Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 1 of 2) - ஆர்பிஐ - Reserve Bank of India
Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 1 of 2)
| | | | | | | | | | (Amount in Rupees Lakh) | |||
Rs. 25,000 AND LESS | ABOVE Rs. 25,000 AND | ABOVE Rs. 50,000 AND | |||||||||||
| UPTO Rs. 50,000 | UPTO Rs. 1 LAKH | |||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
| | standing | | | standing | | | standing | |||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | |
I. | AGRICULTURE | 213,14,233 | 16394,61 | 14875,46 | 4,92,278 | 1738,49 | 1672,19 | 2,50,476 | 1968,33 | 1685,23 | |||
1. | Direct Finance | 210,55,73 | 316164,77 | 14662,71 | 4,82,014 | 1701,40 | 1626,48 | 2,43,573 | 1913,72 | 1633,83 | |||
2. | Indirect Finance | 2,58,500 | 229,84 | 212,75 | 10,264 | 37,10 | 45,71 | 6,903 | 54,61 | 51,40 | |||
II. | INDUSTRY | 35,02,395 | 2680,82 | 2523,79 | 2,92,053 | 1071,07 | 1162,07 | 1,82,165 | 1462,48 | 1426,53 | |||
1. | Mining & Quarrying | - | - | - | 7,172 | 25,40 | 26,07 | 2,987 | 23,83 | 22,35 | |||
2. | Food Manufacturing and Processing | 34,887 | 31,42 | 28,91 | 36,246 | 130,45 | 130,00 | 17,673 | 140,55 | 138,54 | |||
(a) | Rice Mills, Flour and Dal Mills | - | - | - | 14,949 | 53,14 | 52,75 | 6,932 | 55,34 | 53,84 | |||
(b) | Sugar | - | - | - | 214 | 77 | 76 | 142 | 1,14 | 1,71 | |||
(c) | Edible Oils and Vanaspati | - | - | - | 6,707 | 24,30 | 24,68 | 3,993 | 31,90 | 30,97 | |||
(d) | Tea Processing | - | - | - | 124 | 43 | 40 | 94 | 78 | 2,11 | |||
(e) | Processing of Fruits & Vegetables | - | - | - | 918 | 3,33 | 3,08 | 366 | 2,90 | 2,54 | |||
(f) | Others | 34,887 | 31,42 | 28,91 | 13,334 | 48,47 | 48,33 | 6,146 | 48,50 | 47,36 | |||
3. | Beverage and Tobacco | - | - | - | 1,672 | 6,02 | 6,18 | 1,071 | 8,53 | 8,48 | |||
4. | Textiles | - | - | - | 42,651 | 153,85 | 173,36 | 24,838 | 199,78 | 193,48 | |||
(a) | Cotton Textiles | - | - | - | 7,072 | 26,55 | 33,16 | 6,009 | 49,12 | 46,71 | |||
(b) | Jute Textiles | - | - | - | 564 | 1,96 | 1,85 | 296 | 2,37 | 2,98 | |||
(c) | Handloom Textiles & Khadi | - | - | - | 5,333 | 18,39 | 17,07 | 2,456 | 19,79 | 18,86 | |||
(d) | Other Textiles | - | - | - | 29,682 | 106,94 | 121,29 | 16,077 | 128,50 | 124,94 | |||
5. | Paper, Paper Products and Printing | - | - | - | 12,400 | 45,79 | 48,89 | 9,703 | 78,43 | 75,65 | |||
6. | Leather and Leather Products | - | - | - | 5,493 | 19,77 | 22,05 | 2,521 | 20,05 | 20,88 | |||
7. | Rubber and Rubber Products | - | - | - | 2,630 | 9,82 | 11,24 | 2,185 | 17,81 | 22,51 | |||
8. | Chemicals and Chemical Products | - | - | - | 13,909 | 52,19 | 61,81 | 11,746 | 96,27 | 103,18 | |||
(a) | Heavy Industrial Chemicals | - | - | - | 834 | 3,01 | 4,29 | 823 | 6,83 | 7,37 | |||
(b) | Fertilizers | - | - | - | 305 | 1,13 | 1,53 | 259 | 2,12 | 1,73 | |||
(c) | Drugs and Pharmaceuticals | - | - | - | 2,037 | 7,91 | 10,43 | 2,139 | 17,76 | 21,99 | |||
(d) | Non-Edible Oils | - | - | - | 395 | 1,50 | 1,42 | 315 | 2,59 | 3,61 | |||
(e) | Other Chemicals & Chemical Products | - | - | - | 10,338 | 38,63 | 44,15 | 8,210 | 66,96 | 68,49 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 1,390 | 5,10 | 7,07 | 942 | 7,55 | 7,86 | |||
10. | Manufacture of Cement & Cement Products | - | - | - | 3,292 | 11,89 | 12,07 | 1,761 | 14,21 | 13,47 | |||
11. | Basic Metals & Metal Products | - | - | - | 22,076 | 81,91 | 105,97 | 16,076 | 130,70 | 130,49 | |||
(a) | Iron and Steel | - | - | - | 4,676 | 17,65 | 26,66 | 4,217 | 34,54 | 37,47 | |||
(b) | Non-Ferrous Metals | - | - | - | 1,435 | 5,25 | 7,58 | 979 | 7,94 | 8,35 | |||
(c) | Other Metal Products | - | - | - | 15,965 | 59,02 | 71,73 | 10,880 | 88,22 | 84,67 | |||
12. | Engineering | - | - | - | 23,889 | 89,02 | 102,00 | 19,743 | 160,70 | 154,01 | |||
(a) | Heavy Engineering | - | - | - | 2,056 | 7,56 | 8,66 | 2,055 | 16,88 | 16,25 | |||
(b) | Light Engineering | - | - | - | 10,869 | 40,65 | 45,78 | 8,908 | 72,62 | 69,16 | |||
(c) | Electrical Machinery & Goods | - | - | - | 6,516 | 24,17 | 27,38 | 4,708 | 38,17 | 37,32 | |||
(d) | Electronic Machinery & Goods | - | - | - | 4,448 | 16,65 | 20,17 | 4,072 | 33,03 | 31,27 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 9,550 | 34,70 | 35,69 | 6,149 | 49,11 | 46,93 | |||
14. | Other Industries | 34,67,508 | 2649,40 | 2494,88 | 1,02,673 | 378,52 | 386,54 | 57,541 | 455,96 | 432,83 | |||
15. | Electricity, Gas & Water | - | - | - | 2,630 | 9,61 | 13,07 | 2,432 | 19,49 | 16,06 | |||
(a) | Electricity Generation & Transmission | - | - | - | 2,126 | 7,90 | 11,50 | 2,166 | 17,33 | 14,14 | |||
(b) | Non-Conventional Energy | - | - | - | 189 | 60 | 50 | 63 | 51 | 46 | |||
(c) | Gas, Steam & Water Supply | - | - | - | 315 | 1,11 | 1,07 | 203 | 1,65 | 1,46 | |||
16. | Construction | - | - | - | 4,380 | 17,03 | 20,06 | 4,797 | 39,52 | 39,82 | |||
III. | TRANSPORT OPERATORS | 8,35,353 | 667,25 | 599,73 | 86,372 | 317,22 | 279,93 | 51,993 | 392,52 | 360,87 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 19,53,230 | 1415,82 | 1279,56 | 83,029 | 306,50 | 279,48 | 62,973 | 501,26 | 451,74 | |||
V. | PERSONAL LOANS | 94,63,613 | 10049,32 | 8314,98 | 8,84,948 | 3287,30 | 2814,51 | 5,11,773 | 3888,00 | 3464,32 | |||
1. | Loans for Purchase of Consumer Durables | 7,26,872 | 822,98 | 666,94 | 24,081 | 79,24 | 67,42 | 6,413 | 49,65 | 42,72 | |||
2. | Loans for Housing | 4,41,680 | 514,07 | 496,97 | 1,28,486 | 480,74 | 426,91 | 1,77,979 | 1423,92 | 1261,08 | |||
3. | Rest of the Personal Loans | 82,95,061 | 8712,27 | 7151,07 | 7,32,381 | 2727,33 | 2320,18 | 3,27,381 | 2414,42 | 2160,52 | |||
VI. | TRADE | 82,00,459 | 6020,68 | 5459,34 | 2,86,420 | 1123,74 | 1081,73 | 1,99,732 | 1624,63 | 1468,09 | |||
1. | Wholesale Trade | 2,50,497 | 246,53 | 230,80 | 30,228 | 118,71 | 131,13 | 32,133 | 269,16 | 241,61 | |||
2. | Retail Trade | 79,49,962 | 5774,14 | 5228,54 | 2,56,192 | 1005,03 | 950,60 | 1,67,599 | 1355,47 | 1226,48 | |||
VII. | FINANCE | - | - | - | 3,698 | 13,87 | 19,27 | 3,500 | 28,39 | 25,05 | |||
VIII. | ALL OTHERS | 48,24,734 | 4503,09 | 4393,60 | 35,981 | 134,70 | 140,23 | 27,600 | 219,17 | 197,43 | |||
TOTAL BANK CREDIT | 500,94,017 | 41731,59 | 37446,45 | 21,64,779 | 7992,89 | 7449,41 | 12,90,212 | 10084,78 | 9079,26 | ||||
OF WHICH : | 1. Artisans & Village Industries | 19,75,774 | 1240,27 | 1107,22 | 55,888 | 193,71 | 176,74 | 21,775 | 168,45 | 157,81 | |||
| 2. Other Small Scale Industries | 12,85,480 | 1216,44 | 1181,17 | 1,30,948 | 486,20 | 536,04 | 87,391 | 707,80 | 689,01 |
| | | | | | | | | | (Amount in Rupees Lakh) | |||
ABOVE Rs. 1 LAKH AND | ABOVE Rs. 2 LAKH AND | ABOVE Rs. 5 LAKH AND | |||||||||||
UPTO Rs. 2 LAKH | UPTO Rs. 5 LAKH | UPTO Rs. 10 LAKH | |||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
| | standing | | | standing | | | standing | |||||
| | | | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | |
I. | AGRICULTURE | 3,68,968 | 5640,13 | 4841,80 | 68,203 | 1936,29 | 1739,89 | 14,148 | 1086,63 | 635,05 | |||
1. | Direct Finance | 3,61,185 | 5518,65 | 4736,62 | 64,602 | 1820,66 | 1640,49 | 11,968 | 926,27 | 503,67 | |||
2. | Indirect Finance | 7,783 | 121,48 | 105,18 | 3,601 | 115,63 | 99,40 | 2,180 | 160,35 | 131,38 | |||
II. | INDUSTRY | 1,33,781 | 2165,69 | 1971,45 | 1,33,171 | 4670,10 | 4187,27 | 61,963 | 4784,65 | 4192,84 | |||
1. | Mining & Quarrying | 2,559 | 41,67 | 37,42 | 2,216 | 76,17 | 69,26 | 956 | 73,36 | 64,92 | |||
2. | Food Manufacturing and Processing | 9,666 | 156,97 | 145,65 | 10,747 | 386,20 | 332,36 | 6,191 | 487,92 | 410,72 | |||
(a) | Rice Mills, Flour and Dal Mills | 3,918 | 63,97 | 58,56 | 4,929 | 181,38 | 153,45 | 3,118 | 249,24 | 205,23 | |||
(b) | Sugar | 131 | 2,18 | 2,58 | 198 | 6,92 | 5,38 | 121 | 9,62 | 8,12 | |||
(c) | Edible Oils and Vanaspati | 1,835 | 29,76 | 28,66 | 1,600 | 56,14 | 46,28 | 808 | 62,61 | 50,23 | |||
(d) | Tea Processing | 82 | 1,35 | 1,11 | 189 | 6,80 | 6,02 | 135 | 11,05 | 8,81 | |||
(e) | Processing of Fruits & Vegetables | 274 | 4,42 | 4,06 | 286 | 10,39 | 9,52 | 131 | 9,95 | 8,23 | |||
(f) | Others | 3,426 | 55,29 | 50,68 | 3,545 | 124,56 | 111,72 | 1,878 | 145,46 | 130,09 | |||
3. | Beverage and Tobacco | 732 | 12,03 | 11,55 | 762 | 26,61 | 26,30 | 443 | 34,79 | 30,79 | |||
4. | Textiles | 18,833 | 310,54 | 282,31 | 21,587 | 770,19 | 688,33 | 10,626 | 830,41 | 747,58 | |||
(a) | Cotton Textiles | 5,562 | 92,95 | 82,42 | 6,654 | 237,42 | 211,63 | 3,420 | 267,11 | 246,69 | |||
(b) | Jute Textiles | 212 | 3,49 | 3,17 | 193 | 6,52 | 5,60 | 113 | 9,14 | 9,92 | |||
(c) | Handloom Textiles & Khadi | 1,468 | 24,14 | 21,08 | 1,233 | 43,17 | 35,56 | 423 | 32,76 | 28,14 | |||
(d) | Other Textiles | 11,591 | 189,96 | 175,64 | 13,507 | 483,07 | 435,54 | 6,670 | 521,39 | 462,83 | |||
5. | Paper, Paper Products and Printing | 6,601 | 106,06 | 95,67 | 6,895 | 242,73 | 214,06 | 3,355 | 256,27 | 219,20 | |||
6. | Leather and Leather Products | 1,723 | 27,86 | 26,52 | 1,958 | 70,29 | 68,97 | 1,154 | 91,51 | 84,76 | |||
7. | Rubber and Rubber Products | 2,278 | 36,85 | 32,52 | 2,691 | 94,67 | 84,29 | 1,128 | 87,21 | 78,66 | |||
8. | Chemicals and Chemical Products | 11,506 | 187,68 | 178,33 | 14,078 | 502,44 | 450,21 | 7,870 | 608,90 | 534,97 | |||
(a) | Heavy Industrial Chemicals | 1,097 | 17,74 | 16,46 | 1,483 | 53,90 | 49,73 | 1,027 | 79,49 | 78,74 | |||
(b) | Fertilizers | 222 | 3,71 | 3,24 | 282 | 10,16 | 10,67 | 167 | 13,31 | 13,22 | |||
(c) | Drugs and Pharmaceuticals | 2,149 | 35,00 | 39,07 | 2,558 | 90,82 | 86,35 | 1,470 | 114,62 | 104,97 | |||
(d) | Non-Edible Oils | 215 | 3,50 | 3,41 | 272 | 10,09 | 9,00 | 206 | 16,46 | 13,93 | |||
(e) | Other Chemicals & Chemical Products | 7,823 | 127,72 | 116,15 | 9,483 | 337,46 | 294,47 | 5,000 | 385,02 | 324,10 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 891 | 14,63 | 14,54 | 909 | 32,60 | 27,67 | 496 | 39,02 | 31,98 | |||
10. | Manufacture of Cement & Cement Products | 1,155 | 18,87 | 17,45 | 1,222 | 43,28 | 39,16 | 565 | 43,99 | 37,24 | |||
11. | Basic Metals & Metal Products | 13,063 | 213,67 | 197,12 | 14,694 | 515,74 | 471,64 | 7,160 | 554,13 | 488,11 | |||
(a) | Iron and Steel | 4,023 | 66,40 | 62,61 | 5,208 | 187,03 | 174,86 | 2,878 | 227,34 | 204,41 | |||
(b) | Non-Ferrous Metals | 879 | 14,52 | 13,48 | 1,078 | 38,59 | 36,09 | 565 | 43,15 | 38,26 | |||
(c) | Other Metal Products | 8,161 | 132,74 | 121,03 | 8,408 | 290,12 | 260,69 | 3,717 | 283,64 | 245,45 | |||
12. | Engineering | 16,317 | 265,74 | 242,16 | 17,081 | 600,03 | 540,05 | 8,215 | 633,00 | 548,01 | |||
(a) | Heavy Engineering | 2,556 | 41,95 | 39,74 | 2,554 | 89,48 | 82,03 | 1,329 | 103,20 | 89,73 | |||
(b) | Light Engineering | 7,271 | 118,02 | 105,04 | 7,115 | 248,28 | 218,39 | 3,171 | 240,73 | 210,76 | |||
(c) | Electrical Machinery & Goods | 3,863 | 63,41 | 58,58 | 4,622 | 163,05 | 150,92 | 2,320 | 180,32 | 152,99 | |||
(d) | Electronic Machinery & Goods | 2,627 | 42,36 | 38,80 | 2,790 | 99,22 | 88,71 | 1,395 | 108,75 | 94,53 | |||
13. | Vehicles, Vehicle Parts & Transport | ||||||||||||
Equipments | 6,061 | 99,00 | 81,14 | 5,512 | 185,51 | 155,97 | 1,761 | 133,51 | 116,42 | ||||
14. | Other Industries | 34,493 | 549,68 | 494,68 | 26,811 | 914,80 | 828,92 | 9,502 | 712,81 | 627,03 | |||
15. | Electricity, Gas & Water | 3,436 | 51,69 | 44,41 | 1,065 | 34,56 | 30,00 | 424 | 32,26 | 26,41 | |||
(a) | Electricity Generation & Transmission | 3,221 | 48,24 | 41,30 | 850 | 26,94 | 23,22 | 307 | 23,40 | 17,84 | |||
(b) | Non-Conventional Energy | 68 | 1,09 | 1,10 | 62 | 2,08 | 2,00 | 41 | 3,10 | 2,71 | |||
(c) | Gas, Steam & Water Supply | 147 | 2,36 | 2,00 | 153 | 5,53 | 4,78 | 76 | 5,76 | 5,86 | |||
16. | Construction | 4,467 | 72,75 | 69,99 | 4,943 | 174,29 | 160,09 | 2,117 | 165,56 | 146,04 | |||
III. | TRANSPORT OPERATORS | 79,036 | 1302,12 | 1038,38 | 61,370 | 1967,80 | 1595,18 | 5,655 | 382,87 | 309,46 | |||
IV. | PROFESSIONALANDOTHERSERVICES | 41,074 | 643,59 | 537,73 | 21,945 | 728,46 | 610,38 | 7,213 | 529,23 | 452,75 | |||
V. | PERSONAL LOANS | 4,08,286 | 5993,51 | 5329,99 | 1,33,016 | 4198,68 | 3544,55 | 18,435 | 1318,90 | 1120,45 | |||
1. | Loans for Purchase of Consumer Durables | 7,495 | 115,23 | 93,30 | 3,235 | 96,61 | 79,87 | 360 | 25,36 | 22,89 | |||
2. | Loans for Housing | 2,44,553 | 3530,16 | 3257,70 | 35,169 | 959,41 | 880,88 | 2,964 | 219,52 | 172,92 | |||
3. | Rest of the Personal Loans | 1,56,238 | 2348,12 | 1978,99 | 94,612 | 3142,66 | 2583,80 | 15,111 | 1074,02 | 924,65 | |||
VI. | TRADE | 1,17,922 | 1950,84 | 1632,01 | 85,773 | 3000,02 | 2515,51 | 27,689 | 2125,66 | 1753,87 | |||
1. | Wholesale Trade | 33,179 | 551,83 | 447,89 | 34,978 | 1255,54 | 1037,42 | 14,252 | 1111,36 | 918,17 | |||
2. | Retail Trade | 84,743 | 1399,01 | 1184,11 | 50,795 | 1744,48 | 1478,08 | 13,437 | 1014,30 | 835,70 | |||
VII. | FINANCE | 3,732 | 58,87 | 46,41 | 3,568 | 126,29 | 92,77 | 1,560 | 123,71 | 94,94 | |||
VIII. | ALL OTHERS | 23,088 | 356,93 | 300,43 | 15,286 | 520,09 | 415,85 | 18,736 | 1373,28 | 1121,88 | |||
TOTAL BANK CREDIT | 11,75,887 | 18111,69 | 15698,19 | 5,22,332 | 17147,72 | 14701,39 | 1,55,399 | 11724,92 | 9681,24 | ||||
OF WHICH : | 1. Artisans & Village Industries | 9,103 | 144,20 | 129,33 | 2,159 | 73,32 | 63,25 | 793 | 61,27 | 49,79 | |||
| 2. Other Small Scale Industries | 69,492 | 1136,37 | 1042,19 | 79,408 | 2800,18 | 2512,33 | 37,452 | 2881,20 | 2516,38 |