(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Fortnight

Dec. 9#

2004-2005

2005-2006

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

41,233

1,222

–1,894

4,924

–338

6,293

Borrowings from Banks ⁽¹⁾

31,960

–1,754

13,701

4,344

15,706

3,233

Other demand and time liabilities⁽²⁾

6,210

636

297

3,086

–629

3,286

Liabilities to Others

Aggregate deposits@

19,28,918

12,755

1,19,159

2,28,719

2,11,546

3,05,342

(0.7)

(7.9)

(13.5)

(15.0)

(18.8)

Demand

2,92,042

5,684

5,484

44,014

41,250

61,535

Time@

16,36,876

7,071

1,13,675

1,84,705

1,70,296

2,43,807

[1,10,162]

[1,66,783]

Borrowings⁽³⁾

79,778

–359

42,301

10,255

44,394

12,808

Other demand and time liabilities

1,82,192

1,492

19,402

–10,568

29,024

14,705

Borrowings from Reserve Bank

—

—

—

–50

—

—

Cash in hand and Balances with Reserve Bank

1,17,823

–2,824

16,335

21,246

13,591

24,593

Cash in hand

10,315

–645

785

1,844

705

1,632

Balances with Reserve Bank

1,07,508

–2,179

15,550

19,402

12,886

22,961

Assets with the Banking System

Balance with other Banks⁽⁴⁾

23,573

785

–387

4,252

966

6,998

Money at call and short notice

24,619

–1,579

2,345

4,758

2,906

4,217

Advances to Banks

3,564

121

–1,336

–6,128

270

–5,624

Other assets

3,125

–157

42

700

112

445

Investments ⁽⁵⁾

7,43,993

824

33,361

4,839

60,932

33,044

(0.1)

(4.9)

(0.7)

(9.4)

(4.6)

Government securities

7,20,406

999

35,092

1,424

63,280

30,557

[22,899]

[51,087]

Other approved securities

23,587

–175

–1,731

3,415

–2,347

2,488

Bank Credit

13,20,808

14,948

1,76,039

2,20,380

2,44,453

3,03,984

(1.1)

(20.9)

(20.0)

(31.6)

(29.9)

Food Credit

43,599

1,144

7,232

2,478

7,686

406

Non-food credit

12,77,209

13,804

1,68,807

2,17,902

2,36,767

3,03,578

[1,35,925]

[2,03,884]

Loans, cash-credit and overdrafts

12,56,903

15,651

1,71,647

2,16,691

2,35,080

2,96,016

Inland bills- purchased

9,337

–14

557

1,783

1,225

1,811

discounted⁽⁶⁾

25,757

–136

1,755

525

3,987

2,273

Foreign bills-purchased

10,617

–207

294

–211

1,450

209

discounted

18,194

–346

1,786

1,592

2,710

3,675

Cash-Deposit Ratio

6.11

Investment-Deposit Ratio

38.57

Credit-DepositRatio

68.47

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since
November 17, 2000. Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore,
since October 1, 2003.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included
in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India,
NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.