(Amount in ` Lakh)

OCCUPATION

Rs.25,000 AND LESS

ABOVE Rs.25,000 AND UPTO Rs. 2 LAKH

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

171,01,401

27886,21

25119,08

225,88,025

155800,30

138555,94

1. Direct Finance

163,91,193

26755,02

24078,47

217,34,087

149848,33

133241,92

2. Indirect Finance

7,10,208

1131,19

1040,60

8,53,938

5951,98

5314,02

II.

INDUSTRY

8,03,599

1068,67

795,43

14,67,713

14698,06

12671,62

1. Mining & Quarrying

-

-

-

-

-

-

2. Food Manufacturing & Processing

1,46,479

171,25

125,28

1,84,395

1687,31

1319,72

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

-

-

-

-

-

-

3. Beverage & Tobacco

-

-

-

-

-

-

4. Textiles

1,01,242

156,56

120,17

2,84,315

3135,01

2916,38

(a) Cotton Textiles

-

-

-

-

-

-

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles & Textile Products

-

-

-

-

-

-

5. Paper, Paper Products & Printing

10,789

13,95

11,17

25,992

238,50

200,34

6. Woods and Woods Products

23,004

34,33

27,67

34,103

347,86

305,95

7. Leather & Leather Products

29,363

44,22

27,36

38,055

396,36

378,24

8. Gems and Jewellery

58,631

64,20

56,20

82,465

849,99

793,69

9. Rubber & Plastic Products

-

-

-

-

-

-

10. Chemicals & Chemical Products

13,493

20,33

15,08

62,742

633,68

561,77

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

1,266

2,22

1,73

2,102

23,58

20,28

(c) Drugs & Pharmaceuticals

4,202

5,93

3,74

23,654

226,08

197,19

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

8,025

12,17

9,61

36,986

384,02

344,31

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

4,420

6,13

5,10

13,713

173,46

154,72

13. Basic Metals & Metal Products

14,022

19,05

16,26

1,17,153

1399,46

1341,87

(a) Iron & Steel

-

-

-

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Metal Products

14,022

19,05

16,26

1,17,153

1399,46

1341,87

14. Engineering

42,363

59,02

47,60

1,38,917

1410,22

1267,60

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

27,636

37,63

32,30

87,235

949,25

874,96

(c) Electrical Machinery & Goods

8,160

11,11

9,94

32,697

323,00

307,74

(d) Electronic Machinery & Goods

6,567

10,28

5,36

18,985

137,96

84,91

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

16. Other Industries

3,13,757

415,43

293,13

3,32,802

2745,65

1970,55

17. Electricity, Gas & Water

-

-

-

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

18. Construction

19,985

29,44

22,11

95,374

1077,34

912,47

(a) Other than Infrastructure

-

-

-

-

-

-

(b) Infrastructure Construction

19,985

29,44

22,11

95,374

1077,34

912,47

III.

TRANSPORT OPERATORS

92,595

125,88

96,45

3,06,971

3090,73

2185,02

IV.

PROFESSIONAL AND OTHER SERVICES

21,95,594

2615,29

1987,63

16,94,847

13181,47

8599,75

1. Professional Services

2,21,653

343,23

261,31

2,64,199

2179,17

1521,39

2. Tourism, Hotel & Restaurants

41,101

65,69

53,30

64,362

577,14

476,57

3. Recreation services

11,296

18,50

15,68

15,660

115,01

94,08

4. IT and Telecommunications

-

-

-

-

-

-

5. Others

19,21,544

2187,87

1657,34

13,50,626

10310,15

6507,71

V.

PERSONAL LOANS

167,09,498

17262,05

8785,33

246,74,660

204242,32

113852,23

1. Housing

2,33,152

334,44

302,51

19,01,590

22510,08

17565,12

2. Consumer Durables

2,23,553

327,86

247,92

6,24,946

4958,90

3670,40

3. Vehicles

7,22,332

932,03

706,00

20,74,706

13929,26

8750,76

4. Education

96,569

150,64

137,13

11,11,713

12767,45

10777,74

5. Personal Credit Cards

89,59,058

8090,91

2610,71

97,96,238

69605,22

15413,11

6. Others

64,74,834

7426,17

4781,07

91,65,467

80471,41

57675,10

VI.

TRADE

26,53,465

4183,10

3306,85

30,84,997

24017,36

18823,20

1. Wholesale Trade

1,03,561

153,29

126,04

2,52,843

2414,82

2124,19

2. Retail Trade

25,49,904

4029,81

3180,81

28,32,154

21602,54

16699,01

VII.

