572,74

2997,26

11,461

4360,74

3472,55

 

  (a)

Cotton Textiles

6,411

1148,32

963,32

3,961

1524,15

1247,58

 

  (b)

Jute & Other Natural Fibre Textiles

281

49,35

42,83

150

59,26

44,23

 

  (c)

Handloom Textiles & Khadi

1,184

201,55

166,57

473

179,74

143,03

 

  (d)

Other Textiles & Textile Products

12,785

2173,52

1824,54

6,877

2597,59

2037,71

 

5.

Paper, Paper Products & Printing

5,332

918,29

735,84

2,559

962,90

750,48

 

6.

Leather & Leather Products

2,117

372,13

312,85

1,382

524,57

400,62

 

7.

Rubber & Plastic Products

6,588

1122,72

908,91

2,778

1043,00

836,99

 

8.

Chemicals & Chemical Products

7,990

1406,16

1234,18

4,707

1808,36

1539,25

 

  (a)

Heavy Industrial Chemicals

1,581

281,08

231,56

990

382,47

357,88

 

  (b)

Fertilisers

175

32,96

24,69

116

45,64

37,57

 

  (c)

Drugs & Pharmaceuticals

1,578

280,64

317,36

1,214

467,55

409,61

 

  (d)

Non.. ..Edible Oils

266

46,83

37,44

156

61,67

47,98

 

  (e)

Other Chemicals & Chemical Products

4,390

764,65

623,14

2,231

851,03

686,20

 

9.

Petroleum, Coal Products & Nuclear Fuels

646

115,63

146,35

501

186,02

175,69

 

10.

Manufacture of Cement & Cement Products

4,627

729,55

671,63

540

206,11

158,84

 

11.

Basic Metals & Metal Products

10,645

1872,49

1569,34

5,991

2294,53

1870,96

 

  (a)

Iron & Steel

4,162

735,49

647,29

2,637

1011,39

837,60

 

  (b)

Non.. ..Ferrous Metals

1,583

279,38

223,65

817

311,19

232,79

 

  (c)

Metal Products

4,900

857,62

698,39

2,537

971,95

800,56

 

12.

Engineering

15,588

2724,78

2223,29

7,874

2988,77

2300,30

 

  (a)

Heavy Engineering

2,680

464,37

371,05

1,370

523,68

404,33

 

  (b)

Light Engineering

8,235

1432,81

1164,94

3,813

1428,81

1119,90

 

  (c)

Electrical Machinery & Goods

3,478

617,57

509,24

2,063

795,75

591,80

 

  (d)

Electronic Machinery & Goods

1,195

210,02

178,05

628

240,52

184,27

 

13.

Vehicles, Vehicle Parts & Transport Equipments

3,227

549,76

460,26

1,843

715,80

537,61

 

14.

Other Industries

20,825

3457,35

2997,35

6,675

2476,43

2133,02

 

15.

Electricity, Gas & Water

1,151

229,15

191,93

968

357,02

287,41

 

  (a)

Electricity Generation & Transmission

646

143,31

120,63

716

258,90

209,64

 

  (b)

Non.. ..Conventional Energy

104

18,58

15,13

75

29,95

24,80

 

  (c)

Gas, Steam & Water Supply

401

67,26

56,17

177

68,16

52,97

 

16.

Construction

57,506

9363,18

8094,28

18,067

6683,53

5484,14

III.

TRANSPORT OPERATORS

64,102

8191,15

6691,05

2,767

1006,77

812,92

IV.

PROFESSIONAL AND OTHER SERVICES

67,848

10905,32

8916,76

18,651

6901,76

5694,87

V.

PERSONAL LOANS

6,39,284

97492,77

78618,24

1,25,365

43054,21

34911,08

 

1.

Loans for Purchase of Consumer Durables

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

2.

Loans for Housing

4,43,214

68668,27

59262,77

99,288

33793,43

28522,26

 

3.

Rest of the Personal Loans

1,96,070

28824,49

19355,47

26,077

9260,78

6388,82

VI.

TRADE

1,23,816

21091,79

17235,74

41,124

15419,33

12434,46

 

1.

Wholesale Trade

30,864

5592,49

4631,86

16,810

6386,31

5135,44

 

2.

Retail Trade

92,952

15499,30

12603,88

24,314

9033,02

7299,01

VII.

FINANCE

2,582

441,34

354,66

1,348

517,82

382,71

VIII.

ALL OTHERS

84,331

13303,06

10358,87

20,733

7629,11

5917,88

TOTAL BANK CREDIT

12,20,074

191070,37

155586,12

3,05,343

110443,56

88926,48


TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 50 LAKH AND UPTO Rs. 1 CRORE

ABOVE Rs. 1 CRORE AND UPTO Rs. 4 CRORE

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No.of Accounts

Credit
Limit

Amount
Outsta-nding

 

19

20

21

22

23

24

I.

AGRICULTURE

10,332

7949,54

5951,91

7,378

14529,22

11421,55

 

1.

Direct Finance

6,112

4714,53

3513,38

3,862

7520,29

5895,11

 

2.

Indirect Finance

4,220

3235,01

2438,53

3,516

7008,93

5526,44

II.

INDUSTRY

47,337

36180,68

28158,68

52,570

111941,56

88730,80

 

1.

Mining & Quarrying

1,128

851,76

649,10

1,021

2169,65

1662,24

 

2.

Food Manufacturing & Processing

6,132

4705,75

3600,48

5,819

11908,91

9458,62

 

  (a)

Rice Mills, Flour & Dal Mills

3,053

2327,14

1728,15

2,134

4047,53

3169,04

 

  (b)

Sugar

114

97,11

73,96

352

827,59

708,67

 

  (c)

Edible Oils & Vanaspati

521

403,17

316,10

644

1403,70

1132,36

 

  (d)

Tea Processing

376

286,24

224,84

511

1075,48

868,10

 

  (e)

Processing of Fruits & Vegetables

208

161,58

124,61

213

418,88

339,95

 

  (f)

Others

1,860

1430,51

1132,83

1,965

4135,72

3240,50

 

3.

Beverage & Tobacco

444

342,71

245,32

550

1220,87

960,17

 

4.

Textiles

8,412

6404,37

4994,95

9,965

21246,12

15919,85

 

  (a)

Cotton Textiles

3,240

2484,06

2038,44

4,136

8971,40

6854,88

 

  (b)

Jute & Other Natural Fibre Textiles

139

108,00

102,44

197

410,55

290,30

 

  (c)

Handloom Textiles & Khadi

284

220,09

169,21

209

432,90

336,55

 

  (d)

Other Textiles & Textile Products

4,749

3592,22

2684,87

5,423

11431,27

8438,12

 

5.

Paper, Paper Products & Printing

1,601

1219,44

979,19

1,701

3640,25

2914,61

 

6.

Leather & Leather Products

988

741,00

568,33

1,076

2244,29

1617,64

 

7.

Rubber & Plastic Products

1,837

1399,84

1088,78

1,851

3890,14

2974,18

 

8.

Chemicals & Chemical Products

3,469

2697,63

2137,18

4,342

9423,92

7322,48

 

  (a)

Heavy Industrial Chemicals

805

629,97

516,11

994

2165,93

1607,26

 

  (b)

Fertilisers

96

77,98

50,10

173

372,13

333,69

 

  (c)

Drugs & Pharmaceuticals

1,011

780,92

648,36

1,425

3094,27

2454,06

 

  (d)

Non.. ..Edible Oils

130

101,27

75,88

104

227,13

164,79

 

  (e)

Other Chemicals & Chemical Products

1,427

1107,50

846,72

1,646

3564,45

2762,69

 

9.

Petroleum, Coal Products & Nuclear Fuels

312

241,93

214,94

399

908,21

599,57

 

10.

Manufacture of Cement & Cement Products

363

280,34

211,90

408

901,98

842,15

 

11.

Basic Metals & Metal Products

4,416

3448,10

2659,70

6,221

13569,81

11073,74

 

  (a)

Iron & Steel

2,102

1663,67

1298,02

3,694

8139,27

6828,72

 

  (b)

Non.. ..Ferrous Metals

582

443,64

335,71

714

1535,51

1262,24

 

  (c)

Metal Products

1,732

1340,79

1025,96

1,813

3895,03

2982,77

 

12.

Engineering

4,831

3694,69

2726,01

5,554

11873,19

8892,37

 

  (a)

Heavy Engineering

807

620,60

500,94

1,056

2255,35

1640,86

 

  (b)

Light Engineering

2,150

1625,73

1141,70

2,171

4585,90

3537,41

 

  (c)

Electrical Machinery & Goods

1,394

1076,71

796,58

1,658

3542,16

2561,76

 

  (d)

Electronic Machinery & Goods

480

371,66

286,78

669

1489,77

1152,34

 

13.

Vehicles, Vehicle Parts & Transport Equipments

1,494

1192,99

870,80

2,349

5278,24

3693,39

 

14.

Other Industries

3,424

2607,39

2083,97

3,954

8493,42

6647,37

 

15.

Electricity, Gas & Water

508

376,65

296,29

668

1475,03

1410,16

 

  (a)

Electricity Generation & Transmission

345

251,40

197,12

415

921,27

966,03

 

  (b)

Non.. ..Conventional Energy

76

57,18

45,50

144

312,65

250,90

 

  (c)

Gas, Steam & Water Supply

87

68,06

53,67

109

241,10

193,23

 

16.

Construction

7,978

5976,07

4831,74

6,692

13697,55

12742,26

III.

TRANSPORT OPERATORS

1,045

783,54

671,59

800

1615,64

1290,77

IV.

PROFESSIONAL AND OTHER SERVICES

13,573

10172,60

8032,77

11,177

23160,72

19072,92

V.

PERSONAL LOANS

27,401

19400,94

15584,93

8,391

13585,39

11568,19

 

1.

Loans for Purchase of Consumer Durables

6

6,00

4,03

16

31,10

24,44

 

2.

Loans for Housing

25,186

17833,26

14754,70

7,850

12578,66

10790,91

 

3.

Rest of the Personal Loans

2,209

1561,68

826,20

525

975,63

752,84

VI.

TRADE

21,449

16329,13

12815,92

14,615

29735,43

23184,52

 

1.

Wholesale Trade

8,974

6869,25

5528,57

7,142

14848,06

11433,82

 

2.

Retail Trade

12,475

9459,88

7287,35

7,473

14887,37

11750,70

VII.

FINANCE

990

794,48

640,69

1,437

3105,15

2381,84

VIII.

ALL OTHERS

9,029

6741,33

5217,56

6,058

11886,30

9312,34

TOTAL BANK CREDIT

1,31,156

98352,23

77074,05

1,02,426

209559,41

166962,92

.. ..Indicates break - up not available separately.


TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 4 CRORE AND UPTO Rs. 6 CRORE

ABOVE Rs. 6 CRORE AND UPTO Rs. 10 CRORE

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

 

25

26

27

28

29

30

I.

AGRICULTURE

971

4854,48

3863,30

786

6531,97

5239,03

 

1.

Direct Finance

474

2375,58

1920,50

386

3221,26

2740,36

 

2.

Indirect Finance

497

2478,90

1942,80

400

3310,71

2498,67

II.

INDUSTRY

11,292

56675,00

42923,50

11,314

92816,24

66346,68

 

1.

Mining & Quarrying

225

1132,63

787,27

190

1564,49

1187,30

 

2.

Food Manufacturing & Processing

970

4877,78

3741,31

915

7529,81

5641,07

 

  (a)

Rice Mills, Flour & Dal Mills

190

955,14

732,44

130

1074,97

833,79

 

  (b)

Sugar

161

820,74

671,69

195

1631,19

1335,38

 

  (c)

Edible Oils & Vanaspati

141

704,26

554,97

165

1370,53

1014,10

 

  (d)

Tea Processing

63

312,10

224,33

63

496,08

378,77

 

  (e)

Processing of Fruits & Vegetables

39

197,76

159,77

42

324,47

190,31

 

  (f)

Others

376

1887,78

1398,12

320

2632,57

1888,72

 

3.

Beverage & Tobacco

112

564,50

439,84

144

1217,35

943,68

 

4.

Textiles

2,119

10634,17

7722,48

2,025

16582,11

11415,93

 

  (a)

Cotton Textiles

1,040

5250,01

3755,01

999

8225,10

5727,48

 

  (b)

Jute & Other Natural Fibre Textiles

36

173,22

117,30

35

282,87

195,18

 

  (c)

Handloom Textiles & Khadi

26

132,11

84,71

39

317,10

216,49

 

  (d)

Other Textiles & Textile Products

1,017

5078,84

3765,47

952

7757,04

5276,77

 

5.

Paper, Paper Products & Printing

344

1708,30

1281,64

290

2336,42

1776,64

 

6.

Leather & Leather Products

178

898,79

691,49

149

1199,63

921,63

 

7.

Rubber & Plastic Products

377

1905,17

1335,03

318

2564,60

1789,88

 

8.

Chemicals & Chemical Products

1,191

5944,93

4307,63

1,161

9629,45

6561,70

 

  (a)

Heavy Industrial Chemicals

291

1454,71

962,48

269

2186,49

1470,26

 

  (b)

Fertilisers

61

304,98

183,94

69

604,19

336,82

 

  (c)

Drugs & Pharmaceuticals

407

2030,68

1543,93

425

3545,35

2415,49

 

  (d)

Non.. ..Edible Oils

23

118,60

83,16

20

160,76

113,87

 

  (e)

Other Chemicals & Chemical Products

409

2035,96

1534,12

378

3132,65

2225,26

 

9.

