(Rs. crore)

Outstanding

as on

Variation over

Item

1999

Financial year so far

Feb. 12#

Fortnight

1997-98

1998-99

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

29,504

109

3,013

5,822

9,095

Borrowings from Banks⁽¹⁾

10,696

-596

3,696

3,536

3,742

Other demand and time liabilities⁽²⁾

815

301

-108

-630

384

Liabilities to Others

Aggregate deposits

6,91,718 @

1,449

66,072

86,308

1,20,047

(0.2)

(13.1)

(14.3)

(21.0)

Demand

1,01,572

-820

-2,202

-941

13,164

Time

5,90,145 @

2,268

68,274

87,248

1,06,882

Borrowings⁽³⁾

1,975

84

404

696

634

Other demand and time liabilities

47,793

391

2,923

8,039

10,617

Borrowings from Reserve Bank

6,109

779

-353

5,714

5,902

Cash in hand and Balances with Reserve Bank

75,679

3,109

3,352

14,373

19,132

Cash in hand

3,958

-28

261

350

350

Balances with Reserve Bank

71,721

3,137

3,091

14,023

18,782

Assets with the Banking System

Balance with other Banks⁽⁴⁾

11,996

157

1,186

444

2,441

Money at call and short notice

14,544

-2,110

6

5,683

6,579

Advances to banks

1,765

61

52

-398

-163

Other assets

1,383

289

16

-283

-320

Investments⁽⁵⁾

2,49,668

-1,338

23,079

30,963

36,076

(-0.5)

(12.1)

(14.2)

(16.9)

Government securities

2,18,188

-1,247

22,346

31,231

36,952

Other approved securities

31,480

-91

731

-268

-875

Bank Credit

3,49,750

-79

29,585

25,671

41,764

(—)

(10.6)

(7.9)

(13.6)

Food Credit

17,113

57

4,648

4,628

4,868

Non-food credit

3,32,637

-136

24,937

21,043

36,896

Loans, cash-credit and overdrafts

3,20,746

192

28,246

26,011

40,878

Inland bills- purchased

4,456

5

319

-204

-50

discounted⁽⁶⁾

9,482

-222

684

-286

193

Foreign bills-purchased

8,100

-13

101

170

350

discounted

6,966

-41

235

-19

394

Cash-Deposit Ratio

10.94

Investment-Deposit Ratio

36.09

Credit-Deposit Ratio

50.56

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 11.3 per cent and 17.9 per cent, respectively.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.