FINANCE

3,34,936

417,87

307,41

6,32,051

5029,93

3709,94

VIII.

ALL OTHERS

52,88,721

4015,76

3190,47

30,02,779

24015,50

18758,33

TOTAL BANK CREDIT

451,79,809

57574,82

43588,65

574,52,043

444075,68

317156,04

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL
BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

ABOVE Rs.2 LAKH AND UPTO Rs. 5 LAKH

ABOVE Rs.5 LAKH AND UPTO Rs. 10 LAKH

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

25,91,477

83125,41

70575,67

3,25,673

23168,04

19135,40

1. Direct Finance

24,58,358

78790,91

67019,08

2,97,788

20993,58

17294,04

2. Indirect Finance

1,33,119

4334,50

3556,58

27,885

2174,46

1841,36

II.

INDUSTRY

3,17,716

11098,00

8428,66

2,05,401

16121,56

12199,43

1. Mining & Quarrying

8,301

302,04

233,75

5,250

416,80

320,15

2. Food Manufacturing & Processing

33,247

1198,22

889,11

33,777

2705,16

2202,66

(a) Rice Mills, Flour & Dal Mills

8,094

293,70

229,06

6,037

487,77

373,18

(b) Sugar

380

12,87

9,72

162

12,60

9,58

(c) Edible Oils & Vanaspati

2,046

73,09

55,94

1,234

99,42

75,70

(d) Tea Processing

214

7,42

4,98

163

12,67

8,78

(e) Processing of Fruits & Vegetables

1,481

49,88

37,16

744

57,63

44,73

(f) Others

21,032

761,27

552,26

25,437

2035,06

1690,69

3. Beverage & Tobacco

2,456

87,84

66,82

1,447

113,37

83,91

4. Textiles

45,281

1617,68

1186,00

29,137

2295,14

1713,21

(a) Cotton Textiles

10,415

366,44

280,32

6,306

503,92

380,55

(b) Jute & Other Natural Fibre Textiles

1,180

39,78

28,62

581

45,30

32,04

(c) Handloom Textiles & Khadi

5,262

180,24

136,96

2,307

182,54

138,30

(d) Other Textiles & Textile Products

28,424

1031,23

740,10

19,943

1563,38

1162,31

5. Paper, Paper Products & Printing

9,335

342,35

259,20

7,304

570,99

440,21

6. Woods and Woods Products

4,427

163,95

122,93

2,935

235,07

180,68

7. Leather & Leather Products

3,617

128,30

90,90

2,487

197,30

142,09

8. Gems and Jewellery

2,260

83,91

63,07

1,259

99,43

76,01

9. Rubber & Plastic Products

7,432

278,17

209,65

6,808

539,21

408,90

10. Chemicals & Chemical Products

9,536

353,12

264,44

8,076

641,69

483,75

(a) Heavy Industrial Chemicals

1,515

57,25

43,64

1,528

121,26

93,43

(b) Fertilisers

194

7,49

5,70

183

14,96

11,80

(c) Drugs & Pharmaceuticals

1,465

53,11

38,52

1,306

104,41

76,55

(d) Non-Edible Oils

398

14,34

10,93

282

22,81

16,41

(e) Other Chemicals & Chemical Products

5,964

220,93

165,65

4,777

378,25

285,56

11. Petroleum, Coal Products & Nuclear Fuels

702

25,82

19,71

637

50,78

39,91

12. Manufacture of Cement & Cement Products

4,777

177,10

135,92

3,305

264,63

203,00

13. Basic Metals & Metal Products

14,784

546,25

418,57

11,508

910,70

692,30

(a) Iron & Steel

4,211

158,00

119,48

3,893

308,30

227,70

(b) Non-Ferrous Metals

1,779

67,22

51,65

1,638

130,66

101,65

(c) Metal Products

8,794

321,03

247,45

5,977

471,74

362,95

14. Engineering

54,535

1700,53

1232,00

21,484

1684,16

1251,31

(a) Heavy Engineering

5,862

218,47

174,25

4,682

369,38

301,40

(b) Light Engineering

42,040

1241,58

873,63

11,731

916,24

646,39

(c) Electrical Machinery & Goods

4,889

177,98

136,86

3,870

304,66

231,06

(d) Electronic Machinery & Goods

1,744

62,49

47,26

1,201

93,88

72,46

15. Vehicles, Vehicle Parts & Transport Equipments

6,459

230,21

164,82

4,295

333,43

240,49

16. Other Industries

46,007

1631,04

1259,34

26,080

2018,90

1575,45

17. Electricity, Gas & Water

1,611

55,36

40,95

957

75,31

58,54

(a) Electricity Generation & Transmission

249

8,57

6,49

241

18,38

15,38

(b) Non-Conventional Energy

552

17,62

12,55

146

11,41

8,27

(c) Gas, Steam & Water Supply

810

29,17

21,92

570

45,52

34,89

18. Construction

62,949

2176,13

1771,47

38,655

2969,50

2086,88

(a) Other than Infrastructure

57,712

1984,80

1628,74

31,426

2392,50

1687,36

(b) Infrastructure Construction

5,237

191,33

142,73

7,229

576,99

399,52

III.

TRANSPORT OPERATORS

2,46,373

8334,12

5485,53

1,80,349

13340,74

7900,28

IV.

PROFESSIONAL AND OTHER SERVICES

3,37,642

11718,39

9099,41

1,22,191

9182,25

6703,29

1. Professional Services

28,682

996,24

752,70

14,597

1107,36

888,05

2. Tourism, Hotel & Restaurants

16,698

589,82

440,05

8,407

647,30

468,78

3. Recreation services

2,912

103,39

80,61

1,480

115,15

89,79

4. IT and Telecommunications

4,344

154,26

118,48

2,095

163,61

125,18

5. Others

2,85,006

9874,70

7707,57

95,612

7148,84

5131,49

V.

PERSONAL LOANS

64,71,587

210846,29

143615,74

17,64,922

127574,06

97319,14

1. Housing

19,62,988

69370,61

56146,36

10,96,208

80255,52

66367,45

2. Consumer Durables

53,338

1741,78

1351,37

8,588

642,09

474,00

3. Vehicles

12,42,347

39488,05

25715,95

2,30,679

15708,59

9445,57

4. Education

6,65,502

20844,63

15778,83

1,16,404

8462,87

6585,40

5. Personal Credit Cards

7,11,252

20763,68

3331,35

33,897

2280,05

390,51

6. Others

18,36,160

58637,54

41291,87

2,79,146

20224,94

14056,20

VI.

TRADE

5,45,109

19608,49

15187,14

2,47,568

19402,03

15136,57

1. Wholesale Trade

39,813

1446,28

1134,22

28,148

2249,30

1782,08

2. Retail Trade

5,05,296

18162,20

14052,93

2,19,420

17152,73

13354,49

VII.

FINANCE

78,614

2299,63

1911,72

6,288

473,58

318,76

VIII.

ALL OTHERS

92,309

3126,54

2056,37

87,287

6505,09

4560,94

TOTAL BANK CREDIT

106,80,827

350156,89

256360,23

29,39,679

215767,35

163273,79

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT 
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

ABOVE Rs.10 LAKH AND UPTO Rs. 25 LAKH

ABOVE Rs. 25 LAKH AND UPTO Rs. 50 LAKH

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

1,10,350

16679,59

12655,23

26,484

9794,40

7630,93

1. Direct Finance

90,394

13375,51

10010,63

15,963

5838,93

4384,84

2. Indirect Finance

19,956

3304,07

2644,60

10,521

3955,47

3246,10

II.

INDUSTRY

1,91,923

32619,32

23603,10

89,130

33673,79

24483,65

1. Mining & Quarrying

5,038

884,50

693,97

2,618

999,67

726,70

2. Food Manufacturing & Processing

21,737

3787,81

2691,10

12,137

4677,48

3480,83

(a) Rice Mills, Flour & Dal Mills

7,758

1404,12

1055,91

5,704

2224,09

1692,17

(b) Sugar

130

22,35

15,60

105

42,75

32,30

(c) Edible Oils & Vanaspati

1333

238,74

182,62

863

339,51

263,23

(d) Tea Processing

248

43,87

32,78

175

66,36

48,66

(e) Processing of Fruits & Vegetables

641

112,34

84,64

365

143,92

107,54

(f) Others

11,627

1966,39

1319,55

4,925

1860,85

1336,94

3. Beverage & Tobacco

1,350

236,48

179,22

737

280,86

217,36

4. Textiles

26,887

4648,85

3506,47

14,824

5624,77

4176,16

(a) Cotton Textiles

7,457

1317,97

985,79

5,016

1918,18

1443,45

(b) Jute & Other Natural Fibre Textiles

470

82,32

63,60

206

79,62

62,54

(c) Handloom Textiles & Khadi

1,657

281,42

219,10

665

247,43

189,99

(d) Other Textiles & Textile Products

17,303

2967,13

2237,99

8,937

3379,54

2480,18

5. Paper, Paper Products & Printing

7,459

1286,22

995,15

3,609

1353,63

1030,41

6. Woods and Woods Products

2,412

429,64

339,00

1,031

393,94

310,39

7. Leather & Leather Products

2,624

458,03

332,22

1,598

607,03

422,47

8. Gems and Jewellery

1,040

187,77

149,04

716

274,92

208,36

9. Rubber & Plastic Products

7,209

1255,40

990,33

3,638

1369,08

1040,34

10. Chemicals & Chemical Products

9,216

1618,07

1232,02

5,764

2185,66

1626,77

(a) Heavy Industrial Chemicals

1,811

315,87

241,48

1,105

420,24

309,05

(b) Fertilisers

205

38,13

30,02

148

56,25

42,87

(c) Drugs & Pharmaceuticals

1,775

314,29

236,85

1,434

540,52

391,28

(d) Non-Edible Oils

366

65,32

50,39

237

92,87

71,88

(e) Other Chemicals & Chemical Products

5,059

884,47

673,28

2,840

1075,78

811,69

11. Petroleum, Coal Products & Nuclear Fuels

867

154,19

121,76

500

191,29

149,41

12. Manufacture of Cement & Cement Products

3,597

591,10

477,67

821

309,71

241,46

13. Basic Metals & Metal Products

12,523

2193,20

1694,12

7,399

2827,61

2156,09

(a) Iron & Steel

4,706

828,04

626,39

3,025

1170,32

888,62

(b) Non-Ferrous Metals

1,894

333,24

263,40

1,088

417,40

308,40

(c) Metal Products

5,923

1031,92

804,32

3,286

1239,89

959,08

14. Engineering

19,554

3390,32

2517,37

9,913

3751,92

2757,70

(a) Heavy Engineering

3,527

610,86

461,00

1,750

664,37

481,05

(b) Light Engineering

10,580

1818,17

1323,76

4,833

1812,62

1329,50

(c) Electrical Machinery & Goods

4,296

759,72

579,19

2,604

995,90

741,74

(d) Electronic Machinery & Goods

1,151

201,57

153,42

726

279,03

205,42

15. Vehicles, Vehicle Parts & Transport Equipments

4,770

798,17

591,34

2,259

853,15

594,32

16. Other Industries

20,941

3534,58

2708,91

8,094

3013,57

2292,42

17. Electricity, Gas & Water

1,049

187,35

149,82

648

240,86

190,48

(a) Electricity Generation & Transmission

307

57,32

49,30

249

91,07

74,92

(b) Non-Conventional Energy

108

18,78

14,13

96

37,17

29,28

(c) Gas, Steam & Water Supply

634

111,25

86,38

303

112,62

86,28

18. Construction

43,650

6977,66

4233,62

12,824

4718,63

2861,99

(a) Other than Infrastructure

32,795

5185,96

3049,80

8,932

3255,24

1841,40

(b) Infrastructure Construction

10,855

1791,70

1183,82

3,892

1463,39

1020,59

III.

TRANSPORT OPERATORS

1,22,733

16355,15

9605,34

7,302

2749,28

1949,68

IV.

PROFESSIONAL AND OTHER SERVICES

87,357

14835,88

11493,22

27,798

10283,48

7778,07

1. Professional Services

17,698

3018,69

2499,94

2,575

937,93

742,81

2. Tourism, Hotel & Restaurants

6,162

1067,10

825,79

3,043

1153,15

872,60

3. Recreation services

1,178

200,84

154,35

541

204,75

157,23

4. IT and Telecommunications

1,570

272,19

214,20

693

259,61

200,54

5. Others

60,749

10277,06

7798,95

20,946

7728,02

5804,88

V.

PERSONAL LOANS

8,50,947

132172,48

104607,87

1,75,614

60015,03

47111,17

1. Housing

6,60,806

102943,67

84880,01

1,45,026

49090,32

39293,59

2. Consumer Durables

29

4,55

4,53

4

1,36

1,36

3. Vehicles

24

3,52

3,53

13

4,99

4,99

4. Education

49,404

7270,71

4843,54

761

254,92

192,45

5. Personal Credit Cards

2,545

371,11

60,80

2

62

62

 6. Others

1,38,139

21578,92

14815,46

29,808

10662,82

7618,16

VI.

TRADE

1,56,822

26539,28

20803,19

55,249

20807,23

16063,81

1. Wholesale Trade

33,511

6024,25

4720,45

19,760

7594,82

5816,33

2. Retail Trade

1,23,311

20515,03

16082,74

35,489

13212,42

10247,49

VII.

FINANCE

4,955

828,46

631,12

2,673

981,05

762,17

VIII.

ALL OTHERS

71,242

11784,34

9047,88

24,283

8604,88

6726,47

TOTAL BANK CREDIT

15,96,329

251814,48

192446,95

4,08,533

146909,16

112505,96

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT 
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

ABOVE Rs. 50 LAKH AND UPTO Rs. 1 CRORE

ABOVE Rs. 1 CRORE AND UPTO Rs. 4 CRORE

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

13,009

9875,56

7681,82

9,516

18428,16

14383,15

1. Direct Finance

7,052

5363,55

4114,66

4,950

9744,16

7389,33

2. Indirect Finance

5,957

4512,01

3567,16

4,566

8684,00

6993,82

II.

INDUSTRY

56,728

43301,55

31539,61

64,473

137716,06

102164,88

1. Mining & Quarrying

1,484

1132,15

871,95

1,498

3174,88

2421,85

2. Food Manufacturing & Processing

8,371

6421,51

4802,09

8,195

16801,39

12493,80

(a) Rice Mills, Flour & Dal Mills

3,924

3001,39

2267,25

3,311

6590,53

4978,64

(b) Sugar

103

87,26

65,68

368

870,17

703,19

(c) Edible Oils & Vanaspati

655

508,41

376,18

783

1722,11

1314,83

(d) Tea Processing

384

295,54

208,46

494

1003,19

700,01

(e) Processing of Fruits & Vegetables

294

224,38

167,90

259

511,89

377,87

(f) Others

3,011

2304,53

1716,62

2,980

6103,50

4419,26

3. Beverage & Tobacco

472

356,48

283,93

638

1389,47

1008,62

4. Textiles

10,159

7756,29

5598,55

11,568

25000,33

18002,12

(a) Cotton Textiles

3,844

2956,99

2181,81

4,846

10609,60

7910,51

(b) Jute & Other Natural Fibre Textiles

173

134,78

106,97

230

491,52

366,36

(c) Handloom Textiles & Khadi

350

264,75

204,37

270

559,58

454,62

(d) Other Textiles & Textile Products

5,792

4399,77

3105,39

6,222

13339,63

9270,63

5. Paper, Paper Products & Printing

2,032

1544,46

1157,23

2,420

5112,02

3915,58

6. Woods and Woods Products

534

415,42

312,13

473

975,01

772,58

7. Leather & Leather Products

937

715,23

470,91

1,020

2076,85

1425,50

8. Gems and Jewellery

672

534,38

381,57

1,285

2904,63

2259,53

9. Rubber & Plastic Products

2,396

1828,75

1375,67

2,559

5415,14

4029,51

10. Chemicals & Chemical Products

4,054

3142,49

2294,92

5,172

11189,85

8076,38

(a) Heavy Industrial Chemicals

787

622,61

444,47

1,111

2371,53

1742,12

(b) Fertilisers

108

87,63

60,74

162

348,06

249,88

(c) Drugs & Pharmaceuticals

1,137

873,86

650,98

1,731

3808,83

2734,84

(d) Non-Edible Oils

171

134,54

101,00

120

262,14

197,23

(e) Other Chemicals & Chemical Products

1,851

1423,84

1037,74

2,048

4399,28

3152,31

11. Petroleum, Coal Products & Nuclear Fuels

379

291,97

217,76

451

967,34

711,20

12. Manufacture of Cement & Cement Products

509

396,72

297,45

549

1191,63

908,58

13. Basic Metals & Metal Products

5,725

4438,92

3301,99

8,965

19929,43

15261,44

(a) Iron & Steel

2,654

2084,91

1539,93

4,511

10103,33

7769,58

(b) Non-Ferrous Metals

822

629,57

455,68

1,201

2620,43

1979,25

(c) Metal Products

2,249

1724,44

1306,38

3,253

7205,67

5512,61

14. Engineering

6,684

5123,16

3721,08

7,276

15379,07

11210,05

(a) Heavy Engineering

1,088

832,25

599,78

1,298

2758,90

1982,24

(b) Light Engineering

3,129

2384,13

1737,76

3,069

6424,44

4622,17

(c) Electrical Machinery & Goods

1,977

1528,03

1102,55

2,252

4750,49

3526,55

(d) Electronic Machinery & Goods

490

378,74

281,00

657

1445,23

1079,10

15. Vehicles, Vehicle Parts & Transport Equipments

1,732

1324,87

873,52

2,441

5423,03

3793,89

16. Other Industries

4,195

3161,27

2369,65

3,788

7723,05

5885,62

17. Electricity, Gas & Water

449

342,67

255,58

828

1865,88

1412,86

(a) Electricity Generation & Transmission

194

149,76

113,50

483

1143,73

869,52

(b) Non-Conventional Energy

97

73,72

52,18

183

398,20

304,55

(c) Gas, Steam & Water Supply

158

119,19

89,90

162

323,96

238,79

18. Construction

5,944

4374,82

2953,62

5,347

11197,07

8575,77

(a) Other than Infrastructure

3,724

2717,35

1715,25

2,992

6088,03

4559,56

(b) Infrastructure Construction

2,220

1657,48

1238,37

2,355

5109,04

4016,21

III.

TRANSPORT OPERATORS

3,341

2405,40

1736,41

1,669

3314,79

2391,91

IV.

PROFESSIONAL AND OTHER SERVICES

20,625

15473,02

11758,47

18,551

37661,39

30131,98

1. Professional Services

6,976

5047,68

3973,07

5,264

9685,64

8445,50

2. Tourism, Hotel & Restaurants

1,850

1398,77

1070,51

1,867

3799,77

2897,07

3. Recreation services

348

262,68

196,53

389

850,04

659,54

4. IT and Telecommunications

429

330,67

249,08

378

808,32

625,97

5. Others

11,022

8433,22

6269,28

10,653

22517,63

17503,92

V.

PERSONAL LOANS

29,953

20982,89

16546,69

8,362

14204,30

11536,57

1. Housing

28,910

20221,41

15927,89

8,166

13830,15

11218,92

2. Consumer Durables

3

2,06

2,06

2

2,66

2,38

3. Vehicles

4

2,35

2,35

4

5,07

5,07

4. Education

5

3,69

3,25

7

12,99

12,67

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

1,031

753,38

611,14

183

353,43

297,54

VI.

TRADE

30,887

23451,92

17471,89

23,437

47494,89

35827,14

1. Wholesale Trade

11,611

8945,22

6791,15

10,047

20559,68

15619,75

2. Retail Trade

19,276

14506,70

10680,74

13,390

26935,21

20207,39

VII.

FINANCE

1,886

1444,70

1118,65

2,077

4428,70

3469,89

VIII.

ALL OTHERS

10,778

7976,59

6361,34

4,846

9468,48

7286,27

TOTAL BANK CREDIT

1,67,207

124911,62

94214,87

1,32,931

272716,77

207191,79

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT 
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

ABOVE Rs. 4 CRORE AND UPTO Rs. 6 CRORE

ABOVE Rs. 6 CRORE AND UPTO Rs. 10 CRORE

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

1,160

5808,72

4516,30

993

8417,35

6591,87

1. Direct Finance

608

3044,83

2255,82

518

4383,79

3377,44

2. Indirect Finance

552

2763,89

2260,48

475

4033,56

3214,42

II.

