SEMI-URBAN

 (Amount in Rupees Lakh)

 OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

43,38,189

39673,95

32807,25

52,46,607

45527,48

38657,96

1. Direct Finance

42,53,009

36226,12

30320,34

51,44,680

37850,31

33366,42

2. Indirect Finance

85,180

3447,83

2486,91

1,01,927

7677,17

5291,54

II.

INDUSTRY

1,64,652

29577,85

21238,64

3,08,487

52707,65

32637,63

1. Mining & Quarrying

3,998

1701,39

1277,51

2,960

2656,58

1007,17

2. Food Manufacturing & Processing

35,385

7154,15

5519,32

44,486

8961,46

5387,42

  (a) Rice Mills, Flour & Dal Mills

12,085

3762,74

2886,55

22,466

2309,43

1549,76

  (b) Sugar

220

549,33

410,98

232

2398,94

1854,11

  (c) Edible Oils & Vanaspati

2,205

730,80

582,57

2,201

627,29

371,93

  (d) Tea Processing

274

60,05

42,80

2,072

214,95

153,24

  (e) Processing of Fruits & Vegetables

663

212,84

147,38

339

83,30

61,59

  (f) Others

19,938

1838,39

1449,04

17,176

3327,55

1396,79

3. Beverage & Tobacco

1,327

404,89

321,75

685

302,25

263,24

4. Textiles

26,850

5356,16

4029,61

49,562

9175,51

5089,84

  (a) Cotton Textiles

4,594

2709,46

2017,24

17,806

4227,93

3069,24

  (b) Jute & Other Natural Fibre Textiles

835

106,28

88,72

1,928

71,64

52,16

  (c) Handloom Textiles & Khadi

5,872

201,01

158,56

9,733

289,13

242,32

  (d) Other Textiles & Textile Products

15,549

2339,41

1765,09

20,095

4586,81

1726,12

5. Paper, Paper Products & Printing

5,010

1073,43

786,94

5,662

1380,90

1142,71

6. Woods and Wood Products

6,572

239,81

199,49

10,588

490,63

405,53

7. Leather & Leather Products

3,177

134,43

102,40

4,565

189,60

131,92

8. Gems and Jewellary

1,117

79,02

62,74

1,654

98,98

90,61

9. Rubber & Plastic Products

3,245

692,65

532,39

4,366

3850,59

624,67

10. Chemicals & Chemical Products

7,274

1866,37

1378,22

33,305

2893,07

2061,35

  (a) Heavy Industrial Chemicals

512

274,53

201,97

764

508,76

383,90

  (b) Fertilisers

174

231,00

172,75

328

661,25

318,90

  (c) Drugs & Pharmaceuticals

654

227,10

169,71

28,404

945,76

722,13

  (d) Non-Edible Oils

358

146,94

115,04

110

52,78

48,69

  (e) Other Chemicals & Chemical Products

5,576

986,80

718,74

3,699

724,52

587,74

11. Petroleum, Coal Products & Nuclear Fuels

265

427,01

88,55

285

1095,48

756,42

12. Manufacture of Cement & Cement Products

3,775

351,72

265,94

2,992

753,07

460,22

13. Basic Metals & Metal Products

7,056

4424,80

2456,48

11,511

5165,83

3953,84

  (a) Iron & Steel

1,770

3528,79

1834,64

1,758

2936,73

2299,55

  (b) Non-Ferrous Metals

544

312,26

202,48

424

579,83

380,40

  (c) Metal Products

4,742

583,75

419,36

9,329

1649,26

1273,89

14. Engineering

11,354

1745,43

1341,70

15,959

3619,80

2288,12

  (a) Heavy Engineering

872

232,49

191,88

1,946

1124,55

556,09

  (b) Light Engineering

7,628

849,08

615,84

9,230

1395,63

927,43

  (c) Electrical Machinery & Goods

2,346

472,77

382,62

3,433

867,91

596,73

  (d) Electronic Machinery & Goods

508

191,09

151,36

1,350

231,70

207,87

15. Vehicles, Vehicle Parts & Transport Equipments

1,152

315,01

229,41

4,596

1326,56

798,96

16. Other Industries

28,922

1075,53

832,85

84,054

4450,56

3354,31

17. Electricity, Gas & Water

437

484,65

301,85

549

2991,28

2137,81

  (a) Electricity Generation & Transmission

89

297,87

195,69

133

2464,93

1681,05

  (b) Non-Conventional Energy

105

83,89

63,51

116

409,39

356,04

  (c) Gas, Steam & Water Supply

243

102,89

42,65

300

116,95

100,72

18. Construction

17,736

2051,39

1511,51

30,708

3305,53

2683,48

(a) Other than Infrastructure

3,507

653,55

478,59

23,030

1991,12

1657,50

(b) Infrastructure Construction

14,229

1397,84

1032,92

7,678

1314,41

1025,99

III.

TRANSPORT OPERATORS

33,436

1255,63

969,07

51,263

1393,09

1011,18

IV.

PROFESSIONAL AND OTHER SERVICES

81,054

4129,21

3072,84

3,22,826

9647,49

7414,24

1. Professional Services

8,443

334,54

266,82

76,348

1488,97

1187,41

2. Tourism, Hotel & Restaurants

9,131

791,31

550,78

15,599

883,71

692,92

3. Recreation services

3,764

135,65

103,85

3,674

202,98

167,30

4. IT and Telecommunications

722

58,24

48,04

741

194,90

106,07

5. Others

58,994

2809,46

2103,34

2,26,464

6876,93

5260,54

V.

PERSONAL LOANS

34,35,764

57081,57

43744,88

22,48,847

36901,54

30345,06

1. Housing

6,03,344

22734,04

18165,01

5,26,219

18263,62

15643,56

2. Consumer Durables

55,801

341,48

250,08

1,16,814

961,28

722,64

3. Vehicles

1,74,810

3802,84

2884,66

1,44,015

2285,51

1926,88

4. Education

2,21,513

5171,65

3453,27

2,53,132

4290,54

3353,11

5. Personal Credit Cards

-

-

-

1,12,421

540,01

386,08

6. Others

23,80,296

25031,55

18991,86

10,96,246

10560,58

8312,79

VI.

TRADE

6,05,902

14093,23

11252,51

8,86,024

24747,48

18915,73

1. Wholesale Trade

15,072

3237,54

2388,63

63,133

5692,18

5084,58

2. Retail Trade

5,90,830

10855,68

8863,88

8,22,891

19055,30

13831,16

VII.

FINANCE

5,609

271,21

198,01

42,426

2114,61

1083,86

VIII.

ALL OTHERS

61,233

1233,91

1069,59

7,91,595

8153,17

6571,63

TOTAL BANK CREDIT

87,25,839

147316,55

114352,78

98,98,075

181192,50

136637,28

 TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

SEMI-URBAN

(Amount in Rupees Lakh)

 OCCUPATION

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

20,69,609

8509,58

7337,54

1. Direct Finance

-

-

-

20,38,187

8158,62

7066,76

2. Indirect Finance

-

-

-

31,422

350,96

270,79

II.

INDUSTRY

192

1198,71

764,05

1,07,608

944,68

749,77

1. Mining & Quarrying

2

76,08

13,69

234

23,67

18,58

2. Food Manufacturing & Processing

5

10,62

6,46

11,550

150,32

115,22

  (a) Rice Mills, Flour & Dal Mills

4

10,60

6,46

2,725

72,39

56,43

  (b) Sugar

-

-

-

5

35

28

  (c) Edible Oils & Vanaspati

-

-

-

627

7,76

5,95

  (d) Tea Processing

-

-

-

21

6,55

5,95

  (e) Processing of Fruits & Vegetables

-

-

-

26

1,85

1,40

  (f) Others

1

2

-

8,146

61,42

45,21

3. Beverage & Tobacco

-

-

-

90

6,37

4,85

4. Textiles

1

5,50

5,50

14,955

70,68

55,84

  (a) Cotton Textiles

-

-

-

2,386

16,57

12,15

  (b) Jute & Other Natural Fibre Textiles

-

-

-

971

12,23

10,44

  (c) Handloom Textiles & Khadi

-

-

-

5,625

19,16

14,84

  (d) Other Textiles & Textile Products

1

5,50

5,50

5,973

22,72

18,40

5. Paper, Paper Products & Printing

7

9,12

7,95

983

12,43

9,35

6. Woods and Wood Products

-

-

-

3,781

21,51

18,01

7. Leather & Leather Products

-

-

-

5,102

12,64

7,68

8. Gems and Jewellary

-

-

-

10,649

30,12

25,10

9. Rubber & Plastic Products

15

91,58

78,95

683

8,24

6,10

10. Chemicals & Chemical Products

26

267,84

128,79

4,456

25,26

21,75

  (a) Heavy Industrial Chemicals

1

12,00

-

5

7,85

7,45

  (b) Fertilisers

1

100,00

-

390

1,99

1,37

  (c) Drugs & Pharmaceuticals

5

24,64

7,02

806

3,31

2,75

  (d) Non-Edible Oils

-

-

-

1

3

3

  (e) Other Chemicals & Chemical Products

19

131,20

121,77

3,254

12,08

10,16

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

71

3,50

1,84

12. Manufacture of Cement & Cement Products

-

-

-

589

6,60

5,44

13. Basic Metals & Metal Products

18

217,83

129,26

2,004

20,62

16,45

  (a) Iron & Steel

7

200,16

117,89

14

7,10

5,85

  (b) Non-Ferrous Metals

1

70

70

1

6

6

  (c) Metal Products

10

16,97

10,67

1,989

13,46

10,55

14. Engineering

54

166,37

118,76

2,994

21,95

15,11

  (a) Heavy Engineering

12

34,94

19,65

73

2,80

2,35

  (b) Light Engineering

36

74,82

50,47

1,972

13,29

7,95

  (c) Electrical Machinery & Goods

4

54,25

46,85

441

2,45

2,04

  (d) Electronic Machinery & Goods

2

2,36

1,78

508

3,40

2,77

15. Vehicles, Vehicle Parts & Transport Equipments

54

289,86

217,26

1,659

11,74

8,47

16. Other Industries

3

36

22

38,759

178,70

136,29

17. Electricity, Gas & Water

1

49,21

49,21

27

14,18

13,63

  (a) Electricity Generation & Transmission

-

-

-

6

1,06

83

  (b) Non-Conventional Energy

-

-

-

5

12,05

11,96

  (c) Gas, Steam & Water Supply

1

49,21

49,21

16

1,07

84

18. Construction

6

14,34

8,00

9,022

326,15

270,07

(a) Other than Infrastructure

-

-

-

5,249

253,05

214,49

(b) Infrastructure Construction

6

14,34

8,00

3,773

73,10

55,58

III.

TRANSPORT OPERATORS

-

-

-

26,411

299,33

218,49

IV.

PROFESSIONAL AND OTHER SERVICES

4

32,63

23,63

1,48,816

710,87

562,88

1. Professional Services

4

32,63

23,63

33,390

150,07

115,33

2. Tourism, Hotel & Restaurants

-

-

-

9,874

78,13

61,69

3. Recreation services

-

-

-

2,210

16,48

6,60

4. IT and Telecommunications

-

-

-

47

2,48

1,79

5. Others

-

-

-

1,03,295

463,72

377,47

V.

PERSONAL LOANS

8,589

113,79

83,87

7,05,748

4801,66

3622,91

1. Housing

1

3

3

83,542

1385,09

1176,11

2. Consumer Durables

-

-

-

74,549

511,55

356,70

3. Vehicles

-

-

-

29,476

232,36

179,04

4. Education

-

-

-

18,984

186,57

169,79

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

8,588

113,76

83,84

4,99,197

2486,09

1741,27

VI.

TRADE

104

67,75

39,74

4,38,741

2305,73

1839,84

1. Wholesale Trade

52

34,06

18,81

25,099

234,80

184,26

2. Retail Trade

52

33,69

20,92

4,13,642

2070,93

1655,59

VII.

FINANCE

-

-

-

1,26,073

856,95

629,15

VIII.

ALL OTHERS

1

1,20

1,20

2,95,888

1367,64

1116,40

TOTAL BANK CREDIT

8,890

1414,08

912,49

39,18,894

19796,45

16076,99

 TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

SEMI-URBAN

 (Amount in Rupees Lakh)

 OCCUPATION

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

7,79,271

8604,31

7265,67

124,33,676

102315,32

86068,42

1. Direct Finance

7,64,287

6343,15

5369,27

122,00,163

88578,19

76122,79

2. Indirect Finance

14,984

2261,17

1896,40

2,33,513

13737,13

9945,64

II.

INDUSTRY

58,252

20102,39

13451,99

6,39,191

104531,29

68842,08

1. Mining & Quarrying

532

1192,84

603,31

7,726

5650,56

2920,27

2. Food Manufacturing & Processing

6,204

1654,41

1108,05

97,630

17930,97

12136,47

  (a) Rice Mills, Flour & Dal Mills

1,163

439,02

337,20

38,443

6594,17

4836,40

  (b) Sugar

22

69,36

36,48

479

3017,99

2301,84

  (c) Edible Oils & Vanaspati

450

216,53

165,14

5,483

1582,37

1125,59

  (d) Tea Processing

1,311

49,08

34,87

3,678

330,64

236,87

  (e) Processing of Fruits & Vegetables

148

44,05

30,84

1,176

342,04

241,21

  (f) Others

3,110

836,37

503,51

48,371

6063,75

3394,56

3. Beverage & Tobacco

89

312,97

273,56

2,191

1026,48

863,39

4. Textiles

9,190

2253,82

1601,23

1,00,558

16861,67

10782,00

  (a) Cotton Textiles

3,282

1678,51

1235,92

28,068

8632,48

6334,55

  (b) Jute & Other Natural Fibre Textiles

111

23,47

11,88

3,845

213,62

163,20

  (c) Handloom Textiles & Khadi

1,607

33,33

25,29

22,837

542,63

441,01

  (d) Other Textiles & Textile Products

4,190

518,51

328,12

45,808

7472,95

3843,24

5. Paper, Paper Products & Printing

7,534

686,30

545,70

19,196

3162,18

2492,64

6. Woods and Wood Products

1,656

167,52

146,02

22,597

919,46

769,05

7. Leather & Leather Products

418

48,00

28,52

13,262

384,68

270,53

8. Gems and Jewellary

370

18,72

15,13

13,790

226,83

193,58

9. Rubber & Plastic Products

944

562,02

328,92

9,253

5205,08

1571,04

10. Chemicals & Chemical Products

1,923

789,76

394,92

46,984

5842,31

3985,03

  (a) Heavy Industrial Chemicals

766

283,49

113,35

2,048

1086,63

706,66

  (b) Fertilisers

54

9,15

7,64

947

1003,39

500,66

  (c) Drugs & Pharmaceuticals

192

112,42

84,21

30,061

1313,24

985,81

  (d) Non-Edible Oils

22

5,62

4,56

491

205,37

168,31

  (e) Other Chemicals & Chemical Products

889

379,08

185,17

13,437

2233,68

1623,58

11. Petroleum, Coal Products & Nuclear Fuels

96

366,03

135,77

717

1892,01

982,58

12. Manufacture of Cement & Cement Products

339

813,93

417,10

7,695

1925,32

1148,70

13. Basic Metals & Metal Products

1,748

3590,00

2435,76

22,337

13419,07

8991,80

  (a) Iron & Steel

423

3454,78

2328,19

3,972

10127,56

6586,12

  (b) Non-Ferrous Metals

47

40,10

33,08

1,017

932,94

616,72

  (c) Metal Products

1,278

95,12

74,50

17,348

2358,56

1788,97

14. Engineering

5,148

773,25

434,68

35,509

6326,81

4198,37

  (a) Heavy Engineering

219

232,27

159,74

3,122

1627,05

929,72

  (b) Light Engineering

4,424

431,16

195,77

23,290

2763,99

1797,47

  (c) Electrical Machinery & Goods

380

95,54

69,22

6,604

1492,92

1097,46

  (d) Electronic Machinery & Goods

125

14,29

9,94

2,493

442,84

373,73

15. Vehicles, Vehicle Parts & Transport Equipments

417

88,71

69,96

7,878

2031,87

1324,06

16. Other Industries

14,947

1057,28

848,72

1,66,685

6762,43

5172,38

17. Electricity, Gas & Water

139

4002,37

2730,55

1,153

7541,68

5233,05

  (a) Electricity Generation & Transmission

32

3875,55

2661,21

260

6639,41

4538,77

  (b) Non-Conventional Energy

54

120,54

64,20

280

625,87

495,70

  (c) Gas, Steam & Water Supply

53

6,28

5,15

613

276,40

198,57

18. Construction

6,558

1724,45

1334,09

64,030

7421,86

5807,15

(a) Other than Infrastructure

4,304

928,60

722,50

36,090

3826,32

3073,08

(b) Infrastructure Construction

2,254

795,85

611,58

27,940

3595,54

2734,07

III.

TRANSPORT OPERATORS

33,228

2062,95

1433,64

1,44,338

5010,99

3632,38

IV.

PROFESSIONAL AND OTHER SERVICES

43,798

2772,68

1920,76

5,96,498

17292,88

12994,35

1. Professional Services

4,432

327,98

231,23

1,22,617

2334,20

1824,42

2. Tourism, Hotel & Restaurants

2,145

277,92

220,67

36,749

2031,07

1526,05

3. Recreation services

368

42,77

39,56

10,016

397,88

317,31

4. IT and Telecommunications

218

34,13

25,02

1,728

289,74

180,92

5. Others

36,635

2089,88

1404,29

4,25,388

12239,99

9145,64

V.

PERSONAL LOANS

9,53,937

17596,71

12669,79

73,52,885

116495,27

90466,51

1. Housing

1,19,768

6418,55

5291,77

13,32,874

48801,32

40276,48

2. Consumer Durables

36,280

302,43

243,39

2,83,444

2116,74

1572,81

3. Vehicles

2,48,565

5558,80

3168,74

5,96,866

11879,50

8159,32

4. Education

17,486

329,80

225,88

5,11,115

9978,57

7202,04

5. Personal Credit Cards

2,880

95,29

37,78

1,15,301

635,31

423,86

6. Others

5,28,958

4891,84

3702,24

45,13,285

43083,82

32832,00

VI.

TRADE

1,25,460

4711,31

3695,96

20,56,231

45925,50

35743,78

1. Wholesale Trade

7,680

1635,24

1186,79

1,11,036

10833,83

8863,06

2. Retail Trade

1,17,780

3076,07

2509,17

19,45,195

35091,66

26880,71

VII.

FINANCE

7,924

598,60

466,89

1,82,032

3841,37

2377,91

VIII.

ALL OTHERS

2,39,175

2611,21

2204,80

13,87,892

13367,13

10963,61

TOTAL BANK CREDIT

22,41,045

59060,16

43109,50

247,92,743

408779,74

311089,03