3. Scheduled Commercial Banks - Business in India - ஆர்பிஐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
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Variation over |
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|
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Item |
1999 |
Financial year so far |
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Jan. 29# |
Fortnight |
1997-98 |
1998-99 |
Year |
|
|
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1 |
2 |
3 |
4 |
5 |
6 |
|
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Liabilities to the Banking System |
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Demand and time deposits from banks |
29,395 |
66 |
2,633 |
5,713 |
9,366 |
Borrowings from Banks(1) |
11,292 |
-292 |
4,840 |
4,132 |
3,194 |
Other demand and time liabilities(2) |
514 |
-47 |
2,182 |
-931 |
-2,207 |
Liabilities to Others |
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Aggregate deposits |
6,90,269 @ |
5,207 |
62,636 |
84,859 |
1,22,034 |
(0.8) |
(12.4) |
(14.0) |
(21.5) |
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Demand |
1,02,392 |
1,998 |
-449 |
-121 |
12,231 |
Time |
5,87,877 @ |
3,209 |
63,085 |
84,980 |
1,09,803 |
Borrowings(3) |
1,891 |
115 |
742 |
612 |
212 |
Other demand and time liabilities |
47,402 |
1,032 |
3,541 |
7,648 |
9,608 |
Borrowings from Reserve Bank |
5,330 |
-1,451 |
-73 |
4,935 |
4,843 |
Cash in hand and Balances with Reserve Bank |
72,570 |
-4,107 |
10,516 |
11,264 |
8,859 |
Cash in hand |
3,986 |
156 |
199 |
378 |
440 |
Balances with Reserve Bank |
68,584 |
-4,263 |
10,318 |
10,886 |
8,419 |
Assets with the Banking System |
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Balance with other Banks(4) |
11,839 |
232 |
1,493 |
287 |
1,976 |
Money at call and short notice |
16,654 |
3,987 |
-1,548 |
7,793 |
10,243 |
Advances to banks |
1,704 |
32 |
296 |
-459 |
-468 |
Other assets |
1,094 |
-842 |
93 |
-572 |
-686 |
Investments(5) |
2,51,006 |
1,163 |
20,374 |
32,301 |
40,119 |
(0.5) |
(10.7) |
(14.8) |
(19.0) |
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Gover nment securities |
2,19,435 |
1,551 |
20,480 |
32,478 |
40,065 |
Other approved securities |
31,571 |
-388 |
-107 |
-177 |
54 |
Bank Credit |
3,49,829 |
589 |
28,660 |
25,750 |
42,768 |
(0.2) |
(10.3) |
(7.9) |
(13.9) |
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Food Credit |
17,056 |
456 |
4,819 |
4,571 |
4,640 |
Non-food credit |
3,32,773 |
133 |
23,841 |
21,179 |
38,128 |
Loans, cash-credit and overdrafts |
3,20,554 |
348 |
27,885 |
25,819 |
41,047 |
Inland bills- purchased |
4,451 |
179 |
402 |
-209 |
-138 |
discounted(6) |
9,704 |
-145 |
100 |
-64 |
999 |
Foreign bills-purchased |
8,113 |
-169 |
149 |
183 |
315 |
discounted |
7,007 |
376 |
125 |
22 |
545 |
Cash-Deposit Ratio |
10.51 |
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Investment-Deposit Ratio |
36.36 |
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Credit-Deposit Ratio |
50.68 |
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@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the |
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(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |