Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

21,54,818

2272,93

2160,47

9,93,254

1247,12

1172,51

1.

Direct Finance

21,19,299

2109,50

2016,33

9,77,186

1121,94

1069,59

2.

Indirect Finance

35,519

163,43

144,15

16,068

125,18

102,92

II.

INDUSTRY

86,172

875,54

752,96

76,620

1395,69

1197,16

1.

Mining & Quarrying

651

12,82

12,05

671

41,24

35,78

2.

Food Manufacturing and Processing

3,363

156,86

123,32

5,256

339,91

250,44

(a)

Rice Mills, Flour and Dal Mills

1,571

43,95

36,38

2,693

192,95

134,74

(b)

Sugar

32

62,61

53,08

39

30,41

23,15

(c)

Edible Oils and Vanaspati

327

9,88

7,49

448

69,58

52,54

(d)

Tea Processing

6

5

5

3

8

1

(e)

Processing of Fruits & Vegetables

284

1,70

1,60

29

2,01

1,77

(f)

Others

1,143

38,66

24,72

2,044

44,90

38,22

3.

Beverage and Tobacco

150

10,51

7,93

116

6,59

4,76

4.

Textiles

896

91,32

77,35

2,506

121,82

105,51

(a)

Cotton Textiles

313

51,51

40,10

714

74,58

62,88

(b)

Jute Textiles

3

4

7

22

11,47

9,46

(c)

Handloom Textiles & Khadi

225

1,22

1,20

256

3,70

2,52

(d)

Other Textiles

355

38,55

35,97

1,514

32,07

30,66

5.

Paper, Paper Products and Printing

254

53,57

35,65

621

32,58

28,46

6.

Leather and Leather Products

66

68

56

136

7,46

6,77

7.

Rubber and Rubber Products

57

1,71

1,44

94

4,80

4,60

8.

Chemicals and Chemical Products

524

173,63

161,84

839

131,40

120,05

(a)

Heavy Industrial Chemicals

40

7,76

8,25

62

14,25

14,90

(b)

Fertilizers

37

50,54

51,11

20

60

46

(c)

Drugs and Pharmaceuticals

133

66,10

54,62

142

45,28

40,97

(d)

Non-Edible Oils

38

8,66

9,34

55

22,04

20,79

(e)

Other Chemicals & Chemical Products

276

40,56

38,52

560

49,24

42,93

9.

Petroleum, Coal Products & Nuclear Fuels

15

5,69

6,55

50

11,08

8,41

10.

Manufacture of Cement & Cement Products

137

12,09

10,35

198

28,43

24,86

11.

Basic Metals & Metal Products

365

131,97

127,59

896

412,11

401,42

(a)

Iron and Steel

95

101,66

101,64

233

337,06

332,87

(b)

Non-Ferrous Metals

22

18,52

15,10

61

51,99

47,53

(c)

Other Metal Products

248

11,79

10,85

602

23,07

21,02

12.

Engineering

953

79,57

68,30

1,272

80,34

57,59

(a)

Heavy Engineering

184

9,75

8,50

156

27,93

17,51

(b)

Light Engineering

393

12,00

11,74

528

24,61

17,03

(c)

Electrical Machinery & Goods

160

24,91

17,90

363

15,56

12,19

(d)

Electronic Machinery & Goods

216

32,91

30,16

225

12,24

10,86

13.

Vehicles, Vehicle Parts & Transport Equipments

359

14,77

13,14

618

10,65

9,30

14.

Other Industries

78,166

106,99

93,77

63,073

151,21

126,28

15.

Electricity, Gas & Water

127

19,41

9,49

89

11,17

8,58

(a)

Electricity Generation & Transmission

114

19,02

9,21

72

10,62

8,05

(b)

Non-Conventional Energy

2

4

4

4

7

15

(c)

Gas, Steam & Water Supply

11

35

23

13

48

38

16.

Construction

89

3,96

3,64

185

4,90

4,34

III.

TRANSPORT OPERATORS

22,324

63,74

54,91

24,721

88,50

73,30

IV.

PROFESSIONAL AND OTHER SERVICES

83,534

86,08

72,69

58,533

170,30

136,14

V.

PERSONAL LOANS

3,87,751

660,94

569,50

3,92,053

758,47

676,03

1.

Loans for Purchase of Consumer Durables

17,456

18,04

15,38

19,658

28,61

23,03

2.

Loans for Housing

19,327

148,25

140,23

24,927

149,48

139,13

3.

Rest of the Personal Loans

3,50,968

494,66

413,89

3,47,468

580,38

513,87

VI.

TRADE

3,04,619

531,08

403,78

2,23,313

551,84

458,45

1.

Wholesale Trade

14,940

273,35

181,65

10,794

192,61

157,59

2.

Retail Trade

2,89,679

257,73

222,13

2,12,519

359,23

300,87

VII.

FINANCE

319

12,62

11,91

348

35,65

27,29

VIII.

ALL OTHERS

3,17,094

340,06

310,99

2,11,513

309,02

253,00

TOTAL BANK CREDIT

33,56,631

4843,00

4337,22

19,80,355

4556,58

3993,87

OF WHICH :

1.

Artisans & Village Industries

49,924

41,13

36,25

28,334

39,17

34,92

2.

Other Small Scale Industries

28,443

157,87

140,67

35,889

441,25

360,90

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

2,10,751

461,03

436,58

4,357

474,86

408,69

1.

Direct Finance

2,04,333

382,32

367,45

2,872

231,17

200,63

2.

Indirect Finance

6,418

78,71

69,13

1,485

243,69

208,06

II.

INDUSTRY

46,474

2844,58

2328,51

19,649

4946,68

4112,81

1.

Mining & Quarrying

443

37,31

38,13

150

80,30

54,61

2.

Food Manufacturing and Processing

2,838

384,89

309,57

1,018

247,12

224,66

(a)

Rice Mills, Flour and Dal Mills

1,132

87,41

70,14

89

10,77

9,19

(b)

Sugar

42

88,62

62,37

28

48,70

46,57

(c)

Edible Oils and Vanaspati

248

96,78

85,94

114

114,67

107,04

(d)

Tea Processing

4

3

1

13

1,34

1,10

(e)

Processing of Fruits & Vegetables

25

4,90

4,25

13

2,05

1,73

(f)

Others

1,387

107,15

86,86

761

69,60

59,04

3.

Beverage and Tobacco

381

243,53

147,54

94

77,21

52,26

4.

Textiles

1,548

202,21

169,70

702

412,80

340,45

(a)

Cotton Textiles

985

172,88

144,04

247

106,93

82,42

(b)

Jute Textiles

41

17,72

14,60

13

4,75

6,02

(c)

Handloom Textiles & Khadi

61

1,54

1,31

16

2,65

1,82

(d)

Other Textiles

461

10,07

9,74

426

298,48

250,19

5.

Paper, Paper Products and Printing

989

76,44

72,51

1,062

166,41

136,16

6.

Leather and Leather Products

191

10,83

10,16

166

26,46

22,12

7.

Rubber and Rubber Products

231

15,28

15,47

201

47,01

37,40

8.

Chemicals and Chemical Products

1,256

324,99

276,90

1,978

1058,03

905,44

(a)

Heavy Industrial Chemicals

109

23,60

21,56

139

22,95

22,30

(b)

Fertilizers

65

89,25

75,71

67

123,35

85,76

(c)

Drugs and Pharmaceuticals

356

132,58

113,28

818

661,39

584,35

(d)

Non-Edible Oils

58

31,61

24,39

15

8,80

5,92

(e)

Other Chemicals & Chemical Products

668

47,95

41,95

939

241,53

207,10

9.

Petroleum, Coal Products & Nuclear Fuels

58

7,93

3,73

67

17,45

13,49

10.

Manufacture of Cement & Cement Products

210

13,16

11,70

252

305,67

256,79

11.

Basic Metals & Metal Products

1,123

642,17

497,25

1,346

485,70

461,46

(a)

Iron and Steel

395

555,44

416,67

497

339,04

335,15

(b)

Non-Ferrous Metals

74

4,23

3,97

83

24,51

17,14

(c)

Other Metal Products

654

82,50

76,60

766

122,15

109,18

12.

Engineering

2,016

454,36

347,58

2,190

756,01

650,92

(a)

Heavy Engineering

168

53,63

53,14

237

132,96

100,95

(b)

Light Engineering

909

72,25

69,12

807

197,39

202,57

(c)

Electrical Machinery & Goods

543

261,75

166,22

512

266,17

200,00

(d)

Electronic Machinery & Goods

396

66,74

59,11

634

159,50

147,39

13.

Vehicles, Vehicle Parts & Transport Equipments

519

224,55

235,30

330

25,77

20,98

14.

Other Industries

33,978

153,96

142,29

9,321

429,38

385,35

15.

Electricity, Gas & Water

63

15,14

15,39

142

692,54

445,11

(a)

Electricity Generation & Transmission

42

2,68

2,87

120

666,43

418,33

(b)

Non-Conventional Energy

6

11,90

11,98

16

25,36

26,12

(c)

Gas, Steam & Water Supply

15

56

55

6

75

66

16.

Construction

630

37,85

35,30

630

118,81

105,60

III.

TRANSPORT OPERATORS

19,906

106,09

88,94

8,907

40,91

35,80

IV.

PROFESSIONAL AND OTHER SERVICES

49,725

193,64

163,46

13,253

247,64

212,13

V.

PERSONAL LOANS

3,37,345

916,17

829,35

1,76,926

755,20

667,83

1.

Loans for Purchase of Consumer Durables

37,800

52,05

43,17

18,739

24,82

19,44

2.

Loans for Housing

35,338

285,79

270,10

21,871

258,35

231,83

3.

Rest of the Personal Loans

2,64,207

578,32

516,08

1,36,316

472,03

416,56

VI.

TRADE

1,21,063

741,21

614,67

40,575

630,75

518,67

1.

Wholesale Trade

10,084

428,09

334,26

4,419

370,83

307,21

2.

Retail Trade

1,10,979

313,12

280,41

36,156

259,92

211,47

VII.

FINANCE

460

66,18

55,49

1,118

376,01

294,06

VIII.

ALL OTHERS

1,71,845

389,77

349,62

64,181

1250,88

1124,37

TOTAL BANK CREDIT

9,57,569

5718,67

4866,61

3,28,966

8722,93

7374,35

OF WHICH :

1.

Artisans & Village Industries

8,006

32,99

29,53

1,666

12,46

12,15

2.

Other Small Scale Industries

27,477

600,46

514,03

10,733

541,19

477,40