EASTERN REGION (Contd.)

STATE : WEST BENGAL

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,05,631

3216,46

2472,33

7,14,086

8249,96

6437,01

51

116,84

59,18

1. Direct Finance

2,88,621

2221,59

1715,60

6,80,061

5515,24

4194,70

1

88,30

39,12

2. Indirect Finance

17,010

994,87

756,73

34,025

2734,72

2242,31

50

28,54

20,06

II.

INDUSTRY

47,384

35861,42

24338,50

1,22,792

64240,52

43632,76

1,874

7121,31

2495,07

1. Mining & Quarrying

911

1748,67

757,22

616

3774,99

2142,34

17

37,11

22,22

2. Food Manufacturing & Processing

13,195

3828,56

3105,36

19,019

4788,13

3316,90

300

137,08

47,49

(a) Rice Mills, Flour & Dal Mills

2,885

449,75

334,27

6,796

1606,57

1444,89

284

40,63

29,29

(b) Sugar

52

1734,85

1534,78

30

165,53

90,27

-

-

-

(c) Edible Oils & Vanaspati

676

232,79

159,36

748

259,93

197,80

-

-

-

(d) Tea Processing

218

472,37

350,65

4,050

1661,30

948,11

2

8

8

(e) Processing of Fruits & Vegetables

205

72,59

65,54

132

25,77

17,19

2

10,08

10,08

(f) Others

9,159

866,21

660,75

7,263

1069,02

618,63

12

86,29

8,04

3. Beverage & Tobacco

673

376,50

281,56

316

144,57

107,29

11

109,07

60,69

4. Textiles

7,166

1318,43

970,80

20,957

2355,90

1526,50

73

355,59

105,70

(a) Cotton Textiles

793

326,86

234,67

2,771

476,00

314,10

17

54,30

12,98

(b) Jute & Other Natural Fibre Textiles

1,324

213,97

119,17

1,445

490,24

289,21

-

-

-

(c) Handloom Textiles & Khadi

908

167,75

119,86

2,942

50,69

41,54

-

-

-

(d) Other Textiles & Textile Products

4,141

609,85

497,11

13,799

1338,97

881,64

56

301,29

92,72

5. Paper, Paper Products & Printing

1,090

789,85

523,88

2,354

1118,26

916,76

25

33,19

24,43

6. Woods and Wood Products

1,011

431,66

341,39

3,421

310,07

238,00

2

29

28

7. Leather & Leather Products

722

259,16

210,41

8,056

770,12

554,35

52

60,71

38,25

8. Gems and Jewellery

217

279,74

276,05

1,598

669,29

568,61

11

1,99

1,83

9. Rubber & Plastic Products

736

412,40

253,21

2,758

865,82

604,37

41

156,13

65,93

10. Chemicals & Chemical Products

1,113

2439,93

1263,38

3,257

1223,19

843,84

110

563,05

346,11

(a) Heavy Industrial Chemicals

111

792,48

295,49

234

504,57

312,19

21

26,64

12,78

(b) Fertilisers

38

130,38

122,42

60

6,97

6,04

-

-

-

(c) Drugs & Pharmaceuticals

142

143,74

119,21

619

206,39

191,49

9

15,30

12,16

(d) Non-Edible Oils

37

17,77

14,60

68

47,05

37,35

-

-

-

(e) Other Chemicals & Chemical Products

785

1355,55

711,66

2,276

458,22

296,76

80

521,11

321,17

11. Petroleum, Coal Products & Nuclear Fuels

143

1789,50

1095,84

238

2855,34

1794,36

24

552,69

251,07

12. Manufacture of Cement & Cement Products

813

1759,99

1444,32

1,122

1401,36

1078,75

10

291,92

224,42

13. Basic Metals & Metal Products

2,158

13054,59

8485,61

7,202

18569,40

12601,61

204

2059,92

491,89

(a) Iron & Steel

994

10418,00

7060,24

1,398

13424,19

9146,51

90

1118,33

241,27

(b) Non-Ferrous Metals

217

2046,45

1140,39

243

1584,40

1023,00

24

343,52

147,12

(c) Metal Products

947

590,14

284,98

5,561

3560,81

2432,10

90

598,07

103,50

14. Engineering

4,556

2168,10

1657,82

24,289

7015,53

4473,92

408

1000,74

270,90

(a) Heavy Engineering

240

201,08

132,99

539

518,98

417,31

17

105,80

42,94

(b) Light Engineering

3,346

1282,20

996,80

20,228

3603,86

2081,58

83

250,20

62,56

(c) Electrical Machinery & Goods

792

475,19

340,03

2,975

2328,91

1575,72

289

626,87

150,81

(d) Electronic Machinery & Goods

178

209,64

188,01

547

563,78

399,31

19

17,86

14,60

15. Vehicles, Vehicle Parts & Transport Equipments

256

467,71

363,05

1,557

1786,60

1162,30

14

71,01

13,07

16. Other Industries

12,133

907,47

721,83

21,035

4103,03

2326,36

91

948,32

290,11

17. Electricity, Gas & Water

85

2017,75

1240,23

260

7655,49

5325,19

4

60,51

9,74

(a) Electricity Generation & Transmission

48

1734,78

994,71

112

7302,16

5057,89

3

60,49

9,72

(b) Non-Conventional Energy

21

158,43

147,22

39

222,85

204,22

-

-

-

(c) Gas, Steam & Water Supply

16

124,55

98,30

109

130,48

63,08

1

2

2

18. Construction

406

1811,43

1346,54

4,737

4833,42

4051,31

477

682,00

230,94

(a) Other than Infrastructure

52

323,46

284,57

3,279

2034,96

1775,81

28

178,13

47,76

(b) Infrastructure Construction

354

1487,97

1061,97

1,458

2798,46

2275,50

449

503,87

183,18

III.

TRANSPORT OPERATORS

8,017

418,74

346,58

20,471

1446,54

998,14

56

20,29

17,16

IV.

PROFESSIONAL AND OTHER SERVICES

11,558

4398,87

3106,99

92,833

14380,72

9328,56

5,311

665,95

577,14

1. Professional Services

469

65,42

49,06

14,035

3755,82

2128,78

326

86,02

84,66

2. Tourism, Hotel & Restaurants

950

1141,09

893,12

6,137

943,26

814,66

25

258,54

241,81

3. Recreation services

642

159,74

93,49

543

72,35

54,93

25

4,26

3,03

4. IT and Telecommunications

203

140,26

55,93

437

549,52

374,56

31

7,29

6,99

5. Others

9,294

2892,35

2015,39

71,681

9059,78

5955,63

4,904

309,84

240,65

V.

PERSONAL LOANS

3,72,890

9041,56

6932,58

5,08,652

14648,73

12399,22

70,194

1989,44

1288,32

1. Housing

1,14,212

5594,18

4414,74

1,68,547

9682,29

8557,13

5,539

692,96

608,46

2. Consumer Durables

6,904

35,21

24,04

16,886

123,13

91,15

13

6

5

3. Vehicles

25,126

595,61

474,23

18,054

309,17

243,09

530

11,90

2,63

4. Education

19,525

603,94

407,22

40,979

878,93

709,71

-

-

-

5. Personal Credit Cards

-

-

-

15,996

97,68

72,70

13,064

420,45

53,72

6. Others

2,07,123

2212,64

1612,34

2,48,190

3557,53

2725,44

51,048

864,08

623,47

VI.

TRADE

88,966

5624,13

4658,53

2,01,535

15458,29

11893,29

4,061

1254,65

995,34

1. Wholesale Trade

1,787

2571,92

2058,00

31,147

8161,72

6520,41

995

499,43

376,98

2. Retail Trade

87,179

3052,20

2600,53

1,70,388

7296,57

5372,88

3,066

755,21

618,36

VII.

FINANCE

245

2153,97

1014,87

10,017

13130,06

10185,00

259

761,67

711,23

VIII.

ALL OTHERS

6,086

114,26

85,55

1,09,741

4183,02

3170,91

1,207

277,67

210,59

TOTAL BANK CREDIT

8,40,777

60829,41

42955,92

17,80,127

135737,85

98044,87

83,013

12207,81

6354,03

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION – MARCH 2010

STATE : WEST BENGAL

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,86,787

734,89

553,25

48,791

4905,55

3262,65

13,55,346

17223,70

12784,42

1. Direct Finance

2,76,271

601,72

443,54

48,246

4322,42

2749,39

12,93,200

12749,27

9142,36

2. Indirect Finance

10,516

133,17

109,71

545

583,13

513,25

62,146

4474,43

3642,06

II.

INDUSTRY

1,68,389

520,08

381,19

17,936

15593,89

11059,28

3,58,375

123337,22

81906,80

1. Mining & Quarrying

32

3,31

2,35

66

741,47

711,90

1,642

6305,55

3636,03

2. Food Manufacturing & Processing

55,409

178,14

133,19

1,330

1671,68

1206,88

89,253

10603,59

7809,82

(a) Rice Mills, Flour & Dal Mills

6,525

87,92

71,89

62

270,68

202,02

16,552

2455,55

2082,36

(b) Sugar

-

-

-

8

241,69

233,29

90

2142,08

1858,35

(c) Edible Oils & Vanaspati

95

3,83

3,28

66

2,61

2,47

1,585

499,16

362,91

(d) Tea Processing

4

5,38

4,16

274

717,72

451,86

4,548

2856,85

1754,86

(e) Processing of Fruits & Vegetables

12

51

34

10

4,16

2,17

361

113,11

95,32

(f) Others

48,773

80,50

53,52

910

434,81

315,08

66,117

2536,84

1656,03

3. Beverage & Tobacco

19

1,17

1,05

38

79,06

66,55

1,057

710,38

517,13

4. Textiles

5,873

44,96

34,04

1,742

542,69

277,78

35,811

4617,56

2914,81

(a) Cotton Textiles

697

1,56

1,16

913

48,18

36,88

5,191

906,90

599,79

(b) Jute & Other Natural Fibre Textiles

395

1,52

90

101

124,08

86,18

3,265

829,81

495,46

(c) Handloom Textiles & Khadi

3,312

22,53

16,72

9

2,90

1,38

7,171

243,86

179,51

(d) Other Textiles & Textile Products

1,469

19,35

15,25

719

367,53

153,33

20,184

2636,99

1640,05

5. Paper, Paper Products & Printing

555

3,41

2,34

94

115,67

89,35

4,118

2060,38

1556,76

6. Woods and Wood Products

1,723

7,85

5,57

66

343,58

248,95

6,223

1093,44

834,19

7. Leather & Leather Products

279

1,81

1,54

883

220,20

100,76

9,992

1312,01

905,32

8. Gems and Jewellery

373

3,70

2,77

52

82,96

80,69

2,251

1037,69

929,95

9. Rubber & Plastic Products

4,921

14,14

10,69

362

236,38

155,30

8,818

1684,86

1089,50

10. Chemicals & Chemical Products

1,655

14,34

10,62

336

1081,60

896,55

6,471

5322,11

3360,50

(a) Heavy Industrial Chemicals

6

7,96

6,18

25

144,71

71,62

397

1476,36

698,27

(b) Fertilisers

294

2,14

1,39

12

671,97

672,15

404

811,47

802,00

(c) Drugs & Pharmaceuticals

1,329

3,01

2,27

19

11,32

8,23

2,118

379,76

333,35

(d) Non-Edible Oils

1

3

3

1

28

20

107

65,13

52,17

(e) Other Chemicals & Chemical Products

25

1,19

77

279

253,32

144,34

3,445

2589,39

1474,71

11. Petroleum, Coal Products & Nuclear Fuels

11

45

27

27

332,43

246,33

443

5530,41

3387,87

12. Manufacture of Cement & Cement Products

229

1,66

1,06

33

355,92

292,78

2,207

3810,85

3041,32

13. Basic Metals & Metal Products

989

3,63

2,71

963

3204,47

2261,43

11,516

36892,01

23843,25

(a) Iron & Steel

2

9

8

376

1772,66

1256,79

2,860

26733,27

17704,89

(b) Non-Ferrous Metals

2

11

3

49

342,63

153,67

535

4317,10

2464,20

(c) Metal Products

985

3,43

2,61

538

1089,18

850,98

8,121

5841,63

3674,17

14. Engineering

1,164

4,66

3,59

514

918,70

591,01

30,931

11107,74

6997,23

(a) Heavy Engineering

-

-

-

147

167,40

119,44

943

993,26

712,67

(b) Light Engineering

257

1,29

94

197

457,96

282,60

24,111

5595,51

3424,48

(c) Electrical Machinery & Goods

585

2,55

2,09

134

272,86

171,88

4,775

3706,37

2240,52

(d) Electronic Machinery & Goods

322

82

56

36

20,49

17,09

1,102

812,60

619,56

15. Vehicles, Vehicle Parts & Transport Equipments

1,120

4,99

2,76

386

562,65

456,76

3,333

2892,95

1997,94

16. Other Industries

92,735

168,67

117,13

2,253

542,51

400,00

1,28,247

6670,00

3855,44

17. Electricity, Gas & Water

3

18

17

20

586,25

559,79

372

10320,18

7135,12

(a) Electricity Generation & Transmission

1

3

3

14

578,55

552,20

178

9676,01

6614,55

(b) Non-Conventional Energy

-

-

-

3

7,60

7,53

63

388,88

358,97

(c) Gas, Steam & Water Supply

2

15

14

3

9

6

131

255,29

161,60

18. Construction

1,299

63,02

49,34

8,771

3975,66

2416,47

15,690

11365,52

8094,60

(a) Other than Infrastructure

922

44,44

36,52

7,690

2228,95

1266,29

11,971

4809,94

3410,95

(b) Infrastructure Construction

377

18,57

12,83

1,081

1746,71

1150,18

3,719

6555,58

4683,66

III.

TRANSPORT OPERATORS

10,547

78,66

60,42

32,701

2916,11

1469,92

71,792

4880,33

2892,21

IV.

PROFESSIONAL AND OTHER SERVICES

36,957

143,30

105,18

11,931

3146,41

2035,03

1,58,590

22735,25

15152,91

1. Professional Services

14,761

33,22

23,18

600

203,84

158,33

30,191

4144,32

2444,00

2. Tourism, Hotel & Restaurants

138

4,81

3,75

339

525,86

247,33

7,589

2873,57

2200,68

3. Recreation services

485

94

76

31

4,63

1,91

1,726

241,92

154,12

4. IT and Telecommunications

11

53

43

101

187,64

141,76

783

885,24

579,68

5. Others

21,562

103,79

77,06

10,860

2224,44

1485,71

1,18,301

14590,20

9774,43

V.

PERSONAL LOANS

1,85,818

1846,50

1343,37

2,32,380

5597,81

3508,87

13,69,934

33124,05

25472,35

1. Housing

26,052

639,24

522,30

19,147

2127,20

1667,82

3,33,497

18735,88

15770,45

2. Consumer Durables

54,190

570,73

378,36

798

9,75

5,50

78,791

738,88

499,10

3. Vehicles

3,872

33,56

21,31

1,22,428

1377,99

640,91

1,70,010

2328,22

1382,17

4. Education

1,022

12,58

9,44

5,752

200,57

180,46

67,278

1696,01

1306,83

5. Personal Credit Cards

-

-

-

7,292

235,22

53,78

36,352

753,35

180,19

6. Others

1,00,682

590,39

411,96

76,963

1647,07

960,39

6,84,006

8871,70

6333,61

VI.

TRADE

2,15,190

1061,10

797,23

10,249

4967,27

2957,31

5,20,001

28365,43

21301,70

1. Wholesale Trade

6,298

111,01

86,74

2,401

2145,71

1282,69

42,628

13489,79

10324,82

2. Retail Trade

2,08,892

950,10

710,50

7,848

2821,56

1674,62

4,77,373

14875,64

10976,88

VII.

FINANCE

56,827

228,40

158,24

1,029

3675,68

2584,65

68,377

19949,78

14653,98

VIII.

ALL OTHERS

59,139

195,86

137,73

1,56,905

1615,63

1082,23

3,33,078

6386,44

4687,00

TOTAL BANK CREDIT

10,19,654

4808,79

3536,62

5,11,922

42418,35

27959,94

42,35,493

256002,20

178851,38