(` Billion)

Liabilities to the Banking System

Demand and Time Deposits from Banks

785.8

–107.2

–52.2

–56.8

70.6

100.6

Borrowings from Banks ⁽¹⁾

324.0

–79.0

–75.8

4.7

39.5

102.5

Other Demand and Time Liabilities⁽²⁾

66.1

0.8

28.5

4.7

24.8

–33.7

Liabilities to Others

Aggregate Deposits

60,582.9

–21.3

1,146.6

1,492.1

7,907.4

7,356.7

(—)

(2.2)

(2.5)

(17.4)

(13.8)

Demand

5,807.1

–233.9

–787.6

–446.1

–110.6

177.7

Time

54,775.8

212.6

1,934.1

1,938.3

8,017.9

7,179.0

Borrowings⁽³⁾

1,987.3

16.7

51.9

–77.2

213.4

622.0

Other Demand and Time Liabilities

3,615.5

–29.1

209.1

–118.4

457.8

–11.7

Borrowings from Reserve Bank

74.6

29.6

–24.0

–12.9

26.3

48.3

Cash in Hand and Balances with Reserve Bank

3,454.8

181.0

233.4

–139.2

652.3

–273.7

Cash in hand

386.3

–0.7

34.1

25.0

71.4

48.8

Balances with Reserve Bank

3,068.4

181.6

199.4

–164.3

581.0

–322.6

Assets with the Banking System

Balances with Other Banks⁽⁴⁾

743.9

–6.8

–38.1

37.3

11.9

220.6

Money at Call and Short Notice

219.6

–59.4

–44.9

–13.2

22.0

98.4

Advances to Banks

117.6

–1.0

–12.5

–18.2

65.1

4.5

Other Assets

733.1

–6.7

–62.4

29.2

234.5

104.8

Investments⁽⁵⁾

18,248.9

–163.8

808.1

871.0

1,351.7

2,424.6

(–0.9)

(5.4)

(5.0)

(9.3)

(15.3)

Government Securities

18,219.5

–162.8

806.4

869.3

1,374.4

2,441.6

Other Approved Securities

29.4

–1.0

1.7

1.7

–22.8

–16.9

Bank Credit

46,480.8

40.1

159.3

362.3

7,258.6

6,900.7

(0.1)

(0.4)

(0.8)

(22.5)

(17.4)

Food Credit

1,052.1

63.3

22.7

239.1

171.5

386.5

Non-food credit

45,428.7

–23.2

136.5

123.2

7,087.0

6,514.2

Loans, Cash credit and Overdrafts

44,786.9

43.3

154.5

427.1

6,986.8

6,692.3

Inland Bills – Purchased

167.0

–1.7

–13.9

3.6

14.6

46.4

Discounted⁽⁶⁾

940.1

–11.5

25.0

–39.7

197.6

116.5

Foreign Bills – Purchased

201.3

7.8

–0.2

–10.4

26.0

15.6

Discounted

385.5

2.2

–6.2

–18.3

33.7

29.9

Cash-Deposit Ratio

5.70

Investment-Deposit Ratio

30.12

Credit-Deposit Ratio

76.72

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.