INDUSTRY

14,322

71983,66

51428,58

13,736

113234,63

81622,83

1. Mining & Quarrying

314

1577,17

1155,68

315

2572,56

1845,30

2. Food Manufacturing & Processing

1,392

6988,74

5087,35

1,226

10170,89

7272,24

(a) Rice Mills, Flour & Dal Mills

360

1808,61

1362,84

258

2141,21

1578,35

(b) Sugar

169

862,05

639,19

232

1927,17

1494,49

(c) Edible Oils & Vanaspati

194

985,12

728,14

163

1358,43

864,67

(d) Tea Processing

101

504,75

293,37

57

462,64

285,53

(e) Processing of Fruits & Vegetables

42

209,94

142,40

36

293,38

230,33

(f) Others

526

2618,27

1921,42

480

3988,06

2818,86

3. Beverage & Tobacco

161

817,70

645,39

155

1297,96

994,05

4. Textiles

2,588

12995,05

8647,82

2,304

18843,60

13455,75

(a) Cotton Textiles

1,229

6180,97

4237,87

1,152

9489,41

6799,14

(b) Jute & Other Natural Fibre Textiles

37

187,80

141,66

46

379,55

280,87

(c) Handloom Textiles & Khadi

45

225,14

161,77

58

462,19

368,10

(d) Other Textiles & Textile Products

1,277

6401,14

4106,52

1,048

8512,44

6007,64

5. Paper, Paper Products & Printing

504

2529,67

1796,81

473

3914,63

2871,25

6. Woods and Woods Products

105

531,25

420,91

77

624,40

418,87

7. Leather & Leather Products

205

1027,09

778,67

131

1072,61

707,35

8. Gems and Jewellery

439

2215,96

1632,75

486

3967,22

2927,07

9. Rubber & Plastic Products

499

2490,71

1754,50

429

3447,83

2362,20

10. Chemicals & Chemical Products

1,266

6324,79

4458,02

1,246

10238,93

7164,16

(a) Heavy Industrial Chemicals

295

1477,17

1041,31

274

2244,39

1500,34

(b) Fertilisers

52

256,80

189,81

44

385,51

231,11

(c) Drugs & Pharmaceuticals

437

2179,15

1588,70

444

3614,83

2597,32

(d) Non-Edible Oils

34

177,59

127,59

22

183,17

138,12

(e) Other Chemicals & Chemical Products

448

2234,07

1510,60

462

3811,04

2697,28

11. Petroleum, Coal Products & Nuclear Fuels

122

605,75

418,98

95

783,75

581,06

12. Manufacture of Cement & Cement Products

126

637,62

448,89

195

1659,23

1133,02

13. Basic Metals & Metal Products

2,311

11651,94

8938,45

2,371

19558,21

14572,75

(a) Iron & Steel

1,283

6490,29

5005,81

1,433

11930,70

8838,90

(b) Non-Ferrous Metals

269

1346,37

1005,66

252

2074,41

1542,22

(c) Metal Products

759

3815,29

2926,98

686

5553,11

4191,63

14. Engineering

1,524

7684,85

5323,37

1,444

11846,04

8320,35

(a) Heavy Engineering

270

1357,09

912,35

255

2094,10

1343,67

(b) Light Engineering

617

3119,78

2135,63

564

4579,84

3180,13

(c) Electrical Machinery & Goods

493

2487,67

1743,29

459

3781,92

2826,35

(d) Electronic Machinery & Goods

144

720,31

532,11

166

1390,18

970,20

15. Vehicles, Vehicle Parts & Transport Equipments

689

3491,99

2275,64

689

5714,96

3885,88

16. Other Industries

631

3139,23

2300,07

578

4723,10

3355,14

17. Electricity, Gas & Water

279

1386,43

1024,84

321

2584,55

1914,33

(a) Electricity Generation & Transmission

193

959,45

695,87

239

1952,64

1428,31

(b) Non-Conventional Energy

58

292,02

222,70

56

426,71

344,03

(c) Gas, Steam & Water Supply

28

134,95

106,27

26

205,19

142,00

18. Construction

1,167

5887,74

4320,44

1,201

10214,17

7842,06

(a) Other than Infrastructure

552

2785,98

1962,94

474

4004,92

3144,25

(b) Infrastructure Construction

615

3101,76

2357,50

727

6209,25

4697,81

III.

TRANSPORT OPERATORS

228

1124,24

834,20

180

1494,32

1132,64

IV.

PROFESSIONAL AND OTHER SERVICES

3,237

16080,23

12569,74

2,728

22418,98

16860,96

1. Professional Services

512

2486,80

2058,99

349

2814,88

2170,69

2. Tourism, Hotel & Restaurants

310

1551,59

1204,95

293

2437,78

1906,28

3. Recreation services

120

601,61

447,32

113

949,52

656,60

4. IT and Telecommunications

99

486,91

353,61

104

886,57

589,46

5. Others

2,196

10953,33

8504,88

1,869

15330,23

11537,93

V.

PERSONAL LOANS

450

2177,07

1756,87

288

2333,09

1777,03

1. Housing

425

2060,83

1653,57

257

2073,92

1580,43

2. Consumer Durables

1

4,88

4,88

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

 6. Others

24

111,37

98,42

31

259,16

196,60

VI.

TRADE

3,333

16678,22

12295,05

2,648

21832,57

16149,63

1. Wholesale Trade

1,488

7452,88

5597,12

1,227

10251,55

7422,16

2. Retail Trade

1,845

9225,34

6697,93

1,421

11581,02

8727,47

VII.

FINANCE

541

2723,74

1889,03

557

4738,99

3438,25

VIII.

ALL OTHERS

730

3631,85

2757,35

722

5921,34

4212,00

TOTAL BANK CREDIT

24,001

120207,72

88047,12

21,852

180391,27

131785,23

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT 
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

ABOVE Rs. 10 CRORE AND UPTO
Rs. 25 CRORE

ABOVE Rs. 25 CRORE

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

839

14461,62

10940,11

902

92382,48

72512,81

1. Direct Finance

421

7252,39

5633,45

305

23587,30

18049,89

2. Indirect Finance

418

7209,23

5306,66

597

68795,18

54462,92

II.

