Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS
 

FOREIGN BANKS
 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

12,41,736

1563,77

1497,85

12,44,967

2012,29

1853,93

12

7,36

6,63

1.

Direct Finance

12,30,484

1397,62

1356,64

12,33,714

1648,69

1549,67

8

1,36

76

2.

Indirect Finance

11,252

166,14

141,21

11,253

363,60

304,26

4

6,00

5,87

II.

INDUSTRY

95,934

4338,17

3752,36

81,537

4596,84

3669,95

192

188,71

144,75

1.

Mining & Quarrying

929

65,61

62,75

852

71,49

58,82

-

-

-

2.

Food Manufacturing and Processing

6,635

545,69

447,17

5,007

470,38

375,42

7

7,32

7,25

(a) Rice Mills, Flour and Dal Mills

2,935

193,21

147,50

2,286

125,37

93,32

2

3

3

(b) Sugar

36

42,69

34,85

81

146,31

122,72

-

-

-

(c) Edible Oils and Vanaspati

576

169,15

157,88

463

89,55

68,07

-

-

-

(d) Tea Processing

8

31

39

18

1,19

78

-

-

-

(e) Processing of Fruits & Vegetables

24

2,79

2,55

317

4,15

3,61

-

-

-

(f) Others

3,056

137,54

104,01

1,842

103,80

86,93

5

7,29

7,22

3.

Beverage and Tobacco

262

69,37

58,68

431

239,89

130,74

8

18,77

15,19

4.

Textiles

2,015

270,21

217,08

2,089

362,99

316,16

41

29,10

19,90

(a) Cotton Textiles

848

147,11

121,31

814

175,55

145,51

16

16,99

10,76

(b) Jute Textiles

20

7,18

8,81

39

17,42

13,61

-

-

-

(c) Handloom Textiles & Khadi

278

2,89

2,91

237

5,30

3,18

-

-

-

(d) Other Textiles

869

113,03

84,05

999

164,72

153,86

25

12,10

9,15

5.

Paper, Paper Products and Printing

975

114,16

84,65

1,717

154,97

135,91

14

32,70

27,32

6.

Leather and Leather Products

224

30,64

29,15

306

12,95

9,00

1

3

3

7.

Rubber and Rubber Products

278

28,06

28,14

286

34,49

26,77

-

-

-

8.

Chemicals and Chemical Products

1,999

657,55

602,77

2,217

699,05

573,20

50

54,39

34,11

(a) Heavy Industrial Chemicals

147

43,62

43,79

189

22,22

20,59

1

50

44

(b) Fertilizers

77

110,63

93,04

100

132,16

105,21

2

7,47

2,59

(c) Drugs and Pharmaceuticals

563

324,99

301,77

730

346,47

281,47

33

25,86

17,36

(d) Non-Edible Oils

89

46,62

42,12

60

21,19

15,17

-

-

-

(e) Other Chemicals & Chemical Products

1,123

131,69

122,06

1,138

177,00

150,76

14

20,56

13,71

9.

Petroleum, Coal Products & Nuclear Fuels

65

15,32

12,90

98

22,64

15,87

-

-

-

10.

Manufacture of Cement & Cement Products

332

164,28

126,72

420

166,97

148,99

1

1,00

1,06

11.

Basic Metals & Metal Products

1,568

667,15

656,47

1,939

923,54

748,20

28

12,16

12,18

(a) Iron and Steel

515

453,56

458,15

581

813,99

662,46

27

9,56

9,62

(b) Non-Ferrous Metals

106

73,33

64,83

111

21,44

15,36

-

-

-

(c) Other Metal Products

947

140,26

133,49

1,247

88,11

70,38

1

2,60

2,56

12.

Engineering

3,213

774,71

680,31

2,873

537,19

392,88

17

15,22

12,24

(a) Heavy Engineering

317

97,34

73,44

348

111,41

92,46

-

-

-

(b) Light Engineering

1,548

191,99

201,13

983

106,41

91,90

13

4,62

4,07

(c) Electrical Machinery & Goods

777

329,37

256,57

738

219,49

126,13

2

5,55

2,84

(d) Electronic Machinery & Goods

571

156,00

149,17

804

99,88

82,40

2

5,05

5,33

13.

Vehicles, Vehicle Parts & Transport Equipments

734

224,12

234,31

926

44,96

38,52

3

33

33

14.

Other Industries

76,199

346,31

317,47

61,250

410,14

355,54

10

9,85

7,30

15.

Electricity, Gas & Water

142

337,87

169,05

256

361,66

269,13

4

7,63

7,63

(a) Electricity Generation & Transmission

117

332,56

163,76

218

345,96

253,81

4

7,63

7,63

(b) Non-Conventional Energy

5

4,39

4,53

14

14,49

14,27

-

-

-

(c) Gas, Steam & Water Supply

20

92

76

24

1,22

1,05

-

-

-

16.

Construction

364

27,13

24,73

870

83,54

74,80

8

22

22

III.

TRANSPORT OPERATORS

32,456

121,68

105,68

30,617

119,90

99,60

7

2,79

1,93

IV.

PROFESSIONAL AND OTHER SERVICES

27,757

204,62

165,63

1,31,107

411,37

350,01

41

4,28

3,37

V.

PERSONAL LOANS

6,14,207

1459,78

1291,08

4,40,253

1204,76

1078,33

3,075

31,33

26,81

1.

Loans for Purchase of Consumer Durables

41,267

62,31

52,89

27,911

36,79

30,08

-

-

-

2.

Loans for Housing

43,553

374,81

353,40

48,160

408,08

370,08

23

1,15

1,03

3.

Rest of the Personal Loans

5,29,387

1022,66

884,79

3,64,182

759,90

678,17

3,052

30,18

25,78

VI.

TRADE

2,71,134

882,53

752,58

2,56,389

1159,41

914,04

75

50,44

26,37

1.

Wholesale Trade

17,082

393,46

332,38

16,094

661,32

484,94

16

38,86

22,01

2.

Retail Trade

2,54,052

489,07

420,20

2,40,295

498,09

429,10

59

11,58

4,36

VII.

FINANCE

513

179,10

139,74

863

143,45

106,74

15

8,07

8,01

VIII. ALL OTHERS

82,566

1116,80

984,26

4,76,999

902,65

802,24

3

2,76

76

TOTAL BANK CREDIT

23,66,303

9866,45

8689,18

26,62,732

10550,68

8874,85

3,420

295,75

218,63

OF WHICH :

1. Artisans & Village Industries

31,471

63,68

56,46

18,314

38,69

34,56

2

2

1

2. Other Small Scale Industries

47,064

864,28

784,34

46,256

750,45

609,25

11

12,59

7,53

REGIONAL RURAL BANKS
 

OTHER SCHEDULED COMMERCIAL BANKS

ALL SCHEDULED COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

8,23,373

655,32

612,79

53,092

217,21

207,04

33,63,180

4455,94

4178,25

1.

Direct Finance

7,87,607

621,93

582,63

51,877

175,34

164,29

33,03,690

3844,93

3654,00

2.

Indirect Finance

35,766

33,39

30,16

1,215

41,88

42,75

59,490

611,01

524,25

II.

INDUSTRY

45,894

34,21

31,39

5,358

904,55

792,99

2,28,915

10062,49

8391,44

1.

Mining & Quarrying

27

47

42

107

34,10

18,59

1,915

171,67

140,58

2.

Food Manufacturing and Processing

375

2,99

2,80

451

102,39

75,34

12,475

1128,78

907,99

(a) Rice Mills, Flour and Dal Mills

77

1,44

1,39

185

15,01

8,21

5,485

335,07

250,45

(b) Sugar

1

3

3

23

41,31

27,57

141

230,34

185,17

(c) Edible Oils and Vanaspati

22

31

29

76

31,89

26,77

1,137

290,91

253,01

(d) Tea Processing

-

-

-

-

-

-

26

1,50

1,17

(e) Processing of Fruits & Vegetables

-

-

-

10

3,72

3,19

351

10,66

9,35

(f) Others

275

1,22

1,09

157

10,46

9,60

5,335

260,31

208,84

3.

Beverage and Tobacco

4

3

3

36

9,78

7,85

741

337,84

212,48

4.

Textiles

122

91

69

1,385

164,94

139,18

5,652

828,16

693,01

(a) Cotton Textiles

11

9

5

570

66,15

51,81

2,259

405,89

329,44

(b) Jute Textiles

-

-

-

20

9,38

7,74

79

33,98

30,16

(c) Handloom Textiles & Khadi

29

29

22

14

63

54

558

9,11

6,85

(d) Other Textiles

82

53

42

781

88,78

79,09

2,756

379,17

326,56

5.

Paper, Paper Products and Printing

15

36

29

205

26,80

24,61

2,926

328,99

272,79

6.

Leather and Leather Products

6

2

2

22

1,78

1,41

559

45,42

39,61

7.

Rubber and Rubber Products

1

1

1

18

6,24

3,98

583

68,79

58,91

8.

Chemicals and Chemical Products

17

15

14

314

276,91

254,02

4,597

1688,05

1464,22

(a) Heavy Industrial Chemicals

-

-

-

13

2,23

2,18

350

68,57

67,00

(b) Fertilizers

1

1

1

9

13,47

12,21

189

263,74

213,05

(c) Drugs and Pharmaceuticals

6

4

3

117

208,00

192,59

1,449

905,36

793,22

(d) Non-Edible Oils

1

-

-

16

3,29

3,15

166

71,11

60,44

(e) Other Chemicals & Chemical Products

9

11

10

159

49,92

43,88

2,443

379,28

330,50

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

27

4,19

3,41

190

42,15

32,18

10.

Manufacture of Cement & Cement Products

9

28

28

35

26,80

26,65

797

359,34

303,70

11.

Basic Metals & Metal Products

11

6

5

184

69,06

70,82

3,730

1671,96

1487,72

(a) Iron and Steel

5

2

2

92

56,07

56,08

1,220

1333,20

1186,33

(b) Non-Ferrous Metals

1

-

-

22

4,47

3,54

240

99,25

83,74

(c) Other Metal Products

5

3

3

70

8,52

11,19

2,270

239,51

217,65

12.

Engineering

89

1,10

1,03

239

42,08

37,92

6,431

1370,29

1124,39

(a) Heavy Engineering

41

64

61

39

14,87

13,59

745

224,27

180,09

(b) Light Engineering

19

15

15

74

3,09

3,22

2,637

306,25

300,47

(c) Electrical Machinery & Goods

10

6

6

51

13,91

10,72

1,578

568,39

396,32

(d) Electronic Machinery & Goods

19

24

22

75

10,21

10,39

1,471

271,38

247,51

13.

Vehicles, Vehicle Parts & Transport Equipments

58

75

66

105

5,59

4,89

1,826

275,74

278,71

14.

Other Industries

45,135

26,11

24,20

1,944

49,12

43,17

1,84,538

841,54

747,69

15.

Electricity, Gas & Water

8

7

7

11

31,04

32,69

421

738,26

478,57

(a) Electricity Generation & Transmission

5

3

3

4

12,57

13,25

348

698,75

438,47

(b) Non-Conventional Energy

2

4

4

7

18,47

19,44

28

37,38

38,28

(c) Gas, Steam & Water Supply

1

-

-

-

-

-

45

2,14

1,82

16.

Construction

17

89

70

275

53,74

48,44

1,534

165,52

148,89

III.

TRANSPORT OPERATORS

10,464

26,79

23,25

2,314

28,08

22,49

75,858

299,24

252,95

IV.

PROFESSIONAL AND OTHER SERVICES

41,936

30,86

27,00

4,204

46,55

38,39

2,05,045

697,67

584,41

V.

PERSONAL LOANS

1,86,841

213,21

187,64

49,699

181,69

158,85

12,94,075

3090,77

2742,71

1.

Loans for Purchase of Consumer Durables

15,178

14,00

11,69

9,297

10,42

6,36

93,653

123,53

101,02

2.

Loans for Housing

7,034

30,94

33,12

2,693

26,88

23,66

1,01,463

841,86

781,29

3.

Rest of the Personal Loans

1,64,629

168,27

142,83

37,709

144,38

128,84

10,98,959

2125,39

1860,40

VI.

TRADE

1,40,099

94,20

79,27

21,873

268,30

223,31

6,89,570

2454,88

1995,58

1.

Wholesale Trade

4,067

5,51

4,36

2,978

165,73

137,01

40,237

1264,88

980,70

2.

Retail Trade

1,36,032

88,68

74,90

18,895

102,56

86,31

6,49,333

1189,99

1014,87

VII.

FINANCE

63

73

67

791

159,10

133,59

2,245

490,45

388,75

VIII. ALL OTHERS

1,77,684

127,66

124,97

27,381

139,85

125,75

7,64,633

2289,72

2037,98

TOTAL BANK CREDIT

14,26,354

1182,97

1086,97

1,64,712

1945,32

1702,42

66,23,521

23841,17

20572,06

OF WHICH :

1. Artisans & Village Industries

37,609

22,37

20,92

534

98

90

87,930

125,75

112,85

2. Other Small Scale Industries

7,102

6,33

5,87

2,109

107,12

86,00

1,02,542

1740,77

1492,99