Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002

SOUTHERNREGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

14,49,034

2986,10

2290,62

7,47,368

1849,17

1576,99

1.

Direct Finance

14,25,433

2694,34

2131,53

7,28,313

1626,97

1396,27

2.

Indirect Finance

23,601

291,76

159,09

19,055

222,19

180,72

II.

INDUSTRY

63,776

1763,40

1376,03

75,301

5133,99

3926,17

1.

Mining & Quarrying

478

33,20

28,74

484

58,66

45,69

2.

Food Manufacturing & Processing

1,943

293,03

178,67

3,486

569,12

445,08

(a) RiceMills, Flour & DalMills

1,015

41,61

33,77

1,569

88,66

77,66

(b) Sugar

12

159,03

66,12

32

169,71

129,35

(c) Edible Oils & Vanaspati

218

7,73

6,69

491

91,99

72,00

(d) Tea Processing

74

11,58

11,29

231

72,62

59,81

(e) Processing of Fruits & Vegetables

8

1,07

90

41

11,36

8,66

(f) Others

616

72,01

59,90

1,122

134,79

97,59

3.

Beverage & Tobacco

47

5,88

5,56

129

12,99

11,55

4.

Textiles

4,619

270,65

217,48

10,890

1500,71

1203,32

(a) Cotton Textiles

1,372

206,88

163,71

4,327

1145,22

923,09

(b) Jute & Other Natural Fibre Textiles

51

77

66

1,479

8,80

6,54

(c) Handloom Textiles & Khadi

1,204

11,82

10,57

1,336

47,34

38,38

(d) Other Textiles & Textile Products

1,992

51,19

42,55

3,748

299,35

235,32

5.

Paper, Paper Products & Printing

392

36,57

32,42

2,053

259,87

219,16

6.

Leather & Leather Products

148

15,06

14,31

1,272

509,58

307,82

7.

Rubber & Plastic Products

437

20,84

17,97

732

90,17

77,12

8.

Chemicals & Chemical Products

673

35,98

26,77

2,400

624,92

510,68

(a) Heavy Industrial Chemicals

26

1,89

2,04

109

271,19

280,20

(b) Fertilisers

6

95

74

26

23,88

22,39

(c) Drugs & Pharmaceuticals

84

8,81

7,76

139

20,78

14,95

(d) Non-Edible Oils

4

18

12

43

4,89

4,33

(e) Other Chemicals & Chemical Products

553

24,14

16,12

2,083

304,17

188,81

9.

Petroleum, Coal Products & Nuclear Fuels

17

23,16

23,13

41

6,01

5,81

10.

Manufacture of Cement & Cement Products

149

151,11

152,19

227

96,88

65,41

11.

Basic Metals & Metal Products

526

205,12

138,43

1,453

229,94

171,68

(a) Iron & Steel

89

126,59

81,04

229

76,24

60,70

(b) Non-Ferrous Metals

34

62,20

44,82

57

20,93

13,81

(c) Metal Products

403

16,32

12,58

1,167

132,77

97,16

12.

Engineering

857

117,21

114,10

1,929

364,40

269,25

(a) Heavy Engineering

70

10,03

9,53

153

79,10

52,90

(b) Light Engineering

373

8,76

7,44

924

103,52

79,39

(c) Electrical Machinery & Goods

226

90,51

89,96

467

111,06

73,65

(d) Electronic Machinery &Goods

188

7,91

7,17

385

70,71

63,31

13.

Vehicles, Vehicle Parts & Transport Equipments

705

266,26

172,11

695

276,01

168,29

14.

Other Industries

51,524

159,05

141,30

47,047

331,86

270,50

15.

Electricity, Gas & Water

60

28,29

17,45

98

75,52

50,12

(a) Electricity Generation & Transmission

20

23,80

13,61

54

70,31

45,77

(b) Non-Conventional Energy

3

97

96

15

2,77

2,60

(c) Gas, Steam & Water Supply

37

3,51

2,88

29

2,45

1,74

16.

Construction

1,201

102,00

95,41

2,365

127,35

104,69

III.

TRANSPORT OPERATORS

11,490

77,51

54,09

8,131

175,16

136,07

IV.

PROFESSIONAL AND OTHER SERVICES

61,777

165,47

135,93

57,426

415,00

327,90

V.

PERSONAL LOANS

3,63,634

1088,12

914,03

4,59,729

1997,61

1667,47

1.

Loans for Purchase of Consumer Durables

26,345

66,52

49,01

39,259

110,32

82,31

2.

Loans for Housing

27,766

319,83

286,68

38,915

721,25

629,28

3.

Rest of the Personal Loans

3,09,523

701,77

578,34

3,81,555

1166,04

955,88

VI.

TRADE

1,04,324

387,02

329,59

95,781

964,68

813,16

1.

Wholesale Trade

4,860

148,64

137,71

6,188

375,22

320,11

2.

Retail Trade

99,464

238,38

191,88

89,593

589,46

493,05

VII.

FINANCE

1,552

36,21

30,92

2,152

87,94

79,46

VIII.

ALL OTHERS

2,29,721

691,49

536,53

1,86,386

1494,86

1082,63

TOTAL BANK CREDIT

22,85,308

7195,31

5667,75

16,32,274

12118,40

9609,85

OF WHICH:1.Artisansand Village & TinyIndustries

16,785

99,21

82,61

14,164

384,44

309,50

2.Other Small Scale Industries

32,776

292,69

254,04

39,888

1231,29

955,88

(AmountinRupeesLakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

1,48,496

635,11

518,20

18,563

823,38

668,85

1.

Direct Finance

1,42,980

454,31

385,39

8,332

251,19

152,23

2.

Indirect Finance

5,516

180,79

132,82

10,231

572,19

516,63

II.

INDUSTRY

81,218

11890,66

9578,93

1,13,767

19089,58

14785,38

1.

Mining & Quarrying

276

72,21

62,60

482

731,70

555,06

2.

Food Manufacturing & Processing

3,089

1062,98

803,65

18,027

1582,95

1221,62

(a) RiceMills, Flour & DalMills

931

92,13

79,62

340

52,51

36,58

(b) Sugar

72

471,81

333,02

58

691,92

485,57

(c) Edible Oils & Vanaspati

296

119,34

110,76

70

91,44

42,14

(d) Tea Processing

30

23,61

16,51

18

38,75

32,50

(e) Processing of Fruits & Vegetables

38

19,88

17,10

51

196,33

175,07

(f) Others

1,722

336,21

246,64

17,490

512,00

449,75

3.

Beverage & Tobacco

147

70,06

60,71

164

175,49

153,85

4.

Textiles

20,261

5644,11

4443,32

6,970

1457,79

1134,65

(a) Cotton Textiles

10,032

3627,40

2815,87

575

519,51

386,13

(b) Jute & Other Natural Fibre Textiles

157

10,25

9,56

21

2,69

4,21

(c) Handloom Textiles & Khadi

860

75,41

65,74

42

17,07

15,61

(d) Other Textiles & Textile Products

9,212

1931,05

1552,15

6,332

918,52

728,69

5.

Paper, Paper Products & Printing

1,953

403,27

323,39

2,682

605,32

539,12

6.

Leather & Leather Products

560

58,03

54,17

5,872

916,62

725,61

7.

Rubber & Plastic Products

1,345

151,52

103,31

2,151

655,81

492,33

8.

Chemicals & Chemical Products

1,801

355,55

283,89

4,050

2931,74

2415,29

(a) Heavy Industrial Chemicals

168

63,26

55,24

405

394,90

346,68

(b) Fertilisers

38

42,73

43,31

126

933,30

914,87

(c) Drugs & Pharmaceuticals

555

37,25

25,77

1,963

953,01

639,49

(d) Non-Edible Oils

29

12,98

13,74

19

20,41

21,69

(e) Other Chemicals & Chemical Products

1,011

199,33

145,83

1,537

630,12

492,57

9.

Petroleum, Coal Products & Nuclear Fuels

106

76,95

74,99

129

429,81

282,63

10.

Manufacture of Cement & Cement Products

189

285,65

279,85

187

857,46

757,48

11.

Basic Metals & Metal Products

4,519

1096,30

1089,70

2,770

678,12

653,02

(a) Iron & Steel

568

731,05

754,77

485

347,27

338,86

(b) Non-Ferrous Metals

115

233,90

225,95

140

99,04

115,09

(c) Metal Products

3,836

131,36

108,99

2,145

231,80

199,06

12.

Engineering

5,154

1000,72

726,35

20,561

2201,49

1555,39

(a) Heavy Engineering

597

479,78

317,18

497

363,45

261,60

(b) Light Engineering

2,702

261,83

222,98

17,364

682,94

463,79

(c) Electrical Machinery & Goods

895

175,51

130,02

1,561

717,55

509,09

(d) Electronic Machinery &Goods

960

83,59

56,16

1,139

437,55

320,91

13.

Vehicles, Vehicle Parts & Transport Equipments

833

258,71

168,51

1,228

2265,53

1421,47

14.

Other Industries

38,746

441,75

378,50

46,533

1692,09

1376,70

15.

Electricity, Gas & Water

126

720,45

564,98

176

1092,42

780,83

(a) Electricity Generation & Transmission

43

705,21

552,44

95

836,95

604,45

(b) Non-Conventional Energy

15

8,87

7,26

19

95,98

67,27

(c) Gas, Steam & Water Supply

68

6,38

5,29

62

159,49

109,10

16.

Construction

2,113

192,40

160,99

1,785

815,22

720,31

III.

TRANSPORT OPERATORS

6,644

148,57

119,70

2,899

941,65

698,89

IV.

PROFESSIONAL AND OTHER SERVICES

31,782

1086,04

596,19

18,018

3251,18

2624,83

V.

PERSONAL LOANS

4,70,431

2635,29

2166,16

5,63,418

5957,01

4691,70

1.

Loans for Purchase of Consumer Durables

45,929

150,70

119,77

30,276

113,06

84,88

2.

Loans for Housing

59,437

931,93

818,23

54,421

2406,11

2087,38

3.

Rest of the Personal Loans

3,65,065

1552,66

1228,16

4,78,721

3437,84

2519,43

VI.

TRADE

60,231

1998,22

1603,47

30,918

4389,03

3845,95

1.

Wholesale Trade

9,188

840,18

718,76

10,294

3378,74

2985,91

2.

Retail Trade

51,043

1158,04

884,71

20,624

1010,29

860,04

VII.

FINANCE

1,390

134,43

109,21

3,076

3871,84

3080,91

VIII.

ALL OTHERS

1,23,766

1368,06

1113,07

1,21,643

4112,00

3393,51

TOTAL BANK CREDIT

9,23,958

19896,37

15804,93

8,72,302

42435,67

33790,01

OF WHICH:1.Artisansand Village & TinyIndustries

7,388

248,22

199,25

4,358

127,99

117,93

2.Other Small Scale Industries

42,529

2609,16

2129,51

29,061

1846,87

1525,78