(Rs. crore)

Outstanding

Variation over

Item

as on 2002

Fortnight

Financial year so far

Year-on-year

Nov. 15#

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,374

–1,046

–19,402

6,945

–6,956

7,025

Borrowings from Banks⁽¹⁾

20,136

–3,090

–4,316

–114

3,329

405

Other demand and time liabilities⁽²⁾

2,118

–79

–384

–106

623

211

Liabilities to Others

Aggregate deposits@

12,45,969

–388

93,383

1,42,609

1,41,381

1,89,968

(—)

(9.7)

(12.9)

(15.5)

(18.0)

[10.2]

[13.5]

[16.2]

[18.8]

Demand

1,57,025

–3,139

–1,622

3,976

13,334

16,094

Time@

10,88,944

2,751

95,004

1,38,632

1,28,047

1,73,874

Borrowings⁽³⁾

9,331

134

–568

6,302

–1,009

7,332

Other demand and time liabilities

1,27,642

8,561

13,582

15,758

22,659

22,852

Borrowings from Reserve Bank

7

–28

82

–3,609

–1,647

–3,970

Cash in hand and Balances with Reserve Bank

73,401

–13,660

10,243

4,754

3,559

–2,043

Cash in hand

6,626

169

912

381

643

57

Balances with Reserve Bank

66,775

–13,829

9,331

4,373

2,916

–2,100

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,305

219

–2,828

312

1,765

1,277

Money at call and short notice

32,796

–3,593

–10,227

6,171

3,840

7,395

Advances to Banks

6,803

705

–2,906

1,230

–1,038

4,775

Other assets

2,564

–38

5

–110

144

621

Investments⁽⁵⁾

5,13,509

8,072

47,792

75,240

70,770

95,558

(1.6)

(12.9)

(17.2)

(20.4)

(22.9)

Government securities

4,86,456

8,516

49,625

75,280

72,885

96,796

Other approved securities

27,053

–444

–1,833

–40

–2,115

–1,238

Bank Credit

6,81,248

1,364

37,794

91,526

68,531

1,32,020

(0.2)

(7.4)

(15.5)

(14.3)

(24.0)

Food Credit

54,204

–1,209

11,245

226

15,803

2,968

Non-food credit

6,27,044

2,573

26,549

91,300

52,728

1,29,053

Loans, cash-credit and overdrafts

6,37,969

1,653

40,539

90,362

70,379

1,27,215

Inland bills- purchased

5,177

–48

–147

146

–251

416

discounted⁽⁶⁾

18,352

–250

–1,573

69

–750

1,351

Foreign bills-purchased

9,361

–166

–1,542

272

–1,181

1,552

discounted

10,390

175

518

676

334

1,486

Cash-Deposit Ratio

5.89

Investment-Deposit Ratio

41.21

Credit-Deposit Ratio

54.68

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.