(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Fortnight

Financial year so far

Year-on-year

Jun. 1#

2000-2001

2001-2002

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

47,974

–1,642

1,679

–2,399

6,511

9,584

Borrowings from Banks⁽¹⁾

24,679

831

–2,469

785

2,697

10,881

Other demand and time liabilities

1,790

–20

357

–52

243

572

Liabilities to Others

Aggregate deposits@

10,03,032

4,734

28,193

45,024

1,17,261

1,61,495

(0.5)

(3.5)

(4.7)

(16.2)

(19.2)

[3.5]

[4.9]

[16.6]

[16.5]

Demand

1,41,896

–1,753

–644

1,113

20,059

15,174

Time@

8,61,137

6,487

28,837*

43,911*

97,202*

1,46,322*

Borrowings⁽³⁾

2,267

–78

539

–207

1,343

–1,005

Other demand and time liabilities

93,573

–157

–1,884*

1,224*

15,181*

17,015*

Borrowings from Reserve Bank

1,665

–3,107

669

–2,231

2,748

–5,495

Cash in hand and Balances with Reserve Bank

64,635

–12,484

–1,538

–567

–7,734

3,424

Cash in hand

6,212

194

–117

554

938

999

Balances with Reserve Bank

58,423

–12,678

–1,421

–1,121

–8,672

2,425

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,222

–733

240

–621

3,887

1,675

Money at call and short notice

38,679

4,099

–1,617

3,221

3,258

18,617

Advances to Banks

4,582

240

–944

250

948

1,984

Other assets

1,642

–541

104

–668

552

–381

Investments⁽⁵⁾

3,98,266

12,789

22,486

28,433

58,981

66,836

(3.3)

(7.3)

(7.7)

(21.6)

(20.2)

Government securities

3,67,364

13,139

22,790

28,284

60,846

66,118

Other approved securities

30,902

–350

–303

149

–1,865

717

Bank Credit

5,15,693

–4,636

8,388

6,611

78,624

71,346

(–0.9)

(1.9)

(1.3)

(21.5)

(16.1)

Food Credit

48,731

2,294

5,945

8,740

9,218

17,094

Non-food credit

4,66,962

–6,931

2,443

–2,129

69,406

54,252

Loans, cash-credit and overdrafts

4,74,086

–3,896

6,003

6,174

70,559

67,176

Inland bills- purchased

5,086

–291

28

69

563

270

discounted⁽⁶⁾

18,758

–264

2,265

244

4,698

3,736

Foreign bills-purchased

9,235

–270

–38

–25

1,176

387

discounted

8,527

85

131

148

1,628

–223

Cash-Deposit Ratio

6.44

Investment-Deposit Ratio

39.71

Credit-Deposit Ratio

51.41

@

: Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

*

: Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.