Notifications - Regulating Commercial Banking - ஆர்பிஐ - Reserve Bank of India
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ஏப். 21, 2022
Legal Entity Identifier (LEI) for Borrowers
RBI/2022-23/34 DOR.CRE.REC.28/21.04.048/2022-23 April 21, 2022 All Scheduled Commercial Banks (Excluding Regional Rural Banks), All India Financial Institutions, Small Finance Banks, Local Area Banks, Primary (Urban) Co-operative Banks, and Non-Banking Financial Companies (including Housing Finance Companies) Madam/Dear Sir, Legal Entity Identifier (LEI) for Borrowers Please refer to Para 3 of DBR.No.BP.BC.92/21.04.048/2017-18 dated November 2, 2017, on the captioned
RBI/2022-23/34 DOR.CRE.REC.28/21.04.048/2022-23 April 21, 2022 All Scheduled Commercial Banks (Excluding Regional Rural Banks), All India Financial Institutions, Small Finance Banks, Local Area Banks, Primary (Urban) Co-operative Banks, and Non-Banking Financial Companies (including Housing Finance Companies) Madam/Dear Sir, Legal Entity Identifier (LEI) for Borrowers Please refer to Para 3 of DBR.No.BP.BC.92/21.04.048/2017-18 dated November 2, 2017, on the captioned
ஏப். 19, 2022
Consolidated Circular on Opening of Current Accounts and CC/OD Accounts by Banks
RBI/2022-23/27 DOR.CRE.REC.23/21.08.008/2022-23 April 19, 2022 All Scheduled Commercial Banks All Payments Banks Madam / Dear Sir, Consolidated Circular on Opening of Current Accounts and CC/OD Accounts by Banks Please refer to circular DOR.No.BP.BC/7/21.04.048/2020-21 dated August 6, 2020 on Opening of Current Accounts by Banks - Need for Discipline and associated circulars thereon1. The Annex consolidates all instructions/ guidelines issued on the subject till date.
RBI/2022-23/27 DOR.CRE.REC.23/21.08.008/2022-23 April 19, 2022 All Scheduled Commercial Banks All Payments Banks Madam / Dear Sir, Consolidated Circular on Opening of Current Accounts and CC/OD Accounts by Banks Please refer to circular DOR.No.BP.BC/7/21.04.048/2020-21 dated August 6, 2020 on Opening of Current Accounts by Banks - Need for Discipline and associated circulars thereon1. The Annex consolidates all instructions/ guidelines issued on the subject till date.
ஏப். 18, 2022
Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR)
RBI/2022-23/25 DOR.LRG.REC.19/21.04.098/2022-23 April 18, 2022 Dear Sir/Madam, Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR) Please refer to our circular DOR.BP.BC.No.65/21.04.098/2019-20 dated April 17, 2020 on Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR). 2. In terms of the circular ibid, the assets allowed as Level 1 High Quality Liquid Assets (HQLAs) for the purpose of computing the LCR, inter alia, incl
RBI/2022-23/25 DOR.LRG.REC.19/21.04.098/2022-23 April 18, 2022 Dear Sir/Madam, Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR) Please refer to our circular DOR.BP.BC.No.65/21.04.098/2019-20 dated April 17, 2020 on Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR). 2. In terms of the circular ibid, the assets allowed as Level 1 High Quality Liquid Assets (HQLAs) for the purpose of computing the LCR, inter alia, incl
ஏப். 08, 2022
Section 24 and Section 56 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR)
RBI/2022-23/23 DOR.RET.REC.15/12.01.001/2022-23 April 08, 2022 All Scheduled Commercial Banks (including Regional Rural Banks)Local Area Banks, Small Finance Banks, Payments BanksPrimary (Urban) Co-operative Banks (UCBs)State and Central Co-operative Banks (StCBs / CCBs) Madam/Sir, Section 24 and Section 56 of the Banking Regulation Act, 1949 – Maintenance of Statutory Liquidity Ratio (SLR) Please refer to circular DBR.No.Ret.BC.10/12.02.001/2018-19 dated December 05,
RBI/2022-23/23 DOR.RET.REC.15/12.01.001/2022-23 April 08, 2022 All Scheduled Commercial Banks (including Regional Rural Banks)Local Area Banks, Small Finance Banks, Payments BanksPrimary (Urban) Co-operative Banks (UCBs)State and Central Co-operative Banks (StCBs / CCBs) Madam/Sir, Section 24 and Section 56 of the Banking Regulation Act, 1949 – Maintenance of Statutory Liquidity Ratio (SLR) Please refer to circular DBR.No.Ret.BC.10/12.02.001/2018-19 dated December 05,
ஏப். 08, 2022
Review of SLR holdings in HTM category
RBI/2022-23/21 DOR.MRG.REC.14/21.04.141/2022-23 April 08, 2022 Dear Sir / Madam, Review of SLR holdings in HTM category Please refer to paragraph 4 of Statement on Development and Regulatory Policies of the Monetary Policy Statement, 2022-23 dated April 08, 2022 and Section 6(iv)(a) of Master Direction - Classification, Valuation and Operation of Investment Portfolio of Commercial Banks (Directions), 2021 dated August 25, 2021. 2. At present, banks have been granted a
RBI/2022-23/21 DOR.MRG.REC.14/21.04.141/2022-23 April 08, 2022 Dear Sir / Madam, Review of SLR holdings in HTM category Please refer to paragraph 4 of Statement on Development and Regulatory Policies of the Monetary Policy Statement, 2022-23 dated April 08, 2022 and Section 6(iv)(a) of Master Direction - Classification, Valuation and Operation of Investment Portfolio of Commercial Banks (Directions), 2021 dated August 25, 2021. 2. At present, banks have been granted a
