3. Scheduled Commercial Banks - Business in India - ஆர்பிஐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2004 |
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Fortnight |
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Dec. 24# |
2003-2004 |
2004-2005 |
2003 |
2004 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
33,875 |
–756 |
–4,674 |
–2,958 |
–1,683 |
–1,905 |
|
Borrowings from Banks (1) |
29,661 |
917 |
–5,714 |
14,635 |
–6,797 |
15,738 |
|
Other demand and time liabilities(2) |
3,495 |
608 |
122 |
868 |
160 |
1,119 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
16,22,579 |
920 |
1,41,043 |
1,18,163 |
1,61,364 |
2,00,683 |
|
(0.1) |
(11.0) |
(7.9) |
(12.8) |
(14.1) |
|||
Demand |
2,30,133 |
–1,035 |
23,911 |
5,111 |
29,316 |
35,933 |
|
Time@ |
13,92,446 |
1,955 |
1,17,131 |
1,13,052 |
1,32,047 |
1,64,751 |
|
[13,88,877] |
[1,09,484] |
[1,61,182] |
|||||
Borrowings(3) |
66,069 |
–732 |
9,601 |
41,399 |
11,743 |
43,830 |
|
Other demand and time liabilities |
1,69,965 |
3,984 |
5,045 |
21,881 |
11,615 |
35,114 |
|
Borrowings from Reserve Bank |
665 |
665 |
–79 |
665 |
–34 |
665 |
|
Cash in hand and Balances with Reserve Bank |
98,451 |
4,859 |
12,192 |
21,556 |
6,537 |
20,357 |
|
Cash in hand |
8,938 |
–107 |
1,502 |
1,040 |
1,804 |
–132 |
|
Balances with Reserve Bank |
89,513 |
4,967 |
10,690 |
20,516 |
4,733 |
20,489 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
16,683 |
–288 |
–1,295 |
–279 |
–1,337 |
790 |
|
Money at call and short notice |
21,852 |
–230 |
–12,531 |
3,795 |
–14,712 |
2,249 |
|
Advances to Banks |
9,090 |
–100 |
1,971 |
–1,434 |
1,107 |
–28 |
|
Other assets |
2,317 |
–38 |
46 |
–321 |
281 |
–279 |
|
Investments (5) |
7,02,895 |
–6,401 |
98,838 |
25,308 |
1,22,329 |
56,512 |
|
(–0.9) |
(18.1) |
(3.7) |
(23.3) |
(8.7) |
|||
Government securities |
6,76,952 |
–6,195 |
99,208 |
22,194 |
1,23,006 |
54,327 |
|
[6,64,759] |
[10,001] |
[42,134] |
|||||
Other approved securities |
25,944 |
–206 |
–371 |
3,114 |
–677 |
2,186 |
|
Bank Credit |
10,27,009 |
13,643 |
54,142 |
1,86,224 |
91,113 |
2,43,651 |
|
(1.3) |
(7.4) |
(22.1) |
(13.2) |
(31.1) |
|||
Food Credit |
43,779 |
586 |
–13,127 |
7,818 |
–15,595 |
7,427 |
|
Non-food credit |
9,83,229 |
13,056 |
67,269 |
1,78,405 |
1,06,708 |
2,36,224 |
|
[9,50,547] |
[1,45,723] |
[2,03,541] |
|||||
Loans, cash-credit and overdrafts |
9,71,770 |
13,837 |
53,963 |
1,82,530 |
88,510 |
2,35,735 |
|
Inland bills- purchased |
7,108 |
–290 |
745 |
139 |
1,275 |
778 |
|
discounted(6) |
23,539 |
252 |
–255 |
1,809 |
–124 |
3,610 |
|
Foreign bills-purchased |
10,145 |
–100 |
–654 |
32 |
–589 |
1,048 |
|
discounted |
14,446 |
–57 |
342 |
1,713 |
2,042 |
2,479 |
|
Cash-Deposit Ratio |
6.07 |
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Investment-Deposit Ratio |
43.32 |
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Credit-DepositRatio |
63.29 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |