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சொத்து வெளியீட்டாளர்

83477646

Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 1 of 2)

 
 
 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


    

Rs. 25,000 AND LESS

ABOVE Rs. 25,000 AND

ABOVE Rs. 50,000 AND

     

UPTO Rs. 50,000


UPTO Rs. 1 LAKH


    

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

  

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 
 
 

1


2


3


4


5


6


7


8


9


I.

AGRICULTURE

213,14,233

16394,61

14875,46

4,92,278

1738,49

1672,19

2,50,476

1968,33

1685,23

 

1.

Direct Finance

210,55,73

316164,77

14662,71

4,82,014

1701,40

1626,48

2,43,573

1913,72

1633,83

 

2.

Indirect Finance

2,58,500

229,84

212,75

10,264

37,10

45,71

6,903

54,61

51,40

II.

INDUSTRY

35,02,395

2680,82

2523,79

2,92,053

1071,07

1162,07

1,82,165

1462,48

1426,53

 

1.

Mining & Quarrying

-

-

-

7,172

25,40

26,07

2,987

23,83

22,35

 

2.

Food Manufacturing and Processing

34,887

31,42

28,91

36,246

130,45

130,00

17,673

140,55

138,54

  

(a)

Rice Mills, Flour and Dal Mills

-

-

-

14,949

53,14

52,75

6,932

55,34

53,84

  

(b)

Sugar

-

-

-

214

77

76

142

1,14

1,71

  

(c)

Edible Oils and Vanaspati

-

-

-

6,707

24,30

24,68

3,993

31,90

30,97

  

(d)

Tea Processing

-

-

-

124

43

40

94

78

2,11

  

(e)

Processing of Fruits & Vegetables

-

-

-

918

3,33

3,08

366

2,90

2,54

  

(f)

Others

34,887

31,42

28,91

13,334

48,47

48,33

6,146

48,50

47,36

 

3.

Beverage and Tobacco

-

-

-

1,672

6,02

6,18

1,071

8,53

8,48

 

4.

Textiles

-

-

-

42,651

153,85

173,36

24,838

199,78

193,48

  

(a)

Cotton Textiles

-

-

-

7,072

26,55

33,16

6,009

49,12

46,71

  

(b)

Jute Textiles

-

-

-

564

1,96

1,85

296

2,37

2,98

  

(c)

Handloom Textiles & Khadi

-

-

-

5,333

18,39

17,07

2,456

19,79

18,86

  

(d)

Other Textiles

-

-

-

29,682

106,94

121,29

16,077

128,50

124,94

 

5.

Paper, Paper Products and Printing

-

-

-

12,400

45,79

48,89

9,703

78,43

75,65

 

6.

Leather and Leather Products

-

-

-

5,493

19,77

22,05

2,521

20,05

20,88

 

7.

Rubber and Rubber Products

-

-

-

2,630

9,82

11,24

2,185

17,81

22,51

 

8.

Chemicals and Chemical Products

-

-

-

13,909

52,19

61,81

11,746

96,27

103,18

  

(a)

Heavy Industrial Chemicals

-

-

-

834

3,01

4,29

823

6,83

7,37

  

(b)

Fertilizers

-

-

-

305

1,13

1,53

259

2,12

1,73

  

(c)

Drugs and Pharmaceuticals

-

-

-

2,037

7,91

10,43

2,139

17,76

21,99

  

(d)

Non-Edible Oils

-

-

-

395

1,50

1,42

315

2,59

3,61

  

(e)

Other Chemicals & Chemical Products

-

-

-

10,338

38,63

44,15

8,210

66,96

68,49

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1,390

5,10

7,07

942

7,55

7,86

 

10.

Manufacture of Cement & Cement Products

-

-

-

3,292

11,89

12,07

1,761

14,21

13,47

 

11.

Basic Metals & Metal Products

-

-

-

22,076

81,91

105,97

16,076

130,70

130,49

  

(a)

Iron and Steel

-

-

-

4,676

17,65

26,66

4,217

34,54

37,47

  

(b)

Non-Ferrous Metals

-

-

-

1,435

5,25

7,58

979

7,94

8,35

  

(c)

Other Metal Products

-

-

-

15,965

59,02

71,73

10,880

88,22

84,67

 

12.

Engineering

-

-

-

23,889

89,02

102,00

19,743

160,70

154,01

  

(a)

Heavy Engineering

-

-

-

2,056

7,56

8,66

2,055

16,88

16,25

  

(b)

Light Engineering

-

-

-

10,869

40,65

45,78

8,908

72,62

69,16

  

(c)

Electrical Machinery & Goods

-

-

-

6,516

24,17

27,38

4,708

38,17

37,32

  

(d)

Electronic Machinery & Goods

-

-

-

4,448

16,65

20,17

4,072

33,03

31,27

 

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

9,550

34,70

35,69

6,149

49,11

46,93

 

14.

Other Industries

34,67,508

2649,40

2494,88

1,02,673

378,52

386,54

57,541

455,96

432,83

 

15.

Electricity, Gas & Water

-

-

-

2,630

9,61

13,07

2,432

19,49

16,06

  

(a)

Electricity Generation & Transmission

-

-

-

2,126

7,90

11,50

2,166

17,33

14,14

  

(b)

Non-Conventional Energy

-

-

-

189

60

50

63

51

46

  

(c)

Gas, Steam & Water Supply

-

-

-

315

1,11

1,07

203

1,65

1,46

 

16.

Construction

-

-

-

4,380

17,03

20,06

4,797

39,52

39,82

III.

TRANSPORT OPERATORS

8,35,353

667,25

599,73

86,372

317,22

279,93

51,993

392,52

360,87

IV.

PROFESSIONAL AND OTHER SERVICES

19,53,230

1415,82

1279,56

83,029

306,50

279,48

62,973

501,26

451,74

V.

PERSONAL LOANS

94,63,613

10049,32

8314,98

8,84,948

3287,30

2814,51

5,11,773

3888,00

3464,32

 

1.

Loans for Purchase of Consumer Durables

7,26,872

822,98

666,94

24,081

79,24

67,42

6,413

49,65

42,72

 

2.

Loans for Housing

4,41,680

514,07

496,97

1,28,486

480,74

426,91

1,77,979

1423,92

1261,08

 

3.

Rest of the Personal Loans

82,95,061

8712,27

7151,07

7,32,381

2727,33

2320,18

3,27,381

2414,42

2160,52

VI.

TRADE

82,00,459

6020,68

5459,34

2,86,420

1123,74

1081,73

1,99,732

1624,63

1468,09

 

1.

Wholesale Trade

2,50,497

246,53

230,80

30,228

118,71

131,13

32,133

269,16

241,61

 

2.

Retail Trade

79,49,962

5774,14

5228,54

2,56,192

1005,03

950,60

1,67,599

1355,47

1226,48

VII.

FINANCE

-

-

-

3,698

13,87

19,27

3,500

28,39

25,05

VIII.


ALL OTHERS


48,24,734


4503,09


4393,60


35,981


134,70


140,23


27,600


219,17


197,43


TOTAL BANK CREDIT

500,94,017

41731,59

37446,45

21,64,779

7992,89

7449,41

12,90,212

10084,78

9079,26

OF WHICH :

1. Artisans & Village Industries

19,75,774

1240,27

1107,22

55,888

193,71

176,74

21,775

168,45

157,81

 

2. Other Small Scale Industries


12,85,480


1216,44


1181,17


1,30,948


486,20


536,04


87,391


707,80


689,01



 
 
 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


    

ABOVE Rs. 1 LAKH AND

ABOVE Rs. 2 LAKH AND

ABOVE Rs. 5 LAKH AND

    

UPTO Rs. 2 LAKH


UPTO Rs. 5 LAKH


UPTO Rs. 10 LAKH


    

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

  

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 
 
 

10


11


12


13


14


15


16


17


18


I.

AGRICULTURE

3,68,968

5640,13

4841,80

68,203

1936,29

1739,89

14,148

1086,63

635,05

 

1.

Direct Finance

3,61,185

5518,65

4736,62

64,602

1820,66

1640,49

11,968

926,27

503,67

 

2.

Indirect Finance

7,783

121,48

105,18

3,601

115,63

99,40

2,180

160,35

131,38

II.

INDUSTRY

1,33,781

2165,69

1971,45

1,33,171

4670,10

4187,27

61,963

4784,65

4192,84

 

1.

Mining & Quarrying

2,559

41,67

37,42

2,216

76,17

69,26

956

73,36

64,92

 

2.

Food Manufacturing and Processing

9,666

156,97

145,65

10,747

386,20

332,36

6,191

487,92

410,72

  

(a)

Rice Mills, Flour and Dal Mills

3,918

63,97

58,56

4,929

181,38

153,45

3,118

249,24

205,23

  

(b)

Sugar

131

2,18

2,58

198

6,92

5,38

121

9,62

8,12

  

(c)

Edible Oils and Vanaspati

1,835

29,76

28,66

1,600

56,14

46,28

808

62,61

50,23

  

(d)

Tea Processing

82

1,35

1,11

189

6,80

6,02

135

11,05

8,81

  

(e)

Processing of Fruits & Vegetables

274

4,42

4,06

286

10,39

9,52

131

9,95

8,23

  

(f)

Others

3,426

55,29

50,68

3,545

124,56

111,72

1,878

145,46

130,09

 

3.

Beverage and Tobacco

732

12,03

11,55

762

26,61

26,30

443

34,79

30,79

 

4.

Textiles

18,833

310,54

282,31

21,587

770,19

688,33

10,626

830,41

747,58

  

(a)

Cotton Textiles

5,562

92,95

82,42

6,654

237,42

211,63

3,420

267,11

246,69

  

(b)

Jute Textiles

212

3,49

3,17

193

6,52

5,60

113

9,14

9,92

  

(c)

Handloom Textiles & Khadi

1,468

24,14

21,08

1,233

43,17

35,56

423

32,76

28,14

  

(d)

Other Textiles

11,591

189,96

175,64

13,507

483,07

435,54

6,670

521,39

462,83

 

5.

Paper, Paper Products and Printing

6,601

106,06

95,67

6,895

242,73

214,06

3,355

256,27

219,20

 

6.

Leather and Leather Products

1,723

27,86

26,52

1,958

70,29

68,97

1,154

91,51

84,76

 

7.

Rubber and Rubber Products

2,278

36,85

32,52

2,691

94,67

84,29

1,128

87,21

78,66

 

8.

Chemicals and Chemical Products

11,506

187,68

178,33

14,078

502,44

450,21

7,870

608,90

534,97

  

(a)

Heavy Industrial Chemicals

1,097

17,74

16,46

1,483

53,90

49,73

1,027

79,49

78,74

  

(b)

Fertilizers

222

3,71

3,24

282

10,16

10,67

167

13,31

13,22

  

(c)

Drugs and Pharmaceuticals

2,149

35,00

39,07

2,558

90,82

86,35

1,470

114,62

104,97

  

(d)

Non-Edible Oils

215

3,50

3,41

272

10,09

9,00

206

16,46

13,93

  

(e)

Other Chemicals & Chemical Products

7,823

127,72

116,15

9,483

337,46

294,47

5,000

385,02

324,10

 

9.

Petroleum, Coal Products & Nuclear Fuels

891

14,63

14,54

909

32,60

27,67

496

39,02

31,98

 

10.

Manufacture of Cement & Cement Products

1,155

18,87

17,45

1,222

43,28

39,16

565

43,99

37,24

 

11.