Petroleum, Coal Products & Nuclear Fuels

89

447,12

338,82

71

596,12

413,99

 

10.

Manufacture of Cement & Cement Products

87

433,96

372,41

148

1249,98

870,10

 

11.

Basic Metals & Metal Products

1,552

7809,02

5912,00

1,833

14769,60

9988,31

 

  (a)

Iron & Steel

990

4988,74

3878,14

1,336

10691,12

7159,60

 

  (b)

Non.. ..Ferrous Metals

204

1029,37

692,52

159

1321,58

879,00

 

  (c)

Metal Products

358

1790,92

1341,34

338

2756,90

1949,71

 

12.

Engineering

1,170

5856,22

4330,12

1,030

8391,88

6086,37

 

  (a)

Heavy Engineering

253

1265,78

896,52

195

1570,82

1089,41

 

  (b)

Light Engineering

408

2048,36

1523,64

400

3241,65

2320,35

 

  (c)

Electrical Machinery & Goods

351

1746,52

1257,38

295

2436,11

1729,60

 

  (d)

Electronic Machinery & Goods

158

795,56

652,57

140

1143,30

947,01

 

13.

Vehicles, Vehicle Parts & Transport Equipments

595

3014,87

2116,35

594

4873,68

3572,30

 

14.

Other Industries

866

4347,60

3357,54

877

7175,52

5033,43

 

15.

Electricity, Gas & Water

176

882,26

735,59

266

2174,34

1728,27

 

  (a)

Electricity Generation & Transmission

129

642,77

564,52

204

1670,01

1329,38

 

  (b)

Non.. ..Conventional Energy

34

169,88

130,79

42

339,58

279,41

 

  (c)

Gas, Steam & Water Supply

13

69,61

40,28

20

164,75

119,49

 

16.

Construction

1,241

6217,66

5453,98

1,303

10961,26

8416,07

III.

TRANSPORT OPERATORS

128

630,61

496,21

95

785,32

571,21

IV.

PROFESSIONAL AND OTHER SERVICES

2,216

11050,85

8853,20

1,814

15035,81

11847,87

V.

PERSONAL LOANS

397

1942,78

2121,70

275

2212,90

1731,66

 

1.

Loans for Purchase of Consumer Durables

1

4,75

93

1

7,00

6,41

 

2.

Loans for Housing

361

1758,91

1507,53

245

1966,19

1592,49

 

3.

Rest of the Personal Loans

35

179,12

613,25

29

239,71

132,76

VI.

TRADE

2,150

10769,21

7937,13

1,689

13797,30

9898,49

 

1.

Wholesale Trade

1,148

5739,82

4083,18

911

7513,12

5327,22

 

2.

Retail Trade

1,002

5029,38

3853,95

778

6284,18

4571,27

VII.

FINANCE

389

1962,76

1402,15

404

3512,29

2537,11

VIII.

ALL OTHERS

963

4801,97

3464,64

802

6833,49

4420,81

TOTAL BANK CREDIT

18,506

92687,66

71061,83

17,179

141525,32

102592,86


TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 10 CRORE AND UPTO Rs. 25 CRORE

ABOVE Rs. 25 CRORE

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

 

31

32

33

34

35

36

I.

AGRICULTURE

678

11436,44

8977,41

607

54020,61

41372,45

 

1.

Direct Finance

303

5065,47

3757,12

166

12633,27

7968,31

 

2.

Indirect Finance

375

6370,97

5220,30

441

41387,34

33404,14

II.

INDUSTRY

11,897

195474,17

141812,39

9,090

719956,54

480363,37

 

1.

Mining & Quarrying

256

4164,04

3006,30

230

31317,80

21276,66

 

2.

Food Manufacturing & Processing

937

15323,59

11346,52

452

27310,22

17152,51

 

  (a)

Rice Mills, Flour & Dal Mills

117

1903,57

1477,10

51

3588,15

2510,47

 

  (b)

Sugar

306

5120,26

4033,33

211

10912,29

7774,05

 

  (c)

Edible Oils & Vanaspati

141

2297,13

1616,94

56

2985,83

2088,84

 

  (d)

Tea Processing

53

852,80

621,41

15

918,28

564,72

 

  (e)

Processing of Fruits & Vegetables

15

238,01

184,28

2

124,28

34,11

 

  (f)

Others

305

4911,82

3413,47

117

8781,39

4180,32

 

3.

Beverage & Tobacco

138

2389,49

1768,01

77

6526,80

4153,04

 

4.

