(Rs. crore)

Outstanding

as on

Variation over

Item

May 28#

Month

1998-99

1999-2000

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

32,264

-914

167

4

8,415

Borrowings from Banks⁽¹⁾

13,718

-607

488

2,095

6,070

Other demand and time liabilities⁽²⁾

1,198

267

-915

508

668

Liabilities to Others

Aggregate deposits

7,30,078@

2,153

11,138

12,807

1,13,530

(0.3)

(1.8)

(1.8)

(18.4)

Demand

1,08,693

-3,645

-6,438

-4,787

12,617

Time

6,21,385@

5,798

17,575

17,594

1,00,913

Borrowings⁽³⁾

4,790

1,721

2,495

2,798

1,016

Other demand and time liabilities

51,567

-2,243

3,002

-849

8,811

Borrowings from Reserve Bank

8,415

1,044

-86

5,521

8,107

Cash in hand and Balances with Reserve Bank

76,098

-147

2,746

8,568

12,046

Cash in hand

4,334

178

569

352

158

Balances with Reserve Bank

71,763

-326

2,177

8,216

11,888

Assets with the Banking System

Balance with other Banks⁽⁴⁾

12,813

-1,041

-995

-109

2,256

Money at call and short notice

17,879

-3,337

178

-255

8,840

Advances to banks

1,601

153

-1,203

-37

641

Other assets

1,227

-182

-469

-76

29

Investments⁽⁵⁾

2,71,634

5,771

15,595

17,515

37,334

(2.2)

(7.1)

(6.9)

(15.9)

Government securities

2,39,289

6,363

15,417

16,545

36,916

Other approved securities

32,345

-592

179

970

418

Bank Credit

3,67,917

-1,996

-3,371

1,914

47,210

(-0.5)

(-1.0)

(0.5)

(14.7)

Food Credit

22,713

2,651

3,562

5,897

6,666

Non-food credit

3,45,204

-4,647

-6,933

-3,983

40,544

Loans, cash-credit and overdrafts

3,37,388

60

-2,905

2,521

45,558

Inland bills- purchased

4,526

-443

-314

-185

181

discounted⁽⁶⁾

10,567

-1,294

363

-209

436

Foreign bills-purchased

7,825

-422

-359

-543

253

discounted

7,611

102

-156

311

782

Cash-Deposit Ratio

10.42

Investment-Deposit Ratio

37.21

Credit-Deposit Ratio

50.39

@ : Includees Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 1.8 per cent and 15.5 per cent, respectively.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.