3. Scheduled Commercial Banks - Business in India - ஆர்பிஐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
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|
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Item |
1999 |
Financial year so far |
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|
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Jan. 15# |
Fortnight |
1997-98 |
1998-99 |
Year |
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|
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1 |
2 |
3 |
4 |
5 |
6 |
|
|
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Liabilities to the Banking System |
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Demand and time deposits from banks |
29,329 |
-49 |
3,050 |
5,647 |
8,883 |
|
Borrowings from Banks(1) |
11,584 |
1,112 |
6,111 |
4,424 |
2,215 |
|
Other demand and time liabilities(2) |
561 |
-32 |
-325 |
-884 |
347 |
|
Liabilities to Others |
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Aggregate deposits |
6,85,062@ |
1,981 |
59,580 |
79,652 |
1,19,883 |
|
(0.3) |
(11.8) |
(13.2) |
(21.2) |
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Demand |
1,00,394 |
-599 |
-1,535 |
-2,119 |
11,319 |
|
Time |
5,84,668@ |
2,580 |
61,115 |
81,771 |
1,08,564 |
|
Borrowings(3) |
1,776 |
-102 |
819 |
497 |
20 |
|
Other demand and time liabilities |
46,370 |
-1,550 |
2,993 |
6,616 |
9,124 |
|
Borrowings from Reserve Bank |
6,781 |
1,825 |
1,230 |
6,386 |
4,991 |
|
Cash in hand and Balances with Reserve Bank |
76,677 |
1,410 |
2,902 |
15,371 |
20,580 |
|
Cash in hand |
3,830 |
-15 |
174 |
222 |
309 |
|
Balances with Reserve Bank |
72,847 |
1,425 |
2,729 |
15,149 |
20,271 |
|
Assets with the Banking System |
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Balance with other Banks(4) |
11,607 |
55 |
1,841 |
55 |
1,397 |
|
Money at call and short notice |
12,667 |
-4,333 |
-1,384 |
3,806 |
6,092 |
|
Advances to banks |
1,672 |
49 |
2 |
-491 |
-206 |
|
Other assets |
1,936 |
525 |
52 |
270 |
197 |
|
Investments(5) |
2,49,843 |
160 |
24,394 |
31,138 |
34,936 |
|
(0.1) |
(12.8) |
(14.2) |
(16.3) |
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Gover nment securities |
2,17,884 |
-213 |
24,514 |
30,927 |
34,480 |
|
Other approved securities |
31,959 |
373 |
-121 |
211 |
456 |
|
Bank Credit |
3,49,240 |
5,216 |
23,675 |
25,161 |
47,164 |
|
(1.5) |
(8.5) |
(7.8) |
(15.6) |
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Food Credit |
16,600 |
499 |
4,416 |
4,115 |
4,587 |
|
Non-food credit |
3,32,640 |
4,717 |
19,259 |
21,046 |
42,577 |
|
Loans, cash-credit and overdrafts |
3,20,206 |
5,036 |
22,410 |
25,471 |
46,174 |
|
Inland bills- purchased |
4,272 |
82 |
396 |
-388 |
-311 |
|
discounted(6) |
9,849 |
-275 |
500 |
81 |
744 |
|
Foreign bills-purchased |
8,282 |
632 |
293 |
352 |
340 |
|
discounted |
6,631 |
-257 |
77 |
-354 |
217 |
|
Cash-Deposit Ratio |
11.19 |
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Investment-Deposit Ratio |
36.47 |
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Credit-Deposit Ratio |
50.98 |
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@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 10.2 per cent and 18.0 per cent, respectively. |
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(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |
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(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'. |
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(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. |
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(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5. |
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(6) Excludes bills rediscounted with the Reserve Bank of India. |
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Figures in brackets denote percentage variations in the relevant period. |