ஏப். 08, 2022
Individual Housing Loans - Rationalisation of Risk Weights
RBI/2022-23/20 DOR.CRE.REC.13/08.12.015/2022-23 April 8, 2022 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Madam/ Dear Sir, Individual Housing Loans – Rationalisation of Risk Weights Please refer to circular DOR.No.BP.BC.24/08.12.015/2020-21 dated October 16, 2020 on rationalization of risk weights on Individual Housing Loans in terms of which risk weights were rationalised irrespective of the amount, for all new housing loans s
RBI/2022-23/20 DOR.CRE.REC.13/08.12.015/2022-23 April 8, 2022 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Madam/ Dear Sir, Individual Housing Loans – Rationalisation of Risk Weights Please refer to circular DOR.No.BP.BC.24/08.12.015/2020-21 dated October 16, 2020 on rationalization of risk weights on Individual Housing Loans in terms of which risk weights were rationalised irrespective of the amount, for all new housing loans s
ஏப். 07, 2022
Establishment of Digital Banking Units (DBUs)
RBI/2022-23/19 DOR.AUT.REC.12/22.01.001/2022-23 April 7, 2022 All Scheduled Commercial Banks (excluding Regional Rural Banks, Local Area Banks & Payments Banks) Dear Sir / Madam, Establishment of Digital Banking Units (DBUs) In recent times, digital banking has emerged as the preferred banking service delivery channel in the country along with ‘brick and mortar’ banking outlets. Reserve Bank has been taking progressive measures to improve availability of digital i
RBI/2022-23/19 DOR.AUT.REC.12/22.01.001/2022-23 April 7, 2022 All Scheduled Commercial Banks (excluding Regional Rural Banks, Local Area Banks & Payments Banks) Dear Sir / Madam, Establishment of Digital Banking Units (DBUs) In recent times, digital banking has emerged as the preferred banking service delivery channel in the country along with ‘brick and mortar’ banking outlets. Reserve Bank has been taking progressive measures to improve availability of digital i
ஏப். 04, 2022
Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendment in two entries
RBI/2022-23/18 DOR.AML.REC.11/14.06.001/2022-23 April 04, 2022 The Chairpersons/ CEOs of all the Regulated Entities Madam/Dear Sir, Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendment in two entries Please refer to Section 51 of our Master Direction on Know Your Customer dated February 25, 2016 as amended on May 10 , 2021, in terms of which “Regulated Entities (REs) shall ensure that in terms
RBI/2022-23/18 DOR.AML.REC.11/14.06.001/2022-23 April 04, 2022 The Chairpersons/ CEOs of all the Regulated Entities Madam/Dear Sir, Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendment in two entries Please refer to Section 51 of our Master Direction on Know Your Customer dated February 25, 2016 as amended on May 10 , 2021, in terms of which “Regulated Entities (REs) shall ensure that in terms
மார். 31, 2022
Master Direction - Classification, Valuation and Operation of Investment Portfolio of Commercial Banks (Directions), 2021 - Amendment
RBI/2021-22/191 DOR.MRG.REC.98/21.04.141/2021-22 March 31, 2022 Dear Sir / Madam, Master Direction - Classification, Valuation and Operation of Investment Portfolio of Commercial Banks (Directions), 2021 - Amendment Please refer to the Master Direction DOR.MRG.42/21.04.141/2021-22 dated August 25, 2021 – ‘Classification, Valuation and Operation of Investment Portfolio of Commercial Banks (Directions), 2021’ (hereinafter referred as ‘Master Direction’). 2. In terms of
RBI/2021-22/191 DOR.MRG.REC.98/21.04.141/2021-22 March 31, 2022 Dear Sir / Madam, Master Direction - Classification, Valuation and Operation of Investment Portfolio of Commercial Banks (Directions), 2021 - Amendment Please refer to the Master Direction DOR.MRG.42/21.04.141/2021-22 dated August 25, 2021 – ‘Classification, Valuation and Operation of Investment Portfolio of Commercial Banks (Directions), 2021’ (hereinafter referred as ‘Master Direction’). 2. In terms of
மார். 31, 2022
Bilateral Netting of Qualified Financial Contracts - Amendments to Prudential Guidelines
RBI/2021-22/189 DOR.CAP.REC.No.97/21.06.201/2021-22 March 31, 2022 Dear Sir/ Madam, Bilateral Netting of Qualified Financial Contracts - Amendments to Prudential Guidelines The Bilateral Netting of Qualified Financial Contracts Act, 2020 (hereafter referred to as “the Act”), has been notified by the Government of India vide Gazette Notification No. S.O. 3463(E) dated October 1, 2020. The Act provides a legal framework for enforceability of bilateral netting of qualifi
RBI/2021-22/189 DOR.CAP.REC.No.97/21.06.201/2021-22 March 31, 2022 Dear Sir/ Madam, Bilateral Netting of Qualified Financial Contracts - Amendments to Prudential Guidelines The Bilateral Netting of Qualified Financial Contracts Act, 2020 (hereafter referred to as “the Act”), has been notified by the Government of India vide Gazette Notification No. S.O. 3463(E) dated October 1, 2020. The Act provides a legal framework for enforceability of bilateral netting of qualifi
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