3. Scheduled Commercial Banks - Business in India - ஆர்பிஐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||||||
Outstanding | |||||||||||
as on | Variation over | ||||||||||
Item | 1999 | Financial year so far | |||||||||
Jul. 2# | Fortnight | 1998-99 | 1999-2000 | Year | |||||||
1 | 2 | 3 | 4 | 5 | 6 | ||||||
Liabilities to the Banking System | |||||||||||
Demand and time deposits from banks | 32,056 | 569 | 677 | -204 | 7,698 | ||||||
Borrowings from Banks(1) | 10,372 | -1,085 | 231 | -1,252 | 2,981 | ||||||
Other demand and time liabilities(2) | 1,068 | -51 | -1,076 | 378 | 699 | ||||||
Liabilities to Others | |||||||||||
Aggregate deposits | 7,31,772@ | -2,910 | 18,959 | 14,501 | 1,07,403 | ||||||
(-0.4) | (3.1) | (2.0) | (17.2) | ||||||||
Demand | 1,09,152 | -5,820 | -3,818 | -4,328 | 10,457 | ||||||
Time | 6,22,620@ | 2,910 | 22,776 | 18,829 | 96,946 | ||||||
Borrowings(3) | 1,295 | -92 | 293 | -697 | -277 | ||||||
Other demand and time liabilities | 61,607 | 8,967 | 3,223 | 9,190 | 18,629 | ||||||
Borrowings from Reserve Bank | 4,276 | 412 | 362 | 1,382 | 3,519 | ||||||
Cash in hand and Balances with Reserve Bank | 69,843 | 4,992 | -2,593 | 2,313 | 11,131 | ||||||
Cash in hand | 4,326 | 128 | 391 | 344 | 327 | ||||||
Balances with Reserve Bank | 65,516 | 4,864 | -2,984 | 1,969 | 10,803 | ||||||
Assets with the Banking System | |||||||||||
Balance with other Banks(4) | 12,409 | 163 | -802 | -513 | 1,659 | ||||||
Money at call and short notice | 17,656 | -740 | -411 | -478 | 9,206 | ||||||
Advances to banks | 2,220 | 744 | -1,006 | 581 | 1,063 | ||||||
Other assets | 1,484 | 24 | -555 | 181 | 373 | ||||||
Investments(5) | 2,77,063 | 1,492 | 21,204 | 22,944 | 37,154 | ||||||
(0.5) | (9.7) | (9.0) | (15.5) | ||||||||
Government securities | 2,45,300 | 1,615 | 21,060 | 22,556 | 37,284 | ||||||
Other approved securities | 31,763 | -123 | 144 | 388 | -130 | ||||||
Bank Credit | 3,69,371 | 3,251 | -141 | 3,367 | 45,433 | ||||||
(0.9) | () | (0.9) | (14.0) | ||||||||
Food Credit | 21,990 | -231 | 5,198 | 5,174 | 4,307 | ||||||
Non-food credit | 3,47,380 | 3,482 | -5,339 | -1,807 | 41,125 | ||||||
Loans, cash-credit and overdrafts | 3,39,924 | 3,377 | 1,708 | 5,057 | 43,481 | ||||||
Inland bills- purchased | 4,608 | 214 | -29 | -104 | -24 | ||||||
discounted(6) | 10,060 | -143 | -322 | -716 | 614 | ||||||
Foreign bills-purchased | 7,532 | -272 | -769 | -837 | 370 | ||||||
discounted | 7,247 | 75 | -729 | -33 | 991 | ||||||
Cash-Deposit Ratio | 9.54 | ||||||||||
Investment-Deposit Ratio | 37.86 | ||||||||||
Credit-Deposit Ratio | 50.48 | ||||||||||
@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 2.1 per cent and 14.3 per cent, respectively. | |||||||||||
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. | |||||||||||
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'. | |||||||||||
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. | |||||||||||
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. | |||||||||||
(6) Excludes bills rediscounted with the Reserve Bank of India. | |||||||||||
Figures in brackets denote percentage variation in the relevant period. |