Notifications - Financial Inclusion and Development - ஆர்பிஐ - Reserve Bank of India
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அக். 29, 2009
RRBs - Maintenance of SLR
RBI/2009-10/200 RPCD.CO.RRB.BC No. 36 / 03.05.28(B)/ 2009-10 October 29, 2009 The Chairman All Regional Rural Banks Madam/ Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular RPCD.CO.RRB.No.BC.47/03.05.28(B)/2007-08 February 14, 2008 forwarding therewith the notification RPCD.CO.RRB. No.8483 / 03.05.28(B)/2007-08 dated February 14, 2008, on the captioned subject. 2. In partial modificatio
RBI/2009-10/200 RPCD.CO.RRB.BC No. 36 / 03.05.28(B)/ 2009-10 October 29, 2009 The Chairman All Regional Rural Banks Madam/ Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular RPCD.CO.RRB.No.BC.47/03.05.28(B)/2007-08 February 14, 2008 forwarding therewith the notification RPCD.CO.RRB. No.8483 / 03.05.28(B)/2007-08 dated February 14, 2008, on the captioned subject. 2. In partial modificatio
அக். 29, 2009
RRBs - SLR increased
RBI/2009-10/201 RPCD.CO.RRB.BC.No.38@@NBSP@@ /03.05.28(B)/2009-10 October 29, 2009 The Chairman All Regional Rural Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) - RRBs Please refer to our circular RPCD.CO.RRB. BC.58/03.05.28 (B)/2008-09 @@NBSP@@dated November 3, 2008 on the captioned subject. 2.@@NBSP@@ As announced in the Second Quarter Review of Monetary Policy 2009-10 released on October 27, 2009, it h
RBI/2009-10/201 RPCD.CO.RRB.BC.No.38@@NBSP@@ /03.05.28(B)/2009-10 October 29, 2009 The Chairman All Regional Rural Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) - RRBs Please refer to our circular RPCD.CO.RRB. BC.58/03.05.28 (B)/2008-09 @@NBSP@@dated November 3, 2008 on the captioned subject. 2.@@NBSP@@ As announced in the Second Quarter Review of Monetary Policy 2009-10 released on October 27, 2009, it h
அக். 22, 2009
2 per cent interest subvention scheme continued/1 per cent additional incentive subvention for short-term crop loans in 2009-10
RBI / 2009-10/186 RPCD.No.PLFS.BC. 33/05.04.02/2009-10 October 22, 2009 The Chairman/Managing Director All Public Sector Banks Dear Sir, Union Budget – 2009-10 – Proposal for continuation of 2 per cent interest subvention scheme and 1 per cent additional incentive subvention for short-term crop loans in 2009-10 As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 27) for 2009-10 had announced as follows: "I propose to continue the interest s
RBI / 2009-10/186 RPCD.No.PLFS.BC. 33/05.04.02/2009-10 October 22, 2009 The Chairman/Managing Director All Public Sector Banks Dear Sir, Union Budget – 2009-10 – Proposal for continuation of 2 per cent interest subvention scheme and 1 per cent additional incentive subvention for short-term crop loans in 2009-10 As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 27) for 2009-10 had announced as follows: "I propose to continue the interest s
அக். 20, 2009
Credit Information Companies (Regulation) (Removal of Difficulties) Order, 2008
RBI/2009-10/185 RPCD.CO RRB.No. 32/03.05.33/2009-10 October 20, 2009 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Credit Information Companies (Regulation) (Removal of Difficulties) Order, 2008 As you are aware, the Credit Information Companies (Regulation) Act, 2005 has been operationalised with effect from December 14, 2006. In terms of Section 15(1) of the Act, every credit institution has to become member of at least one credit information company within
RBI/2009-10/185 RPCD.CO RRB.No. 32/03.05.33/2009-10 October 20, 2009 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Credit Information Companies (Regulation) (Removal of Difficulties) Order, 2008 As you are aware, the Credit Information Companies (Regulation) Act, 2005 has been operationalised with effect from December 14, 2006. In terms of Section 15(1) of the Act, every credit institution has to become member of at least one credit information company within
அக். 12, 2009
StCBs/DCCBs - Payment of Interest on Savings Bank Account on a Daily Basis
RBI/2009-10/181 RPCD.CO.RF.BC.No.31/07.38.01/2009-10 @@NBSP@@October 12, 2009 All State and Central Co-operative Banks Dear Sir, Payment of interest on Saving Bank Account on a Daily Product Basis@@NBSP@@ @@NBSP@@ Please refer to paragraph 3 (iii) of our directive RPCD.No.RF.Dir.BC.53/D.1-87/88 dated November 2, 1987, in terms of which interest in the case of savings deposits shall be calculated on the minimum balance to the credit of the deposit account during the pe
RBI/2009-10/181 RPCD.CO.RF.BC.No.31/07.38.01/2009-10 @@NBSP@@October 12, 2009 All State and Central Co-operative Banks Dear Sir, Payment of interest on Saving Bank Account on a Daily Product Basis@@NBSP@@ @@NBSP@@ Please refer to paragraph 3 (iii) of our directive RPCD.No.RF.Dir.BC.53/D.1-87/88 dated November 2, 1987, in terms of which interest in the case of savings deposits shall be calculated on the minimum balance to the credit of the deposit account during the pe
அக். 06, 2009
RRBs - Priority Sector Lending - Categorisation of activities under service under the MSMED Act, 2006
RBI/2009-10/178 RPCD.CO RRB.No. 29 /03.05.33/2009-10 October 6, 2009 The Chairman All Regional Rural Banks Dear Sir, Priority Sector Lending - Categorisation of activities under service under the MSMED Act, 2006 In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the guidelines on lending to priority sector enclosed to circular RPCD.No.RRB.BC.20/ 03.05.33/2007-08 dated August 22, 2007, credit to small enterprises includes loans granted to micro and small (manufactu
RBI/2009-10/178 RPCD.CO RRB.No. 29 /03.05.33/2009-10 October 6, 2009 The Chairman All Regional Rural Banks Dear Sir, Priority Sector Lending - Categorisation of activities under service under the MSMED Act, 2006 In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the guidelines on lending to priority sector enclosed to circular RPCD.No.RRB.BC.20/ 03.05.33/2007-08 dated August 22, 2007, credit to small enterprises includes loans granted to micro and small (manufactu
செப். 30, 2009
StCBs/DCCBs - KYC Norms/AML Standards/Combating of Financing of Terrorism/Obligation of Banks under PMLA, 2002
RBI / 2009-10/174 RPCD.CO.RF.AML.BC. No. 28/07.40.00/2009-10 September 30, 2009 All State and Central Co-operative Banks Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of Banks under PMLA, 2002 Please refer to our circulars RPCD.AML.BC.No.80/07.40.00/2004-05 dated February 18, 2005 and RPCD.CO.RF.AML.BC.65 /07.02.12/2005-06 dated March 3, 2006 on the captioned subject. Preservat
RBI / 2009-10/174 RPCD.CO.RF.AML.BC. No. 28/07.40.00/2009-10 September 30, 2009 All State and Central Co-operative Banks Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of Banks under PMLA, 2002 Please refer to our circulars RPCD.AML.BC.No.80/07.40.00/2004-05 dated February 18, 2005 and RPCD.CO.RF.AML.BC.65 /07.02.12/2005-06 dated March 3, 2006 on the captioned subject. Preservat
செப். 29, 2009
StCBs/DCCBs - Forms of Business in which co-operative banks may engage in
RBI/2009-10/172 RPCD.CO.RF.BC.No. 26 /07.07.11/2009-10 September 29, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Section 6 of the Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) – Forms of Business in which co-operative banks may engage A reference is invited to Section 6 (1)(f) of the Banking Regulation Act, 1949 (AACS), in terms of which co-operative banks may engage in managing, selling
RBI/2009-10/172 RPCD.CO.RF.BC.No. 26 /07.07.11/2009-10 September 29, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Section 6 of the Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) – Forms of Business in which co-operative banks may engage A reference is invited to Section 6 (1)(f) of the Banking Regulation Act, 1949 (AACS), in terms of which co-operative banks may engage in managing, selling
செப். 29, 2009
KYC Norms/AML Standards and Obligation of RRBS under PMLA, 2002
RBI/2009-10/171 RPCD.CO.RRB.BC.No. 27 / 03.05.33(E)/2009-10 September 29, 2009 The Chairman All Regional Rural Banks Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards and obligation of Regional Rural Banks (RRBS) under PMLA, 2002 ----------------------------------------------------------------------------------- Please refer to our circulars RPCD.No.RRB.BC.81/03.05.33 (E) / 2004-05 dated February 18, 2005 and RPCD. CO.RRB.AML.BC.68/03.05
RBI/2009-10/171 RPCD.CO.RRB.BC.No. 27 / 03.05.33(E)/2009-10 September 29, 2009 The Chairman All Regional Rural Banks Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards and obligation of Regional Rural Banks (RRBS) under PMLA, 2002 ----------------------------------------------------------------------------------- Please refer to our circulars RPCD.No.RRB.BC.81/03.05.33 (E) / 2004-05 dated February 18, 2005 and RPCD. CO.RRB.AML.BC.68/03.05
செப். 24, 2009
RRBs - Payment of Interest on Savings Bank Account on a Daily Product Basis
RBI/2009-10/169 RPCD.CO.RRB.BC.No. 25 /03.05.33/2009-10 September 24, 2009 The Chairman All Regional Rural Banks Dear Sir, Payment of Interest on Savings Bank Account on a Daily Product Basis Please refer to para 2(iii) of the directive DBOD.No.Dir.BC.151/C.347-85 dated December 27,1985, in terms of which interest@@NBSP@@in the case of savings deposits, shall be calculated on the minimum balance to the credit of the deposit account during the period from the 10th to t
RBI/2009-10/169 RPCD.CO.RRB.BC.No. 25 /03.05.33/2009-10 September 24, 2009 The Chairman All Regional Rural Banks Dear Sir, Payment of Interest on Savings Bank Account on a Daily Product Basis Please refer to para 2(iii) of the directive DBOD.No.Dir.BC.151/C.347-85 dated December 27,1985, in terms of which interest@@NBSP@@in the case of savings deposits, shall be calculated on the minimum balance to the credit of the deposit account during the period from the 10th to t
செப். 18, 2009
Priority Sector Lending - Categorisation of activities under service under the MSMED Act, 2006
RBI/2009-10/164 RPCD.CO.Plan.BC. 24 /04.09.01/2009-10 @@NBSP@@September 18, 2009 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending – Categorisation of activities under service under the MSMED Act, 2006 In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the Master Circular dated July 1, 2009 on Lending to Priority Sector, credit to small enterprises includes l
RBI/2009-10/164 RPCD.CO.Plan.BC. 24 /04.09.01/2009-10 @@NBSP@@September 18, 2009 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending – Categorisation of activities under service under the MSMED Act, 2006 In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the Master Circular dated July 1, 2009 on Lending to Priority Sector, credit to small enterprises includes l
செப். 17, 2009
StCBs/DCCBs - Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999
RBI/ 2009-10/161 RPCD.CO.RF.BC.No.22 /07.40.06/2009-10@@NBSP@@ September 17, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Display of Information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 Please refer to our circular RPCD.CO.RF.BC.No.37/07.40.06/2007-08 dated November 20, 2007, where
RBI/ 2009-10/161 RPCD.CO.RF.BC.No.22 /07.40.06/2009-10@@NBSP@@ September 17, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Display of Information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 Please refer to our circular RPCD.CO.RF.BC.No.37/07.40.06/2007-08 dated November 20, 2007, where
செப். 16, 2009
StCBs/DCCBs - Agriclutural Debt Waiver and Debt Relief Scheme, 2009 - Prudential Norms
RBI/2009-10/160 RPCD.CO.RF.BC.No.23 /07.37.02/2009-10 September 16, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circulars RPCD.CO.RF.BC.No.17/ 07.38.03/2008-09 dated July 30, 2008, RPCD.CO.RF.BC.No.91 /07.37.02 /2008-09 dated March 6, 2009 and
RBI/2009-10/160 RPCD.CO.RF.BC.No.23 /07.37.02/2009-10 September 16, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circulars RPCD.CO.RF.BC.No.17/ 07.38.03/2008-09 dated July 30, 2008, RPCD.CO.RF.BC.No.91 /07.37.02 /2008-09 dated March 6, 2009 and
செப். 14, 2009
Finance for Housing Projects -Disclosure of Information on Mortgage of Property
RBI/2009-10/155 RPCD.CO.RRB.BC.No. 21 /03.05.33/2009-10 September 14, 2009 Chairman All Regional Rural Banks Dear Sir, Finance for Housing Projects – Incorporating clause in the terms and conditions to disclose in Pamphlets/Brochures/advertisements information regarding mortgage of property to Regional Rural Banks (RRBs) @@NBSP@@ We advise that in a case which came up before the Hon’ble High Court of Judicature at Bombay, the Hon’ble Court observed that the bank grant
RBI/2009-10/155 RPCD.CO.RRB.BC.No. 21 /03.05.33/2009-10 September 14, 2009 Chairman All Regional Rural Banks Dear Sir, Finance for Housing Projects – Incorporating clause in the terms and conditions to disclose in Pamphlets/Brochures/advertisements information regarding mortgage of property to Regional Rural Banks (RRBs) @@NBSP@@ We advise that in a case which came up before the Hon’ble High Court of Judicature at Bombay, the Hon’ble Court observed that the bank grant
செப். 11, 2009
RRBs - Collection of Account Payee Cheques - Prohibition on Crediting Proceeds to Third Party Account
RBI/2009-10/154 RPCD.CO.RRB.BC.No.19 /03.05.33/2009-10 September 11, 2009 The Chairman All Regional Rural Banks Dear Sir, Collection of Account Payee Cheques -Prohibition on Crediting Proceeds to Third Party Account Please refer to our circular@@NBSP@@RPCD.CO.RF.BC.No.78/07.38.03/2005-06 dated April 27,2006 in terms of which banks are prohibited from crediting 'account payee' cheque to the account of any person other than the payee named therein. 2. It has been brough
RBI/2009-10/154 RPCD.CO.RRB.BC.No.19 /03.05.33/2009-10 September 11, 2009 The Chairman All Regional Rural Banks Dear Sir, Collection of Account Payee Cheques -Prohibition on Crediting Proceeds to Third Party Account Please refer to our circular@@NBSP@@RPCD.CO.RF.BC.No.78/07.38.03/2005-06 dated April 27,2006 in terms of which banks are prohibited from crediting 'account payee' cheque to the account of any person other than the payee named therein. 2. It has been brough
செப். 11, 2009
RRBS - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms
RBI/2009-10-153 RPCD.CO.RRB.BC No. 20/03.05.72/2009-10 September 11, 2009 The Chairman All Regional Rural Banks Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008– Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy- RRBs Please refer to our circulars RPCD.CO.RRB.No.BC.18 /03.05.072/2008-09 dated July 30, 2008; RPCD.CO.RRB.No.BC.64/ 03.05.072/ 2008-09 dated November 17, 2008,@@NBSP@@ RPCD.CO. RRB. No.BC.92/ 03.0
RBI/2009-10-153 RPCD.CO.RRB.BC No. 20/03.05.72/2009-10 September 11, 2009 The Chairman All Regional Rural Banks Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008– Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy- RRBs Please refer to our circulars RPCD.CO.RRB.No.BC.18 /03.05.072/2008-09 dated July 30, 2008; RPCD.CO.RRB.No.BC.64/ 03.05.072/ 2008-09 dated November 17, 2008,@@NBSP@@ RPCD.CO. RRB. No.BC.92/ 03.0
செப். 07, 2009
Collection of Account Payee Cheques - Prohibition on Crediting Proceeds to Third Party Account
RBI/2009-10/148 RPCD.CO.RF.BC.No.18 /07.38.03/2009-10 September@@NBSP@@ 7, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Collection of Account Payee Cheques - Prohibition on Crediting Proceeds to Third Party Account Please refer to our circular RPCD.CO.RF.BC.No.78/07.38.03/2005-06 dated April 27, 2006 in terms of which banks are prohibited from crediting 'account payee' cheque to the account of any person other tha
RBI/2009-10/148 RPCD.CO.RF.BC.No.18 /07.38.03/2009-10 September@@NBSP@@ 7, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Collection of Account Payee Cheques - Prohibition on Crediting Proceeds to Third Party Account Please refer to our circular RPCD.CO.RF.BC.No.78/07.38.03/2005-06 dated April 27, 2006 in terms of which banks are prohibited from crediting 'account payee' cheque to the account of any person other tha
செப். 04, 2009
RRBs - Cash Management Bills eligible as SLR Securities
RBI/2009-10/146 RPCD.CO.RRB.BC No. 17/ 03.05.28(B)/ 2009-10 September 4, 2009 The Chairman All Regional Rural Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to the Reserve Bank Press Release : 2009-2010/227 dated August 10, 2009 on the issuance of Government of India Cash Management Bills. We advise that the proposed cash management bill will be treated as Government of India Treasury Bills un
RBI/2009-10/146 RPCD.CO.RRB.BC No. 17/ 03.05.28(B)/ 2009-10 September 4, 2009 The Chairman All Regional Rural Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to the Reserve Bank Press Release : 2009-2010/227 dated August 10, 2009 on the issuance of Government of India Cash Management Bills. We advise that the proposed cash management bill will be treated as Government of India Treasury Bills un
ஆக. 24, 2009
Collateral Free loans - Micro and Small Enterprises(MSEs)
RBI/2009-10/129 RPCD.SME&NFS.BC.No.16/06.02.31(P) /2009-10 August@@NBSP@@ 24, 2009 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs & Local Area Banks) Dear Sir, Collateral Free loans – Micro and Small Enterprises(MSEs) Please refer to our circular RPCD.SME&NFS. BC No. 84A /06.02.31(P)@@NBSP@@ /2008-09 dated January 20, 2009 regarding extending collateral free loans upto Rs. 5 lakh sanctioned to the units of MSE sector (both ma
RBI/2009-10/129 RPCD.SME&NFS.BC.No.16/06.02.31(P) /2009-10 August@@NBSP@@ 24, 2009 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs & Local Area Banks) Dear Sir, Collateral Free loans – Micro and Small Enterprises(MSEs) Please refer to our circular RPCD.SME&NFS. BC No. 84A /06.02.31(P)@@NBSP@@ /2008-09 dated January 20, 2009 regarding extending collateral free loans upto Rs. 5 lakh sanctioned to the units of MSE sector (both ma
ஆக. 13, 2009
StCBs/DCCBs - Housing Finance
RBI/2009-10/120 RPCD CO.RCBD. BC. No.15 /03.03.01/2009-10 August 13, 2009 All State and Central Co-operative Banks Dear Sir Housing Finance Please refer to our circular RPCD No. PLNFS. BC. 51/06.11.02/97-98 dated October 31, 1997 read with circulars RPCD No. PLNFS. BC. 04/06.11.02/97-98 dated July 5, 1997 and RPCD No. PLNFS. BC. 122/06.11.02/94-95 dated February 24, 1995 on the captioned subject. In terms of the extant instructions, the maximum quantum of housing loan
RBI/2009-10/120 RPCD CO.RCBD. BC. No.15 /03.03.01/2009-10 August 13, 2009 All State and Central Co-operative Banks Dear Sir Housing Finance Please refer to our circular RPCD No. PLNFS. BC. 51/06.11.02/97-98 dated October 31, 1997 read with circulars RPCD No. PLNFS. BC. 04/06.11.02/97-98 dated July 5, 1997 and RPCD No. PLNFS. BC. 122/06.11.02/94-95 dated February 24, 1995 on the captioned subject. In terms of the extant instructions, the maximum quantum of housing loan
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