Scheduled Commercial Banks - Business in India - ஆர்பிஐ - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
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Fortnight |
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Nov. 25# |
2004-2005 |
2005-2006 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
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Demand and time deposits from Banks |
40,010 |
–208 |
–2,891 |
3,702 |
–1,244 |
6,068 |
|
Borrowings from Banks (1) |
33,714 |
339 |
13,433 |
6,098 |
14,256 |
5,255 |
|
Other demand and time liabilities(2) |
5,574 |
–383 |
848 |
2,450 |
852 |
2,100 |
|
Liabilities to Others |
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Aggregate deposits@ |
19,16,163 |
2,239 |
1,07,356 |
2,15,964 |
2,05,955 |
3,04,390 |
|
(0.1) |
(7.1) |
(12.7) |
(14.7) |
(18.9) |
|||
Demand |
2,86,358 |
93 |
4,659 |
38,330 |
43,323 |
56,676 |
|
Time@ |
16,29,805 |
2,146 |
1,02,697 |
1,77,634 |
1,62,632 |
2,47,714 |
|
[99,128] |
[1,59,063] |
||||||
Borrowings(3) |
80,137 |
–619 |
42,752 |
10,614 |
45,150 |
12,715 |
|
Other demand and time liabilities |
1,80,700 |
–11,153 |
14,049 |
–12,060 |
26,474 |
18,566 |
|
Borrowings from Reserve Bank |
— |
–966 |
8 |
–50 |
8 |
–8 |
|
Cash in hand and Balances with Reserve Bank |
1,20,648 |
2,975 |
22,213 |
24,070 |
16,816 |
21,540 |
|
Cash in hand |
10,960 |
–11 |
1,768 |
2,489 |
627 |
1,294 |
|
Balances with Reserve Bank |
1,09,687 |
2,986 |
20,445 |
21,582 |
16,189 |
20,246 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
22,787 |
–1,106 |
–735 |
3,467 |
631 |
6,561 |
|
Money at call and short notice |
26,197 |
820 |
3,155 |
6,337 |
3,639 |
4,985 |
|
Advances to Banks |
3,443 |
197 |
–1,390 |
–6,248 |
379 |
–5,690 |
|
Other assets |
3,281 |
–391 |
–205 |
857 |
–86 |
849 |
|
Investments (5) |
7,43,169 |
1,169 |
24,682 |
4,015 |
57,041 |
40,899 |
|
(0.2) |
(3.6) |
(0.5) |
(8.8) |
(5.8) |
|||
Government securities |
7,19,407 |
1,671 |
26,286 |
426 |
59,200 |
38,364 |
|
[14,093] |
[47,007] |
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Other approved securities |
23,762 |
–502 |
–1,603 |
3,590 |
–2,159 |
2,535 |
|
Bank Credit |
13,05,860 |
5,628 |
1,66,313 |
2,05,432 |
2,37,886 |
2,98,762 |
|
(0.4) |
(19.8) |
(18.7) |
(30.9) |
(29.7) |
|||
Food Credit |
42,455 |
1,222 |
6,419 |
1,334 |
5,918 |
75 |
|
Non-food credit |
12,63,405 |
4,407 |
1,59,894 |
2,04,098 |
2,31,967 |
2,98,687 |
|
[1,27,212] |
[1,99,285] |
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Loans, cash-credit and overdrafts |
12,41,252 |
5,953 |
1,62,527 |
2,01,040 |
2,29,511 |
2,89,485 |
|
Inland bills- purchased |
9,351 |
–556 |
566 |
1,797 |
1,061 |
1,816 |
|
discounted(6) |
25,893 |
174 |
1,277 |
661 |
3,452 |
2,886 |
|
Foreign bills-purchased |
10,824 |
–94 |
84 |
–4 |
1,124 |
627 |
|
discounted |
18,540 |
153 |
1,858 |
1,937 |
2,738 |
3,949 |
|
Cash-Deposit Ratio |
6.30 |
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Investment-Deposit Ratio |
38.78 |
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Credit-DepositRatio |
68.15 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |