Scheduled Commercial Banks - Business in India - ஆர்பிஐ - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||||
Outstanding |
Variation over |
|||||||
as on |
||||||||
Financial year so far |
Year-on-year |
|||||||
Item |
2005 |
|||||||
Month |
||||||||
Aug. 26# |
2004-2005 |
2005-2006 |
2004 |
2005 |
||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
||
Liabilities to the Banking System |
||||||||
Demand and time deposits from Banks |
38,263 |
–48 |
87 |
1,954 |
–1,732 |
1,342 |
||
Borrowings from Banks (1) |
31,667 |
591 |
–1,260 |
4,051 |
–5,584 |
17,900 |
||
Other demand and time liabilities(2) |
11,679 |
89 |
1,568 |
8,555 |
1,958 |
7,484 |
||
Liabilities to Others |
||||||||
Aggregate deposits@ |
18,41,252 |
12,020 |
85,463 |
1,41,053 |
2,19,086 |
2,51,372 |
||
(0.7) |
(5.7) |
(8.3) |
(16.0) |
(15.8) |
||||
Demand |
2,78,674 |
–3,086 |
–4,550 |
30,647 |
43,034 |
58,202 |
||
Time@ |
15,62,577 |
15,106 |
90,013 |
1,10,407 |
1,76,053 |
1,93,170 |
||
[15,59,009] |
[1,89,602] |
|||||||
Borrowings(3) |
74,595 |
1,338 |
6,594 |
5,072 |
13,717 |
43,331 |
||
Other demand and time liabilities |
1,58,173 |
–7,123 |
–2,713 |
–34,586 |
15,344 |
12,802 |
||
Borrowings from Reserve Bank |
— |
— |
— |
–50 |
–1 |
— |
||
Cash in hand and Balances with Reserve Bank |
1,14,083 |
–9,350 |
8,493 |
17,506 |
9,684 |
28,696 |
||
Cash in hand |
10,015 |
–335 |
451 |
1,543 |
–435 |
1,666 |
||
Balances with Reserve Bank |
1,04,068 |
–9,016 |
8,041 |
15,963 |
10,119 |
27,030 |
||
Assets with the Banking System |
||||||||
Balance with other Banks(4) |
20,516 |
–275 |
538 |
1,195 |
1,636 |
3,017 |
||
Money at call and short notice |
24,916 |
–1,000 |
–721 |
5,056 |
–12,678 |
7,580 |
||
Advances to Banks |
9,603 |
157 |
–391 |
–88 |
2,273 |
–528 |
||
Other assets |
3,182 |
611 |
–78 |
757 |
–21 |
622 |
||
Investments (5) |
7,62,856 |
13,766 |
48,090 |
23,703 |
98,582 |
37,178 |
||
(1.8) |
(7.1) |
(3.2) |
(15.7) |
(5.1) |
||||
Government securities |
7,38,064 |
13,715 |
48,708 |
19,083 |
1,00,381 |
34,599 |
||
[7,25,872] |
[22,406] |
|||||||
Other approved securities |
24,792 |
51 |
–618 |
4,620 |
–1,799 |
2,579 |
||
Bank Credit |
12,01,498 |
17,038 |
67,437 |
1,01,070 |
1,76,422 |
2,93,275 |
||
(1.4) |
(8.0) |
(9.2) |
(24.1) |
(32.3) |
||||
Food Credit |
40,113 |
558 |
3,904 |
–1,008 |
–1,420 |
248 |
||
Non-food credit |
11,61,385 |
16,481 |
63,534 |
1,02,077 |
1,77,841 |
2,93,027 |
||
[11,28,702] |
[2,60,345] |
|||||||
Loans, cash-credit and overdrafts |
11,42,825 |
16,474 |
67,730 |
1,02,613 |
1,68,740 |
2,85,856 |
||
Inland bills- purchased |
9,188 |
374 |
–446 |
1,634 |
1,637 |
2,665 |
||
discounted(6) |
23,112 |
–170 |
–233 |
–2,120 |
2,601 |
1,615 |
||
Foreign bills-purchased |
9,817 |
–106 |
–538 |
–1,011 |
775 |
241 |
||
discounted |
16,556 |
466 |
925 |
–46 |
2,667 |
2,898 |
||
Cash-Deposit Ratio |
6.20 |
|||||||
Investment-Deposit Ratio |
41.43 |
|||||||
Credit-DepositRatio |
65.25 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |