Notifications -Regulating Co-operative Banking - ஆர்பிஐ - Reserve Bank of India
அறிவிப்புகள்
ஏப். 21, 2008
Professionalisation of Managements of Urban Co-operative Banks
RBI/2007-08/286 UBD.PCB.Cir.No.41 /09.103.01/2007-08 April 21, 2008 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam, Professionalisation of Managements of Urban Co-operative Banks Please refer to our circular UBD No PCB CIR.POT.39/09.103.01/2001-02 dated April 5, 2002 on the captioned subject. 2. In terms of paragraphs 2 and 3 of the aforesaid circular, all urban co-operative banks were advised to amend their bye-laws to incorpor
RBI/2007-08/286 UBD.PCB.Cir.No.41 /09.103.01/2007-08 April 21, 2008 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam, Professionalisation of Managements of Urban Co-operative Banks Please refer to our circular UBD No PCB CIR.POT.39/09.103.01/2001-02 dated April 5, 2002 on the captioned subject. 2. In terms of paragraphs 2 and 3 of the aforesaid circular, all urban co-operative banks were advised to amend their bye-laws to incorpor
பிடிஎஃப் (
ஏப். 15, 2008
UCBs - Cheque Collection Policy
RBI/2007-2008/281UBD (PCB) BPD Cir No 40/ 09.39.000/ 2007-08April 15, 2008 ToThe Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative banks Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collectionAs you are aware, Reserve Bank has been issuin
RBI/2007-2008/281UBD (PCB) BPD Cir No 40/ 09.39.000/ 2007-08April 15, 2008 ToThe Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative banks Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collectionAs you are aware, Reserve Bank has been issuin
ஏப். 02, 2008
Income recognition, asset classification and provisioning norms-UCBs
RBI/2007-08/273 UBD. PCB.Cir No. 38 / 09.14.000/ 2007-08 April 2, 2008 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Income recognition, asset classification and provisioning norms-UCBs Please refer to our circular UBD. PCB. Cir No. 38/ 09.14.000/ 2006-07 dated April 30, 2007 on the above subject wherein inter alia the 180 day loan delinquency norm for NPAs was extended by one year i.e. up to March 31, 2008 for Tier I UCBs.@@NB
RBI/2007-08/273 UBD. PCB.Cir No. 38 / 09.14.000/ 2007-08 April 2, 2008 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Income recognition, asset classification and provisioning norms-UCBs Please refer to our circular UBD. PCB. Cir No. 38/ 09.14.000/ 2006-07 dated April 30, 2007 on the above subject wherein inter alia the 180 day loan delinquency norm for NPAs was extended by one year i.e. up to March 31, 2008 for Tier I UCBs.@@NB
மார். 12, 2008
Customer charges for use of ATMs for cash withdrawal and balance enquiry - UCBs
RBI/2007-2008/263 UBD. CO. BPD. (PCB) No.36 /12.05.001/2007-08 March 12, 2008 CEOs of All Primary (Urban) Co-operative Banks Dear Sir, Customer charges for use of ATMs for cash withdrawal and balance enquiry - UCBs 1. Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for customers, their main uti
RBI/2007-2008/263 UBD. CO. BPD. (PCB) No.36 /12.05.001/2007-08 March 12, 2008 CEOs of All Primary (Urban) Co-operative Banks Dear Sir, Customer charges for use of ATMs for cash withdrawal and balance enquiry - UCBs 1. Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for customers, their main uti
மார். 07, 2008
Classification of UCBs for Regulatory Purposes - Revised Norms
RBI/2007-2008/259UBD (PCB).Cir.No.35 /09.20.001/07-08 March 7, 2008The Chief Executives ofall Primary( Urban) Cooperative BanksDear Sir/Madam,Classification of UCBs for Regulatory Purposes - Revised NormsAs you are aware, banks are being categorized for regulatory purposes as under:(a) Tier I Banks: Unit banks i.e. banks having a single branch / HO with deposits up to Rs. 100 crore and banks having multiple branches within a single district with deposits up to Rs. 100
RBI/2007-2008/259UBD (PCB).Cir.No.35 /09.20.001/07-08 March 7, 2008The Chief Executives ofall Primary( Urban) Cooperative BanksDear Sir/Madam,Classification of UCBs for Regulatory Purposes - Revised NormsAs you are aware, banks are being categorized for regulatory purposes as under:(a) Tier I Banks: Unit banks i.e. banks having a single branch / HO with deposits up to Rs. 100 crore and banks having multiple branches within a single district with deposits up to Rs. 100
மார். 03, 2008
Guidelines for Relief Measures by Banks to Poultry Industry (2008)-UCBs
RBI/2007-2008/253 UBD.PCB.Cir.No. 34 /09.14.000/07-08 March 3, 2008. The Chief Executive Officersof All Primary(Urban) Co-operative Banks Dear Sir/MadamGuidelines for Relief Measures by Banks to Poultry Industry (2008)-UCBsAs you are aware, there have been instances of outbreak of Avian Influenza (bird flu) in some areas of the country. Keeping in view the loss of income that has occurred due to culling of birds as well as steep fall in the demand for poultry products
RBI/2007-2008/253 UBD.PCB.Cir.No. 34 /09.14.000/07-08 March 3, 2008. The Chief Executive Officersof All Primary(Urban) Co-operative Banks Dear Sir/MadamGuidelines for Relief Measures by Banks to Poultry Industry (2008)-UCBsAs you are aware, there have been instances of outbreak of Avian Influenza (bird flu) in some areas of the country. Keeping in view the loss of income that has occurred due to culling of birds as well as steep fall in the demand for poultry products
பிப். 29, 2008
UCBs - Advances to Builders / Contractors
RBI/2007-2008/251 UBD. CO. BPD. (PCB). No. 33/13.05.000/2007-08 February 29, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir /Madam,@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@ Advances to Builders / Contractors Please refer to our circular UBD. No. I & L. 67 /J. 1-87/88 dated November 21, 1987 on the captioned subject.@@NB
RBI/2007-2008/251 UBD. CO. BPD. (PCB). No. 33/13.05.000/2007-08 February 29, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir /Madam,@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@ Advances to Builders / Contractors Please refer to our circular UBD. No. I & L. 67 /J. 1-87/88 dated November 21, 1987 on the captioned subject.@@NB
பிப். 25, 2008
UCBs - KYC Norms / AMLStandards / Combating of Financing of Terrorism
RBI/2007-2008/247UBD. CO. BPD. (PCB). No.32 /09.39.000/2007-08February 25 , 2008The Chief Executive Officers,All Primary (Urban) Co-operative Banks Dear Sir, Know your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of TerrorismPrimary (Urban) Co-operative Banks (UCBs) have been advised vide our circular UBD. PCB.Cir.30/09.161.00/2004-05 dated December 15, 2004 that the adoption of customer acceptance policy and its implementation
RBI/2007-2008/247UBD. CO. BPD. (PCB). No.32 /09.39.000/2007-08February 25 , 2008The Chief Executive Officers,All Primary (Urban) Co-operative Banks Dear Sir, Know your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of TerrorismPrimary (Urban) Co-operative Banks (UCBs) have been advised vide our circular UBD. PCB.Cir.30/09.161.00/2004-05 dated December 15, 2004 that the adoption of customer acceptance policy and its implementation
ஜன. 29, 2008
UCBs - Risk Weight for Educational Loans
RBI/2007-2008/231 UBD. PCB.Cir.No. 31 /09.11.600/07-08 January 29, 2008 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Prudential Norms for Capital Adequacy – Risk Weight for Educational Loans-UCBs Please refer to our circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005 wherein the risk weight on consumer credit including personal loans was increased from 100 percent to 125 percent. At present, 'educational loans' are b
RBI/2007-2008/231 UBD. PCB.Cir.No. 31 /09.11.600/07-08 January 29, 2008 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Prudential Norms for Capital Adequacy – Risk Weight for Educational Loans-UCBs Please refer to our circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005 wherein the risk weight on consumer credit including personal loans was increased from 100 percent to 125 percent. At present, 'educational loans' are b
டிச. 04, 2007
UCBs - Guardians appointed by District Courts/Local Level Committees can open/operate bank accounts of certain categories of Disabled Persons
RBI/2007-2008/204 UBD.CO. BPD.No. 27/12.05.001/2007-08 December 4, 2007 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam Legal Guardianship Certificate issued under the National Trust Act, 1999 empowering the disabled persons with autism, cerebral palsy, mental retardation and multiple disabilities We have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabi
RBI/2007-2008/204 UBD.CO. BPD.No. 27/12.05.001/2007-08 December 4, 2007 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam Legal Guardianship Certificate issued under the National Trust Act, 1999 empowering the disabled persons with autism, cerebral palsy, mental retardation and multiple disabilities We have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabi
நவ. 30, 2007
Priority Sector Lending -Revision of Target-UCBs
RBI/2007-08/ 198 UBD.PCB.Cir.No.26 /09.09.001/ 2007-08 November 30, 2007 The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Priority Sector Lending -Revision of Target-UCBs @@NBSP@@ Please refer to the revised guidelines on lending to priority sectors, issued vide our circular UBD.PCB.Cir.No.11/09.09.01/ 2007-08 dated August 30, 2007 (available on www.rbi.org.in) @@NBSP@@2. As you may be aware, as per the recommendation of the Standing A
RBI/2007-08/ 198 UBD.PCB.Cir.No.26 /09.09.001/ 2007-08 November 30, 2007 The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Priority Sector Lending -Revision of Target-UCBs @@NBSP@@ Please refer to the revised guidelines on lending to priority sectors, issued vide our circular UBD.PCB.Cir.No.11/09.09.01/ 2007-08 dated August 30, 2007 (available on www.rbi.org.in) @@NBSP@@2. As you may be aware, as per the recommendation of the Standing A
நவ. 26, 2007
Gold Loan Payment-UCBs
RBI/2007/-2008194 UBD.PCB.Cir.No. 22/13.05.000/07-08 November 26, 2007 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Gold Loan Payment- UCBs Please refer to paragraphs 2.2.8 and 2.1.3 @@NBSP@@of the Master Circular UBD.PCB.MC.No.10 /09.14.000/2006-07 dated July@@NBSP@@ 4, 2007 on Income Recognition, Asset Classification, Provisioning & Other Related Matters. 2. We have received representations from banks and their federation
RBI/2007/-2008194 UBD.PCB.Cir.No. 22/13.05.000/07-08 November 26, 2007 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Gold Loan Payment- UCBs Please refer to paragraphs 2.2.8 and 2.1.3 @@NBSP@@of the Master Circular UBD.PCB.MC.No.10 /09.14.000/2006-07 dated July@@NBSP@@ 4, 2007 on Income Recognition, Asset Classification, Provisioning & Other Related Matters. 2. We have received representations from banks and their federation
நவ. 15, 2007
UCBs - Deposit Schemes with lock-in period
RBI/2007-2008/187UBD (PCB) BPD Cir No: 21 /13.01.000/2007-08November 15, 2007 The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Deposit schemes with lock-in periodIt has been brought to notice of the Reserve Bank that some banks are offering special term deposit products to customers, in addition to regular term deposits, ranging from 300 days to five years, with the following features:i. Lock-in periods ranging from 6 to 12 months;ii
RBI/2007-2008/187UBD (PCB) BPD Cir No: 21 /13.01.000/2007-08November 15, 2007 The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Deposit schemes with lock-in periodIt has been brought to notice of the Reserve Bank that some banks are offering special term deposit products to customers, in addition to regular term deposits, ranging from 300 days to five years, with the following features:i. Lock-in periods ranging from 6 to 12 months;ii
நவ. 12, 2007
Misuse of banknotes
RBI/2007-2008/183 UBD.CO. BPD. (PCB). No.20 /12.05.001/2007-08 November 12 , 2007 CEOs of All Primary (Urban) Co-operative Banks Dear Sir /Madam, Misuse of banknotes Please refer to the directive issued to all urban co-operative banks under Section 35A of the Banking Regulations Act, 1949(AACS) vide UBD. No. Dir.2/13.01.00/2001-2002 dated January 9, 2002 on stapling of notes packets and misuse of banknotes. 2. It has been brought to the Bank's notice that banks,
RBI/2007-2008/183 UBD.CO. BPD. (PCB). No.20 /12.05.001/2007-08 November 12 , 2007 CEOs of All Primary (Urban) Co-operative Banks Dear Sir /Madam, Misuse of banknotes Please refer to the directive issued to all urban co-operative banks under Section 35A of the Banking Regulations Act, 1949(AACS) vide UBD. No. Dir.2/13.01.00/2001-2002 dated January 9, 2002 on stapling of notes packets and misuse of banknotes. 2. It has been brought to the Bank's notice that banks,
நவ. 01, 2007
UCBs - Maintenance of CRR
RBI/2007-2008/177@@NBSP@@ Ref: UBD (PCB).No./ 3 /12.03.000/2007-08 November 01, 2007 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2007-08/110 UBD (PCB) Cir. No/9./12.03.000/2007-08 dated July 31, 2007 on the captioned subject. On a review of the current liquidity situation, it has been decided to incre
RBI/2007-2008/177@@NBSP@@ Ref: UBD (PCB).No./ 3 /12.03.000/2007-08 November 01, 2007 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2007-08/110 UBD (PCB) Cir. No/9./12.03.000/2007-08 dated July 31, 2007 on the captioned subject. On a review of the current liquidity situation, it has been decided to incre
செப். 20, 2007
Treatment of deposits with DCCB/SCBs as SLR
RBI/2007-2008/142 UBD.CO. BPD. (PCB). No. 17/12.05.001/2007-08 September 20, 2007 CEOs of all Primary (Urban) Co-operative Banks Dear Sir /Madam, Treatment of deposits with DCCB/SCBs as SLR Please refer to the provisions of Section 24 of Banking Regulation Act, 1949 (AACS) in terms of which the deposits placed by UCBs with the higher financing agencies in the cooperative sector, viz. DCCBs / SCBs would be reckoned as SLR assets to the extent that they were not e
RBI/2007-2008/142 UBD.CO. BPD. (PCB). No. 17/12.05.001/2007-08 September 20, 2007 CEOs of all Primary (Urban) Co-operative Banks Dear Sir /Madam, Treatment of deposits with DCCB/SCBs as SLR Please refer to the provisions of Section 24 of Banking Regulation Act, 1949 (AACS) in terms of which the deposits placed by UCBs with the higher financing agencies in the cooperative sector, viz. DCCBs / SCBs would be reckoned as SLR assets to the extent that they were not e
செப். 18, 2007
Investments in Non-SLR Securities by UCBs
RBI/2007-08/139 UBD (PCB) BPD Cir No: 14 /16.20.000/2007-08 September 18, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Investments in Non-SLR securities by primary (urban) cooperative banks Please refer to our circular UBD BPD PCB Cir 45/16.20.00/2003-04 dated April 15, 2004 on the captioned subject, in terms of which UCBs are permitted to invest in certain instruments, within an overall ceiling of 10% of their deposits a
RBI/2007-08/139 UBD (PCB) BPD Cir No: 14 /16.20.000/2007-08 September 18, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Investments in Non-SLR securities by primary (urban) cooperative banks Please refer to our circular UBD BPD PCB Cir 45/16.20.00/2003-04 dated April 15, 2004 on the captioned subject, in terms of which UCBs are permitted to invest in certain instruments, within an overall ceiling of 10% of their deposits a
செப். 18, 2007
Professional Directors on Boards of UCBs
RBI/2007-08/140 UBD.PCB.Cir.No.16 /09.103.01/2007-08 September 18, 2007 The Chief Executive Officers of all Salary Earners Primary (Urban) Co-operative Banks Dear Sir /Madam, Professionalisation of Managements of Urban Co-operative Banks Please refer to paragraphs 2 and 3 of our circular UBD No PCB CIR.POT.39/09.103.01/2001-02 dated April 5, 2002 on the captioned subject requiring UCBs to ensure at all times, the presence of at least two directors with suitable bankin
RBI/2007-08/140 UBD.PCB.Cir.No.16 /09.103.01/2007-08 September 18, 2007 The Chief Executive Officers of all Salary Earners Primary (Urban) Co-operative Banks Dear Sir /Madam, Professionalisation of Managements of Urban Co-operative Banks Please refer to paragraphs 2 and 3 of our circular UBD No PCB CIR.POT.39/09.103.01/2001-02 dated April 5, 2002 on the captioned subject requiring UCBs to ensure at all times, the presence of at least two directors with suitable bankin
செப். 13, 2007
Monitoring of Advances-Safeguards to be observed-UCBs
RBI/2007-2008/137 UBD PCB.Cir.No 13@@NBSP@@ /13.05.000/07-08 September 13, 2007. The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir, Monitoring of Advances-Safeguards to be observed-UCBs Please refer to our instructions on the above subject issued from time to time as consolidated in Para 4 of the Master Circular UBD.BPD (PCB) MC. No.9 /13.05.000/2007-08 dated July 4, 2007 on Management of Loans and Advances. 2. While various safeguards hav
RBI/2007-2008/137 UBD PCB.Cir.No 13@@NBSP@@ /13.05.000/07-08 September 13, 2007. The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir, Monitoring of Advances-Safeguards to be observed-UCBs Please refer to our instructions on the above subject issued from time to time as consolidated in Para 4 of the Master Circular UBD.BPD (PCB) MC. No.9 /13.05.000/2007-08 dated July 4, 2007 on Management of Loans and Advances. 2. While various safeguards hav
செப். 07, 2007
UCBs - Advances to Sugar Industry - Holding of Buffer Stock
RBI/2007-2008/133 UBD.BPD. (PCB) Cir.No. 2/ 13.05.000 / 2007-08September 7, 2007ToChief Executive Officers,All Scheduled Urban Co-operative Banks Dear Sirs, Advances to Sugar Industry – Holding of Buffer Stock@@NBSP@@Please refer to our circular UBD.BPD(PCB) No. 1/13.05.000/2007-08 dated August 14, 2007 on the captioned subject. 2. Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution vide their
RBI/2007-2008/133 UBD.BPD. (PCB) Cir.No. 2/ 13.05.000 / 2007-08September 7, 2007ToChief Executive Officers,All Scheduled Urban Co-operative Banks Dear Sirs, Advances to Sugar Industry – Holding of Buffer Stock@@NBSP@@Please refer to our circular UBD.BPD(PCB) No. 1/13.05.000/2007-08 dated August 14, 2007 on the captioned subject. 2. Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution vide their
ஆக. 30, 2007
Revised guidelines on lending to priority sector for UCBs
RBI/2007-08/126 UBD.PCB.Cir.No.11/09.09.01/ 2007-08 August 30, 2007. The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Revised guidelines on lending to priority sector for UCBs As announced in the Reserve Bank's Annual Policy Statement for the year 2005-06, the prescriptions relating to priority sector lending have been modified and several new areas included from time to time. There is a view that enlargement of areas has resulted in l
RBI/2007-08/126 UBD.PCB.Cir.No.11/09.09.01/ 2007-08 August 30, 2007. The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Revised guidelines on lending to priority sector for UCBs As announced in the Reserve Bank's Annual Policy Statement for the year 2005-06, the prescriptions relating to priority sector lending have been modified and several new areas included from time to time. There is a view that enlargement of areas has resulted in l
ஆக. 30, 2007
Priority Sector Advances- List of Minority Concentrated Districts - UCBs
RBI/2007-2008/126A UBD. PCB.Cir.No. 11/09.09.001/2007-08 August 30, 2007 To The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Priority Sector Advances- List of Minority Concentrated Districts - UCBs Please refer to our circular UBD.PCB.No.17/09.09.001/2006-07 dated October 17, 2006 on ‘Prime Minister’s 15 Point Programme for the Welfare of Minorities.’ In this connection we enclose a list of 121 Minority Concentrated Districts as
RBI/2007-2008/126A UBD. PCB.Cir.No. 11/09.09.001/2007-08 August 30, 2007 To The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Priority Sector Advances- List of Minority Concentrated Districts - UCBs Please refer to our circular UBD.PCB.No.17/09.09.001/2006-07 dated October 17, 2006 on ‘Prime Minister’s 15 Point Programme for the Welfare of Minorities.’ In this connection we enclose a list of 121 Minority Concentrated Districts as
ஆக. 28, 2007
UCBs - Shifting of Offices
RBI/2007-2008/124 UBD.CO.LS. Cir. No.10/07.01.000/2007-08 August 28, 2007 To The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Shifting of offices Please refer to our Master circular No.UBD.BL (PCB) MC.No.9/07.01.000/2004-05 dated September 1, 2004 on Area of Operation, Branch Licensing, opening/Upgradation of Extension Counters, ATMs and Shifting /Splitting/Closure of Offices.@@NBSP@@@@NBSP@@ In terms of para 5.2 of the circular, U
RBI/2007-2008/124 UBD.CO.LS. Cir. No.10/07.01.000/2007-08 August 28, 2007 To The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Shifting of offices Please refer to our Master circular No.UBD.BL (PCB) MC.No.9/07.01.000/2004-05 dated September 1, 2004 on Area of Operation, Branch Licensing, opening/Upgradation of Extension Counters, ATMs and Shifting /Splitting/Closure of Offices.@@NBSP@@@@NBSP@@ In terms of para 5.2 of the circular, U
ஆக. 14, 2007
UCBs - Advances to Sugar Industry for holding Buffer Stock
RBI/2007-2008/115 UBD.BPD. (SCB) Cir.No. 1/ 13.05.000 / 2007-08August 14, 2007To,Chief Executive Officers,All Scheduled Urban Co-operative Banks Dear Sirs,Advances to Sugar Industry – Holding of Buffer Stock@@NBSP@@ Please find enclosed a copy of the notification dated April 20, 2007 issued by Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution on the captioned subject. 2. It may be observed t
RBI/2007-2008/115 UBD.BPD. (SCB) Cir.No. 1/ 13.05.000 / 2007-08August 14, 2007To,Chief Executive Officers,All Scheduled Urban Co-operative Banks Dear Sirs,Advances to Sugar Industry – Holding of Buffer Stock@@NBSP@@ Please find enclosed a copy of the notification dated April 20, 2007 issued by Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution on the captioned subject. 2. It may be observed t
ஜூலை 31, 2007
Urban Cooperative Banks - Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)
RBI/2007-2008/110 Ref: UBD (PCB).No./9/12.03.000/2007-08 July 31, 2007 To The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2006-07/348 UBD (PCB) Cir. No/7./12.03.000/2006-07 dated April 25, 2007 on the captioned subject. On a review of the current liquidity situation, it has been decided to increase cash r
RBI/2007-2008/110 Ref: UBD (PCB).No./9/12.03.000/2007-08 July 31, 2007 To The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2006-07/348 UBD (PCB) Cir. No/7./12.03.000/2006-07 dated April 25, 2007 on the captioned subject. On a review of the current liquidity situation, it has been decided to increase cash r
ஜூலை 17, 2007
MTSS - Appointment as Agents/Sub-agents - UCBs
RBI/2007-2008/97 UBD (PCB) Cir No. 8/16.12.000/2007-08 July 17, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Appointment of UCBs as agents / Sub- agents under Money Transfer Service Schemes. Please refer to our circular UBD.POT/14/09.132.00/02-03 dated September 16, 2002 on the above subject, prohibiting UCBs to act as agents/sub-agents under Money Transfer Service Schemes. 2. We advise that the matter has bee
RBI/2007-2008/97 UBD (PCB) Cir No. 8/16.12.000/2007-08 July 17, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Appointment of UCBs as agents / Sub- agents under Money Transfer Service Schemes. Please refer to our circular UBD.POT/14/09.132.00/02-03 dated September 16, 2002 on the above subject, prohibiting UCBs to act as agents/sub-agents under Money Transfer Service Schemes. 2. We advise that the matter has bee
ஜூலை 13, 2007
Guidelines for issue of ATM-cum-Debit Cards by UCBs
RBI/2007-2008/95UBD (PCB) Cir No. 6 /09.18.300/2007-08July 13, 2007.The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Guidelines for issue of ATM-cum-Debit Cards by UCBs. Please refer to our circular UBD (PCB).BPD.Cir.No.50/09.69.000/05-06 dated April 28, 2006 permitting the banks fulfilling certain eligibility norms to install ATMs and issue ATM-cum-debit cards. 2. It has been now been decided to issue guidelines for issuance of ATM-
RBI/2007-2008/95UBD (PCB) Cir No. 6 /09.18.300/2007-08July 13, 2007.The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Guidelines for issue of ATM-cum-Debit Cards by UCBs. Please refer to our circular UBD (PCB).BPD.Cir.No.50/09.69.000/05-06 dated April 28, 2006 permitting the banks fulfilling certain eligibility norms to install ATMs and issue ATM-cum-debit cards. 2. It has been now been decided to issue guidelines for issuance of ATM-
ஜூலை 13, 2007
Amortization of goodwill on merger-UCBs
RBI/2007-2008/94 UBD. PCB.Cir.No. 5/09.16.901/2007-08 July 13, 2007 @@NBSP@@ The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Amortization of goodwill on merger-UCBs Please refer to our circular UBD. PCB.Cir.No 18 /09.16.901/05-06 dated November 22, 2005 permitting the acquirer bank to amortize the loss taken over from the acquired UCB over a period of not more than five years, including the year of merger. 2. The matter has been r
RBI/2007-2008/94 UBD. PCB.Cir.No. 5/09.16.901/2007-08 July 13, 2007 @@NBSP@@ The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Amortization of goodwill on merger-UCBs Please refer to our circular UBD. PCB.Cir.No 18 /09.16.901/05-06 dated November 22, 2005 permitting the acquirer bank to amortize the loss taken over from the acquired UCB over a period of not more than five years, including the year of merger. 2. The matter has been r
ஜூலை 13, 2007
Bank Finance against Shares and Debentures- UCBs
RBI/2007-2008/96 UBD. PCB.Cir. No.7/13.05.000/07-08 July 13, 2007 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam Bank Finance against Shares and Debentures- UCBs. Please refer to the instructions contained in para 2 (i) of our circular UBD.No.DS.PCB.Cir.10 /13.05.00/98-99 dated November 27, 1998 on the captioned subject wherein banks have been advised, inter alia, not to consider any proposal for grant of advances against
RBI/2007-2008/96 UBD. PCB.Cir. No.7/13.05.000/07-08 July 13, 2007 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam Bank Finance against Shares and Debentures- UCBs. Please refer to the instructions contained in para 2 (i) of our circular UBD.No.DS.PCB.Cir.10 /13.05.00/98-99 dated November 27, 1998 on the captioned subject wherein banks have been advised, inter alia, not to consider any proposal for grant of advances against
ஜூலை 05, 2007
Conduct of Foreign Exchange Business by UCBs-
RBI/2007-2008/86 UBD.PCB.Cir.No. 4/16.12.000/07-08 July 5, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Conduct of Foreign Exchange Business by UCBs- Please refer to our circular UBD.PCB. Cir.No. 21/16.12.000/06-07 dated@@NBSP@@@@NBSP@@ November 27, 2006 on the above subject, advising inter alia the eligibility criteria,@@NBSP@@ list of documents/ information to be furnished, etc for grant of Authorized Dealer category l
RBI/2007-2008/86 UBD.PCB.Cir.No. 4/16.12.000/07-08 July 5, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Conduct of Foreign Exchange Business by UCBs- Please refer to our circular UBD.PCB. Cir.No. 21/16.12.000/06-07 dated@@NBSP@@@@NBSP@@ November 27, 2006 on the above subject, advising inter alia the eligibility criteria,@@NBSP@@ list of documents/ information to be furnished, etc for grant of Authorized Dealer category l
ஜூலை 04, 2007
UCBs - Branch Licensing Policy Relaxed
RBI/2007-2008/79 UBD.CO.LS.CIr.No. 01/07.01.000/2007-08 July 4, 2007 The Chie Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08 -Relaxation in Branch Licensing Policy for Urban Cooperative Banks Please refer to para 208 of the Annual Policy Statement 2007-08 (copy enclosed). 2. As announced therein, it has been decided to allow Urban Cooperative Banks (UCBs) to open new branches/Extension Cou
RBI/2007-2008/79 UBD.CO.LS.CIr.No. 01/07.01.000/2007-08 July 4, 2007 The Chie Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08 -Relaxation in Branch Licensing Policy for Urban Cooperative Banks Please refer to para 208 of the Annual Policy Statement 2007-08 (copy enclosed). 2. As announced therein, it has been decided to allow Urban Cooperative Banks (UCBs) to open new branches/Extension Cou
ஜூலை 04, 2007
UCBs - IT-enabled Financial Inclusion
RBI/2007-2008/80 UBD. CO. BPD. (PCB). No. 2 / 09.18.300/ 2007-08 July 4, 2007 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Annual Policy Statement for the year 2007-08 – IT- enabled Financial Inclusion Please refer to Paragraph 163 of the Annual Policy Statement for the Year 2007-08, a copy of which is enclosed. 2. With a view to achieving the objective of greater financial inclusion, all UCBs were advised vide our circular UBD.
RBI/2007-2008/80 UBD. CO. BPD. (PCB). No. 2 / 09.18.300/ 2007-08 July 4, 2007 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Annual Policy Statement for the year 2007-08 – IT- enabled Financial Inclusion Please refer to Paragraph 163 of the Annual Policy Statement for the Year 2007-08, a copy of which is enclosed. 2. With a view to achieving the objective of greater financial inclusion, all UCBs were advised vide our circular UBD.
ஜூன் 21, 2007
Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks.
RBI/2006-2007/442 UBD. CO. BPD. No. 47/12.05.001/ 2006-07 June 21 , 2007 Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. The existing instructions have been revie
RBI/2006-2007/442 UBD. CO. BPD. No. 47/12.05.001/ 2006-07 June 21 , 2007 Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. The existing instructions have been revie
ஜூன் 04, 2007
Norms for maintaining NRE/NRO accounts - UCBs
RBI/2006-2007/427UBD.PCB.Cir.No. 46/16.12.000/06-07June 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Norms for maintaining NRE/NRO accounts - UCBsPlease refer to our circular UBD.PCB.Cir.No. 21/16.12.000/06-07 dated November 27, 2006 prescribing , inter alia, the norms for eligibility for Authorized Dealer category I and II licence. 2. In continuation thereof, we advise that the eligibility norms for maintaining NRE/NRO ac
RBI/2006-2007/427UBD.PCB.Cir.No. 46/16.12.000/06-07June 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Norms for maintaining NRE/NRO accounts - UCBsPlease refer to our circular UBD.PCB.Cir.No. 21/16.12.000/06-07 dated November 27, 2006 prescribing , inter alia, the norms for eligibility for Authorized Dealer category I and II licence. 2. In continuation thereof, we advise that the eligibility norms for maintaining NRE/NRO ac
மே 25, 2007
UCBs - Wire Transfers
RBI/2006-2007/415UBD. CO. BPD (PCB) No. 45 / 12.05.001/2006-07May 25 , 2007Chief Executive Officers, All Primary (Urban) Co-operative BanksDear Sir,Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) – Wire TransfersBanks use wire transfers as an expeditious method for transferring funds between bank accounts. Wire transfers include transactions occurring within the national boundaries of a country or from
RBI/2006-2007/415UBD. CO. BPD (PCB) No. 45 / 12.05.001/2006-07May 25 , 2007Chief Executive Officers, All Primary (Urban) Co-operative BanksDear Sir,Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) – Wire TransfersBanks use wire transfers as an expeditious method for transferring funds between bank accounts. Wire transfers include transactions occurring within the national boundaries of a country or from
மே 18, 2007
Complaints about Excessive Interest Charged by Banks-UCBs
RBI/2006-2007/404UBD.PCB.Cir.No.44/13.04.000/06-07May 18 , 2007The Chief Executive Officers of AllPrimary( Urban) Co-operative BanksDear Sir/Madam,Complaints about Excessive Interest Charged by Banks-UCBsPlease refer to paragraph 168 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2.@@NBSP@@The Reserve Bank and Banking Ombudsmans' offices have been receiving several complaints regarding levying of excessive interest and charges on certain loans an
RBI/2006-2007/404UBD.PCB.Cir.No.44/13.04.000/06-07May 18 , 2007The Chief Executive Officers of AllPrimary( Urban) Co-operative BanksDear Sir/Madam,Complaints about Excessive Interest Charged by Banks-UCBsPlease refer to paragraph 168 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2.@@NBSP@@The Reserve Bank and Banking Ombudsmans' offices have been receiving several complaints regarding levying of excessive interest and charges on certain loans an
மே 09, 2007
UCBs - Proforma for Submission of Quarterly Returns revised
RBI/2006-2007/387 UBD.CO.LS. Cir. No./ 43 /07.01.000/2006-07 May@@NBSP@@ 9, 2007 Vaishakha 7, 1929 (S) The Chief Executive Officers of All Primary (Urban ) Co-operative Banks Dear Sir / Madam Section 23 of Banking Regulation Act, 1949@@NBSP@@ (AACS) – Branch Banking Statistics-Submission of Quarterly Returns- Revision of Proformae I & II With a view to streamlining and updating the system of compilation of branch banking data, maintained by the Department of Stati
RBI/2006-2007/387 UBD.CO.LS. Cir. No./ 43 /07.01.000/2006-07 May@@NBSP@@ 9, 2007 Vaishakha 7, 1929 (S) The Chief Executive Officers of All Primary (Urban ) Co-operative Banks Dear Sir / Madam Section 23 of Banking Regulation Act, 1949@@NBSP@@ (AACS) – Branch Banking Statistics-Submission of Quarterly Returns- Revision of Proformae I & II With a view to streamlining and updating the system of compilation of branch banking data, maintained by the Department of Stati
மே 07, 2007
Undertaking Insurance business-UCBs
RBI/2006-2007/376 UBD.PCB.Cir.No. 42 /09.11.200/06-07May 7, 2007.The Chief Executive Officer of AllPrimary (Urban) Co-operatives Banks.Dear Sir/MadamAnnual Policy Statement for the Year 2007-08 -Undertaking Insurance business-UCBs.Please refer to para 211 of the Annual Policy Statement 2007-08 (copy enclosed).2. In terms of our circular UBD.BPD.PCB.Cir.No 35/09.112.00/04-05 dated January 24, 2005, all scheduled UCBs having a minimum net worth of Rs.50 crore were permi
RBI/2006-2007/376 UBD.PCB.Cir.No. 42 /09.11.200/06-07May 7, 2007.The Chief Executive Officer of AllPrimary (Urban) Co-operatives Banks.Dear Sir/MadamAnnual Policy Statement for the Year 2007-08 -Undertaking Insurance business-UCBs.Please refer to para 211 of the Annual Policy Statement 2007-08 (copy enclosed).2. In terms of our circular UBD.BPD.PCB.Cir.No 35/09.112.00/04-05 dated January 24, 2005, all scheduled UCBs having a minimum net worth of Rs.50 crore were permi