INDUSTRY

15,509

257889,37

183804,56

13,824

1359155,96

822489,99

1. Mining & Quarrying

340

5768,51

3931,22

368

47876,93

31162,71

2. Food Manufacturing & Processing

1,238

20309,56

14839,42

823

55058,33

34713,10

  (a) Rice Mills, Flour & Dal Mills

206

3342,19

2540,47

105

7787,43

6011,28

  (b) Sugar

300

4963,07

3811,92

271

15721,12

12597,49

  (c) Edible Oils & Vanaspati

209

3476,55

2513,87

141

11161,50

5141,86

  (d) Tea Processing

42

690,62

374,91

29

1398,97

895,48

  (e) Processing of Fruits & Vegetables

31

503,35

404,36

13

728,60

563,15

  (f) Others

450

7333,79

5193,90

264

18260,71

9503,84

3. Beverage & Tobacco

230

3827,69

2894,45

191

11656,19

8575,42

4. Textiles

2,470

40566,66

27723,44

1,491

91628,64

48876,85

  (a) Cotton Textiles

1,195

19443,81

14105,12

693

40172,05

24962,16

  (b) Jute & Other Natural Fibre Textiles

17

253,00

216,55

14

957,32

318,80

  (c) Handloom Textiles & Khadi

37

584,58

473,80

21

1331,80

923,04

  (d) Other Textiles & Textile Products

1,221

20285,27

12927,97

763

49167,48

22672,85

5. Paper, Paper Products & Printing

446

7138,06

5487,62

256

16754,45

10256,31

6. Woods and Woods Products

61

1011,46

839,32

12

587,63

290,67

7. Leather & Leather Products

122

1923,89

1376,88

44

3369,21

1142,35

8. Gems and Jewellery

585

9555,78

6968,78

343

30630,92

9948,88

9. Rubber & Plastic Products

347

5456,48

3582,59

199

11604,70

6400,56

10. Chemicals & Chemical Products

1,382

23420,10

14844,22

1,065

91856,13

47026,50

  (a) Heavy Industrial Chemicals

293

5138,55

2839,79

202

12324,02

6536,57

  (b) Fertilisers

76

1294,91

658,13

120

15788,46

11770,61

  (c) Drugs & Pharmaceuticals

547

9238,70

6284,13

445

39774,72

18500,14

  (d) Non-Edible Oils

26

438,94

266,33

14

620,87

463,16

  (e) Other Chemicals & Chemical Products

440

7308,99

4795,84

284

23348,06

9756,02

11. Petroleum, Coal Products & Nuclear Fuels

155

2602,87

1883,84

360

90654,91

58606,03

12. Manufacture of Cement & Cement Products

258

4272,52

3155,27

327

26566,76

18942,50

13. Basic Metals & Metal Products

2,766

45433,75

33269,92

2,021

189558,10

106313,86

  (a) Iron & Steel

1,756

29077,33

20990,57

1,481

135342,92

82512,74

  (b) Non-Ferrous Metals

280

4411,36

3286,44

210

23286,63

11861,20

  (c) Metal Products

730

11945,06

8992,92

330

30928,54

11939,92

14. Engineering

1,448

24311,37

16528,04

969

116799,99

45786,08

  (a) Heavy Engineering

257

4332,26

3144,68

146

10710,72

7685,77

  (b) Light Engineering

532

8839,86

5922,84

333

66597,50

14387,90

  (c) Electrical Machinery & Goods

483

8179,71

5364,61

321

25199,07

13239,91

  (d) Electronic Machinery & Goods

176

2959,53

2095,90

169

14292,69

10472,50

15. Vehicles, Vehicle Parts & Transport Equipments

811

13322,97

9283,45

600

51193,73

35666,46

16. Other Industries

615

10182,76

7270,99

450

34601,29

15876,10

17. Electricity, Gas & Water

503

8777,19

6714,14

1,516

200616,59

140425,38

  (a) Electricity Generation & Transmission

398

6987,03

5256,99

1,375

187966,87

131369,38

  (b) Non-Conventional Energy

55

923,94

774,95

78

5865,56

4280,74

  (c) Gas, Steam & Water Supply

50

866,23

682,20

63

6784,15

4775,26

18. Construction

1,732

30007,75

23210,97

2,789

288141,46

202480,25

(a) Other than Infrastructure

627

10731,05

8130,02

636

51644,16

40422,52

(b) Infrastructure Construction

1,105

19276,71

15080,95

2,153

236497,30

162057,73

III.

TRANSPORT OPERATORS

210

3679,00

2863,37

465

58771,58

49576,63

IV.

PROFESSIONAL AND OTHER SERVICES

2,773

46042,40

34551,24

2,483

223618,62

153841,41

1. Professional Services

252