The Guidelines on Enhancing Credit Supply for Large Borrowers through Market Mechanism were introduced in August 2016 with an objective to address the concentration risk arising from the aggregate credit exposure of the banking system to a single large corporate and encourage such large corporates to diversify their funding requirements.

Upon a review, considering inter alia the changes evident in the profile of banks funding to the corporate sector since the introduction of the guidelines ibid, it is proposed to withdraw the guidelines. Accordingly, the draft circular to repeal the guidelines has been issued for public comments.

Additional comments or any attachments may also be submitted by email at cgmicdor@rbi.org.in.

Last date for submission of comments is October 24, 2025.