Textiles

2,138

34016,45

24126,38

875

52128,72

33123,37

 

  (a)

Cotton Textiles

989

15816,61

11899,05

443

26819,80

16097,35

 

  (b)

Jute & Other Natural Fibre Textiles

32

485,18

324,64

5

471,78

43,26

 

  (c)

Handloom Textiles & Khadi

25

387,60

262,30

15

900,39

590,41

 

  (d)

Other Textiles & Textile Products

1,092

17327,05

11640,40

412

23936,75

16392,35

 

5.

Paper, Paper Products & Printing

281

4540,77

3509,26

137

7445,67

4928,65

 

6.

Leather & Leather Products

137

2154,04

1812,47

50

2894,00

2172,94

 

7.

Rubber & Plastic Products

255

3965,13

2779,43

157

7727,58

4614,21

 

8.

Chemicals & Chemical Products

1,150

18826,19

13549,45

672

45769,84

28079,26

 

  (a)

Heavy Industrial Chemicals

254

4210,08

2921,09

150

11143,65

7715,09

 

  (b)

Fertilisers

66

1119,22

970,79

100

7538,59

5249,07

 

  (c)

Drugs & Pharmaceuticals

392

6310,62

4722,10

241

14726,20

8103,45

 

  (d)

Non.. ..Edible Oils

26

452,58

287,30

10

508,72

235,41

 

  (e)

Other Chemicals & Chemical Products

412

6733,69

4648,17

171

11852,68

6776,24

 

9.

Petroleum, Coal Products & Nuclear Fuels

112

1923,11

2543,03

244

52239,12

38131,45

 

10.

Manufacture of Cement & Cement Products

160

2665,76

1906,79

190

13316,30

8819,93

 

11.

Basic Metals & Metal Products

1,593

26096,76

19018,58

1,177

95510,22

60883,80

 

  (a)

Iron & Steel

1,109

18368,23

13879,34

865

73378,58

46922,32

 

  (b)

Non.. ..Ferrous Metals

199

3108,70

1992,51

152

12583,45

8586,77

 

  (c)

Metal Products

285

4619,83

3146,73

160

9548,19

5374,72

 

12.

Engineering

1,041

17078,11

11721,72

593

41500,45

27597,51

 

  (a)

Heavy Engineering

176

2829,48

1857,64

94

6440,35

3600,61

 

  (b)

Light Engineering

361

5787,39

3940,93

215

16255,57

12106,19

 

  (c)

Electrical Machinery & Goods

335

5608,58

3774,88

164

8830,90

5373,73

 

  (d)

Electronic Machinery & Goods

169

2852,66

2148,28

120

9973,62

6516,98

 

13.

Vehicles, Vehicle Parts & Transport Equipments

779

12774,52

6513,02

1,022

44952,50

17054,72

 

14.

Other Industries

940

15183,19

10624,61

635

48456,73

33670,36

 

15.

Electricity, Gas & Water

407

6880,44

4966,47

887

95232,76

70986,82

 

  (a)

Electricity Generation & Transmission

344

5857,52

4168,69

802

86464,71

65188,56

 

  (b)

Non.. ..Conventional Energy

43

706,22

569,57

37

3677,81

2495,91

 

  (c)

Gas, Steam & Water Supply

20

316,70

228,22

48

5090,24

3302,34

 

16.

Construction

1,573

27492,60

22620,35

1,692

147627,81

107718,14

III.

TRANSPORT OPERATORS

120

2203,30

1718,42

233

24968,88

19480,90

IV.

PROFESSIONAL AND OTHER SERVICES

1,858

31036,45

24077,16

1,250

93096,52

66029,48

V.

PERSONAL LOANS

173

2870,82

2178,16

129

11253,03

8792,59

 

1.

Loans for Purchase of Consumer Durables

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

2.

Loans for Housing

151

2511,84

1994,65

120

10746,22

8635,66

 

3.

Rest of the Personal Loans

22

358,98

183,51

9

506,80

156,93

VI.

TRADE

1,336

21474,44

15241,71

866

100227,35

66054,28

 

1.

Wholesale Trade

726

11787,67

8238,11

525

69785,39

54896,74

 

2.

Retail Trade

610

9686,77

7003,60

341

30441,96

11157,54

VII.

FINANCE

577

10510,72

7793,50

1,437

205970,20

153669,01

VIII.

ALL OTHERS

650

10441,63

7533,71

443

34177,06

23645,67

TOTAL BANK CREDIT

17,289

285447,98

209332,46

14,055

1243670,19

859407,75

RbiTtsCommonUtility

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