மே 04, 2007
RBI asks UCBs not to deal with 918 defaulted companies following Patna High Court Order
RBI/2006-2007/374UBD. CO. BPD. (PCB). No. 41/12.05.001 /2006-07May 4, 2007CEOs of AllPrimary (Urban) Co-operative BanksDear Sir / MadamIn the High Court of Judicature at Patna –CWJC No. 13422 of 2006 –Council for the Protection of Public Rights and welfarevs. Union of India and Others – RegardingWe have to advise you that the Hon'ble Patna High Court vide its order dated 10 April 2007 in the captioned matter has directed the Reserve Bank of India to direct all the ban
RBI/2006-2007/374UBD. CO. BPD. (PCB). No. 41/12.05.001 /2006-07May 4, 2007CEOs of AllPrimary (Urban) Co-operative BanksDear Sir / MadamIn the High Court of Judicature at Patna –CWJC No. 13422 of 2006 –Council for the Protection of Public Rights and welfarevs. Union of India and Others – RegardingWe have to advise you that the Hon'ble Patna High Court vide its order dated 10 April 2007 in the captioned matter has directed the Reserve Bank of India to direct all the ban
மே 04, 2007
Risk Weight on Housing Loans - UCBs
RBI/2006-2007/373 UBD. PCB.Cir No. 40/ 13.05.000/ 2006-07May 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative Banks Dear Sir/MadamAnnual Policy Statement for the Year 2007-08Residential Housing Loans: Reduction of Risk Weight-UCBs Please refer to para 184 of the Annual Policy Statement for the year 2007-08 (copy enclosed).2. In terms of our circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005 the risk weights on housing loans to individu
RBI/2006-2007/373 UBD. PCB.Cir No. 40/ 13.05.000/ 2006-07May 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative Banks Dear Sir/MadamAnnual Policy Statement for the Year 2007-08Residential Housing Loans: Reduction of Risk Weight-UCBs Please refer to para 184 of the Annual Policy Statement for the year 2007-08 (copy enclosed).2. In terms of our circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005 the risk weights on housing loans to individu
ஏப். 30, 2007
Loans Extended against Gold and Silver Ornaments- Reduction of Risk Weight-UCBs
RBI/2006-2007/362 UBD (PCB).Cir.No.39 /13.05.000/06-07 April 30, 2007. The Chief Executives of All Primary( Urban) Cooperative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08- Loans Extended against Gold and Silver Ornaments- Reduction of Risk Weight-UCBs Please refer paragraph 151 of the Annual Policy Statement for the year 2007-08. (Copy enclosed). 2. In terms of our @@NBSP@@circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005, the risk w
RBI/2006-2007/362 UBD (PCB).Cir.No.39 /13.05.000/06-07 April 30, 2007. The Chief Executives of All Primary( Urban) Cooperative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08- Loans Extended against Gold and Silver Ornaments- Reduction of Risk Weight-UCBs Please refer paragraph 151 of the Annual Policy Statement for the year 2007-08. (Copy enclosed). 2. In terms of our @@NBSP@@circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005, the risk w
ஏப். 30, 2007
Income recognition, asset classification and provisioning norms-UCBs
RBI/2006-2007/361 UBD. PCB.Cir No. 38/ 09.14.000/ 2006-07 April 30, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam Annual Policy Statement for the year 2007-08- Income recognition, asset classification @@NBSP@@and provisioning norms-UCBs Please refer to paragraph 210 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2. @@NBSP@@In terms of our circular UBD.PCB.Cir.21 /12.05.05/2004-05 dated September 27, 20
RBI/2006-2007/361 UBD. PCB.Cir No. 38/ 09.14.000/ 2006-07 April 30, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam Annual Policy Statement for the year 2007-08- Income recognition, asset classification @@NBSP@@and provisioning norms-UCBs Please refer to paragraph 210 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2. @@NBSP@@In terms of our circular UBD.PCB.Cir.21 /12.05.05/2004-05 dated September 27, 20
ஏப். 26, 2007
Interest Rates on NRE Deposits - UCBs
RBI/2006-2007/354UBD (PCB) CO BPD Cir No: 37/13.01.000/2006-07April 26, 2007Chief Executive Officer ofAll Primary (urban) Cooperative Banks Dear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBsPlease refer to paragraphs 114 and 116 of the Annual Policy Statement for the year 2007-08 announced by Governor on April 24, 2007 (copy of the paragraphs enclosed).2. Interest Rate on Non-Resident (External) Rupee (NRE) DepositsPlease refer to par
RBI/2006-2007/354UBD (PCB) CO BPD Cir No: 37/13.01.000/2006-07April 26, 2007Chief Executive Officer ofAll Primary (urban) Cooperative Banks Dear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBsPlease refer to paragraphs 114 and 116 of the Annual Policy Statement for the year 2007-08 announced by Governor on April 24, 2007 (copy of the paragraphs enclosed).2. Interest Rate on Non-Resident (External) Rupee (NRE) DepositsPlease refer to par
ஏப். 25, 2007
Maintenance of CRR - UCBs
RBI/2006-2007/348Ref: UBD (PCB).No./7/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circulars RBI/2006-2007/271 UBD(PCB)No3/12.03.000/2006-07 dated March 01, 2007 and RBI/2006-2007/311 UBD (PCB) Cir. No.5/12.03.000/2006-07 dated April 05, 2007 on the captioned subject. Government of India
RBI/2006-2007/348Ref: UBD (PCB).No./7/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circulars RBI/2006-2007/271 UBD(PCB)No3/12.03.000/2006-07 dated March 01, 2007 and RBI/2006-2007/311 UBD (PCB) Cir. No.5/12.03.000/2006-07 dated April 05, 2007 on the captioned subject. Government of India
ஏப். 25, 2007
Maintenance of CRR on Exempted Categories - UCBs
RBI/2006-2007/347Ref: UBD (PCB) Cir.No./6/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir/Madam,Maintenance of Cash Reserve Ratio (CRR) on Exempted CategoriesPlease refer to our Circular RBI/2006-07/272 UBD (PCB) Cir. No. 4/12.03.000/2006-07 dated March 01, 2007 on the captioned subject. Consequent upon the notification of Section 3 of the Reserve Bank of India (Amendment) Act, 2006, as coming into
RBI/2006-2007/347Ref: UBD (PCB) Cir.No./6/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir/Madam,Maintenance of Cash Reserve Ratio (CRR) on Exempted CategoriesPlease refer to our Circular RBI/2006-07/272 UBD (PCB) Cir. No. 4/12.03.000/2006-07 dated March 01, 2007 on the captioned subject. Consequent upon the notification of Section 3 of the Reserve Bank of India (Amendment) Act, 2006, as coming into
ஏப். 19, 2007
Nomination Facility in Single Deposit Accounts - UCBs
RBI/2006-2007/330UBD.CO.BPD.Cir No: 36 /13.01.000/2006-0 April 19, 2007 ToThe Chief Executive Officers ofPrimary (Urban) Cooperative BanksDear Sir,Nomination Facility in Single Deposit Accounts - UCBs Please refer to Para 9 of our Circular UBD.BPD.Cir No: 4/13.01.00/2005-06 dated July 14, 2005 on the above subject wherein banks were advised to give wide publicity and provide guidance to deposit account holders on the benefits of nomination facility and the survivorshi
RBI/2006-2007/330UBD.CO.BPD.Cir No: 36 /13.01.000/2006-0 April 19, 2007 ToThe Chief Executive Officers ofPrimary (Urban) Cooperative BanksDear Sir,Nomination Facility in Single Deposit Accounts - UCBs Please refer to Para 9 of our Circular UBD.BPD.Cir No: 4/13.01.00/2005-06 dated July 14, 2005 on the above subject wherein banks were advised to give wide publicity and provide guidance to deposit account holders on the benefits of nomination facility and the survivorshi
ஏப். 18, 2007
Credit flow to Micro, Small and Medium Enterprises Sector-UCBs
RBI/2006-2007/329 UBD. PCB.Cir.No 35 /09.09.001/06-07April 18, 2007The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam,Credit flow to Micro, Small and Medium Enterprises Sector-UCBsPlease refer to Paragraph No.2 of our circular UBD.BPD.Cir.No.36/09.09.001/05-06 dated March 9, 2006 wherein the definition of Small and Medium Enterprise had been defined as under :'@@NBSP@@At present, a small scale industrial unit is an undertaking in which i
RBI/2006-2007/329 UBD. PCB.Cir.No 35 /09.09.001/06-07April 18, 2007The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam,Credit flow to Micro, Small and Medium Enterprises Sector-UCBsPlease refer to Paragraph No.2 of our circular UBD.BPD.Cir.No.36/09.09.001/05-06 dated March 9, 2006 wherein the definition of Small and Medium Enterprise had been defined as under :'@@NBSP@@At present, a small scale industrial unit is an undertaking in which i
ஏப். 17, 2007
Rounding off cheques to the nearest rupee - UCBs
RBI.No.2006-2007/324 UBD. CO. BPD. No. 34 /12.05.001/ 2006-07 April 17, 2007 All Primary (Urban) Co-operative Banks Dear Sirs, Rounding off cheques to the nearest rupee - UCBs Please refer to our circular UBD.PCB.35/DC.V.1-90/91 dated January 16, 1991 in terms of which banks were advised that all transactions, including payment of interest on deposits / charging of interest on advances, should be rounded off to the nearest rupee (fraction of 50 paise and above t
RBI.No.2006-2007/324 UBD. CO. BPD. No. 34 /12.05.001/ 2006-07 April 17, 2007 All Primary (Urban) Co-operative Banks Dear Sirs, Rounding off cheques to the nearest rupee - UCBs Please refer to our circular UBD.PCB.35/DC.V.1-90/91 dated January 16, 1991 in terms of which banks were advised that all transactions, including payment of interest on deposits / charging of interest on advances, should be rounded off to the nearest rupee (fraction of 50 paise and above t
ஏப். 05, 2007
UCBs - Maintenance of CRR
RBI/2006-2007/311Ref: UBD (PCB).No./5 /12.03.000/2006-07April 05, 2007 The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.3/12.03.000/2006-07 dated March 01, 2007 on the captioned subject. As set out in the Press Release 2006-2007/1336 dated March 30, 2007, it has been decided to increase the Cash
RBI/2006-2007/311Ref: UBD (PCB).No./5 /12.03.000/2006-07April 05, 2007 The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.3/12.03.000/2006-07 dated March 01, 2007 on the captioned subject. As set out in the Press Release 2006-2007/1336 dated March 30, 2007, it has been decided to increase the Cash
மார். 16, 2007
Grant of Loans for acquisition of Kisan Vikas Patras (KVPs) - UCBs
RBI/2006-2007/290UBD. (PCB). BPD.Cir No: 33 /13.05.000/2006March 16, 2007The Chief Executive Officers ofAll Primary (urban) Co-operative BanksDear Sir/Madam,Grant of Loans for acquisition of Kisan Vikas Patras (KVPs) - UCBsWe have recently come across certain instances where banks had sanctioned loans to individuals (mostly High Networth Individuals-HNIs) for acquisition of Kisan Vikas Patras (KVPs). The HNIs were first required to bring in 10% of the total face
RBI/2006-2007/290UBD. (PCB). BPD.Cir No: 33 /13.05.000/2006March 16, 2007The Chief Executive Officers ofAll Primary (urban) Co-operative BanksDear Sir/Madam,Grant of Loans for acquisition of Kisan Vikas Patras (KVPs) - UCBsWe have recently come across certain instances where banks had sanctioned loans to individuals (mostly High Networth Individuals-HNIs) for acquisition of Kisan Vikas Patras (KVPs). The HNIs were first required to bring in 10% of the total face
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