Basic Metals & Metal Products

13,063

213,67

197,12

14,694

515,74

471,64

7,160

554,13

488,11

  

(a)

Iron and Steel

4,023

66,40

62,61

5,208

187,03

174,86

2,878

227,34

204,41

  

(b)

Non-Ferrous Metals

879

14,52

13,48

1,078

38,59

36,09

565

43,15

38,26

  

(c)

Other Metal Products

8,161

132,74

121,03

8,408

290,12

260,69

3,717

283,64

245,45

 

12.

Engineering

16,317

265,74

242,16

17,081

600,03

540,05

8,215

633,00

548,01

  

(a)

Heavy Engineering

2,556

41,95

39,74

2,554

89,48

82,03

1,329

103,20

89,73

  

(b)

Light Engineering

7,271

118,02

105,04

7,115

248,28

218,39

3,171

240,73

210,76

  

(c)

Electrical Machinery & Goods

3,863

63,41

58,58

4,622

163,05

150,92

2,320

180,32

152,99

  

(d)

Electronic Machinery & Goods

2,627

42,36

38,80

2,790

99,22

88,71

1,395

108,75

94,53

 

13.

Vehicles, Vehicle Parts & Transport

         
  

Equipments

6,061

99,00

81,14

5,512

185,51

155,97

1,761

133,51

116,42

 

14.

Other Industries

34,493

549,68

494,68

26,811

914,80

828,92

9,502

712,81

627,03

 

15.

Electricity, Gas & Water

3,436

51,69

44,41

1,065

34,56

30,00

424

32,26

26,41

  

(a)

Electricity Generation & Transmission

3,221

48,24

41,30

850

26,94

23,22

307

23,40

17,84

  

(b)

Non-Conventional Energy

68

1,09

1,10

62

2,08

2,00

41

3,10

2,71

  

(c)

Gas, Steam & Water Supply

147

2,36

2,00

153

5,53

4,78

76

5,76

5,86

 

16.

Construction

4,467

72,75

69,99

4,943

174,29

160,09

2,117

165,56

146,04

III.

TRANSPORT OPERATORS

79,036

1302,12

1038,38

61,370

1967,80

1595,18

5,655

382,87

309,46

IV.

PROFESSIONALANDOTHERSERVICES

41,074

643,59

537,73

21,945

728,46

610,38

7,213

529,23

452,75

V.

PERSONAL LOANS

4,08,286

5993,51

5329,99

1,33,016

4198,68

3544,55

18,435

1318,90

1120,45

 

1.

Loans for Purchase of Consumer Durables

7,495

115,23

93,30

3,235

96,61

79,87

360

25,36

22,89

 

2.

Loans for Housing

2,44,553

3530,16

3257,70

35,169

959,41

880,88

2,964

219,52

172,92

 

3.

Rest of the Personal Loans

1,56,238

2348,12

1978,99

94,612

3142,66

2583,80

15,111

1074,02

924,65

VI.

TRADE

1,17,922

1950,84

1632,01

85,773

3000,02

2515,51

27,689

2125,66

1753,87

 

1.

Wholesale Trade

33,179

551,83

447,89

34,978

1255,54

1037,42

14,252

1111,36

918,17

 

2.

Retail Trade

84,743

1399,01

1184,11

50,795

1744,48

1478,08

13,437

1014,30

835,70

VII.

FINANCE

3,732

58,87

46,41

3,568

126,29

92,77

1,560

123,71

94,94

VIII.


ALL OTHERS


23,088


356,93


300,43


15,286


520,09


415,85


18,736


1373,28


1121,88


TOTAL BANK CREDIT

11,75,887

18111,69

15698,19

5,22,332

17147,72

14701,39

1,55,399

11724,92

9681,24

OF WHICH :

1. Artisans & Village Industries

9,103

144,20

129,33

2,159

73,32

63,25

793

61,27

49,79

 

2. Other Small Scale Industries


69,492


1136,37


1042,19


79,408


2800,18


2512,33


37,452


2881,20


2516,38


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