3. Scheduled Commercial Banks - Business in India - ஆர்பிஐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Fortnight |
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Apr. 1# |
2004-2005 |
2005-2006 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
40,611 |
3,839 |
5,287 |
3,839 |
194 |
–1,510 |
|
Borrowings from Banks (1) |
33,204 |
5,293 |
1,225 |
5,293 |
–2,548 |
16,953 |
|
Other demand and time liabilities(2) |
3,966 |
832 |
–149 |
832 |
–1,480 |
1,488 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
17,66,628 |
46,680 |
46,992 |
46,680 |
2,26,936 |
2,15,220 |
|
(2.7) |
(3.1) |
(2.7) |
(17.1) |
(13.9) |
|||
Demand |
2,81,974 |
18,157 |
21,428 |
18,157 |
58,492 |
35,524 |
|
Time@ |
14,84,654 |
28,523 |
25,564 |
28,523 |
1,68,444 |
1,79,696 |
|
[14,81,085] |
[1,76,127] |
||||||
Borrowings(3) |
71,423 |
2,119 |
999 |
2,119 |
12,574 |
45,755 |
|
Other demand and time liabilities |
1,81,055 |
6,729 |
9,621 |
6,729 |
24,845 |
23,350 |
|
Borrowings from Reserve Bank |
95 |
45 |
— |
45 |
–440 |
95 |
|
Cash in hand and Balances with Reserve Bank |
1,02,069 |
5,541 |
9,920 |
5,541 |
17,119 |
15,254 |
|
Cash in hand |
9,085 |
663 |
648 |
663 |
1,378 |
540 |
|
Balances with Reserve Bank |
92,983 |
4,878 |
9,272 |
4,878 |
15,742 |
14,715 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
20,724 |
3,958 |
3,430 |
3,958 |
2,434 |
333 |
|
Money at call and short notice |
22,874 |
2,519 |
1,549 |
2,519 |
–11,907 |
3,267 |
|
Advances to Banks |
8,822 |
–896 |
46 |
–896 |
4,686 |
–1,748 |
|
Other assets |
2,524 |
74 |
586 |
74 |
152 |
–699 |
|
Investments (5) |
7,51,208 |
8,145 |
10,632 |
8,145 |
1,20,087 |
62,988 |
|
(1.1) |
(1.6) |
(1.1) |
(21.1) |
(9.2) |
|||
Government securities |
7,26,111 |
8,320 |
10,833 |
8,320 |
1,21,919 |
60,520 |
|
[7,13,918] |
[48,327] |
||||||
Other approved securities |
25,097 |
–174 |
–201 |
–174 |
–1,832 |
2,469 |
|
Bank Credit |
11,41,701 |
49,610 |
34,067 |
49,610 |
1,31,360 |
2,66,849 |
|
(4.5) |
(4.1) |
(4.5) |
(17.7) |
(30.5) |
|||
Food Credit |
40,016 |
–1,105 |
1,011 |
–1,105 |
–7,619 |
3,043 |
|
Non-food credit |
11,01,685 |
50,715 |
33,055 |
50,715 |
1,38,979 |
2,63,806 |
|
[10,69,003] |
[2,31,124] |
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Loans, cash-credit and overdrafts |
10,79,089 |
47,089 |
29,684 |
47,089 |
1,25,328 |
2,60,165 |
|
Inland bills- purchased |
8,342 |
957 |
2,064 |
957 |
2,395 |
–691 |
|
discounted(6) |
26,051 |
632 |
1,028 |
632 |
2,897 |
3,293 |
|
Foreign bills-purchased |
11,404 |
553 |
621 |
553 |
506 |
670 |
|
discounted |
16,815 |
379 |
670 |
379 |
234 |
3,412 |
|
Cash-Deposit Ratio |
5.78 |
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Investment-Deposit Ratio |
42.52 |
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Credit-DepositRatio |
64.63 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |