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circular-number	date-of-issue	index-to-rbi-circular-department	பொருள்	meant-for
RBI/2015-2016/65 DPSS.CO.PD.Mobile Banking.No.1/02.23.001/2015-16	01.07.2015	Department of Payment and Settlement Systems	Master Circular - Mobile Banking transactions in India - Operative Guidelines for Banks	The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks /District Central Co-operative Banks
RBI/2015-2016/31 DBR.No.FSD.BC.18/24.01.009/2015-16	01.07.2015	Department of Banking Regulation	Master Circular on Credit Card, Debit Card and Rupee Denominated Co-branded Pre-paid Card Operations of Banks and Credit Card issuing NBFCs	All Scheduled Commercial Banks (Excluding RRBs) and Credit Card Issuing NBFCs
RBI/2014-2015/104 DPSS.CO.PD. Mobile Banking. No. 2/02.23.001/2014-15 (As updated on December 04, 2014)	01.07.2014	Department of Payment and Settlement System	Master Circular - Mobile Banking transactions in India - Operative Guidelines for Banks	The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs /Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks
RBI/2014-2015/105 DPSS.CO.PD.PPI.No.3/02.14.006/2014-15	01.07.2014	Department of Payment and Settlement System	Master Circular - Policy Guidelines on Issuance and Operation of Pre-paid Payment Instruments in India	All Prepaid Payment Instrument Issuers, System Providers, System Participants and all other Prospective Prepaid Payment Instrument Issuers
RBI/2013-2014/269 RPCD.CO.RRB.BC.No.35/03.05.33/2013-14	17.09.2013	Rural Planning and Credit Department	RRBs- Analysis and Disclosure of Customer Complaints and Unreconciled Balances on Account of ATM Transactions	The Chairmen All Regional Rural Banks
RBI/2013-2014/116 DPSS.CO.PD. Mobile Banking.No./02.23.001/2013-14	01.07.2013	Department of Payment and Settlement System	Master Circular - Mobile Banking Tansactions in India - Operative Guidelines for Banks	The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks
RBI/2012-2013/483	03.05.2013	Monetary Policy Department	Monetary Policy Statement 2013-14
RBI/2012-2013/324 DBOD.No.FSD.BC.66/24.01.019/2012-13	12.12.2012	Department of Banking Operations and Development	Guidelines for issue of debit cards by banks	All Scheduled Commercial Banks (excluding RRBs)
RBI/2012-2013/267	30.10.2012	Monetary Policy Department	Second Quarter Review of Monetary Policy 2012-13
Annual Policy for 2012-13	17.04.2012	Monetary Policy Department	Monetary Policy Statement 2012-13
RBI/2011-2012/426 DBOD.No. Leg.BC.83/ 09.07.005/2011-12	05.03.2012	Department of Banking Operations and Development	Grievance Redressal Mechanism in Banks - Display of Names of Nodal Officers	All Scheduled Commercial Banks (excluding RRBs)
RBI/2011-2012/229	25.10.2011	Department of Banking Operations and Development	Second Quarter Review of Monetary Policy 2011-12
RBI/2011-2012/213 DPSS.PD.CO.No. 622/02.27.019/2011-2012	05.10.2011	Department of Payment and Settlement System	Domestic Money Transfer - Relaxations	The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks/Authorised Card Payment Networks
RBI/2010-2011/217 DBOD.No.BL.BC.43 /22.01.009/2010-11	28.09.2010	Department of Banking Operations and Development	Financial Inclusion by Extension of Banking Services - Use of Business Correspondents (BCs)	All Commercial Banks (including RRBs and LABs)
MP 2010-11	20.04.2010	Monetary Policy Department	Annual Policy Statement for the Year 2010-11
RBI/2009-2010/329 RPCD.CO.LBS.HLC.BC.No.56 /02.19.10/2009-10	26.02.2010	Rural Planning and Credit Department	Report of the High Level Committee to Review Lead Bank Scheme - Implementation of the recommendations	CMDs of all SLBC Convenor Banks
RBI/2009-2010/105 DPSS.CO.PD.No. 147/02.14.003/ 2009-10	22.07.2009	Department of Payment and Settlement System	Cash Withdrawal at Point-of-Sale	All System Providers (VISA / MasterCard / American Express), All Scheduled Commercial banks
RBI/2009-2010/103 DBOD.No.Leg.BC.24 /09.07.005/2009-10	21.07.2009	Department of Banking Operations and Development	Grievance Redressal Mechanism - Display of Contact Details of Officials	All Scheduled Commercial Banks (Excluding RRBs)
RBI/2008-2009/151 UBD. PCB. Cir. No. 10 /12.05.001/2008-09	01.09.2008	Urban Banks Department	Display of information by banks - Comprehensive Notice Board	Chief Executive Officer All Primary (Urban) Co-operative Banks
RBI/2008-2009/100 DBOD.FSD.BC.23/24.01.011/2008-09	23.07.2008	Department of Banking Operations and Development	Credit Card Operations of Banks	All Scheduled Commercial Banks (excluding RRBs)
CSD.BOS. 4638 /13.01.01/2006-07	24.05.2007	Customer Service Department	Amendments to the Banking Ombudsman Scheme, 2006
RBI/2006-2007/395 RPCD.CO.RF.BC.No.93/07.38.01/2006-07	16.05.2007	Rural Planning and Credit Department	StCBs/DCCBs - Complaints about Excessive Interest Charged by Banks	The Chairman / Chief Executive Officer/Managing Director, All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs)
RBI/2006-2007/394 RPCD.CO. RRB. BC. No. 92/03.05.28-B /2006-07	15.05.2007	Rural Planning and Credit Department	Complaints about excessive interest charged by banks - (RRBs)	All Regional Rural Banks
RBI/2006-2007/377 DBOD No. Dir.BC.93/ 13.03.00/2006-07	07.05.2007	Department of Banking Operations and Development	Complaints about excessive interest charged by banks	All Commercial Banks (Excluding RRBs)
RBI/2006-2007/266 DBOD.No.Leg BC. 60 /09.07.005/2006-07	22.02.2007	Department of Banking Operations and Development	Analysis and Disclosure of complaints - Disclosure of complaints / unimplemented awards of Banking Ombudsmen alongwith Financial Results	All Scheduled Commercial Banks (excluding RRBs)
RBI/2006-2007/262 DBOD.No.BL.BC. 59 /22.01.010 /2006-2007	21.02.2007	Department of Banking Operations and Development	Doorstep Banking - Section 23 of Banking Regulation Act, 1949	All Scheduled Commercial Banks (excluding RRBs)
RBI/2006-2007/222 UBD.PCB. Cir.No. 25/09.39.000/06-07	28.12.2006	Urban Banks Department	Cheque Drop Facility-UCBs	The Chief Executive Officer of All Primary (Urban) Co-operative Banks
RBI/2006-2007/221 RPCD.CO.RF.BC.NO./40/07.40.06/2006-07	26.12.2006	Rural Planning and Credit Department	Cheque Drop Box Facility and the facility for acknowledgement of cheques	The Chairmen/ CEOs of all State/Central Co-operative Banks
RBI/2006-2007/220 RPCD.CO.RRB.BC NO./ 39/03.05.33(E)/2006-07	26.12.2006	Rural Planning and Credit Department	Cheque drop Facility-RRBs	All Regional Rural Banks (RRBs)
RBI/2006-2007/214 DBOD.No.Leg.BC. 49 /09.07.005/2006-07	18.12.2006	Department of Banking Operations and Development	Cheque Drop Box Facility and the facility for acknowledgement of cheques	All Scheduled Commercial Banks (Excluding RRBs)
RBI/2006-2007/167 DBOD.NO.BP. 40/ 21.04.158/ 2006-07	03.11.2006	Department of Banking Operations and Development	Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by banks	All Scheduled Commercial Banks(excluding RRBs)
RBI/2005-2006/288 DBOD.No.BL.BC. 58/22.01.001/2005-2006	25.01.2006	Department of Banking Operations and Development	Financial Inclusion by Extension of Banking Services - Use of Business Facilitators and Correspondents	The Chairmen & CEOs (All Scheduled Commercial Banks including RRBs)
RBI/2005-2006/211 DBOD.FSD.BC. 49/ 24.01.011/ 2005-06	21.11.2005	Department of Banking Operations and Development	Credit Card Operations of banks	All Commercial Banks / NBFCs (Excluding RRBs)
RBI/2005-2006/25 RPCD.PLNFS.BC. No.01 / 09.04.01/ 2005-06	01.07.2005	Rural Planning and Credit Department	Master Circular on Prime Minister’s Rozgar Yojana (PMRY)	All Indian Scheduled Commercial Banks (excluding RRBs)