(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Fortnight

Sep. 30#

2004-2005

2005-2006

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

39,302

976

–1,864

2,994

–1,224

4,333

Borrowings from Banks ⁽¹⁾

31,543

–905

1,496

3,927

–2,321

15,021

Other demand and time liabilities⁽²⁾

5,351

–6,265

1,525

2,227

1,638

1,199

Liabilities to Others

Aggregate deposits@

19,09,214

52,878

1,02,885

2,09,015

2,19,666

3,01,913

(2.8)

(6.8)

(12.3)

(15.8)

(18.8)

Demand

2,95,994

24,996

4,480

47,967

32,091

66,492

Time@

16,13,220

27,881

98,405

1,61,049

1,87,575

2,35,421

[16,09,651]

[2,31,852]

Borrowings⁽³⁾

77,344

–454

5,648

7,821

11,039

47,026

Other demand and time liabilities

1,78,614

–5,585

13,203

–14,146

21,735

17,327

Borrowings from Reserve Bank

800

800

—

750

–1

800

Cash in hand and Balances with Reserve Bank

1,16,213

–1,894

13,519

19,636

15,104

25,799

Cash in hand

10,513

447

1,040

2,041

514

1,575

Balances with Reserve Bank

1,05,700

–2,340

12,479

17,595

14,589

24,224

Assets with the Banking System

Balance with other Banks⁽⁴⁾

23,726

1,527

62

4,405

–1,217

6,703

Money at call and short notice

23,173

179

4,889

3,312

–4,019

226

Advances to Banks

3,302

–8,333

–925

–6,390

617

–6,297

Other assets

3,645

529

–70

1,220

–228

1,078

Investments ⁽⁵⁾

7,53,436

–5,999

28,526

14,283

81,863

47,322

(–0.8)

(4.2)

(1.9)

(13.1)

(6.7)

Government securities

7,29,116

–5,941

29,421

10,135

83,488

44,937

[7,16,924]

[32,744]

Other approved securities

24,320

–58

–895

4,148

–1,625

2,385

Bank Credit

12,56,141

32,284

98,210

1,55,712

1,80,852

3,17,146

(2.6)

(11.7)

(14.2)

(23.9)

(33.8)

Food Credit

39,549

–699

2,677

–1,571

1,266

911

Non-food credit

12,16,591

32,983

95,533

1,57,284

1,79,586

3,16,235

[11,83,909]

[2,83,553]

Loans, cash-credit and overdrafts

11,94,387

30,086

96,118

1,54,175

1,72,261

3,09,029

Inland bills- purchased

10,520

1,295

537

2,966

772

3,014

discounted⁽⁶⁾

23,753

–252

828

–1,479

4,099

1,196

Foreign bills-purchased

10,450

365

–81

–377

968

419

discounted

17,030

789

808

427

2,752

3,489

Cash-Deposit Ratio

6.09

Investment-Deposit Ratio

39.46

Credit-DepositRatio

65.79

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included
in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments
which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.