(Rs. crore)

Outstanding
as on

Variation over

Item

1999

Financial year so far

Jan. 29#

Fortnight

1997-98

1998-99

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

29,395

66

2,633

5,713

9,366

Borrowings from Banks⁽¹⁾

11,292

-292

4,840

4,132

3,194

Other demand and time liabilities⁽²⁾

514

-47

2,182

-931

-2,207

Liabilities to Others

Aggregate deposits

6,90,269 @

5,207

62,636

84,859

1,22,034

(0.8)

(12.4)

(14.0)

(21.5)

Demand

1,02,392

1,998

-449

-121

12,231

Time

5,87,877 @

3,209

63,085

84,980

1,09,803

Borrowings⁽³⁾

1,891

115

742

612

212

Other demand and time liabilities

47,402

1,032

3,541

7,648

9,608

Borrowings from Reserve Bank

5,330

-1,451

-73

4,935

4,843

Cash in hand and Balances with Reserve Bank

72,570

-4,107

10,516

11,264

8,859

Cash in hand

3,986

156

199

378

440

Balances with Reserve Bank

68,584

-4,263

10,318

10,886

8,419

Assets with the Banking System

Balance with other Banks⁽⁴⁾

11,839

232

1,493

287

1,976

Money at call and short notice

16,654

3,987

-1,548

7,793

10,243

Advances to banks

1,704

32

296

-459

-468

Other assets

1,094

-842

93

-572

-686

Investments⁽⁵⁾

2,51,006

1,163

20,374

32,301

40,119

(0.5)

(10.7)

(14.8)

(19.0)

Gover nment securities

2,19,435

1,551

20,480

32,478

40,065

Other approved securities

31,571

-388

-107

-177

54

Bank Credit

3,49,829

589

28,660

25,750

42,768

(0.2)

(10.3)

(7.9)

(13.9)

Food Credit

17,056

456

4,819

4,571

4,640

Non-food credit

3,32,773

133

23,841

21,179

38,128

Loans, cash-credit and overdrafts

3,20,554

348

27,885

25,819

41,047

Inland bills- purchased

4,451

179

402

-209

-138

discounted⁽⁶⁾

9,704

-145

100

-64

999

Foreign bills-purchased

8,113

-169

149

183

315

discounted

7,007

376

125

22

545

Cash-Deposit Ratio

10.51

Investment-Deposit Ratio

36.36

Credit-Deposit Ratio

50.68

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the
growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 11.1 per cent and 18.3 per cent, espectively.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variations in the relevant period.